- Fintech Labs SMB Center

At FintechLabs we track the value of global fintech unicorns born since 1999. As of 11 Sep (2024), 340 valued at US$1 billion or more, up 8 from two years ago (Nov 2022) and up 62 compared to Jan 2022. The total includes 23 billion-plus exits as well as 44 public companies trading above $1B in market value. The remaining private companies are listed according to their most recent valuations as reported by various media outlets. Given the private-market valuation dip in the past year, there are likely a number of over-valued companies listed.

Note: Private company valuations are as of the latest reported round and public company market caps as of date show below.

Unicorn Challenger of the Month*

Melio Melio is a modern payment solution tailor-made for small businesses.

Rank	Company	Value ($B)	Value Date	Founded	Country	Category	Sub-Category	Status
1	Ant Technology	79	July '23 buyback	2014	China	Fintech	Payments	Private
2	Shopify	69	16 Oct '23	2004	Canada	Ecommerce	Payments	Public
3	PayPal	63	16 Oct '23	1999	USA	Fintech	Payments	Public
4	Stripe	62	Secondary Oct 2023	2010	USA	Fintech	Payments	Private
5	Nubank	37	16 Oct '23	2013	Brazil	Banking	Retail	Public
6	Revolut	33	July 2021 round	2015	UK	Fintech	Payments	Private
7	Afterpay	29	Aug 2021 exit (Block)	2014	Australia	Fintech	Lending	Exit
8	Block (Square)	28	16 Oct '23	2009	USA	Fintech	Payments	Public
9	Binance	25	Bloomberg June 2022	2017	Malta	Crypto	Exchange	Private
10	Adyen	25	16 Oct '23	2006	Netherlands	Fintech	Payments	Public
11	Acrisure	23	May 2022 round	2005	USA	Insurtech		Private
12	Citadel Securities	22	Jan 2022 round	2001	USA	Finetch	Investing	Private
13	WeBank	21	Nov 2018 transaction	2014	China	Fintech	Banking	Private
14	FNZ	20	Feb 2022 round	2004	UK	Investech	Wealth Mgmt	Private
15	Coinbase	18	16 Oct '23	2012	USA	Crypto	Exchange	Public
16	Xero	18	16 Oct '23	2006	New Zealand	Fintech	Accounting	Public
17	Marqeta	16	Secondary May 2021	2010	USA	Fintech	Payments	Private
18	Lakala	15	16 Oct '23	2004	China	Fintech	Lead gen	Public
19	GoodLeap	12	Jan 2021 round	2003	USA	Lending	Solar POS	Private
20	PhonePe	12	Jan 2023 funding	2015	India	Fintech	Payments	Private
21	Bill.com	12	16 Oct '23	2006	USA	Fintech	Payments	Public
22	Bolt	11	Jan 2022 round	2014	USA	Fintech	Payments	Private
23	Checkout.com	11	Estimate Dec 2022	2012	UK	Fintech	Payments	Private
24	KuCoin	10	May 2022 round	2017	Saychelles	Crypto	Exchange	Private
25	Toast	9.9	16 Oct '23	2011	USA	Fintech	Payments	Public
26	Navan (TripActions)	9.2	Nov 2023 round	2015	USA	Payments	Accounting	Private
27	Bullish	9.1	July 2021 SPAC (cancelled)	2021	Cayman Islands	Crypto		Private
28	N26	9.0	Oct 2021 round	2013	Germany	Fintech	Banking	Private
29	Rapyd	8.8	April 2021 round	2016	UK	Fintech	Payments	Private
30	Robinhood	8.7	16 Oct '23	2013	USA	Fintech	Investing	Public
31	SumUp	8.4	June 2022 round	2012	UK	Payments	Mobile	Private
32	Tipalti	8.3	Dec 2021 round	2010	USA	Fintech	Payments	Private
33	KakaoBank	8.0	16 Oct '23	2016	South Korea	Fintech	Lending	Public
34	FalconX	8.0	June 2022 round	2018	USA	Crypto		Private
35	Fireblocks	8.0	Jan 2022 round	2018	USA	Crypto	Infrastructure	Private
36	SoFi	7.8	16 Oct '23	2011	USA	Fintech	Lender	Public
