- Fintech Labs SMB Center

At FintechLabs we track the value of global fintech unicorns born since 1999. As of 11 Sep (2024), 340 valued at US$1 billion or more, up 8 from two years ago (Nov 2022) and up 62 compared to Jan 2022. The total includes 23 billion-plus exits as well as 44 public companies trading above $1B in market value. The remaining private companies are listed according to their most recent valuations as reported by various media outlets. Given the private-market valuation dip in the past year, there are likely a number of over-valued companies listed.

Note: Private company valuations are as of the latest reported round and public company market caps as of date show below.

Unicorn Challenger of the Month*

Melio Melio is a modern payment solution tailor-made for small businesses.

Rank	Company	Value ($B)	Value Date	Founded	Country	Category	Sub-Category	Status
1	Ant Technology	79	July '23 buyback	2014	China	Fintech	Payments	Private
2	Shopify	76	29 Aug '23	2004	Canada	Ecommerce	Payments	Public
3	PayPal	70	29 Aug '23	1999	USA	Fintech	Payments	Public
4	Stripe	50	Information Mar 23	2010	USA	Fintech	Payments	Private
5	Block (Square)	35	29 Aug '23	2009	USA	Fintech	Payments	Public
6	Nubank	34	29 Aug '23	2013	Brazil	Banking	Retail	Public
7	Revolut	33	July 2021 round	2015	UK	Fintech	Payments	Private
8	Afterpay	29	Aug 2021 exit (Block)	2014	Australia	Fintech	Lending	Exit
9	Adyen	26	29 Aug '23	2006	Netherlands	Fintech	Payments	Public
10	Binance	25	Bloomberg June 2022	2017	Malta	Crypto	Exchange	Private
11	Chime	25	Aug 2021 round	2013	USA	Fintech	Banking	Private
12	Acrisure	23	May 2022 round	2005	USA	Insurtech		Private
13	Citadel Securities	22	Jan 2022 round	2001	USA	Finetch	Investing	Private
14	WeBank	21	Nov 2018 transaction	2014	China	Fintech	Banking	Private
15	Coinbase	20	29 Aug '23	2012	USA	Crypto	Exchange	Public
16	FNZ	20	Feb 2022 round	2004	London	Investech	Wealth Mgmt	Private
17	Xero	18	29 Aug '23	2006	New Zealand	Fintech	Accounting	Public
18	Marqeta	16	Secondary May 2021	2010	USA	Fintech	Payments	Private
19	Lakala	15	29 Aug '23	2004	China	Fintech	Lead gen	Public
20	Blockchain.com	14	Mar 2022 round	2011	UK	Crypto		Private
21	Plaid Technologies	13	April 2021 round	2012	USA	Fintech	Infrastructure	Private
22	GoodLeap	12	Jan 2021 round	2003	USA	Lending	Solar POS	Private
23	PhonePe	12	Jan 2023 funding	2015	India	Fintech	Payments	Private
24	Bill.com	12	29 Aug '23	2006	USA	Fintech	Payments	Public
25	Toast	12	29 Aug '23	2011	USA	Fintech	Payments	Public
26	Bolt	11	Jan 2022 round	2014	USA	Fintech	Payments	Private
27	Checkout.com	11	Estimate Dec 2022	2012	UK	Fintech	Payments	Private
28	Robinhood	10	29 Aug '23	2013	USA	Fintech	Investing	Public
29	Gusto	10	May 2022 round	2011	USA	Fintech	Payroll/SMB	Private
30	KuCoin	10	May 2022 round	2017	Saychelles	Crypto	Exchange	Private
31	Ripple	10	Dec 2019 round	2012	USA	Cyrpto	Payments	Private
32	KakaoBank	9.2	29 Aug '23	2016	South Korea	Fintech	Lending	Public
33	Bullish	9.1	July 2021 SPAC (cancelled)	2021	Cayman Islands	Crypto		Private
34	N26	9.0	Oct 2021 round	2013	Germany	Fintech	Banking	Private
