Fintech Unicorns of the 21st-Century

At FintechLabs we track the value of global fintech unicorns born since 1999. As of 12 May (2024), there are 363 valued at US$1 billion or more. That’s up 13 this year, up 34 since the end of 2022, and up 85 from YE 2021. The total includes 28 billion-plus exits as well as 41 public companies trading above $1B in market value. The remaining 294 private companies are listed according to their most recent valuations as reported by various media outlets. Given the private-market valuation dip in the past year, there are likely a number of over-valued companies listed.

The total value is $1.6 trillion up about $100 million so far this year.

Note: Private company valuations are as of the latest reported round and public company market caps as of date show below.

Unicorn Challenger of the Month*

Melio is a modern payment solution tailor-made for small businesses.

Rank	Company	Value ($B)	Value Date	Founded	Country	Category	Sub-Category	Status
1	Shopify	83	18 June '24	2004	Canada	Ecommerce	Payments	Public
2	Ant Technology	79	July '23 buyback	2014	China	Fintech	Payments	Private
3	Stripe	70	July '24 secondary	2010	USA	Fintech	Payments	Private
4	PayPal	62	18 June '24	1999	USA	Fintech	Payments	Public
5	Coinbase	58	18 June '24	2012	USA	Crypto	Exchange	Public
6	Nubank	56	18 June '24	2013	Brazil	Banking	Retail	Public
7	Revolut	45	July '24 secondary	2015	UK	Fintech	Payments	Private
8	Adyen	40	18 June '24	2006	Netherlands	Fintech	Payments	Public
9	Block (Square)	38	18 June '24	2009	USA	Fintech	Payments	Public
10	Afterpay	29	Aug 2021 exit (Block)	2014	Australia	Fintech	Lending	Exit
11	Binance	25	Bloomberg June 2022	2017	Malta	Crypto	Exchange	Private
12	Acrisure	23	May 2022 round	2005	USA	Insurtech		Private
13	Citadel Securities	22	Jan 2022 round	2001	USA	Finetch	Investing	Private
14	WeBank	21	Nov 2018 transaction	2014	China	Fintech	Banking	Private
15	FNZ	20	Feb 2022 round	2004	UK	Investech	Wealth Mgmt	Private
16	Xero	20	18 June '24	2006	New Zealand	Fintech	Accounting	Public
17	Robinhood	19	18 June '24	2013	USA	Fintech	Investing	Public
18	Marqeta	16	Secondary May 2021	2010	USA	Fintech	Payments	Private
19	Toast	13	18 June '24	2011	USA	Fintech	Payments	Public
20	GoodLeap	12	Jan 2021 round	2003	USA	Lending	Solar POS	Private
21	PhonePe	12	Jan 2023 funding	2015	India	Fintech	Payments	Private
22	Checkout.com	11	Estimate Dec 2022	2012	UK	Fintech	Payments	Private
23	Lakala	11	18 June '24	2004	China	Fintech	Lead gen	Public
24	KuCoin	10	May 2022 round	2017	Saychelles	Crypto	Exchange	Private
25	Affirm	9.4	18 June '24	2012	USA	Fintech	Lending	Public
26	Navan (TripActions)	9.2	Nov 2023 round	2015	USA	Payments	Accounting	Private
27	Bullish	9.1	July 2021 SPAC (cancelled)	2021	Cayman Islands	Crypto		Private
28	N26	9.0	Oct 2021 round	2013	Germany	Fintech	Banking	Private
29	Rapyd	8.8	April 2021 round	2016	UK	Fintech	Payments	Private
30	SumUp	8.6	Nov 2023 round (est)	2012	UK	Payments	Mobile	Private
31	Tipalti	8.3	Dec 2021 round	2010	USA	Fintech	Payments	Private
32	FalconX	8.0	June 2022 round	2018	USA	Crypto		Private
33	Fireblocks	8.0	Jan 2022 round	2018	USA	Crypto	Infrastructure	Private
34	Jiedaibao	7.8	Jan 2016 round	2014	China	Fintech	Lending	Private