37	Jiedaibao	7.8	Jan 2016 round	2014	China	Fintech	Lending	Private
38	Razorpay	7.5	April 2021 round	2014	India	Fintech	Payments	Private
39	Wise (TransferWise)	7.2	16 Oct '23	2011	UK	Fintech	Payments	Public
40	Gemini	7.1	Nov 2021 round	2014	USA	Crypto	Exchange	Private
41	Credit Karma	7.1	Exit (Intuit)	2007	USA	Fintech	Credit	Exit
42	Blockchain.com	7.0	Nov 2023 round	2011	UK	Crypto		Private
43	NYDIG	7.0	Dec 2021 round	2017	USA	Crypto		Private
44	Remitly	7.0	Sep 2021 round	2011	USA	Fintech	Payments	Private
45	Toss (Viva Republica)	7.0	Dec 2022 round	2011	South Korea	Fintech	Payments	Private
46	Klarna	6.9	Nov 2023 secondary	2005	Sweden	Fintech	Payments	Private
47	One97 (PayTM)	6.6	16 Oct '23	2010	India	Fintech	Payments	Public
48	HealthEquity	6.5	16 Oct '23	2002	USA	Fintech	Banking	Public
49	Mollie	6.5	June 2021 round	2004	Netherlands	Fintech	Payments	Private
50	CRED	6.2	June 2022 round	2018	India	Fintech	Credit	Private
51	Deel	6.1	Oct 2023 secondary	2018	USA	Fintech	Payroll/SMB	Private
52	Affirm	6.0	16 Oct '23	2012	USA	Fintech	Lending	Public
53	iCapital Network	6.0	Dec 2021 round	2013	USA	Fintech	Investing	Private
54	Trustly	5.9	May 2021 IPO filing	2008	Sweden	Fintech	Payments	Private
55	Chime	5.8	Oct 2023 secondary	2013	USA	Fintech	Banking	Private
56	Root Insurance	5.8	Oct 2020 IPO	2016	USA	Fintech	Insurance	Private
57	Airwallex	5.5	Nov 2021 round	2015	Australia	Fintech	Payments	Private
58	Mambu	5.5	Dec 2021 round	2011	Germany	Fintech	Banking	Private
59	Ramp	5.5	Aug 2023 round	2019	USA	Fintch	Cards/SMB	Private
60	dLocal	5.3	16 Oct '23	2016	Uruguay	Fintech	Payments	Public
61	Trade Republic	5.3	May 2021 round	2015	Germany	Fintech	Investing	Private
62	Plaid Technologies	5.1	July 2023 secondary	2012	USA	Fintech	Infrastructure	Private
63	Brex	5.0	Nov 2023 secondary	2017	USA	Fintech	Cards	Private
64	Lufax	5.0	16 Oct '23	2011	China	Fintech	Investing	Public
65	Coalition	5.0	July 2022 round	2017	USA	Insurtech	Cybersecurity	Private
66	Qonto	5.0	Jan 2022 round	2016	France	Banking	SMB	Private
67	Clearwater Analytics	4.9	16 Oct '23	2003	USA	Fintech	Investing/back office	Public
68	Circle Internet Financial	4.8	Sep 2023 secondary	2013	USA	Crypto	Payments	Private
69	Creditas	4.8	Jan 2022 round	2012	Brazil	Fintech	Lending	Private
70	Ripple	4.6	Nov 2023 secondary	2012	USA	Cyrpto	Payments	Private
71	Lendable	4.6	Mar 2022 round	2014	USA	Lendtech	Marketplace	Private
72	Wefox	4.5	May 2023 round	2015	Germany	Fintech	Insurance	Private
73	Bitpanda	4.1	Aug 2021 round	2014	Austria	Crypto		Private
74	Carta	4.0	Nov 2023 secondary	2012	USA	Fintech	Investing	Private
75	AngelList	4.0	Mar 2022 round	2010	USA	Investing	VC	Private
76	Kakao Pay	4.0	IPO filing 2021	2014	South Korea	Fintech	Payments	Private
77	WealthSimple	4.0	April 2021 round	2014	Canada	Fintech	Investing	Private
78	EngageSmart	4.0	Private Equity buyout 10/23	2009	USA	Payments	Full stack	Private
79	BharatPe	3.9	Jan 2022 round	2018	India	Fintech	Payments	Private
80	Dutchie	3.8	Oct 2021 round	2017	USA	Fintech	Payments	Private
81	Gusto	3.8	Nov 2023 secondary	2011	USA	Fintech	Payroll/SMB	Private
82	PolicyBazaar	3.7	16 Oct '23	2008	India	Insurtech		Public
