Fintech Unicorns of the 21st-Century

At FintechLabs we track the value of global fintech unicorns born since 1999. As of 12 May (2024), there are 363 valued at US$1 billion or more. That’s up 13 this year, up 34 since the end of 2022, and up 85 from YE 2021. The total includes 28 billion-plus exits as well as 41 public companies trading above $1B in market value. The remaining 294 private companies are listed according to their most recent valuations as reported by various media outlets. Given the private-market valuation dip in the past year, there are likely a number of over-valued companies listed.

The total value is $1.6 trillion up about $100 million so far this year.

Note: Private company valuations are as of the latest reported round and public company market caps as of date show below.

Unicorn Challenger of the Month*

Melio is a modern payment solution tailor-made for small businesses.

Rank	Company	Value Date	Founded	Country	Category	Sub-Category	Status
1	Shopify	12 Aug '24	2004	Canada	Ecommerce	Payments	Public
2	Stripe	July '24 secondary	2010	USA	Fintech	Payments	Private
3	Ant Technology	July '23 buyback	2014	China	Fintech	Payments	Private
4	PayPal	12 Aug '24	1999	USA	Fintech	Payments	Public
5	Nubank	12 Aug '24	2013	Brazil	Banking	Retail	Public
6	Coinbase	12 Aug '24	2012	USA	Crypto	Exchange	Public
7	Revolut	July '24 secondary	2015	UK	Fintech	Payments	Private
8	Block (Square)	12 Aug '24	2009	USA	Fintech	Payments	Public
9	Adyen	12 Aug '24	2006	Netherlands	Fintech	Payments	Public
10	Afterpay	Aug 2021 exit (Block)	2014	Australia	Fintech	Lending	Exit
11	Binance	Bloomberg June 2022	2017	Malta	Crypto	Exchange	Private
12	Acrisure	May 2022 round	2005	USA	Insurtech		Private
13	Citadel Securities	Jan 2022 round	2001	USA	Finetch	Investing	Private
14	WeBank	Nov 2018 transaction	2014	China	Fintech	Banking	Private
15	Xero	12 Aug '24	2006	New Zealand	Fintech	Accounting	Public
16	FNZ	Feb 2022 round	2004	UK	Investech	Wealth Mgmt	Private
17	Robinhood	12 Aug '24	2013	USA	Fintech	Investing	Public
18	Marqeta	Secondary May 2021	2010	USA	Fintech	Payments	Private
19	Toast	12 Aug '24	2011	USA	Fintech	Payments	Public
20	Klarna	July '24 secondary	2005	Sweden	Fintech	Payments	Private
21	GoodLeap	Jan 2021 round	2003	USA	Lending	Solar POS	Private
22	PhonePe	Jan 2023 funding	2015	India	Fintech	Payments	Private
23	Checkout.com	Estimate Dec 2022	2012	UK	Fintech	Payments	Private
24	KuCoin	May 2022 round	2017	Saychelles	Crypto	Exchange	Private
25	Lakala	12 Aug '24	2004	China	Fintech	Lead gen	Public
26	Bullish	July 2021 SPAC (cancelled)	2021	Cayman Islands	Crypto		Private
27	N26	Oct 2021 round	2013	Germany	Fintech	Banking	Private
28	Rapyd	April 2021 round	2016	UK	Fintech	Payments	Private
29	SumUp	Nov 2023 round (est)	2012	UK	Payments	Mobile	Private
30	Tipalti	Dec 2021 round	2010	USA	Fintech	Payments	Private
31	PolicyBazaar (PB Fintech)	12 Aug '24	2008	India	Insurtech		Public
32	FalconX	June 2022 round	2018	USA	Crypto		Private
33	Fireblocks	Jan 2022 round	2018	USA	Crypto	Infrastructure	Private
34	Affirm	12 Aug '24	2012	USA	Fintech	Lending	Public