35	Ramp	7.7	April 2024 round	2019	USA	Fintech	Cards/SMB	Private
36	Razorpay	7.5	April 2021 round	2014	India	Fintech	Payments	Private
37	HealthEquity	7.4	18 June '24	2002	USA	Fintech	Banking	Public
38	Wise (TransferWise)	7.4	18 June '24	2011	UK	Fintech	Payments	Public
39	PolicyBazaar (PB Fintech)	7.4	18 June '24	2008	India	Insurtech		Public
40	Webull	7.3	Feb 2024 SPAC (proposed)	2016	China	Investech		Private
41	KakaoBank	7.2	18 June '24	2016	South Korea	Fintech	Lending	Public
42	Gemini	7.1	Nov 2021 round	2014	USA	Crypto	Exchange	Private
43	Credit Karma	7.1	Exit (Intuit)	2007	USA	Fintech	Credit	Exit
44	Blockchain.com	7.0	Nov 2023 round	2011	UK	Crypto		Private
45	NYDIG	7.0	Dec 2021 round	2017	USA	Crypto		Private
46	Remitly	7.0	Sep 2021 round	2011	USA	Fintech	Payments	Private
47	Toss (Viva Republica)	7.0	Dec 2022 round	2011	South Korea	Fintech	Payments	Private
48	Klarna	6.9	Nov 2023 secondary	2005	Sweden	Fintech	Payments	Private
49	SoFi	6.8	18 June '24	2011	USA	Fintech	Lender	Public
50	Ripple	6.6	July 2024 secondary	2012	USA	Crypto	Payments	Private
51	Mollie	6.5	June 2021 round	2004	Netherlands	Fintech	Payments	Private
52	Nuvei	6.3	Exit Mar 2024 (Advent)	2003	Canada	Fintech	Payments	Exit
53	CRED	6.2	June 2022 round	2018	India	Fintech	Credit	Private
54	Deel	6.1	Oct 2023 secondary	2018	USA	Fintech	Payroll/SMB	Private
55	Trustly	5.9	May 2021 IPO filing	2008	Sweden	Fintech	Payments	Private
56	Chime	5.8	Oct 2023 secondary	2013	USA	Fintech	Banking	Private
57	Root Insurance	5.8	Oct 2020 IPO	2016	USA	Fintech	Insurance	Private
58	Mambu	5.5	Dec 2021 round	2011	Germany	Fintech	Banking	Private
59	Trade Republic	5.4	Mar 2024 round	2015	Germany	Fintech	Investing	Private
60	Clearwater Analytics	5.2	18 June '24	2003	USA	Fintech	Investing/back office	Public
61	Monzo	5.2	April 2024 round	2015	UK	Fintech	Banking	Private
62	Plaid Technologies	5.1	July 2023 secondary	2012	USA	Fintech	Infrastructure	Private
63	Bill.com	5.0	18 June '24	2006	USA	Fintech	Payments	Public
64	Brex	5.0	Nov 2023 secondary	2017	USA	Fintech	Cards	Private
65	Coalition	5.0	July 2022 round	2017	USA	Insurtech	Cybersecurity	Private
66	Qonto	5.0	Jan 2022 round	2016	France	Banking	SMB	Private
67	Bybit	5.0	Estimate (June 2024)	2018	Singapore	Crypto	Exchange	Private
68	Circle Internet Financial	4.8	Sep 2023 secondary	2013	USA	Crypto	Payments	Private
69	Lendable	4.6	Mar 2022 round	2014	USA	Lendtech	Marketplace	Private
70	Wefox	4.5	May 2023 round	2015	Germany	Fintech	Insurance	Private
71	Airwallex	4.5	June 2024 secondary	2015	Australia	Fintech	Payments	Private
72	Bitpanda	4.1	Aug 2021 round	2014	Austria	Crypto		Private
73	Carta	4.0	Nov 2023 secondary	2012	USA	Fintech	Investing	Private
74	AngelList	4.0	Mar 2022 round	2010	USA	Investing	VC	Private
75	EngageSmart	4.0	Private Equity buyout 10/23	2009	USA	Payments	Full stack	Private
76	Kakao Pay	4.0	IPO filing 2021	2014	South Korea	Fintech	Payments	Private
77	Upstox	4.0	Sep 2022 round	2009	India	Investech		Private
78	WealthSimple	4.0	April 2021 round	2014	Canada	Fintech	Investing	Private
79	BharatPe	3.9	Jan 2022 round	2018	India	Fintech	Payments	Private
80	Dutchie	3.8	Oct 2021 round	2017	USA	Fintech	Payments	Private
81	Gusto	3.8	Nov 2023 secondary	2011	USA	Fintech	Payroll/SMB	Private
82	Virtu Financial	3.7	18 June '24	2008	USA	Fintech	Investing	Public