83	Papaya Global	3.7	Mar 2021 round	2016	Israel	Fintech	Payroll/SMB	Private
84	Flywire	3.6	16 Oct '23	2011	USA	Fintech	Payments	Public
85	SpotOn	3.6	May 2022 round	2017	USA	Fintech	Payments	Private
86	Chargebee	3.5	Jan 2022 round	2011	USA	Fintech	Payments	Private
87	eToro	3.5	Mar 2023 round	2007	UK	Fintech	Investing	Private
88	Assurance	3.5	Exit	2016	USA	Insurtech		Exit
89	MoonPay	3.4	Oct 2021 round	2019	USA	Cyrpto	Payments	Private
90	nCino	3.3	16 Oct '23	2012	USA	Fintech	Banking	Public
91	Blockdaemon	3.3	Jan 2022 round	2017	USA	Crypto	Payments	Private
92	Blockstream	3.2	Aug 2021 round	2014	Canada	Crypto		Private
93	Cedar	3.2	Mar 2021 round	2016	USA	Healthtech	Payments	Private
94	Stone	3.1	16 Oct '23	2013	Brazil	Fintech	Payments	Public
95	HighRadius	3.1	Mar 2021 round	2006	USA	Fintech	Accounting	Private
96	Flutterwave	3.1	Feb 2022 round	2016	USA	Fintech	Payments	Private
97	Nuvei	3.0	16 Oct '23	2003	Canada	Fintech	Payments	Public
98	Virtu Financial	3.0	16 Oct '23	2008	USA	Fintech	Investing	Public
99	Anchorage Digital	3.0	Dec 2021 round	2017	USA	Crypto		Private
100	China UnionPay	3.0	Per Crunchbase 12/19	2002	China	Fintech	Payments	Private
101	Cross River Bank	3.0	Mar 2022 round	2008	USA	Banking		Private
102	Devoted Health	3.0	May 2020 round	2017	USA	Health	Insurance	Private
103	Forter	3.0	May 2021 round	2013	USA	Fintech	Security	Private
104	Groww	3.0	Oct 2021 round	2017	India	Fintech	Investing	Private
105	PineLabs	3.0	May 2021 round	1998	India	Fintech	Payments	Private
106	DriveWealth	2.9	Aug 2021 round	2012	USA	Fintech	Investing	Private
107	OVO	2.9	Mar 2019 round	2017	Indonesia	Fintech	Payments	Private
108	Rakuton Securities	2.9	Oct 2022 round	1999	Japan	Investech	Broker	Private
109	OakNorth	2.8	May 2019 round	2015	UK	Fintech	Banking	Private
110	Verafin	2.8	Exit Nov 2020	2003	Canada	Fintech	Security	Exit
111	Backbase	2.7	June 2022 round	2003	Netherlands	BankTech		Private
112	Thought Machine	2.7	May 2022 round	2015	UK	Banktech		Private
113	Paidy	2.7	Exit Sep 2021 (PayPal)	2008	Japan	Fintech	Payments	Exit
114	Ethos Life	2.7	Jan 2022 round	2016	USA	Insuretech	Life	Private
115	Duck Creek Software	2.6	Exit (Vist Equity Jan '22 proposed)	2000	USA	Fintech	Insurance	Exit
116	PagSeguro	2.5	16 Oct '23	2006	Brazil	Fintech	Payments	Public
117	Tinkoff Bank	2.5	16 Oct '23	2006	Russia	Fintech	Banking	Public
118	Upstart	2.5	16 Oct '23	2012	USA	Fintech	Lending	Public
119	Aura	2.5	Oct 2021 round	2019	USA	Insuretech	Identity	Private
120	Coda Payments	2.5	April 2022 round	2011	Singapore	Payments		Private
121	Uala	2.5	Aug 2021 round	2017	Argentina	Fintech	PFM	Private
122	Itiviti	2.5	Exit April 2021	2016	Sweden	Fintech	Investing	Exit
123	Monzo	2.4	July 2023 secondary	2015	UK	Fintech	Banking	Private
124	Accelerant	2.4	June 2023 round	2018	USA	Insuretech	Marketplace	Private
125	Paxos	2.4	April 2021 round	2012	USA	Crypto		Private
126	Aspiration	2.3	Sep 2021 SPAC (proposed)	2013	USA	Fintech	Banking	Private
127	Greenlight	2.3	April 2021 round	2014	USA	Fintech	Payments	Private
128	Divvy	2.3	Exit May 2021 (Bill.com)	2016	USA	Fintech	Payments/SMB	Exit
129	Lifelock	2.3	Exit	2005	USA	Fintech	Credit	Exit
130	Upgrade	2.2	Aug 2023 secondary	2016	USA	Fintech	Lending	Private