35	Rapyd	8.8	April 2021 round	2016	UK	Fintech	Payments	Private
36	Chainalysis	8.6	May 2022 round	2014	USA	Crypto	Security	Private
37	SumUp	8.4	June 2022 round	2012	UK	Payments	Mobile	Private
38	Tipalti	8.3	Dec 2021 round	2010	USA	Fintech	Payments	Private
39	SoFi	8.1	29 Aug '23	2011	USA	Fintech	Lender	Public
40	Wise (TransferWise)	8.1	29 Aug '23	2011	UK	Fintech	Payments	Public
41	FalconX	8.0	June 2022 round	2018	USA	Crypto		Private
42	Fireblocks	8.0	Jan 2022 round	2018	USA	Crypto	Infrastructure	Private
43	Jiedaibao	7.8	Jan 2016 round	2014	China	Fintech	Lending	Private
44	Brex	7.6	Jan 2023 secondary	2017	USA	Fintech	Cards	Private
45	Razorpay	7.5	April 2021 round	2014	India	Fintech	Payments	Private
46	Carta	7.4	Aug 2021 round	2012	USA	Fintech	Investing	Private
47	TripActions	7.3	Oct 2021 round	2015	USA	Payments	Accounting	Private
48	Gemini	7.1	Nov 2021 round	2014	USA	Crypto	Exchange	Private
49	Credit Karma	7.1	Exit	2007	USA	Fintech	Credit	Exit
50	NYDIG	7.0	Dec 2021 round	2017	USA	Crypto		Private
51	Remitly	7.0	Sep 2021 round	2011	USA	Fintech	Payments	Private
52	Toss (Viva Republica)	7.0	Dec 2022 round	2011	South Korea	Fintech	Payments	Private
53	Klarna	6.7	July 2022 round	2005	Sweden	Fintech	Payments	Private
54	One97 (PayTM)	6.6	29 Aug '23	2010	India	Fintech	Payments	Public
55	Mollie	6.5	June 2021 round	2004	Netherlands	Fintech	Payments	Private
56	CRED	6.2	June 2022 round	2018	India	Fintech	Credit	Private
57	Lufax	6.1	29 Aug '23	2011	China	Fintech	Investing	Public
58	Upgrade	6.0	Nov 2021 round	2016	USA	Fintech	Lending	Private
59	dLocal	5.9	29 Aug '23	2016	Uruguay	Fintech	Payments	Public
60	HealthEquity	5.9	29 Aug '23	2002	USA	Fintech	Banking	Public
61	Trustly	5.9	May 2021 IPO filing	2008	Sweden	Fintech	Payments	Private
62	Root Insurance	5.8	Oct 2020 IPO	2016	USA	Fintech	Insurance	Private
63	Affirm	5.7	29 Aug '23	2012	USA	Fintech	Lending	Public
64	Airwallex	5.5	Nov 2021 round	2015	Australia	Fintech	Payments	Private
65	Deel	5.5	Oct 2021 round	2018	USA	Fintech	Payroll/SMB	Private
66	Mambu	5.5	Dec 2021 round	2011	Germany	Fintech	Banking	Private
67	Ramp	5.5	Aug 2023 round	2019	USA	Fintch	Cards/SMB	Private
68	Trade Republic	5.3	May 2021 round	2015	Germany	Fintech	Investing	Private
69	Clearwater Analytics	5.1	29 Aug '23	2003	USA	Fintech	Investing/back office	Public
70	Coalition	5.0	July 2022 round	2017	USA	Insurtech	Cybersecurity	Private
71	Qonto	5.0	Jan 2022 round	2016	France	Banking	SMB	Private
72	Circle Internet Financial	4.8	Sep 2023 secondary	2013	USA	Crypto	Payments	Private
73	Creditas	4.8	Jan 2022 round	2012	Brazil	Fintech	Lending	Private
74	Lendable	4.6	Mar 2022 round	2014	USA	Lendtech	Marketplace	Private
75	Monzo	4.5	Dec 2021 round	2015	UK	Fintech	Banking	Private
76	Socure	4.5	Nov 2021 round	2012	USA	Fintech	Identity	Private
77	Wefox	4.5	May 2023 round	2015	Germany	Fintech	Insurance	Private
78	Bitpanda	4.1	Aug 2021 round	2014	Austria	Crypto		Private
79	Melio Payments	4.0	Aug 2021 round	2018	USA	Fintech	Payments	Private
80	AngelList	4.0	Mar 2022 round	2010	USA	Investing	VC	Private
81	iCapital Network	4.0	July 2021 round	2013	USA	Fintech	Investing	Private
82	Kakao Pay	4.0	IPO filing 2021	2014	South Korea	Fintech	Payments	Private