35	Jiedaibao	Jan 2016 round	2014	China	Fintech	Lending	Private
36	Razorpay	April 2021 round	2014	India	Fintech	Payments	Private
37	KakaoBank	12 Aug '24	2016	South Korea	Fintech	Lending	Public
38	Chime	July 2024 secondary	2013	USA	Fintech	Banking	Private
39	Webull	Feb 2024 SPAC (proposed)	2016	China	Investech		Private
40	Ramp	July 2024 secondary	2019	USA	Fintech	Cards/SMB	Private
41	Gemini	Nov 2021 round	2014	USA	Crypto	Exchange	Private
42	Credit Karma	Exit (Intuit)	2007	USA	Fintech	Credit	Exit
43	SoFi	12 Aug '24	2011	USA	Fintech	Lender	Public
44	Wise (TransferWise)	12 Aug '24	2011	UK	Fintech	Payments	Public
45	Blockchain.com	Nov 2023 round	2011	UK	Crypto		Private
46	NYDIG	Dec 2021 round	2017	USA	Crypto		Private
47	Remitly	Sep 2021 round	2011	USA	Fintech	Payments	Private
48	Toss (Viva Republica)	Dec 2022 round	2011	South Korea	Fintech	Payments	Private
49	Ripple	July 2024 secondary	2012	USA	Crypto	Payments	Private
50	Mollie	June 2021 round	2004	Netherlands	Fintech	Payments	Private
51	Nuvei	Exit Mar 2024 (Advent)	2003	Canada	Fintech	Payments	Exit
52	CRED	June 2022 round	2018	India	Fintech	Credit	Private
53	HealthEquity	12 Aug '24	2002	USA	Fintech	Banking	Public
54	Deel	Oct 2023 secondary	2018	USA	Fintech	Payroll/SMB	Private
55	Trustly	May 2021 IPO filing	2008	Sweden	Fintech	Payments	Private
56	Root Insurance	Oct 2020 IPO	2016	USA	Fintech	Insurance	Private
57	Clearwater Analytics	12 Aug '24	2003	USA	Fintech	Investing/back office	Public
58	Mambu	Dec 2021 round	2011	Germany	Fintech	Banking	Private
59	Trade Republic	Mar 2024 round	2015	Germany	Fintech	Investing	Private
60	Monzo	April 2024 round	2015	UK	Fintech	Banking	Private
61	Bill.com	12 Aug '24	2006	USA	Fintech	Payments	Public
62	Brex	Nov 2023 secondary	2017	USA	Fintech	Cards	Private
63	Bybit	Estimate (June 2024)	2018	Singapore	Crypto	Exchange	Private
64	Coalition	July 2022 round	2017	USA	Insurtech	Cybersecurity	Private
65	Gusto	July 2024 secondary	2011	USA	Fintech	Payroll/SMB	Private
66	Mynt (Gcash)	Aug 2024 round	2003	Phillipines	Fintech	Payments	Private
67	Qonto	Jan 2022 round	2016	France	Banking	SMB	Private
68	Lendable	Mar 2022 round	2014	USA	Lendtech	Marketplace	Private
69	Virtu Financial	12 Aug '24	2008	USA	Fintech	Investing	Public
70	Airwallex	June 2024 secondary	2015	Australia	Fintech	Payments	Private
71	Wefox	May 2023 round	2015	Germany	Fintech	Insurance	Private
72	Envestnet	Exit July 2024 (Bain)	1999	USA	Investech	Wealth Mgmt	Exit
73	Circle Internet Financial	July 2024 secondary	2013	USA	Crypto	Payments	Private
74	Navan (TripActions)	July 2024 secondary	2015	USA	Payments	Accounting	Private
75	Bitpanda	Aug 2021 round	2014	Austria	Crypto		Private
76	Carta	Nov 2023 secondary	2012	USA	Fintech	Investing	Private
77	PagSeguro	12 Aug '24	2006	Brazil	Fintech	Payments	Public
78	Q2 Holdings	12 Aug '24	2004	USA	Fintech	Banking	Public
79	Stone	12 Aug '24	2013	Brazil	Fintech	Payments	Public
80	AngelList	Mar 2022 round	2010	USA	Investing	VC	Private
81	EngageSmart	Private Equity buyout 10/23	2009	USA	Payments	Full stack	Private
82	Kakao Pay	IPO filing 2021	2014	South Korea	Fintech	Payments	Private
83	Upstox	Sep 2022 round	2009	India	Investech		Private