131	Payoneer	2.2	16 Oct '23	2005	USA	Fintech	Payments	Public
132	Bitso	2.2	May 2021 round	2014	Mexico	Crypto		Private
133	CloudWalk	2.2	Nov 2021 round	2013	Brazil	Fintech	Payments	Private
134	CoinDCX	2.2	Apr 2022 round	2017	India	Crypto		Private
135	Current	2.2	April 2021 round	2015	USA	Fintech	Banking	Private
136	Newfront	2.2	Apr 2022 round	2017	USA	Insurtech	Commercial	Private
137	iZettle	2.2	Exit	2010	Sweden	Fintech	Payments	Exit
138	Tink	2.2	June 2021 Exit (Visa)	2012	Sweden	Fintech	Banking	Exit
139	Chipper Cash	2.2	Nov 2021 round	2018	USA	Fintech	Payments	Private
140	Chainalysis	2.1	Nov 2023 secondary	2014	USA	Crypto	Security	Private
141	GoCardless	2.1	Feb 2022 round	2011	UK	Fintech	Payments	Private
142	Jeeves	2.1	Mar 2022 round	2019	USA	Cards	SMB	Private
143	Mercado Bitcoin	2.1	June 2021 round	2013	Brazil	Crypto		Private
144	PayFit	2.1	Jan 2022 round	2015	France	SMB	Payroll	Private
145	ReCharge	2.1	May 2021 round	2014	USA	Fintech	Payments	Private
146	C6 Bank	2.1	Dec 2020 round	2018	Brazil	Fintech	Banking	Private
147	21.co	2.0	Sep 2022 round	2018	Switzerland	Crypto	Investing	Private
148	Amber Group	2.0	Dec 2022 round est.	2017	Hong Kong	Crypto	Exchange	Private
149	Atome	2.0	Sep 2021 round	2019	Singapore	Finetch	Lending	Private
150	Avant	2.0	Sep 2015 round	2012	USA	Fintech	Lending	Private
151	Babel Finance	2.0	May 2022 round	2018	Hong Kong	Crypto	Asset Mgmt	Private
152	Bunq	2.0	June 2021 round	2012	Netherlands	Fintech	Banking	Private
153	Clearco	2.0	April 2021 round	2015	USA	Fintech	Lending	Private
154	ClearStreet	2.0	April 2022 round	2018	USA	Investech	Security	Private
155	Clip	2.0	June 2021 round	2012	Mexico	Fintech	Payments	Private
156	Copper	2.0	Oct 2022 round	2018	UK	Cyrpto	Custody	Private
157	Divvy Homes	2.0	Aug 2021 round	2017	USA	Fintech	Investing/proptech	Private
158	FirstP2P	2.0	Per Crunchbase Dec 2019	2013	China	Fintech	Lending	Private
159	Lunar	2.0	Mar 2022 round	2015	Denmark	Banking	Challenger	Private
160	Modern Treasury	2.0	Oct 2021 round	2018	USA	Fintech	Banking	Private
161	MoMo	2.0	Dec 2021 round	2007	Vietnam	Payments	Superapp	Private
162	Mynt (Gcash)	2.0	Oct 2021 round	2003	Phillipines	Fintech	Payments	Private
163	Opay	2.0	Aug 2021 round	2018	Nigeria	Fintech	Payments	Private
164	Pipe	2.0	Mar 2021 round	2019	USA	Fintech	Lending	Private
165	Waterdrop	2.0	Aug 2020 round	2016	China	Fintech	Insurance	Private
166	Zenefits	2.0	May 2015 round	2013	USA	Fintech	Payroll/SMB	Private
167	Zilch	2.0	Nov 2021 round	2018	UK	Fintech	Lending	Private
168	Next Insurance	2.0	Nov 2023 secondary	2016	USA	Fintech	Insurance	Private
169	AvidXchange	1.9	16 Oct '23	2000	USA	Fintech	Payments	Public
170	Paymentus	1.9	16 Oct '23	2004	USA	Fintech	Payments	Public
171	Q2 Holdings	1.9	16 Oct '23	2004	USA	Fintech	Banking	Public
172	Coinswitch Kuber	1.9	Oct 2021 round	2017	India	Crypto	Exchange	Private
173	Digit Insurance	1.9	Jan 2021 round	2016	India	Insurtech	Insurance	Private
174	MX	1.9	Jan 2021 round	2010	USA	Fintech	Banking	Private
175	Roofstock	1.9	Mar 2022 round	2015	USA	Investech	Real estate	Private
176	Starling Bank	1.9	Mar 2021 round	2014	UK	Fintech	Banking	Private
177	Varo Money	1.9	Mar 2023 round	2015	USA	Fintech	Banking	Private
178	BitGo	1.9	Aug 2023 round	2013	USA	Crypto		Private