83	Kraken	4.0	2019 round (per Fortune)	2011	USA	Crypto		Private
84	Melio Payments	4.0	Aug 2021 round	2018	USA	Fintech	Payments	Private
85	Next Insurance	4.0	Mar 2021 round	2016	USA	Fintech	Insurance	Private
86	WealthSimple	4.0	April 2021 round	2014	Canada	Fintech	Investing	Private
87	Flywire	3.9	29 Aug '23	2011	USA	Fintech	Payments	Public
88	Stone	3.9	29 Aug '23	2013	Brazil	Fintech	Payments	Public
89	Dutchie	3.8	Oct 2021 round	2017	USA	Fintech	Payments	Private
90	PolicyBazaar	3.7	29 Aug '23	2008	India	Insurtech		Public
91	Papaya Global	3.7	Mar 2021 round	2016	Israel	Fintech	Payroll/SMB	Private
92	SpotOn	3.6	May 2022 round	2017	USA	Fintech	Payments	Private
93	Chargebee	3.5	Jan 2022 round	2011	USA	Fintech	Payments	Private
94	eToro	3.5	Mar 2023 round	2007	UK	Fintech	Investing	Private
95	Assurance	3.5	Exit	2016	USA	Insurtech		Exit
96	MoonPay	3.4	Oct 2021 round	2019	USA	Cyrpto	Payments	Private
97	nCino	3.3	29 Aug '23	2012	USA	Fintech	Banking	Public
98	Nuvei	3.3	29 Aug '23	2003	Canada	Fintech	Payments	Public
99	Blockdaemon	3.3	Jan 2022 round	2017	USA	Crypto	Payments	Private
100	Blockstream	3.2	Aug 2021 round	2014	Canada	Crypto		Private
101	Cedar	3.2	Mar 2021 round	2016	USA	Healthtech	Payments	Private
102	Figure	3.2	May 2021 round	2018	USA	Fintech	Lending	Private
103	PagSeguro	3.1	29 Aug '23	2006	Brazil	Fintech	Payments	Public
104	Virtu Financial	3.1	29 Aug '23	2008	USA	Fintech	Investing	Public
105	HighRadius	3.1	Mar 2021 round	2006	USA	Fintech	Accounting	Private
106	Anchorage Digital	3.0	Dec 2021 round	2017	USA	Crypto		Private
107	China UnionPay	3.0	Per Crunchbase 12/19	2002	China	Fintech	Payments	Private
108	Cross River Bank	3.0	Mar 2022 round	2008	USA	Banking		Private
109	Devoted Health	3.0	May 2020 round	2017	USA	Health	Insurance	Private
110	Flutterwave	3.0	Feb 2022 round	2016	USA	Fintech	Payments	Private
111	Forter	3.0	May 2021 round	2013	USA	Fintech	Security	Private
112	Groww	3.0	Oct 2021 round	2017	India	Fintech	Investing	Private
113	PineLabs	3.0	May 2021 round	1998	India	Fintech	Payments	Private
114	BharatPe	2.9	August 2021 round	2018	India	Fintech	Payments	Private
115	DriveWealth	2.9	Aug 2021 round	2012	USA	Fintech	Investing	Private
116	OVO	2.9	Mar 2019 round	2017	Indonesia	Fintech	Payments	Private
117	Rakuton Securities	2.9	Oct 2022 round	1999	Japan	Investech	Broker	Private
118	OakNorth	2.8	May 2019 round	2015	UK	Fintech	Banking	Private
119	Verafin	2.8	Exit Nov 2020	2003	Canada	Fintech	Security	Exit
120	Upstart	2.7	29 Aug '23	2012	USA	Fintech	Lending	Public
121	Backbase	2.7	June 2022 round	2003	Netherlands	BankTech		Private
122	Thought Machine	2.7	May 2022 round	2015	UK	Banktech		Private
123	Paidy	2.7	Exit Sep 2021 (PayPal)	2008	Japan	Fintech	Payments	Exit
124	Duck Creek Software	2.6	Exit (Vist Equity Jan '22 proposed)	2000	USA	Fintech	Insurance	Exit
125	Tinkoff Bank	2.5	29 Aug '23	2006	Russia	Fintech	Banking	Public
126	Aura	2.5	Oct 2021 round	2019	USA	Insuretech	Identity	Private
127	Coda Payments	2.5	April 2022 round	2011	Singapore	Payments		Private
128	Uala	2.5	Aug 2021 round	2017	Argentina	Fintech	PFM	Private