83	Papaya Global	3.7	Mar 2021 round	2016	Israel	Fintech	Payroll/SMB	Private
84	nCino	3.6	18 June '24	2012	USA	Fintech	Banking	Public
85	PagSeguro	3.6	18 June '24	2006	Brazil	Fintech	Payments	Public
86	Stone	3.6	18 June '24	2013	Brazil	Fintech	Payments	Public
87	SpotOn	3.6	May 2022 round	2017	USA	Fintech	Payments	Private
88	Q2 Holdings	3.5	18 June '24	2004	USA	Fintech	Banking	Public
89	Chargebee	3.5	Jan 2022 round	2011	USA	Fintech	Payments	Private
90	eToro	3.5	Mar 2023 round	2007	UK	Fintech	Investing	Private
91	Assurance	3.5	Exit	2016	USA	Insurtech		Exit
92	iCapital Network	3.4	July 2024 secondary	2013	USA	Fintech	Investing	Private
93	MoonPay	3.4	Oct 2021 round	2019	USA	Cyrpto	Payments	Private
94	Blockdaemon	3.3	Jan 2022 round	2017	USA	Crypto	Payments	Private
95	Blockstream	3.2	Aug 2021 round	2014	Canada	Crypto		Private
96	Cedar	3.2	Mar 2021 round	2016	USA	Healthtech	Payments	Private
97	One97 (PayTM)	3.2	18 June 2024	2010	India	Fintech	Payments	Public
98	Bilt	3.1	Jan 2024 round	2019	USA	Payments	Cards/Rewards	Private
99	HighRadius	3.1	Mar 2021 round	2006	USA	Fintech	Accounting	Private
100	Flutterwave	3.1	Feb 2022 round	2016	USA	Fintech	Payments	Private
101	Anchorage Digital	3.0	Dec 2021 round	2017	USA	Crypto		Private
102	Chainalysis	3.0	Feb 2024 secondary	2014	USA	Crypto	Security	Private
103	China UnionPay	3.0	Per Crunchbase 12/19	2002	China	Fintech	Payments	Private
104	Cross River Bank	3.0	Mar 2022 round	2008	USA	Banking		Private
105	Devoted Health	3.0	May 2020 round	2017	USA	Health	Insurance	Private
106	Forter	3.0	May 2021 round	2013	USA	Fintech	Security	Private
107	Groww	3.0	Oct 2021 round	2017	India	Fintech	Investing	Private
108	PineLabs	3.0	May 2021 round	1998	India	Fintech	Payments	Private
109	Starling Bank	3.0	Apr 2022 round	2014	UK	Fintech	Banking	Private
110	Du Xionman Financial	3.0	Dec 2018 round	2015	China	Fintech	Lending	Baidu owned
111	DriveWealth	2.9	Aug 2021 round	2012	USA	Fintech	Investing	Private
112	OVO	2.9	Mar 2019 round	2017	Indonesia	Fintech	Payments	Private
113	Rakuton Securities	2.9	Oct 2022 round	1999	Japan	Investech	Broker	Private
114	OakNorth	2.8	May 2019 round	2015	UK	Fintech	Banking	Private
115	Verafin	2.8	Exit Nov 2020	2003	Canada	Fintech	Security	Exit
116	Backbase	2.7	June 2022 round	2003	Netherlands	BankTech		Private
117	Ethos Life	2.7	Jan 2022 round	2016	USA	Insuretech	Life	Private
118	Thought Machine	2.7	May 2022 round	2015	UK	Banktech		Private
119	Paidy	2.7	Exit Sep 2021 (PayPal)	2008	Japan	Fintech	Payments	Exit
120	Duck Creek Software	2.6	Exit Mar 2023 (Vista Equity)	2000	USA	Fintech	Insurance	Exit
121	Lufax	2.5	18 June '24	2011	China	Fintech	Investing	Public
122	Tinkoff Bank	2.5	18 June '24	2006	Russia	Fintech	Banking	Public
123	Aura	2.5	Oct 2021 round	2019	USA	Insuretech	Identity	Private
124	Coda Payments	2.5	April 2022 round	2011	Singapore	Payments		Private
125	Singlife	2.5	Nov 2023 round	2015	Singapore	Insuretech	Life	Private
126	Uala	2.5	Aug 2021 round	2017	Argentina	Fintech	PFM	Private
127	Itiviti	2.5	Exit April 2021	2016	Sweden	Fintech	Investing	Exit
128	Paymentus	2.4	18 June '24	2004	USA	Fintech	Payments	Public
129	Accelerant	2.4	June 2023 round	2018	USA	Insuretech	Marketplace	Private
130	Paxos	2.4	April 2021 round	2012	USA	Crypto		Private