179	AI Bank (Baixain)	1.9	Dec 2020 round	2017	China	Fintech	Banking	Private
180	Trulioo	1.8	June 2021 round	2011	Canada	Fintech	Security	Private
181	GreenSky	1.8	Sep 2021 exit (Goldman Sachs)	2006	USA	Fintech	Lending	Exit
182	Kredivo (FinAccel)	1.7	Oct 2022 round	2015	Indonesia	Lendtech	BNPL	Private
183	Spotter	1.7	Feb 2022 round	2019	USA	Lending	SMB/creators	Private
184	Wave	1.7	Sep 2021 round	2018	Senegal	Fintech	Payments	Private
185	Melio Payments	1.7	Nov 2023 secondary	2018	USA	Fintech	Payments	Private
186	Mercury Payments	1.7	Exit (Vantiv 2014)	2001	USA	Fintech	Payments	Exit
187	BillDesk	1.6	July 2019 round	2000	India	Fintech	Payments	Private
188	Bolttech	1.6	May 2023 round	2020	Singapore	Insurtech		Private
189	Capitolis	1.6	Mar 2022 round	2017	USA	Investech	Capital Markets	Private
190	Neon Payments	1.6	May 2022 round	2016	Brazil	Banktech		Private
191	Pave	1.6	June 2022 round	2019	USA	Payments	Payroll/SMB	Private
192	Solaris Bank	1.6	July 2021 round	2016	Germany	Fintech	Banking	Private
193	Viva Wallet	1.6	Chase investment 2022	2010	Greece	Payments	Processing	Private
194	Wayflyer	1.6	Jan 2022 round	2019	Ireland	Lending	Ecommerce	Private
195	BillTrust	1.6	Acquired by EQT Mar '23	2001	USA	Payments		Exit
196	Alloy	1.6	Aug 2022 round	2015	USA	Fintech	IDentity	Private
197	Self Financial	1.6	Sep 2021 round	2015	USA	Fintech	Credit	Private
198	Mercury Technologies	1.5	Nov 2023 secondary	2015	USA	Banking	SMB	Private
199	Enova	1.5	16 Oct '23	2004	USA	Lendtech		Public
200	Akulaku	1.5	Feb 2022 round	2014	Indonesia	Fintech	Lending	Private
201	Ascend Money	1.5	Sep 2021 round	2015	Thailand	Payments	Wallet	Private
202	Bilt	1.5	Oct 2022 round	2019	USA	Payments	Cards/Rewards	Private
203	Built	1.5	July 2022 round	2014	USA	Lendtech	Construction	Private
204	Coinlist	1.5	Oct 2021 round	2017	USA	Crypto	Investing	Private
205	Dock	1.5	May 2022 round	2014	Brazil	Payments	Cards	Private
206	Kushki	1.5	June 2022 round	2017	Ecuador	Payments		Private
207	Ledger	1.5	June 2021 round	2014	France	Crypto		Private
208	M1 Finance	1.5	July 2021 round	2015	USA	Banktech	PFM	Private
209	OneCard	1.5	July 2022 round	2019	India	Payments	Cards	Private
210	PingPong	1.5	Mar 2019 round	2015	China	Payments		Private
211	WeLab	1.5	Mar 2021 round (est)	2013	HongKong	Lendtech		Private
212	Zepz (WorldRemit)	1.5	Bloomberg Aug 2020	2010	UK	Payments		Private
213	Zeta	1.5	May 2021 round	2015	India	Banktech		Private
214	GoHealth	1.5	Exit	2001	USA	Healthtech	Insurance	Exit
215	Tabby	1.5	Oct 2023 round	2019	Saudi Arabia	Lending	BNPL	Private
216	Figure	1.5	Nov 2023 secondary	2018	USA	Fintech	Lending	Private
217	Alkami	1.4	April 2021 round	2009	USA	Banktech		Private
218	At-Bay	1.4	July 2021 round	2016	USA	Insurtech	Cyber	Private
219	CGTZ	1.4	June 2018 round	2013	China	Lendtech		Private
220	Figment	1.4	Dec 2021 round	2018	USA	Crypto	Staking	Private
221	FPL Technologies	1.4	Aug 2022 round	2019	India	Payments	Cards	Private
222	Judo Bank	1.4	June 2021 round	2016	Australia	Banktech	SMB	Private
223	Paddle	1.4	May 2022 round	2012	UK	Payments	Invoicing	Private
224	Scalable Capital	1.4	June 2021 round	2014	Germany	Investech		Private
225	Stash	1.4	Feb 2021 round	2015	USA	Invedtech		Private