129	Itiviti	2.5	Exit April 2021	2016	Sweden	Fintech	Investing	Exit
130	Accelerant	2.4	June 2023 round	2018	USA	Insuretech	Marketplace	Private
131	Paxos	2.4	April 2021 round	2012	USA	Crypto		Private
132	Aspiration	2.3	Sep 2021 SPAC (proposed)	2013	USA	Fintech	Banking	Private
133	Greenlight	2.3	April 2021 round	2014	USA	Fintech	Payments	Private
134	Divvy	2.3	Exit May 2021 (Bill.com)	2016	USA	Fintech	Payments/SMB	Exit
135	Lifelock	2.3	Exit	2005	USA	Fintech	Credit	Exit
136	Payoneer	2.2	29 Aug '23	2005	USA	Fintech	Payments	Public
137	Addepar	2.2	June 2021 round	2009	USA	Fintech	Investing	Private
138	Bitso	2.2	May 2021 round	2014	Mexico	Crypto		Private
139	CloudWalk	2.2	Nov 2021 round	2013	Brazil	Fintech	Payments	Private
140	CoinDCX	2.2	Apr 2022 round	2017	India	Crypto		Private
141	Current	2.2	April 2021 round	2015	USA	Fintech	Banking	Private
142	Newfront	2.2	Apr 2022 round	2017	USA	Insurtech	Commercial	Private
143	iZettle	2.2	Exit	2010	Sweden	Fintech	Payments	Exit
144	Tink	2.2	June 2021 Exit (Visa)	2012	Sweden	Fintech	Banking	Exit
145	AvidXchange	2.1	29 Aug '23	2000	USA	Fintech	Payments	Public
146	GoCardless	2.1	Feb 2022 round	2011	UK	Fintech	Payments	Private
147	Jeeves	2.1	Mar 2022 round	2019	USA	Cards	SMB	Private
148	Mercado Bitcoin	2.1	June 2021 round	2013	Brazil	Crypto		Private
149	PayFit	2.1	Jan 2022 round	2015	France	SMB	Payroll	Private
150	ReCharge	2.1	May 2021 round	2014	USA	Fintech	Payments	Private
151	Q2 Holdings	2.0	29 Aug '23	2004	USA	Fintech	Banking	Public
152	21.co	2.0	Sep 2022 round	2018	Switzerland	Crypto	Investing	Private
153	Acorns	2.0	Mar 2022 round	2012	USA	Fintech	Investing	Private
154	Amber Group	2.0	Dec 2022 round est.	2017	Hong Kong	Crypto	Exchange	Private
155	Atome	2.0	Sep 2021 round	2019	Singapore	Finetch	Lending	Private
156	Avant	2.0	Sep 2015 round	2012	USA	Fintech	Lending	Private
157	Babel Finance	2.0	May 2022 round	2018	Hong Kong	Crypto	Asset Mgmt	Private
158	Bunq	2.0	June 2021 round	2012	Netherlands	Fintech	Banking	Private
159	Chipper Cash	2.0	Nov 2021 round	2018	USA	Fintech	Payments	Private
160	Clearco	2.0	April 2021 round	2015	USA	Fintech	Lending	Private
161	ClearStreet	2.0	April 2022 round	2018	USA	Investech	Security	Private
162	Clip	2.0	June 2021 round	2012	Mexico	Fintech	Payments	Private
163	Copper	2.0	Oct 2022 round	2018	UK	Cyrpto	Custody	Private
164	Divvy Homes	2.0	Aug 2021 round	2017	USA	Fintech	Investing/proptech	Private
165	FirstP2P	2.0	Per Crunchbase Dec 2019	2013	China	Fintech	Lending	Private
166	Lunar	2.0	Mar 2022 round	2015	Denmark	Banking	Challenger	Private
167	Modern Treasury	2.0	Oct 2021 round	2018	USA	Fintech	Banking	Private
168	MoMo	2.0	Dec 2021 round	2007	Vietnam	Payments	Superapp	Private
169	Mynt (Gcash)	2.0	Oct 2021 round	2003	Phillipines	Fintech	Payments	Private
170	Opay	2.0	Aug 2021 round	2018	Nigeria	Fintech	Payments	Private
171	Pipe	2.0	Mar 2021 round	2019	USA	Fintech	Lending	Private
172	Waterdrop	2.0	Aug 2020 round	2016	China	Fintech	Insurance	Private
173	Zenefits	2.0	May 2015 round	2013	USA	Fintech	Payroll/SMB	Private
174	Zilch	2.0	Nov 2021 round	2018	UK	Fintech	Lending	Private
175	Coinswitch Kuber	1.9	Oct 2021 round	2017	India	Crypto	Exchange	Private