84	WealthSimple	April 2021 round	2014	Canada	Fintech	Investing	Private
85	BharatPe	Jan 2022 round	2018	India	Fintech	Payments	Private
86	One97 (PayTM)	12 Aug '24	2010	India	Fintech	Payments	Public
87	Dutchie	Oct 2021 round	2017	USA	Fintech	Payments	Private
88	Papaya Global	Mar 2021 round	2016	Israel	Fintech	Payroll/SMB	Private
89	nCino	12 Aug '24	2012	USA	Fintech	Banking	Public
90	SpotOn	May 2022 round	2017	USA	Fintech	Payments	Private
91	Chargebee	Jan 2022 round	2011	USA	Fintech	Payments	Private
92	eToro	July '24 secondary	2007	UK	Fintech	Investing	Private
93	Assurance	Exit	2016	USA	Insurtech		Exit
94	iCapital Network	July 2024 secondary	2013	USA	Fintech	Investing	Private
95	MoonPay	Oct 2021 round	2019	USA	Cyrpto	Payments	Private
96	Bilt	Aug 2024 round	2019	USA	Payments	Cards/Rewards	Private
97	Blockdaemon	Jan 2022 round	2017	USA	Crypto	Payments	Private
98	Blockstream	Aug 2021 round	2014	Canada	Crypto		Private
99	Cedar	Mar 2021 round	2016	USA	Healthtech	Payments	Private
100	Upstart	12 Aug '24	2012	USA	Fintech	Lending	Public
101	HighRadius	Mar 2021 round	2006	USA	Fintech	Accounting	Private
102	Plaid Technologies	July 2024 secondary	2012	USA	Fintech	Infrastructure	Private
103	Flutterwave	Feb 2022 round	2016	USA	Fintech	Payments	Private
104	Anchorage Digital	Dec 2021 round	2017	USA	Crypto		Private
105	Chainalysis	Feb 2024 secondary	2014	USA	Crypto	Security	Private
106	China UnionPay	Per Crunchbase 12/19	2002	China	Fintech	Payments	Private
107	Cross River Bank	Mar 2022 round	2008	USA	Banking		Private
108	Devoted Health	May 2020 round	2017	USA	Health	Insurance	Private
109	Forter	May 2021 round	2013	USA	Fintech	Security	Private
110	Groww	Oct 2021 round	2017	India	Fintech	Investing	Private
111	PineLabs	May 2021 round	1998	India	Fintech	Payments	Private
112	Starling Bank	Apr 2022 round	2014	UK	Fintech	Banking	Private
113	Du Xionman Financial	Dec 2018 round	2015	China	Fintech	Lending	Baidu owned
114	DriveWealth	Aug 2021 round	2012	USA	Fintech	Investing	Private
115	OVO	Mar 2019 round	2017	Indonesia	Fintech	Payments	Private
116	Rakuton Securities	Oct 2022 round	1999	Japan	Investech	Broker	Private
117	Paymentus	12 Aug '24	2004	USA	Fintech	Payments	Public
118	OakNorth	May 2019 round	2015	UK	Fintech	Banking	Private
119	Verafin	Exit Nov 2020	2003	Canada	Fintech	Security	Exit
120	Backbase	June 2022 round	2003	Netherlands	BankTech		Private
121	Ethos Life	Jan 2022 round	2016	USA	Insuretech	Life	Private
122	Thought Machine	May 2022 round	2015	UK	Banktech		Private
123	Paidy	Exit Sep 2021 (PayPal)	2008	Japan	Fintech	Payments	Exit
124	Duck Creek Software	Exit Mar 2023 (Vista Equity)	2000	USA	Fintech	Insurance	Exit
125	Tinkoff Bank	12 Aug '24	2006	Russia	Fintech	Banking	Public
126	Aura	Oct 2021 round	2019	USA	Insuretech	Identity	Private
127	Coda Payments	April 2022 round	2011	Singapore	Payments		Private
128	Singlife	Nov 2023 round	2015	Singapore	Insuretech	Life	Private
129	Uala	Aug 2021 round	2017	Argentina	Fintech	PFM	Private
130	Itiviti	Exit April 2021	2016	Sweden	Fintech	Investing	Exit
131	Kraken	Aug 2024 secondary	2011	USA	Crypto		Private
