Category: Credit & charge cards

Corporate Charge or Credit Cards for SMBs

With Brex's meteoric rise from zero to $8B in just 4 years, there has been considerable attention to, and investment in business credit/charge cards (see definition below). The most recent example: Divvy's $2.5B exit to less than 5 years after founding, a value increase of almost $50M per MONTH!

Challenger of the Month*

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Ramp is focused on maximizing your businesses most precious resources: every minute and dollar.

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Below are the challenger SMB business credit/charge cards currently active in the United States.

The FAB Score Ranking (Fintech Attention Barometer) is a proxy for the size of a private fintech company.

Last Updated: August 2021
CompanyLearn MoreFAB Score*FoundedFunding ($M)
RampRamp10582019$1,660ApplyNYC229 Aug '21690,000$595.0$15.0
ExpensifyExpensify4602008$401ApplySF329 Aug 20211,700,000$0.0$38.232000
Logo-Full-ColorBill (FKA Divvy)2002016$418ApplyUtah429 Aug 2021270,000$165.0$253.0
Tribal-logoTribal Credit1502016$293ApplySF629 Aug 20214,400$34.3$9.1370
Bonsai logoBonsai8320160.1Apply500,000
Karat-logoKarat712019$116ApplySF729 Aug 202111,000$26.0$4.6
Center-logoCenter382018$70ApplySeattle1429 Aug 20212,900$0.0$5.0
TeamPay-logoTeampay222016$50ApplyNYC1029 Aug 20218,300$5.0$16.0
PEX-logoPEX222007$5ApplyNYC1129 Aug 202181,000$0.0$4.92540113000
Bento-logoBento (US Bank)182014$25ApplySF929 Aug 202194,000$0.0$18.52155000
SwipeDom-logoProfit (was SWIPEDOM)62019$0.5ApplyNYC1229 Aug 20214,900$0.0$0.5430 (was FunnelDash)42016$3.7ApplyAustin1529 Aug 20218,100$0.0$0.5
Lola-logoLola (Capital One)182015$82ApplyBoston829 Aug 20218,200$0.0$81.7
ComCard-logoComCard42019$0ApplyLA1329 Aug 2021700$0.0$0.2

Sources: FintechLabs, Pitchbook, Crunchbase, SimilarWeb, SEMrush; 13 May 2023

*Our business model depends on revenue from referrals and sponsors. When you see a referral link in the URL, we may earn a fee when a new account is started (thanks!). This can improve visibility on our website, but does not impact the company’s FAB score.
** The FAB score, Fintech Attention Barometer, is a proxy for the overall size of a private company since they typically do not release traditional metrics (# customers, deposits, AUM, etc). The score is based on VC funding, website traffic, mobile downloads, and the number of employees. It’s a work in progress, so expect changes in the formula.
***Funding is the amount invested into the company as either equity or debt.

FAB Score*FoundedFunding $M$152$296$75
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Company OverviewFAB Score*FoundedFunding $M
SMB Lenders: Kabbage Continues to Cook Under American Express Ownership36220082500Atlanta
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Last Updated: August 2021
CompanyFAB Score*FoundedFunding ($M)
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Updated June 2021
FAB Score*FoundedFunding ($M)
802017$306Wash DC
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