176	Digit Insurance	1.9	Jan 2021 round	2016	India	Insurtech	Insurance	Private
177	MX	1.9	Jan 2021 round	2010	USA	Fintech	Banking	Private
178	Roofstock	1.9	Mar 2022 round	2015	USA	Investech	Real estate	Private
179	Starling Bank	1.9	Mar 2021 round	2014	UK	Fintech	Banking	Private
180	Varo Money	1.9	Mar 2023 round	2015	USA	Fintech	Banking	Private
181	Paymentus	1.8	29 Aug '23	2004	USA	Fintech	Payments	Public
182	Trulioo	1.8	June 2021 round	2011	Canada	Fintech	Security	Private
183	GreenSky	1.8	Sep 2021 exit (Goldman Sachs)	2006	USA	Fintech	Lending	Exit
184	BitGo	1.8	Aug 2023 round	2013	USA	Crypto		Private
185	Kredivo (FinAccel)	1.7	Oct 2022 round	2015	Indonesia	Lendtech	BNPL	Private
186	Mercury Technologies	1.7	July 2021 round	2015	USA	Banking	SMB	Private
187	Spotter	1.7	Feb 2022 round	2019	USA	Lending	SMB/creators	Private
188	Uniswap	1.7	Oct 2022 round	2018	USA	Crypto	Exchange	Private
189	Wave	1.7	Sep 2021 round	2018	Senegal	Fintech	Payments	Private
190	Mercury Payments	1.7	Exit (Vantiv 2014)	2001	USA	Fintech	Payments	Exit
191	Enova	1.6	29 Aug '23	2004	USA	Lendtech		Public
192	BillDesk	1.6	July 2019 round	2000	India	Fintech	Payments	Private
193	Bolttech	1.6	May 2023 round	2020	Singapore	Insurtech		Private
194	Capitolis	1.6	Mar 2022 round	2017	USA	Investech	Capital Markets	Private
195	Neon Payments	1.6	May 2022 round	2016	Brazil	Banktech		Private
196	Pave	1.6	June 2022 round	2019	USA	Payments	Payroll/SMB	Private
197	Solaris Bank	1.6	July 2021 round	2016	Germany	Fintech	Banking	Private
198	Viva Wallet	1.6	Chase investment 2022	2010	Greece	Payments	Processing	Private
199	Wayflyer	1.6	Jan 2022 round	2019	Ireland	Lending	Ecommerce	Private
200	BillTrust	1.6	Acquired by EQT Mar '23	2001	USA	Payments		Exit
201	Alloy	1.6	Aug 2022 round	2015	USA	Fintech	IDentity	Private
202	Pagaya	1.5	29 Aug '23	2016	USA	Fintech	Banking	Public
203	LiveOak Bank	1.5	29 Aug '23	2008	USA	Banktech	Bank	Public
204	Akulaku	1.5	Feb 2022 round	2014	Indonesia	Fintech	Lending	Private
205	Ascend Money	1.5	Sep 2021 round	2015	Thailand	Payments	Wallet	Private
206	Bilt	1.5	Oct 2022 round	2019	USA	Payments	Cards/Rewards	Private
207	Built	1.5	July 2022 round	2014	USA	Lendtech	Construction	Private
208	Coinlist	1.5	Oct 2021 round	2017	USA	Crypto	Investing	Private
209	Dock	1.5	May 2022 round	2014	Brazil	Payments	Cards	Private
210	Kushki	1.5	June 2022 round	2017	Ecuador	Payments		Private
211	Ledger	1.5	June 2021 round	2014	France	Crypto		Private
212	M1 Finance	1.5	July 2021 round	2015	USA	Banktech	PFM	Private
213	OneCard	1.5	July 2022 round	2019	India	Payments	Cards	Private
214	PingPong	1.5	Mar 2019 round	2015	China	Payments		Private
215	WeLab	1.5	Mar 2021 round (est)	2013	HongKong	Lendtech		Private
216	Zepz (WorldRemit)	1.5	Bloomberg Aug 2020	2010	UK	Payments		Private
217	Zeta	1.5	May 2021 round	2015	India	Banktech		Private
218	GoHealth	1.5	Exit	2001	USA	Healthtech	Insurance	Exit
219	Alkami	1.4	April 2021 round	2009	USA	Banktech		Private
220	At-Bay	1.4	July 2021 round	2016	USA	Insurtech	Cyber	Private
221	CGTZ	1.4	June 2018 round	2013	China	Lendtech		Private
222	Figment	1.4	Dec 2021 round	2018	USA	Crypto	Staking	Private