132	Accelerant	June 2023 round	2018	USA	Insuretech	Marketplace	Private
133	Paxos	April 2021 round	2012	USA	Crypto		Private
134	Lufax	12 Aug '24	2011	China	Fintech	Investing	Public
135	Greenlight	April 2021 round ($500M in July '24 secondary)	2014	USA	Fintech	Payments	Private
136	Divvy	Exit May 2021 (Bill.com)	2016	USA	Fintech	Payments/SMB	Exit
137	Lifelock	Exit	2005	USA	Fintech	Credit	Exit
138	Upgrade	Aug 2023 secondary	2016	USA	Fintech	Lending	Private
139	dLocal	12 Aug '24	2016	Uruguay	Fintech	Payments	Public
140	Flywire	12 Aug '24	2011	USA	Fintech	Payments	Public
141	Bitso	May 2021 round	2014	Mexico	Crypto		Private
142	Chipper Cash	Nov 2021 round	2018	USA	Fintech	Payments	Private
143	CloudWalk	Nov 2021 round	2013	Brazil	Fintech	Payments	Private
144	CoinDCX	Apr 2022 round	2017	India	Crypto		Private
145	Current	April 2021 round	2015	USA	Fintech	Banking	Private
146	Newfront	Apr 2022 round	2017	USA	Insurtech	Commercial	Private
147	iZettle	Exit	2010	Sweden	Fintech	Payments	Exit
148	Tink	June 2021 Exit (Visa)	2012	Sweden	Fintech	Banking	Exit
149	C6 Bank	Dec 2020 round	2018	Brazil	Fintech	Banking	Private
150	GoCardless	Feb 2022 round	2011	UK	Fintech	Payments	Private
151	Jeeves	Mar 2022 round	2019	USA	Cards	SMB	Private
152	Mercado Bitcoin	June 2021 round	2013	Brazil	Crypto		Private
153	PayFit	Jan 2022 round	2015	France	SMB	Payroll	Private
154	ReCharge	May 2021 round	2014	USA	Fintech	Payments	Private
155	Enova	12 Aug '24	2004	USA	Lendtech		Public
156	Payoneer	12 Aug '24	2005	USA	Fintech	Payments	Public
157	21.co	Sep 2022 round	2018	Switzerland	Crypto	Investing	Private
158	Amber Group	Dec 2022 round est.	2017	Hong Kong	Crypto	Exchange	Private
159	Atome	Sep 2021 round	2019	Singapore	Finetch	Lending	Private
160	Avant	Sep 2015 round	2012	USA	Fintech	Lending	Private
161	Babel Finance	May 2022 round	2018	Hong Kong	Crypto	Asset Mgmt	Private
162	Bunq	June 2021 round	2012	Netherlands	Fintech	Banking	Private
163	Clearco	April 2021 round	2015	USA	Fintech	Lending	Private
164	ClearStreet	April 2022 round	2018	USA	Investech	Security	Private
165	Clip	June 2021 round	2012	Mexico	Fintech	Payments	Private
166	Copper	Oct 2022 round	2018	UK	Cyrpto	Custody	Private
167	Divvy Homes	Aug 2021 round	2017	USA	Fintech	Investing/proptech	Private
168	FirstP2P	Per Crunchbase Dec 2019	2013	China	Fintech	Lending	Private
169	Lunar	Mar 2022 round	2015	Denmark	Banking	Challenger	Private
170	Modern Treasury	Oct 2021 round	2018	USA	Fintech	Banking	Private
171	MoMo	Dec 2021 round	2007	Vietnam	Payments	Superapp	Private
172	Opay	Aug 2021 round	2018	Nigeria	Fintech	Payments	Private
173	Pipe	Mar 2021 round	2019	USA	Fintech	Lending	Private
174	Waterdrop	Aug 2020 round	2016	China	Fintech	Insurance	Private
175	Zenefits	May 2015 round	2013	USA	Fintech	Payroll/SMB	Private
176	Zilch	Nov 2021 round	2018	UK	Fintech	Lending	Private
177	Next Insurance	Nov 2023 secondary	2016	USA	Fintech	Insurance	Private
178	Addepar	July 2024 secondary	2009	USA	Fintech	Investing	Private
179	Coinswitch Kuber	Oct 2021 round	2017	India	Crypto	Exchange	Private
180	Digit Insurance	Jan 2021 round	2016	India	Insurtech	Insurance	Private