226	Wealthfront	1.4	Sep 2022 round	2008	USA	Investech	Robo	Private
227	Addepar	1.3	Nov 2023 secondary	2009	USA	Fintech	Investing	Private
228	LiveOak Bank	1.3	16 Oct '23	2008	USA	Banktech	Bank	Public
229	Betterment	1.3	Sep 2021 round	2008	USA	Investech		Private
230	Cointracker	1.3	Jan 2022 round	2017	USA	Crypto	Accounting	Private
231	CredAvenue	1.3	Mar 2022 round	2017	India	Lendtech	Marketplace	Private
232	iTrustCapital	1.3	Jan 2022 round	2018	USA	Crypto	Investing	Private
233	Konvio	1.3	Sep 2021 round	2013	Mexico	Fintech	SMB/Accounting	Private
234	Lukka	1.3	Jan 2022 round	2014	USA	Crypto	Infrastructure	Private
235	Marshmallow	1.3	Sep 2021 round	2017	UK	Insurtech	Auto	Private
236	Talos	1.3	May 2022 round	2018	USA	Crypto	Infrastructure	Private
237	TrueBill	1.3	Dec 2021 exit (Rocket)	2015	USA	Banktech	PFM	Private
238	Paya	1.3	Jan 2022 exit (Nuvei)	2006	USA	Payments		Exit
239	Kraken	1.2	Nov 2023 secondary	2011	USA	Crypto		Private
240	Hypoport SE	1.2	16 Oct '23	1999	Germany	Fintech	Lending	Public
241	Oscar Health	1.2	16 Oct '23	2012	USA	Healthtech	Insurance	Public
242	Zuora	1.2	16 Oct '23	2007	USA	Fintech	Payments	Public
243	AgentSync	1.2	Dec 2021 round	2018	USA	Insuretech	Broker management	Private
244	Clover Health	1.2	Jan 2019 round	2013	USA	Healthtech	Insurance	Private
245	FloQast	1.2	July 2021 round	2013	USA	SMB	Accounting	Private
246	Phantom Technologies	1.2	Jan 2022 round	2021	USA	Cyrpto	Wallet	Private
247	Pilot	1.2	Mar 2021 round	2016	USA	Fintech	SMB/Accounting	Private
248	Public.com	1.2	Feb 2021 round	2018	USA	Investech		Private
249	Scalapay	1.2	Feb 2022 round	2019	Italy	Lendtech	BNPL	Private
250	Skrill	1.2	Estimate (Dealroom.co)	2001	UK	Payments	Remittances	Private
251	Stori	1.2	August 2022 round	2011	Mexico	Payments	Cards	Private
252	Unit	1.2	May 2022 round	2019	USA	Banktech	BaaS	Private
253	Galileo	1.2	Exit	2000	USA	Payments		Exit
254	SimpleNexus	1.2	Nov 2021 exit (nCino)	2011	USA	Lendtech	Mortgage	Exit
255	Deposit Solutions	1.1	Sep 2019 round	2011	Germany	Banktech		Private
256	Sezzle	1.1	16 Oct '23	2016	USA	Lendtech		Public
257	Acko	1.1	Oct 2021 round	2016	India	Insurtech	D2C	Private
258	Branch	1.1	June 2022 round	2017	USA	Insuretech	Home/Auto	Private
259	Caribou	1.1	May 2022 round	2016	USA	Lendtech	Auto	Private
260	Earnix	1.1	Feb 2021 round	2001	Israel	Fintech	Analytics	Private
261	Fundbox	1.1	Nov 2021 round	2013	USA	Lendtech	SMB	Private
262	Happy Money (fka Payoff)	1.1	Feb 2022 round	2009	USA	Fintech	PFM	Private
263	MobileCoin	1.1	Aug 2021 round	2017	USA	Crypto		Private
264	Spendesk	1.1	Jan 2022 round	2016	France	Payments	SMB/Accounting	Private
265	Sunbit	1.1	May 2021 round	2016	USA	Lendtech		Private
266	Super Apps Holding	1.1	Oct 2022 SPAC (proposed)		Malysia	Payments		Private
267	Tradeshift	1.1	May 2018 round	2009	USA	Fintech	Trade	Private
268	Zego	1.1	Mar 2021 round	2016	UK	Insurtech	Auto	Private
269	Cayan	1.1	Exit	1998	USA	Payments		Exit
270	Technysis	1.1	Feb 2022 exit (SoFi)	1999	USA	Banktech		Exit
271	Fenbeitong	1.1	Feb 2022 round	2016	China	Payments	Biz T&E	Private
272	Ajaib	1.0	Oct 2021 round	2018	Indonesia	Investech		Private
273	Amount	1.0	May 2021 round	2019	USA	Fintech	Infrastructure	Private