223	FPL Technologies	1.4	Aug 2022 round	2019	India	Payments	Cards	Private
224	Judo Bank	1.4	June 2021 round	2016	Australia	Banktech	SMB	Private
225	Paddle	1.4	May 2022 round	2012	UK	Payments	Invoicing	Private
226	Scalable Capital	1.4	June 2021 round	2014	Germany	Investech		Private
227	Stash	1.4	Feb 2021 round	2015	USA	Invedtech		Private
228	Wealthfront	1.4	Sep 2022 round	2008	USA	Investech	Robo	Private
229	Lemonade	1.3	29 Aug '23	2015	USA	Insurtech		Public
230	Betterment	1.3	Sep 2021 round	2008	USA	Investech		Private
231	Cointracker	1.3	Jan 2022 round	2017	USA	Crypto	Accounting	Private
232	CredAvenue	1.3	Mar 2022 round	2017	India	Lendtech	Marketplace	Private
233	iTrustCapital	1.3	Jan 2022 round	2018	USA	Crypto	Investing	Private
234	Konvio	1.3	Sep 2021 round	2013	Mexico	Fintech	SMB/Accounting	Private
235	Lukka	1.3	Jan 2022 round	2014	USA	Crypto	Infrastructure	Private
236	Marshmallow	1.3	Sep 2021 round	2017	UK	Insurtech	Auto	Private
237	Signifyd	1.3	April 2021 round	2011	USA	Payments	Security	Private
238	Talos	1.3	May 2022 round	2018	USA	Crypto	Infrastructure	Private
239	TaxBit	1.3	Aug 2021 round	2018	USA	Crypto	Tax	Private
240	TrueBill	1.3	Dec 2021 exit (Rocket)	2015	USA	Banktech	PFM	Private
241	Paya	1.3	Jan 2022 exit (Nuvei)	2006	USA	Payments		Exit
242	Hypoport SE	1.2	29 Aug '23	1999	Germany	Fintech	Lending	Public
243	Oscar Health	1.2	29 Aug '23	2012	USA	Healthtech	Insurance	Public
244	Zuora	1.2	29 Aug '23	2007	USA	Fintech	Payments	Public
245	AgentSync	1.2	Dec 2021 round	2018	USA	Insuretech	Broker management	Private
246	Clover Health	1.2	Jan 2019 round	2013	USA	Healthtech	Insurance	Private
247	FloQast	1.2	July 2021 round	2013	USA	SMB	Accounting	Private
248	Phantom Technologies	1.2	Jan 2022 round	2021	USA	Cyrpto	Wallet	Private
249	Pilot	1.2	Mar 2021 round	2016	USA	Fintech	SMB/Accounting	Private
250	Public.com	1.2	Feb 2021 round	2018	USA	Investech		Private
251	Scalapay	1.2	Feb 2022 round	2019	Italy	Lendtech	BNPL	Private
252	Skrill	1.2	Estimate (Dealroom.co)	2001	UK	Payments	Remittances	Private
253	Stori	1.2	August 2022 round	2011	Mexico	Payments	Cards	Private
254	Unit	1.2	May 2022 round	2019	USA	Banktech	BaaS	Private
255	Galileo	1.2	Exit	2000	USA	Payments		Exit
256	SimpleNexus	1.2	Nov 2021 exit (nCino)	2011	USA	Lendtech	Mortgage	Exit
257	Deposit Solutions	1.1	Sep 2019 round	2011	Germany	Banktech		Private
258	Sezzle	1.1	29 Aug '23	2016	USA	Lendtech		Public
259	Acko	1.1	Oct 2021 round	2016	India	Insurtech	D2C	Private
260	Branch	1.1	June 2022 round	2017	USA	Insuretech	Home/Auto	Private
261	Caribou	1.1	May 2022 round	2016	USA	Lendtech	Auto	Private
262	Earnix	1.1	Feb 2021 round	2001	Israel	Fintech	Analytics	Private
263	Fundbox	1.1	Nov 2021 round	2013	USA	Lendtech	SMB	Private
264	Happy Money (fka Payoff)	1.1	Feb 2022 round	2009	USA	Fintech	PFM	Private
265	MobileCoin	1.1	Aug 2021 round	2017	USA	Crypto		Private
266	Spendesk	1.1	Jan 2022 round	2016	France	Payments	SMB/Accounting	Private
267	Sunbit	1.1	May 2021 round	2016	USA	Lendtech		Private
268	Super Apps Holding	1.1	Oct 2022 SPAC (proposed)		Malysia	Payments		Private
269	Tradeshift	1.1	May 2018 round	2009	USA	Fintech	Trade	Private
