Fintech Unicorns of the 21st Century

At FintechLabs we track the value of global fintech unicorns born since 1999. As of 1 November 2022, 332 are valued at US$1 billion or more (including exits). That’s an increase of 54 since the beginning of the year. Private company valuations are as of the latest reported round and public company market caps as of 1 Nov 2022.

Rank	Company	Value ($B)	Value Date	Founded	Country	Category	Sub-Category	Status
1	PayPal	86	1 Dec '22	1999	USA	Fintech	Payments	Public
2	Ant Technology	75	Bloomberg Aug 2022	2014	China	Fintech	Payments	Private
3	Stripe	75	WSJ 15 July 2022	2010	USA	Fintech	Payments	Private
4	Adyen	49	1 Dec '22	2006	Netherlands	Fintech	Payments	Public
5	Shopify	49	1 Dec '22	2004	Canada	Ecommerce	Payments	Public
6	Checkout.com	40	Jan 2022 round	2012	UK	Fintech	Payments	Private
7	Block (Square)	38	1 Dec '22	2009	USA	Fintech	Payments	Public
8	Revolut	33	July 2021 round	2015	UK	Fintech	Payments	Private
9	Afterpay	29	Aug 2021 exit (Block)	2014	Australia	Fintech	Lending	Exit
10	Binance	25	Bloomberg June 2022	2017	Malta	Crypto	Exchange	Private
11	Chime	25	Aug 2021 round	2013	USA	Fintech	Banking	Private
12	Acrisure	23	May 2022 round	2005	USA	Insurtech		Private
13	Citadel Securities	22	Jan 2022 round	2001	USA	Finetch	Investing	Private
14	WeBank	21	Nov 2018 transaction	2014	China	Fintech	Banking	Private
15	FNZ	20	Feb 2022 round	2004	London	Investech	Wealth Mgmt	Private
16	Nubank	20	1 Dec '22	2013	Brazil	Banking	Retail	Public
17	Marqeta	16	Secondary May 2021	2010	USA	Fintech	Payments	Private
18	Blockchain.com	14	Mar 2022 round	2011	UK	Crypto		Private
19	Plaid Technologies	13	April 2021 round	2012	USA	Fintech	Infrastructure	Private
20	Brex	12	Jan 2022 round	2017	USA	Fintech	Cards	Private
21	GoodLeap	12	Jan 2021 round	2003	USA	Lending	Solar POS	Private
22	Bill.com	12	1 Dec '22	2006	USA	Fintech	Payments	Public
23	Lakala	12	1 Dec '22	2004	China	Fintech	Lead gen	Public
24	Coinbase	11	1 Dec '22	2012	USA	Crypto	Exchange	Public
25	Bolt	11	Jan 2022 round	2014	USA	Fintech	Payments	Private
26	Xero	11	1 Dec '22	2006	New Zealand	Fintech	Accounting	Public
27	Gusto	10	May 2022 round	2011	USA	Fintech	Payroll/SMB	Private
28	KuCoin	10	May 2022 round	2017	Saychelles	Crypto	Exchange	Private
29	Ripple	10	Dec 2019 round	2012	USA	Cyrpto	Payments	Private
30	Tinkoff Bank	9.3	1 Dec '22	2006	Russia	Fintech	Banking	Public
31	Toast	9.1	1 Dec '22	2011	USA	Fintech	Payments	Public
32	Bullish	9.1	July 2021 SPAC (proposed)	2021	Cayman Islands	Crypto		Private
33	Circle Internet Financial	9.0	Feb 2022 SPAC (proposed)	2013	USA	Crypto	Payments	Private
34	N26	9.0	Oct 2021 round	2013	Germany	Fintech	Banking	Private
35	Rapyd	8.8	April 2021 round	2016	UK	Fintech	Payments	Private
36	Chainalysis	8.6	May 2022 round	2014	USA	Crypto	Security	Private
37	SumUp	8.4	June 2022 round	2012	UK	Payments	Mobile	Private
38	Tipalti	8.3	Dec 2021 round	2010	USA	Fintech	Payments	Private
39	Ramp	8.1	Feb 2022 round	2019	USA	Fintch	Cards/SMB	Private
40	FalconX	8.0	June 2022 round	2018	USA	Crypto		Private
41	Fireblocks	8.0	Jan 2022 round	2018	USA	Crypto	Infrastructure	Private
42	Jiedaibao	7.8	Jan 2016 round	2014	China	Fintech	Lending	Private
43	Better.com	7.7	May 2021 SPAC (proposed)	2016	USA	Fintech	Lending	Private
44	Robinhood	7.6	1 Dec '22	2013	USA	Fintech	Investing	Public