274	Betterfly	1.0	Jan 2022 round	2018	Chile	Insuretech	Health	Private
275	Bitkub	1.0	Nov 2021 round	2018	Thailand	Crypto	Exchange	Private
276	C2FO	1.0	Apr 2019 round	2008	USA	Fintech	Accounting	Private
277	Cais	1.0	Jan 2022 round	2009	USA	Investech	Wealth Mgmt	Private
278	Cart.com	1.0	Feb 2022 round (est)	2021	USA	Ecommerce	Payments	Private
279	ChromeRiver (Emburse)	1.0	Mar 2019 merger (Certify)	2007	USA	Payments		Private
280	Clark	1.0	Aug 2022 round	2015	Germany	Insurtech	Brokerage	Private
281	Clearcover	1.0	April 2021 round	2016	USA	Insurtech	Automobile	Private
282	Crypto.com	1.0	Nov 2021 estimate	2016	Singapore	Cyrpto	Exchange	Private
283	DailyPay	1.0	May 2021 round	2015	USA	Payments		Private
284	DANA Wallet	1.0	Aug 2022 round	2017	Indonesia	Payments	Wallet	Private
285	EBANX	1.0	Oct 2019 round	2012	Brazil	Payments		Private
286	Esusu	1.0	Jan 2022 round	2016	USA	Lendtech	Credit score	Private
287	Feedzai	1.0	Mar 2021 round	2011	USA	Fintech	Security	Private
288	Flex	1.0	Feb 2022 round (est)	2019	USA	Lendtech	Renters	Private
289	Freshbooks	1.0	Aug 2021 round	2003	Canada	Fintech	SMB/Accounting	Private
290	Glia	1.0	Mar 2022 round	2012	USA	Banktech	Customer Service	Private
291	Guantlet	1.0	Mar 2022 round	2018	USA	Crypto	Lending	Private
292	Human Interest	1.0	Aug 2021 round	2015	USA	Investech		Private
293	Interswitch	1.0	Nov 2019 round	2002	Nigeria	Payments		Private
294	InvestCloud	1.0	Feb 2021 transaction	2010	USA	Investech		Private
295	Kin Insurance	1.0	Sep 2023 round	2016	USA	Insuretech	Home	Private
296	LendingHome	1.0	Mar 2018 round	2014	USA	Lendtech		Private
297	Liquid	1.0	Apr 2019 round	2013	Japan	Crypto		Private
298	Lydia	1.0	Dec 2021 round	2013	France	Banktech	Consumer	Private
299	MatrixPort	1.0	Aug 2021 round	2019	Singapore	Crypto		Private
300	MNT-Halan	1.0	Jan 2023 round	2017	Egypt	Lending	Payments	Private
301	Nagad	1.0	Aug 2023 round	2018	Bangladesh	Payments	Online	Private
302	Neo Financial	1.0	May 2022 round	2019	Canada	Banking	Challenger	Private
303	Nium	1.0	Aug 2021 round	2015	Singapore	Payments		Private
304	Numbrs	1.0	Aug 2019 round	1999	Switzerland	Banktech		Private
305	Octane Lending	1.0	Aug 2021 round	2014	USA	Lendtech		Private
306	Open	1.0	April 2022 round	2017	India	Banktech	SMB	Private
307	Opn	1.0	May 2022 round	2020	Thailand	Payments		Private
308	Orchard	1.0	Sept 2021 round	2017	USA	Lendtech	Mortgage	Private
309	Oxyzo	1.0	Mar 2022 round	2016	India	Lendtech		Private
310	Papara	1.0	July 2023 round	2015	Turkey	Fintech	Debit	Private
311	Payhawk	1.0	Feb 2022 round	2018	London	Payments	SMB	Private
312	Paystand	1.0	Aug 2022 merger	2013	USA	Payments	Billing/SMB	Private
313	Pie Insurance	1.0	Sep 2022 round (est)	2017	USA	Insuretech	SMB	Private
314	Pismo	1.0	June 2023 aquistion by Visa (pending)	2016	UK	Banktech		Private
315	PPRO	1.0	Jan 2021 round	2006	UK	Payments		Private
316	Prove Identity (Payfone)	1.0	Oct 2023 round	2008	USA	Fintech	Security	Private
317	Satispay	1.0	Sep 2022 round	2013	Italy	Payments		Private
318	Shift Technology	1.0	May 2021 round	2013	France	Insurtech	Analytics	Private
319	Sift	1.0	April 2021 round	2011	USA	Fintech	Security	Private
320	Sightline Payments	1.0	Aug 2021 round	2009	USA	Payments		Private