131	Kraken	2.4	June 2024 secondary	2011	USA	Crypto		Private
132	AvidXchange	2.3	18 June '24	2000	USA	Fintech	Payments	Public
133	Aspiration	2.3	Sep 2021 SPAC (proposed)	2013	USA	Fintech	Banking	Private
134	Greenlight	2.3	April 2021 round	2014	USA	Fintech	Payments	Private
135	Divvy	2.3	Exit May 2021 (Bill.com)	2016	USA	Fintech	Payments/SMB	Exit
136	Lifelock	2.3	Exit	2005	USA	Fintech	Credit	Exit
137	Upgrade	2.2	Aug 2023 secondary	2016	USA	Fintech	Lending	Private
138	dLocal	2.2	18 June '24	2016	Uruguay	Fintech	Payments	Public
139	Bitso	2.2	May 2021 round	2014	Mexico	Crypto		Private
140	Chipper Cash	2.2	Nov 2021 round	2018	USA	Fintech	Payments	Private
141	CloudWalk	2.2	Nov 2021 round	2013	Brazil	Fintech	Payments	Private
142	CoinDCX	2.2	Apr 2022 round	2017	India	Crypto		Private
143	Current	2.2	April 2021 round	2015	USA	Fintech	Banking	Private
144	Newfront	2.2	Apr 2022 round	2017	USA	Insurtech	Commercial	Private
145	iZettle	2.2	Exit	2010	Sweden	Fintech	Payments	Exit
146	Tink	2.2	June 2021 Exit (Visa)	2012	Sweden	Fintech	Banking	Exit
147	C6 Bank	2.1	Dec 2020 round	2018	Brazil	Fintech	Banking	Private
148	GoCardless	2.1	Feb 2022 round	2011	UK	Fintech	Payments	Private
149	Jeeves	2.1	Mar 2022 round	2019	USA	Cards	SMB	Private
150	Mercado Bitcoin	2.1	June 2021 round	2013	Brazil	Crypto		Private
151	PayFit	2.1	Jan 2022 round	2015	France	SMB	Payroll	Private
152	ReCharge	2.1	May 2021 round	2014	USA	Fintech	Payments	Private
153	Payoneer	2.0	18 June '24	2005	USA	Fintech	Payments	Public
154	Upstart	2.0	18 June '24	2012	USA	Fintech	Lending	Public
155	21.co	2.0	Sep 2022 round	2018	Switzerland	Crypto	Investing	Private
156	Amber Group	2.0	Dec 2022 round est.	2017	Hong Kong	Crypto	Exchange	Private
157	Atome	2.0	Sep 2021 round	2019	Singapore	Finetch	Lending	Private
158	Avant	2.0	Sep 2015 round	2012	USA	Fintech	Lending	Private
159	Babel Finance	2.0	May 2022 round	2018	Hong Kong	Crypto	Asset Mgmt	Private
160	Bunq	2.0	June 2021 round	2012	Netherlands	Fintech	Banking	Private
161	Clearco	2.0	April 2021 round	2015	USA	Fintech	Lending	Private
162	ClearStreet	2.0	April 2022 round	2018	USA	Investech	Security	Private
163	Clip	2.0	June 2021 round	2012	Mexico	Fintech	Payments	Private
164	Copper	2.0	Oct 2022 round	2018	UK	Cyrpto	Custody	Private
165	Divvy Homes	2.0	Aug 2021 round	2017	USA	Fintech	Investing/proptech	Private
166	FirstP2P	2.0	Per Crunchbase Dec 2019	2013	China	Fintech	Lending	Private
167	Lunar	2.0	Mar 2022 round	2015	Denmark	Banking	Challenger	Private
168	Modern Treasury	2.0	Oct 2021 round	2018	USA	Fintech	Banking	Private
169	MoMo	2.0	Dec 2021 round	2007	Vietnam	Payments	Superapp	Private
170	Mynt (Gcash)	2.0	Oct 2021 round	2003	Phillipines	Fintech	Payments	Private
171	Opay	2.0	Aug 2021 round	2018	Nigeria	Fintech	Payments	Private
172	Pipe	2.0	Mar 2021 round	2019	USA	Fintech	Lending	Private
173	Waterdrop	2.0	Aug 2020 round	2016	China	Fintech	Insurance	Private
174	Zenefits	2.0	May 2015 round	2013	USA	Fintech	Payroll/SMB	Private
175	Zilch	2.0	Nov 2021 round	2018	UK	Fintech	Lending	Private
176	Next Insurance	2.0	Nov 2023 secondary	2016	USA	Fintech	Insurance	Private
177	Flywire	1.9	18 June '24	2011	USA	Fintech	Payments	Public
178	Coinswitch Kuber	1.9	Oct 2021 round	2017	India	Crypto	Exchange	Private