181	MX	Jan 2021 round	2010	USA	Fintech	Banking	Private
182	Roofstock	Mar 2022 round	2015	USA	Investech	Real estate	Private
183	Varo Money	Mar 2023 round	2015	USA	Fintech	Banking	Private
184	AI Bank (Baixain)	Dec 2020 round	2017	China	Fintech	Banking	Private
185	BitGo	Aug 2023 round	2013	USA	Crypto		Private
186	Quantexa	Feb 2023 round	2016	UK	Security	Financial Crimes	Private
187	Trulioo	June 2021 round	2011	Canada	Fintech	Security	Private
188	GreenSky	Sep 2021 exit (Goldman Sachs)	2006	USA	Fintech	Lending	Exit
189	Creditas	June 2024 round	2012	Brazil	Fintech	Lending	Private
190	DailyPay	Jan 2024 round	2015	USA	Payments		Private
191	Hypoport SE	12 Aug '24	1999	Germany	Fintech	Lending	Public
192	LiveOak Bank	12 Aug '24	2008	USA	Banktech	Bank	Public
193	Kredivo (FinAccel)	Oct 2022 round	2015	Indonesia	Lendtech	BNPL	Private
194	Micro Connect (Diguantong)	Aug 2023 round	2021	Hong Kong	Fintech	Investing	Private
195	Spotter	Feb 2022 round	2019	USA	Lending	SMB/creators	Private
196	Wave	Sep 2021 round	2018	Senegal	Fintech	Payments	Private
197	Melio Payments	Nov 2023 secondary	2018	USA	Fintech	Payments	Private
198	Mercury Payments	Exit (Vantiv 2014)	2001	USA	Fintech	Payments	Exit
199	AvidXchange	12 Aug '24	2000	USA	Fintech	Payments	Public
200	Aspiration	July '24 secondary	2013	USA	Fintech	Banking	Private
201	BillDesk	July 2019 round	2000	India	Fintech	Payments	Private
202	Bolttech	May 2023 round	2020	Singapore	Insurtech		Private
203	Capitolis	Mar 2022 round	2017	USA	Investech	Capital Markets	Private
204	FloQast	Apr 2024 round	2013	USA	SMB	Accounting	Private
205	Neon Payments	May 2022 round	2016	Brazil	Banktech		Private
206	Pave	June 2022 round	2019	USA	Payments	Payroll/SMB	Private
207	Solaris	July 2023 round	2016	Germany	Fintech	Banking	Private
208	Viva Wallet	Chase investment 2022	2010	Greece	Payments	Processing	Private
209	Wayflyer	Jan 2022 round	2019	Ireland	Lending	Ecommerce	Private
210	Wealthfront	July 2024 secondary	2008	USA	Investech	Robo	Private
211	BillTrust	Exit Mar '23 (EQT)	2001	USA	Payments		Exit
212	Self Financial	Sep 2021 round	2015	USA	Fintech	Credit	Private
213	Alloy	Aug 2022 round	2015	USA	Fintech	IDentity	Private
214	Zip Co	12 Aug '24	2013	Australia	Payments	BNPL	Public
215	Akulaku	Feb 2022 round	2014	Indonesia	Fintech	Lending	Private
216	Altruist	April 2024 round	2018	USA	Investech	Wealth Mgmt	Private
217	Ascend Money	Sep 2021 round	2015	Thailand	Payments	Wallet	Private
218	Built	July 2022 round	2014	USA	Lendtech	Construction	Private
219	Coinlist	Oct 2021 round	2017	USA	Crypto	Investing	Private
220	Dock	May 2022 round	2014	Brazil	Payments	Cards	Private
221	Kushki	June 2022 round	2017	Ecuador	Payments		Private
222	Ledger	June 2021 round	2014	France	Crypto		Private
223	M1 Finance	July 2021 round	2015	USA	Banktech	PFM	Private
224	OneCard	July 2022 round	2019	India	Payments	Cards	Private
225	PingPong	Mar 2019 round	2015	China	Payments		Private
226	Tabby	Oct 2023 round	2019	Saudi Arabia	Lending	BNPL	Private
227	WeLab	Mar 2021 round (est)	2013	HongKong	Lendtech		Private
228	Zepz (WorldRemit)	Bloomberg Aug 2020	2010	UK	Payments		Private