321	Slice	1.0	Nov 2021 round	2016	India	Fintech	Cards	Private
322	SmartAsset	1.0	June 2021 round	2012	USA	Investech		Private
323	Stax (FatMerchant)	1.0	Mar 2022 round	2014	USA	Payments	Processing	Private
324	TaxFix	1.0	Apr 2022 round	2016	Germany	Fintech	Tax	Private
325	The Zebra	1.0	April 2021 round	2012	USA	Insurtech	Lead gen	Private
326	Transfermate	1.0	May 2022 round	2010	Ireland	Payments	B2B	Private
327	TrueLayer	1.0	Sep 2021 round	2016	UK	Banktech		Private
328	Vesttoo	1.0	Oct 2022 round	2018	Israel	Insuretech	Risk	Private
329	Vise	1.0	May 2021 round	2016	USA	Investech	Advisors	Private
330	VNLife (VNPay)	1.0	Aug 2021 round	2007	Vietnam	Ecommerce		Private
331	Webull	1.0	Feb 2021 round	2016	China	Investech		Private
332	Worldcoin	1.0	Oct 2021 round	2019	USA	Crypto	Payments/Identity	Private
333	Xendit	1.0	Sept 2021 round	2014	Indonesia	Payments	Payments	Private
334	Xtransfer	1.0	Sep 2021 round	2017	China	Payments	SMB	Private
335	Zebic	1.0	Aug 2022 round	2021	USA	Crypto	Payroll/SMB	Private
336	Zopa	1.0	Oct 2021 round	2004	UK	Lendtech		Private
337	Currency Cloud	1.0	July 2020 exit (Visa)	2012	UK	Payments		Exit
338	Nutmeg	1.0	June 2021 exit (JPMorgan)	2011	UK	Investech		Exit
339	Personal Capital	1.0	Exit	2009	USA	Investech		Exit
340	Enable	1.0	Nov 2023 round	2016	USA	Payments	Rebate mgmt	Private
341	Finicity	1.0	June 2020 Exit (Mastercard)	1999	USA	Fintech	Infrastructure	Exit
342	Uniswap	1.0	July 2023 secondary	2018	USA	Crypto	Exchange	Private
343	Acorns	1.0	Oct 2023 secondary	2012	USA	Fintech	Investing	Private
344	Bright Health	1.0	Nov 2019 round	2015	USA	Insuretech	Health	Private
345	Pagaya	0.9	16 Oct '23	2016	USA	Fintech	Banking	Public
346	Lemonade	0.9	16 Oct '23	2015	USA	Insurtech		Public
347	Thunes	0.9	July 2023 round	2016	Singapore	Payments	Remittances	Private
348	Socure	0.7	Nov 2023 secondary	2012	USA	Fintech	Identity	Private
349	TaxBit	0.7	Oct 2023 secondary	2018	USA	Crypto	Tax	Private
350	Signifyd	0.6	July 2023 secondary	2011	USA	Payments	Security	Private

*Our business model depends on revenue from our sponsors and referrals. So anytime you see a sponsor or referral link in the URL, we potentially earn a fee upon establishing a new funded account (thanks!). This can impact their visibility on our website.

	FAB Score*	HQ	Founded	Funding $M
http://fintechlabs.com/wp-content/uploads/2021/12/Murcury-logo-square.jpg	447	SF	2017	$152
http://fintechlabs.com/wp-content/uploads/2023/02/Relay-logo.webp	89	Toronto	2018	$19
http://fintechlabs.com/wp-content/uploads/2022/01/Novo-logo-square.jpg	327	NYC	2016	$296
http://fintechlabs.com/wp-content/uploads/2023/05/BluevineLogo.png	260	SF	2013	768
http://fintechlabs.com/wp-content/uploads/2023/02/Found-logo-600-300.png	123	SF	2019	$75

FAB Score*	Founded	Funding $M	HQ
Ad	2007	$120,000	NYC
488	2020	$950	NYC
362	2008	2500	Atlanta
309	2015	699	Toronto
282	2013	$768	SF

FAB Score*	Founded	Funding ($M)	HQ
200	2016	$418	Utah
1058	2019	$1,660	NYC
460	2008	$401	SF
200	2016	$418	Utah
205	2016	$312

FAB Score*	Founded	Funding ($M)	HQ
230	2016	$881	SF
122	2017	$520	SF
80	2017	$306	Wash DC
63	2005	$0	London
39	2015	$142	SF

Unicorn Challenger of the Month*

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