179	Digit Insurance	1.9	Jan 2021 round	2016	India	Insurtech	Insurance	Private
180	MX	1.9	Jan 2021 round	2010	USA	Fintech	Banking	Private
181	Roofstock	1.9	Mar 2022 round	2015	USA	Investech	Real estate	Private
182	Varo Money	1.9	Mar 2023 round	2015	USA	Fintech	Banking	Private
183	AI Bank (Baixain)	1.9	Dec 2020 round	2017	China	Fintech	Banking	Private
184	BitGo	1.9	Aug 2023 round	2013	USA	Crypto		Private
185	Hypoport SE	1.8	18 June '24	1999	Germany	Fintech	Lending	Public
186	Quantexa	1.8	Feb 2023 round	2016	UK	Security	Financial Crimes	Private
187	Trulioo	1.8	June 2021 round	2011	Canada	Fintech	Security	Private
188	GreenSky	1.8	Sep 2021 exit (Goldman Sachs)	2006	USA	Fintech	Lending	Exit
189	Creditas	1.8	June 2024 round	2012	Brazil	Fintech	Lending	Private
190	DailyPay	1.8	Jan 2024 round	2015	USA	Payments		Private
191	Kredivo (FinAccel)	1.7	Oct 2022 round	2015	Indonesia	Lendtech	BNPL	Private
192	Micro Connect (Diguantong)	1.7	Aug 2023 round	2021	Hong Kong	Fintech	Investing	Private
193	Spotter	1.7	Feb 2022 round	2019	USA	Lending	SMB/creators	Private
194	Wave	1.7	Sep 2021 round	2018	Senegal	Fintech	Payments	Private
195	Melio Payments	1.7	Nov 2023 secondary	2018	USA	Fintech	Payments	Private
196	Mercury Payments	1.7	Exit (Vantiv 2014)	2001	USA	Fintech	Payments	Exit
197	Enova	1.6	18 June '24	2004	USA	Lendtech		Public
198	BillDesk	1.6	July 2019 round	2000	India	Fintech	Payments	Private
199	Bolttech	1.6	May 2023 round	2020	Singapore	Insurtech		Private
200	Capitolis	1.6	Mar 2022 round	2017	USA	Investech	Capital Markets	Private
201	FloQast	1.6	Apr 2024 round	2013	USA	SMB	Accounting	Private
202	Neon Payments	1.6	May 2022 round	2016	Brazil	Banktech		Private
203	Pave	1.6	June 2022 round	2019	USA	Payments	Payroll/SMB	Private
204	Solaris	1.6	July 2023 round	2016	Germany	Fintech	Banking	Private
205	Viva Wallet	1.6	Chase investment 2022	2010	Greece	Payments	Processing	Private
206	Wayflyer	1.6	Jan 2022 round	2019	Ireland	Lending	Ecommerce	Private
207	BillTrust	1.6	Exit Mar '23 (EQT)	2001	USA	Payments		Exit
208	Self Financial	1.6	Sep 2021 round	2015	USA	Fintech	Credit	Private
209	Alloy	1.6	Aug 2022 round	2015	USA	Fintech	IDentity	Private
210	LiveOak Bank	1.5	18 June '24	2008	USA	Banktech	Bank	Public
211	Zuora	1.5	18 June '24	2007	USA	Fintech	Payments	Public
212	Addepar	1.5	May 2024 secondary	2009	USA	Fintech	Investing	Private
213	Akulaku	1.5	Feb 2022 round	2014	Indonesia	Fintech	Lending	Private
214	Altruist	1.5	April 2024 round	2018	USA	Investech	Wealth Mgmt	Private
215	Ascend Money	1.5	Sep 2021 round	2015	Thailand	Payments	Wallet	Private
216	Built	1.5	July 2022 round	2014	USA	Lendtech	Construction	Private
217	Coinlist	1.5	Oct 2021 round	2017	USA	Crypto	Investing	Private
218	Dock	1.5	May 2022 round	2014	Brazil	Payments	Cards	Private
219	Kushki	1.5	June 2022 round	2017	Ecuador	Payments		Private
220	Ledger	1.5	June 2021 round	2014	France	Crypto		Private
221	M1 Finance	1.5	July 2021 round	2015	USA	Banktech	PFM	Private
222	Mercury Technologies	1.5	Nov 2023 secondary	2015	USA	Banking	SMB	Private
223	OneCard	1.5	July 2022 round	2019	India	Payments	Cards	Private
224	PingPong	1.5	Mar 2019 round	2015	China	Payments		Private
225	Tabby	1.5	Oct 2023 round	2019	Saudi Arabia	Lending	BNPL	Private