229	Zeta	May 2021 round	2015	India	Banktech		Private
230	GoHealth	Exit	2001	USA	Healthtech	Insurance	Exit
231	Figure	Nov 2023 secondary	2018	USA	Fintech	Lending	Private
232	Alkami	April 2021 round	2009	USA	Banktech		Private
233	At-Bay	July 2021 round	2016	USA	Insurtech	Cyber	Private
234	CGTZ	June 2018 round	2013	China	Lendtech		Private
235	Figment	Dec 2021 round	2018	USA	Crypto	Staking	Private
236	FPL Technologies	Aug 2022 round	2019	India	Payments	Cards	Private
237	Judo Bank	June 2021 round	2016	Australia	Banktech	SMB	Private
238	Liquidity Group	Feb 2023 round	2018	Israel	Lendtech	SMB	Private
239	Nium	June 2024 round	2015	Singapore	Payments		Private
240	Paddle	May 2022 round	2012	UK	Payments	Invoicing	Private
241	Scalable Capital	June 2021 round	2014	Germany	Investech		Private
242	Stash	Feb 2021 round	2015	USA	Invedtech		Private
243	Human Interest	July 2024 round	2015	USA	Investech		Private
244	Betterment	Sep 2021 round	2008	USA	Investech		Private
245	Cointracker	Jan 2022 round	2017	USA	Crypto	Accounting	Private
246	CredAvenue	Mar 2022 round	2017	India	Lendtech	Marketplace	Private
247	iTrustCapital	Jan 2022 round	2018	USA	Crypto	Investing	Private
248	Konvio	Sep 2021 round	2013	Mexico	Fintech	SMB/Accounting	Private
249	Lukka	Jan 2022 round	2014	USA	Crypto	Infrastructure	Private
250	Marshmallow	Sep 2021 round	2017	UK	Insurtech	Auto	Private
251	Talos	May 2022 round	2018	USA	Crypto	Infrastructure	Private
252	TrueBill	Dec 2021 exit (Rocket)	2015	USA	Banktech	PFM	Private
253	BioCatch	April 2024 exit (Permira)	2011	Israel	Fintech	Security	Exit
254	Paya	Jan 2022 exit (Nuvei)	2006	USA	Payments		Exit
255	Oscar Health	12 Aug '24	2012	USA	Healthtech	Insurance	Public
256	Zuora	12 Aug '24	2007	USA	Fintech	Payments	Public
257	AgentSync	Dec 2021 round	2018	USA	Insuretech	Broker management	Private
258	Clover Health	Jan 2019 round	2013	USA	Healthtech	Insurance	Private
259	HashKey	Jan 2024 round	2018	China	Crypto	Exchange	Private
260	Mercury Technologies	July 2024 secondary	2015	USA	Banking	SMB	Private
261	Phantom Technologies	Jan 2022 round	2021	USA	Cyrpto	Wallet	Private
262	Pilot	Mar 2021 round	2016	USA	Fintech	SMB/Accounting	Private
263	Public.com	Feb 2021 round	2018	USA	Investech		Private
264	Scalapay	Feb 2022 round	2019	Italy	Lendtech	BNPL	Private
265	Skrill	Estimate (Dealroom.co)	2001	UK	Payments	Remittances	Private
266	Stori	August 2022 round	2011	Mexico	Payments	Cards	Private
267	Unit	May 2022 round	2019	USA	Banktech	BaaS	Private
268	Galileo	Exit	2000	USA	Payments		Exit
269	SimpleNexus	Nov 2021 exit (nCino)	2011	USA	Lendtech	Mortgage	Exit
270	Deposit Solutions	Sep 2019 round	2011	Germany	Banktech		Private
271	Lemonade	12 Aug '24	2015	USA	Insurtech		Public
272	LendingClub	12 Aug '24	2008	USA	Fintech	Lending	Public
273	Sezzle	12 Aug '24	2016	USA	Lendtech		Public
274	Acko	Oct 2021 round	2016	India	Insurtech	D2C	Private
275	Branch	June 2022 round	2017	USA	Insuretech	Home/Auto	Private
276	Caribou	May 2022 round	2016	USA	Lendtech	Auto	Private
277	Earnix	Feb 2021 round	2001	Israel	Fintech	Analytics	Private
278	Fenbeitong	Feb 2022 round	2016	China	Payments	Biz T&E	Private