270	Zego	1.1	Mar 2021 round	2016	UK	Insurtech	Auto	Private
271	Cayan	1.1	Exit	1998	USA	Payments		Exit
272	Technysis	1.1	Feb 2022 exit (SoFi)	1999	USA	Banktech		Exit
273	Ajaib	1.0	Oct 2021 round	2018	Indonesia	Investech		Private
274	Amount	1.0	May 2021 round	2019	USA	Fintech	Infrastructure	Private
275	Betterfly	1.0	Jan 2022 round	2018	Chile	Insuretech	Health	Private
276	Bitkub	1.0	Nov 2021 round	2018	Thailand	Crypto	Exchange	Private
277	C2FO	1.0	Apr 2019 round	2008	USA	Fintech	Accounting	Private
278	Cais	1.0	Jan 2022 round	2009	USA	Investech	Wealth Mgmt	Private
279	Cart.com	1.0	Feb 2022 round (est)	2021	USA	Ecommerce	Payments	Private
280	ChromeRiver (Emburse)	1.0	Mar 2019 merger (Certify)	2007	USA	Payments		Private
281	Clark	1.0	Aug 2022 round	2015	Germany	Insurtech	Brokerage	Private
282	Clearcover	1.0	April 2021 round	2016	USA	Insurtech	Automobile	Private
283	Crypto.com	1.0	Nov 2021 estimate	2016	Singapore	Cyrpto	Exchange	Private
284	DailyPay	1.0	May 2021 round	2015	USA	Payments		Private
285	EBANX	1.0	Oct 2019 round	2012	Brazil	Payments		Private
286	Esusu	1.0	Jan 2022 round	2016	USA	Lendtech	Credit score	Private
287	Feedzai	1.0	Mar 2021 round	2011	USA	Fintech	Security	Private
288	Flex	1.0	Feb 2022 round (est)	2019	USA	Lendtech	Renters	Private
289	Freshbooks	1.0	Aug 2021 round	2003	Canada	Fintech	SMB/Accounting	Private
290	Glia	1.0	Mar 2022 round	2012	USA	Banktech	Customer Service	Private
291	Guantlet	1.0	Mar 2022 round	2018	USA	Crypto	Lending	Private
292	Human Interest	1.0	Aug 2021 round	2015	USA	Investech		Private
293	Interswitch	1.0	Nov 2019 round	2002	Nigeria	Payments		Private
294	InvestCloud	1.0	Feb 2021 transaction	2010	USA	Investech		Private
295	LendingHome	1.0	Mar 2018 round	2014	USA	Lendtech		Private
296	Liquid	1.0	Apr 2019 round	2013	Japan	Crypto		Private
297	Lydia	1.0	Dec 2021 round	2013	France	Banktech	Consumer	Private
298	MatrixPort	1.0	Aug 2021 round	2019	Singapore	Crypto		Private
299	MNT-Halan	1.0	Jan 2023 round	2017	Egypt	Lending	Payments	Private
300	Nagad	1.0	Aug 2023 round	2018	Bangladesh	Payments	Online	Private
301	Neo Financial	1.0	May 2022 round	2019	Canada	Banking	Challenger	Private
302	Nium	1.0	Aug 2021 round	2015	Singapore	Payments		Private
303	Numbrs	1.0	Aug 2019 round	1999	Switzerland	Banktech		Private
304	Octane Lending	1.0	Aug 2021 round	2014	USA	Lendtech		Private
305	Open	1.0	April 2022 round	2017	India	Banktech	SMB	Private
306	Opn	1.0	May 2022 round	2020	Thailand	Payments		Private
307	Orchard	1.0	Sept 2021 round	2017	USA	Lendtech	Mortgage	Private
308	Oxyzo	1.0	Mar 2022 round	2016	India	Lendtech		Private
309	Papara	1.0	July 2023 round	2015	Turkey	Fintech	Debit	Private
310	Payhawk	1.0	Feb 2022 round	2018	London	Payments	SMB	Private
311	Paystand	1.0	Aug 2022 merger	2013	USA	Payments	Billing/SMB	Private
312	Pie Insurance	1.0	Sep 2022 round (est)	2017	USA	Insuretech	SMB	Private
313	Pismo	1.0	June 2023 aquistion by Visa (pending)	2016	UK	Banktech		Private
314	PPRO	1.0	Jan 2021 round	2006	UK	Payments		Private
315	Satispay	1.0	Sep 2022 round	2013	Italy	Payments		Private
316	Shift Technology	1.0	May 2021 round	2013	France	Insurtech	Analytics	Private