226	WeLab	1.5	Mar 2021 round (est)	2013	HongKong	Lendtech		Private
227	Zepz (WorldRemit)	1.5	Bloomberg Aug 2020	2010	UK	Payments		Private
228	Zeta	1.5	May 2021 round	2015	India	Banktech		Private
229	GoHealth	1.5	Exit	2001	USA	Healthtech	Insurance	Exit
230	Figure	1.5	Nov 2023 secondary	2018	USA	Fintech	Lending	Private
231	Alkami	1.4	April 2021 round	2009	USA	Banktech		Private
232	At-Bay	1.4	July 2021 round	2016	USA	Insurtech	Cyber	Private
233	CGTZ	1.4	June 2018 round	2013	China	Lendtech		Private
234	Figment	1.4	Dec 2021 round	2018	USA	Crypto	Staking	Private
235	FPL Technologies	1.4	Aug 2022 round	2019	India	Payments	Cards	Private
236	Judo Bank	1.4	June 2021 round	2016	Australia	Banktech	SMB	Private
237	Liquidity Group	1.4	Feb 2023 round	2018	Israel	Lendtech	SMB	Private
238	Nium	1.4	June 2024 round	2015	Singapore	Payments		Private
239	Paddle	1.4	May 2022 round	2012	UK	Payments	Invoicing	Private
240	Scalable Capital	1.4	June 2021 round	2014	Germany	Investech		Private
241	Stash	1.4	Feb 2021 round	2015	USA	Invedtech		Private
242	Wealthfront	1.4	Sep 2022 round	2008	USA	Investech	Robo	Private
243	Human Interest	1.3	July 2024 round	2015	USA	Investech		Private
244	Betterment	1.3	Sep 2021 round	2008	USA	Investech		Private
245	Cointracker	1.3	Jan 2022 round	2017	USA	Crypto	Accounting	Private
246	CredAvenue	1.3	Mar 2022 round	2017	India	Lendtech	Marketplace	Private
247	iTrustCapital	1.3	Jan 2022 round	2018	USA	Crypto	Investing	Private
248	Konvio	1.3	Sep 2021 round	2013	Mexico	Fintech	SMB/Accounting	Private
249	Lukka	1.3	Jan 2022 round	2014	USA	Crypto	Infrastructure	Private
250	Marshmallow	1.3	Sep 2021 round	2017	UK	Insurtech	Auto	Private
251	Talos	1.3	May 2022 round	2018	USA	Crypto	Infrastructure	Private
252	TrueBill	1.3	Dec 2021 exit (Rocket)	2015	USA	Banktech	PFM	Private
253	BioCatch	1.3	April 2024 exit (Permira)	2011	Israel	Fintech	Security	Exit
254	Paya	1.3	Jan 2022 exit (Nuvei)	2006	USA	Payments		Exit
255	Oscar Health	1.2	18 June '24	2012	USA	Healthtech	Insurance	Public
256	AgentSync	1.2	Dec 2021 round	2018	USA	Insuretech	Broker management	Private
257	Clover Health	1.2	Jan 2019 round	2013	USA	Healthtech	Insurance	Private
258	HashKey	1.2	Jan 2024 round	2018	China	Crypto	Exchange	Private
259	Phantom Technologies	1.2	Jan 2022 round	2021	USA	Cyrpto	Wallet	Private
260	Pilot	1.2	Mar 2021 round	2016	USA	Fintech	SMB/Accounting	Private
261	Public.com	1.2	Feb 2021 round	2018	USA	Investech		Private
262	Scalapay	1.2	Feb 2022 round	2019	Italy	Lendtech	BNPL	Private
263	Skrill	1.2	Estimate (Dealroom.co)	2001	UK	Payments	Remittances	Private
264	Stori	1.2	August 2022 round	2011	Mexico	Payments	Cards	Private
265	Unit	1.2	May 2022 round	2019	USA	Banktech	BaaS	Private
266	Galileo	1.2	Exit	2000	USA	Payments		Exit
267	SimpleNexus	1.2	Nov 2021 exit (nCino)	2011	USA	Lendtech	Mortgage	Exit
268	Deposit Solutions	1.1	Sep 2019 round	2011	Germany	Banktech		Private
269	Lemonade	1.1	18 June '24	2015	USA	Insurtech		Public
270	Sezzle	1.1	18 June '24	2016	USA	Lendtech		Public
271	Acko	1.1	Oct 2021 round	2016	India	Insurtech	D2C	Private
272	Branch	1.1	June 2022 round	2017	USA	Insuretech	Home/Auto	Private
273	Caribou	1.1	May 2022 round	2016	USA	Lendtech	Auto	Private
274	Earnix	1.1	Feb 2021 round	2001	Israel	Fintech	Analytics	Private