279	Fundbox	Nov 2021 round	2013	USA	Lendtech	SMB	Private
280	Happy Money (fka Payoff)	Feb 2022 round	2009	USA	Fintech	PFM	Private
281	Lendbuzz	October 2023	2015	USA	Lendtech	Auto loans	Private
282	MobileCoin	Aug 2021 round	2017	USA	Crypto		Private
283	Raisin	Mar 2023 round	2012	Berlin	Banking	Deposits	Private
284	Spendesk	Jan 2022 round	2016	France	Payments	SMB/Accounting	Private
285	Sunbit	May 2021 round	2016	USA	Lendtech		Private
285	Super Apps Holding	Oct 2022 SPAC (proposed)		Malysia	Payments		Private
286	Tradeshift	May 2018 round	2009	USA	Fintech	Trade	Private
287	Zego	Mar 2021 round	2016	UK	Insurtech	Auto	Private
288	Cayan	Exit	1998	USA	Payments		Exit
289	Technysis	Feb 2022 exit (SoFi)	1999	USA	Banktech		Exit
290	Riskified	12 Aug '24	2012	USA	Fintech	Payments	Public
291	Ajaib	Oct 2021 round	2018	Indonesia	Investech		Private
292	Amount	May 2021 round	2019	USA	Fintech	Infrastructure	Private
293	Aven	July 2023 round	2019	USA	Lendtech	Home equity	Private
294	Betterfly	Jan 2022 round	2018	Chile	Insuretech	Health	Private
295	Bitkub	Nov 2021 round	2018	Thailand	Crypto	Exchange	Private
296	C2FO	Apr 2019 round	2008	USA	Fintech	Accounting	Private
297	Cais	Jan 2022 round	2009	USA	Investech	Wealth Mgmt	Private
298	Cart.com	Feb 2022 round (est)	2021	USA	Ecommerce	Payments	Private
299	Clark	Aug 2022 round	2015	Germany	Insurtech	Brokerage	Private
300	Clearcover	April 2021 round	2016	USA	Insurtech	Automobile	Private
301	Crypto.com	Nov 2021 estimate	2016	Singapore	Cyrpto	Exchange	Private
302	DANA Wallet	Aug 2022 round	2017	Indonesia	Payments	Wallet	Private
303	EBANX	Jun 2021 round	2012	Brazil	Payments		Private
304	Enable	Nov 2023 round	2016	USA	Payments	Rebate mgmt	Private
305	Esusu	Jan 2022 round	2016	USA	Lendtech	Credit score	Private
306	Feedzai	Mar 2021 round	2011	USA	Fintech	Security	Private
307	Flex	Feb 2022 round (est)	2019	USA	Lendtech	Renters	Private
308	Freshbooks	Aug 2021 round	2003	Canada	Fintech	SMB/Accounting	Private
309	Glia	Mar 2022 round	2012	USA	Banktech	Customer Service	Private
310	Guantlet	Mar 2022 round	2018	USA	Crypto	Lending	Private
311	Huisuanzhang	May 2020 round	2015	China	SMB	Accounting	Private
312	InCred	Nov 2023 round	2016	India	Fintech	Lending	Private
313	Interswitch	Nov 2019 round	2002	Nigeria	Payments		Private
314	InvestCloud	Feb 2021 transaction	2010	USA	Investech		Private
315	KCD (Korean Credit Data)	Aug 2023 round	2016	South Korea	Lending	Data	Private
316	Kin Insurance	Sep 2023 round	2016	USA	Insuretech	Home	Private
317	LendingHome	Mar 2018 round	2014	USA	Lendtech		Private
318	Liquid	Apr 2019 round	2013	Japan	Crypto		Private
319	Lydia	Dec 2021 round	2013	France	Banktech	Consumer	Private
320	MatrixPort	Aug 2021 round	2019	Singapore	Crypto		Private
321	MNT-Halan	Jan 2023 round	2017	Egypt	Lending	Payments	Private
322	Nagad	Aug 2023 round	2018	Bangladesh	Payments	Online	Private
323	Neo Financial	May 2022 round	2019	Canada	Banking	Challenger	Private
324	Numbrs	Aug 2019 round	1999	Switzerland	Banktech		Private
325	Octane Lending	Aug 2021 round	2014	USA	Lendtech		Private
326	Open	April 2022 round	2017	India	Banktech	SMB	Private