317	Sift	1.0	April 2021 round	2011	USA	Fintech	Security	Private
318	Sightline Payments	1.0	Aug 2021 round	2009	USA	Payments		Private
319	Slice	1.0	Nov 2021 round	2016	India	Fintech	Cards	Private
320	SmartAsset	1.0	June 2021 round	2012	USA	Investech		Private
321	Stax (FatMerchant)	1.0	Mar 2022 round	2014	USA	Payments	Processing	Private
322	TaxFix	1.0	Apr 2022 round	2016	Germany	Fintech	Tax	Private
323	The Zebra	1.0	April 2021 round	2012	USA	Insurtech	Lead gen	Private
324	Transfermate	1.0	May 2022 round	2010	Ireland	Payments	B2B	Private
325	TrueLayer	1.0	Sep 2021 round	2016	UK	Banktech		Private
326	Vesttoo	1.0	Oct 2022 round	2018	Israel	Insuretech	Risk	Private
327	Vise	1.0	May 2021 round	2016	USA	Investech	Advisors	Private
328	VNLife (VNPay)	1.0	Aug 2021 round	2007	Vietnam	Ecommerce		Private
329	Webull	1.0	Feb 2021 round	2016	China	Investech		Private
330	Worldcoin	1.0	Oct 2021 round	2019	USA	Crypto	Payments/Identity	Private
331	Xendit	1.0	Sept 2021 round	2014	Indonesia	Payments	Payments	Private
332	Xtransfer	1.0	Sep 2021 round	2017	China	Payments	SMB	Private
333	Zebic	1.0	Aug 2022 round	2021	USA	Crypto	Payroll/SMB	Private
334	Zopa	1.0	Oct 2021 round	2004	UK	Lendtech		Private
335	DANA Wallet	1.0	Aug 2022 round	2017	Indonesia	Payments	Wallet	Private
336	Currency Cloud	1.0	July 2020 exit (Visa)	2012	UK	Payments		Exit
337	Nutmeg	1.0	June 2021 exit (JPMorgan)	2011	UK	Investech		Exit
338	Personal Capital	1.0	Exit	2009	USA	Investech		Exit
339	Finicity	1.0	June 2020 Exit (Mastercard)	1999	USA	Fintech	Infrastructure	Exit
340	Bright Health	1.0	Nov 2019 round	2015	USA	Insuretech	Health	Private
341	Kin Insurance	1.0	Sep 2023 round	2016	USA	Insuretech	Home	Private
342	Thunes	0.9	July 2023 round	2016	Singapore	Payments	Remittances	Private
343	GreenDot	0.8	29 Aug '23	1999	USA	Fintech	Banking	Public
344	LendingClub	0.8	29 Aug '23	2008	USA	Fintech	Lending	Public
345	Better.com	0.7	29 Aug '23	2016	USA	Fintech	Lending	Public

*Our business model depends on revenue from our sponsors and referrals. So anytime you see a sponsor or referral link in the URL, we potentially earn a fee upon establishing a new funded account (thanks!). This can impact their visibility on our website.

	FAB Score*	HQ	Founded	Funding $M
http://fintechlabs.com/wp-content/uploads/2021/12/Murcury-logo-square.jpg	447	SF	2017	$152
http://fintechlabs.com/wp-content/uploads/2023/02/Relay-logo.webp	89	Toronto	2018	$19
http://fintechlabs.com/wp-content/uploads/2022/01/Novo-logo-square.jpg	327	NYC	2016	$296
http://fintechlabs.com/wp-content/uploads/2023/05/BluevineLogo.png	260	SF	2013	768
http://fintechlabs.com/wp-content/uploads/2023/02/Found-logo-600-300.png	123	SF	2019	$75

FAB Score*	Founded	Funding $M	HQ
Ad	2007	$120,000	NYC
488	2020	$950	NYC
362	2008	2500	Atlanta
309	2015	699	Toronto
282	2013	$768	SF

FAB Score*	Founded	Funding ($M)	HQ
888	2019	$1,360	NYC
480	2008	$401	SF
200	2016	$418	Utah
200	2019	$368	NYC
131	2017	$252	SF

FAB Score*	Founded	Funding ($M)	HQ
230	2016	$881	SF
122	2017	$520	SF
80	2017	$306	Wash DC
63	2005	$0	London
39	2015	$142	SF

Unicorn Challenger of the Month*

Categories