275	Fenbeitong	1.1	Feb 2022 round	2016	China	Payments	Biz T&E	Private
276	Fundbox	1.1	Nov 2021 round	2013	USA	Lendtech	SMB	Private
277	Happy Money (fka Payoff)	1.1	Feb 2022 round	2009	USA	Fintech	PFM	Private
278	Lendbuzz	1.1	October 2023	2015	USA	Lendtech	Auto loans	Private
279	MobileCoin	1.1	Aug 2021 round	2017	USA	Crypto		Private
280	Raisin	1.1	Mar 2023 round	2012	Berlin	Banking	Deposits	Private
281	Spendesk	1.1	Jan 2022 round	2016	France	Payments	SMB/Accounting	Private
282	Sunbit	1.1	May 2021 round	2016	USA	Lendtech		Private
283	Super Apps Holding	1.1	Oct 2022 SPAC (proposed)		Malysia	Payments		Private
284	Tradeshift	1.1	May 2018 round	2009	USA	Fintech	Trade	Private
284	Zego	1.1	Mar 2021 round	2016	UK	Insurtech	Auto	Private
285	Cayan	1.1	Exit	1998	USA	Payments		Exit
286	Technysis	1.1	Feb 2022 exit (SoFi)	1999	USA	Banktech		Exit
287	Riskified	1.0	18 June '24	2012	USA	Fintech	Payments	Public
288	Zip Co	1.0	18 June '24	2013	Australia	Payments	BNPL	Public
289	Ajaib	1.0	Oct 2021 round	2018	Indonesia	Investech		Private
290	Amount	1.0	May 2021 round	2019	USA	Fintech	Infrastructure	Private
291	Betterfly	1.0	Jan 2022 round	2018	Chile	Insuretech	Health	Private
292	Bitkub	1.0	Nov 2021 round	2018	Thailand	Crypto	Exchange	Private
293	C2FO	1.0	Apr 2019 round	2008	USA	Fintech	Accounting	Private
294	Cais	1.0	Jan 2022 round	2009	USA	Investech	Wealth Mgmt	Private
295	Cart.com	1.0	Feb 2022 round (est)	2021	USA	Ecommerce	Payments	Private
296	Clark	1.0	Aug 2022 round	2015	Germany	Insurtech	Brokerage	Private
297	Clearcover	1.0	April 2021 round	2016	USA	Insurtech	Automobile	Private
298	Crypto.com	1.0	Nov 2021 estimate	2016	Singapore	Cyrpto	Exchange	Private
299	DANA Wallet	1.0	Aug 2022 round	2017	Indonesia	Payments	Wallet	Private
300	EBANX	1.0	Jun 2021 round	2012	Brazil	Payments		Private
301	Enable	1.0	Nov 2023 round	2016	USA	Payments	Rebate mgmt	Private
302	Esusu	1.0	Jan 2022 round	2016	USA	Lendtech	Credit score	Private
303	Feedzai	1.0	Mar 2021 round	2011	USA	Fintech	Security	Private
304	Flex	1.0	Feb 2022 round (est)	2019	USA	Lendtech	Renters	Private
305	Freshbooks	1.0	Aug 2021 round	2003	Canada	Fintech	SMB/Accounting	Private
306	Glia	1.0	Mar 2022 round	2012	USA	Banktech	Customer Service	Private
307	Guantlet	1.0	Mar 2022 round	2018	USA	Crypto	Lending	Private
308	Huisuanzhang	1.0	May 2020 round	2015	China	SMB	Accounting	Private
309	InCred	1.0	Nov 2023 round	2016	India	Fintech	Lending	Private
310	Interswitch	1.0	Nov 2019 round	2002	Nigeria	Payments		Private
311	InvestCloud	1.0	Feb 2021 transaction	2010	USA	Investech		Private
312	KCD (Korean Credit Data)	1.0	Aug 2023 round	2016	South Korea	Lending	Data	Private
313	Kin Insurance	1.0	Sep 2023 round	2016	USA	Insuretech	Home	Private
314	LendingHome	1.0	Mar 2018 round	2014	USA	Lendtech		Private
315	Liquid	1.0	Apr 2019 round	2013	Japan	Crypto		Private
316	Lydia	1.0	Dec 2021 round	2013	France	Banktech	Consumer	Private
317	MatrixPort	1.0	Aug 2021 round	2019	Singapore	Crypto		Private
318	MNT-Halan	1.0	Jan 2023 round	2017	Egypt	Lending	Payments	Private
319	Nagad	1.0	Aug 2023 round	2018	Bangladesh	Payments	Online	Private
320	Neo Financial	1.0	May 2022 round	2019	Canada	Banking	Challenger	Private
321	Numbrs	1.0	Aug 2019 round	1999	Switzerland	Banktech		Private