327	Opn	May 2022 round	2020	Thailand	Payments		Private
328	Orchard	Sept 2021 round	2017	USA	Lendtech	Mortgage	Private
329	Oxyzo	Mar 2022 round	2016	India	Lendtech		Private
330	Papara	July 2023 round	2015	Turkey	Fintech	Debit	Private
331	Payhawk	Feb 2022 round	2018	London	Payments	SMB	Private
332	Paystand	Aug 2022 merger	2013	USA	Payments	Billing/SMB	Private
333	Pennylane	Feb 2024 round	2020	France	Fintech	Accounting	Private
334	Pie Insurance	Sep 2022 round (est)	2017	USA	Insuretech	SMB	Private
335	PPRO	Jan 2021 round	2006	UK	Payments		Private
336	Prove Identity (Payfone)	Oct 2023 round	2008	USA	Fintech	Security	Private
337	Satispay	Sep 2022 round	2013	Italy	Payments		Private
338	Shift Technology	May 2021 round	2013	France	Insurtech	Analytics	Private
339	Sift	April 2021 round	2011	USA	Fintech	Security	Private
340	Sightline Payments	Aug 2021 round	2009	USA	Payments		Private
341	Slice	Nov 2021 round	2016	India	Fintech	Cards	Private
342	SmartAsset	June 2021 round	2012	USA	Investech		Private
343	Stax (FatMerchant)	Mar 2022 round	2014	USA	Payments	Processing	Private
344	Tamara	Dec 2023 round	2020	Saudi Arabia	Lending	BNPL	Private
345	TaxFix	Apr 2022 round	2016	Germany	Fintech	Tax	Private
346	The Zebra	April 2021 round	2012	USA	Insurtech	Lead gen	Private
347	Transfermate	May 2022 round	2010	Ireland	Payments	B2B	Private
348	TrueLayer	Sep 2021 round	2016	UK	Banktech		Private
349	Vesttoo	Oct 2022 round	2018	Israel	Insuretech	Risk	Private
350	Vestwell	Dec 2023 round	2016	USA	Fintech	Investing	Private
351	Vise	May 2021 round	2016	USA	Investech	Advisors	Private
352	VNLife (VNPay)	Aug 2021 round	2007	Vietnam	Ecommerce		Private
353	Worldcoin	Oct 2021 round	2019	USA	Crypto	Payments/Identity	Private
354	Xendit	Sept 2021 round	2014	Indonesia	Payments	Payments	Private
355	Xtransfer	Sep 2021 round	2017	China	Payments	SMB	Private
356	Zebic	Aug 2022 round	2021	USA	Crypto	Payroll/SMB	Private
357	Zopa	Oct 2021 round	2004	UK	Lendtech		Private
358	ChromeRiver (Emburse)	Mar 2019 merger (Certify)	2007	USA	Payments		Exit
359	Currency Cloud	July 2020 exit (Visa)	2012	UK	Payments		Exit
360	Nutmeg	June 2021 exit (JPMorgan)	2011	UK	Investech		Exit
361	Personal Capital	Exit	2009	USA	Investech		Exit
362	Pismo	June 2023 exit (Visa, pending)	2016	UK	Banktech		Exit
363	Finicity	June 2020 Exit (Mastercard)	1999	USA	Fintech	Infrastructure	Exit
364	Uniswap	July 2023 secondary	2018	USA	Crypto	Exchange	Private
365	Acorns	Oct 2023 secondary	2012	USA	Fintech	Investing	Private
366	Bright Health	Nov 2019 round	2015	USA	Insuretech	Health	Private
367	Tyme Bank	June 2024 round	2013	South Africa	Fintech	Banking	Private
368	Thunes	July 2023 round	2016	Singapore	Payments	Remittances	Private

*Our business model depends on revenue from our sponsors and referrals. So anytime you see a sponsor or referral link in the URL, we potentially earn a fee upon establishing a new funded account (thanks!). This can impact their visibility on our website.

Fintech Unicorns of the 21st-Century

Unicorn Challenger of the Month*

Finovate Fall Sep 9-11, 2024

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