322	Octane Lending	1.0	Aug 2021 round	2014	USA	Lendtech		Private
323	Open	1.0	April 2022 round	2017	India	Banktech	SMB	Private
324	Opn	1.0	May 2022 round	2020	Thailand	Payments		Private
325	Orchard	1.0	Sept 2021 round	2017	USA	Lendtech	Mortgage	Private
326	Oxyzo	1.0	Mar 2022 round	2016	India	Lendtech		Private
327	Papara	1.0	July 2023 round	2015	Turkey	Fintech	Debit	Private
328	Payhawk	1.0	Feb 2022 round	2018	London	Payments	SMB	Private
329	Paystand	1.0	Aug 2022 merger	2013	USA	Payments	Billing/SMB	Private
330	Pennylane	1.0	Feb 2024 round	2020	France	Fintech	Accounting	Private
331	Pie Insurance	1.0	Sep 2022 round (est)	2017	USA	Insuretech	SMB	Private
332	PPRO	1.0	Jan 2021 round	2006	UK	Payments		Private
333	Prove Identity (Payfone)	1.0	Oct 2023 round	2008	USA	Fintech	Security	Private
334	Satispay	1.0	Sep 2022 round	2013	Italy	Payments		Private
335	Shift Technology	1.0	May 2021 round	2013	France	Insurtech	Analytics	Private
336	Sift	1.0	April 2021 round	2011	USA	Fintech	Security	Private
337	Sightline Payments	1.0	Aug 2021 round	2009	USA	Payments		Private
338	Slice	1.0	Nov 2021 round	2016	India	Fintech	Cards	Private
339	SmartAsset	1.0	June 2021 round	2012	USA	Investech		Private
340	Stax (FatMerchant)	1.0	Mar 2022 round	2014	USA	Payments	Processing	Private
341	Tamara	1.0	Dec 2023 round	2020	Saudi Arabia	Lending	BNPL	Private
342	TaxFix	1.0	Apr 2022 round	2016	Germany	Fintech	Tax	Private
343	The Zebra	1.0	April 2021 round	2012	USA	Insurtech	Lead gen	Private
344	Transfermate	1.0	May 2022 round	2010	Ireland	Payments	B2B	Private
345	TrueLayer	1.0	Sep 2021 round	2016	UK	Banktech		Private
346	Vesttoo	1.0	Oct 2022 round	2018	Israel	Insuretech	Risk	Private
347	Vestwell	1.0	Dec 2023 round	2016	USA	Fintech	Investing	Private
348	Vise	1.0	May 2021 round	2016	USA	Investech	Advisors	Private
349	VNLife (VNPay)	1.0	Aug 2021 round	2007	Vietnam	Ecommerce		Private
350	Worldcoin	1.0	Oct 2021 round	2019	USA	Crypto	Payments/Identity	Private
351	Xendit	1.0	Sept 2021 round	2014	Indonesia	Payments	Payments	Private
352	Xtransfer	1.0	Sep 2021 round	2017	China	Payments	SMB	Private
353	Zebic	1.0	Aug 2022 round	2021	USA	Crypto	Payroll/SMB	Private
354	Zopa	1.0	Oct 2021 round	2004	UK	Lendtech		Private
355	ChromeRiver (Emburse)	1.0	Mar 2019 merger (Certify)	2007	USA	Payments		Exit
356	Currency Cloud	1.0	July 2020 exit (Visa)	2012	UK	Payments		Exit
357	Nutmeg	1.0	June 2021 exit (JPMorgan)	2011	UK	Investech		Exit
358	Personal Capital	1.0	Exit	2009	USA	Investech		Exit
359	Pismo	1.0	June 2023 exit (Visa, pending)	2016	UK	Banktech		Exit
360	Aven	1.0	July 2023 round	2019	USA	Lendtech	Home equity	Private
361	Finicity	1.0	June 2020 Exit (Mastercard)	1999	USA	Fintech	Infrastructure	Exit
362	Uniswap	1.0	July 2023 secondary	2018	USA	Crypto	Exchange	Private
363	Acorns	1.0	Oct 2023 secondary	2012	USA	Fintech	Investing	Private
364	Bright Health	1.0	Nov 2019 round	2015	USA	Insuretech	Health	Private
365	Tyme Bank	0.9	June 2024 round	2013	South Africa	Fintech	Banking	Private
366	LendingClub	0.9	18 June '24	2008	USA	Fintech	Lending	Public
367	Thunes	0.9	July 2023 round	2016	Singapore	Payments	Remittances	Private

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Fintech Unicorns of the 21st-Century

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