45	Razorpay	7.5	April 2021 round	2014	India	Fintech	Payments	Private
46	Carta	7.4	Aug 2021 round	2012	USA	Fintech	Investing	Private
47	Toss (Viva Republica)	7.4	June 2021 round	2011	South Korea	Fintech	Payments	Private
48	TripActions	7.3	Oct 2021 round	2015	USA	Payments	Accounting	Private
49	Gemini	7.1	Nov 2021 round	2014	USA	Crypto	Exchange	Private
50	Credit Karma	7.1	Exit	2007	USA	Fintech	Credit	Exit
51	NYDIG	7.0	Dec 2021 round	2017	USA	Crypto		Private
52	Remitly	7.0	Sep 2021 round	2011	USA	Fintech	Payments	Private
53	Wise (TransferWise)	6.7	1 Dec '22	2011	UK	Fintech	Payments	Public
54	Klarna	6.7	July 2022 round	2005	Sweden	Fintech	Payments	Private
55	Mollie	6.5	June 2021 round	2004	Netherlands	Fintech	Payments	Private
56	CRED	6.2	June 2022 round	2018	India	Fintech	Credit	Private
57	eToro	6.0	Estimate July 2022	2007	UK	Fintech	Investing	Private
58	Upgrade	6.0	Nov 2021 round	2016	USA	Fintech	Lending	Private
59	Trustly	5.9	May 2021 IPO filing	2008	Sweden	Fintech	Payments	Private
60	Root Insurance	5.8	Oct 2020 IPO	2016	USA	Fintech	Insurance	Private
61	KakaoBank	5.7	1 Dec '22	2016	South Korea	Fintech	Lending	Public
62	Nuvei	5.5	1 Dec '22	2003	Canada	Fintech	Payments	Public
63	Airwallex	5.5	Nov 2021 round	2015	Australia	Fintech	Payments	Private
64	Deel	5.5	Oct 2021 round	2018	USA	Fintech	Payroll/SMB	Private
65	Mambu	5.5	Dec 2021 round	2011	Germany	Fintech	Banking	Private
66	PhonePe	5.5	Dec 2020 spinout	2015	India	Fintech	Payments	Private
67	HealthEquity	5.4	1 Dec '22	2002	USA	Fintech	Banking	Public
68	Clearwater Analytics	5.3	1 Dec '22	2003	USA	Fintech	Investing/back office	Public
69	Trade Republic	5.3	May 2021 round	2015	Germany	Fintech	Investing	Private
70	Coalition	5.0	July 2022 round	2017	USA	Insurtech	Cybersecurity	Private
71	Qonto	5.0	Jan 2022 round	2016	France	Banking	SMB	Private
72	Creditas	4.8	Jan 2022 round	2012	Brazil	Fintech	Lending	Private
73	Lendable	4.6	Mar 2022 round	2014	USA	Lendtech	Marketplace	Private
74	Monzo	4.5	Dec 2021 round	2015	UK	Fintech	Banking	Private
75	Socure	4.5	Nov 2021 round	2012	USA	Fintech	Identity	Private
76	Wefox	4.5	July 2022 round	2015	Germany	Fintech	Insurance	Private
77	dLocal	4.1	1 Dec '22	2016	Uruguay	Fintech	Payments	Public
78	Bitpanda	4.1	Aug 2021 round	2014	Austria	Crypto		Private
79	AngelList	4.0	Mar 2022 round	2010	USA	Investing	VC	Private
80	iCapital Network	4.0	July 2021 round	2013	USA	Fintech	Investing	Private
81	Kakao Pay	4.0	IPO filing 2021	2014	South Korea	Fintech	Payments	Private
82	Kraken	4.0	2019 round (per Fortune)	2011	USA	Crypto		Private
83	Melio Payments	4.0	Aug 2021 round	2018	USA	Fintech	Payments	Private
84	Next Insurance	4.0	Mar 2021 round	2016	USA	Fintech	Insurance	Private
85	WealthSimple	4.0	April 2021 round	2014	Canada	Fintech	Investing	Private
86	Lufax	3.9	1 Dec '22	2011	China	Fintech	Investing	Public
87	Dutchie	3.8	Oct 2021 round	2017	USA	Fintech	Payments	Private
88	Affirm	3.7	1 Dec '22	2012	USA	Fintech	Lending	Public
89	Virtu Financial	3.7	1 Dec '22	2008	USA	Fintech	Investing	Public
90	Papaya Global	3.7	Mar 2021 round	2016	Israel	Fintech	Payroll/SMB	Private
91	SoFi	3.6	1 Dec '22	2011	USA	Fintech	Lender	Public
92	SpotOn	3.6	May 2022 round	2017	USA	Fintech	Payments	Private
93	Stone	3.5	1 Dec '22	2013	Brazil	Fintech	Payments	Public
94	Chargebee	3.5	Jan 2022 round	2011	USA	Fintech	Payments	Private
95	PolicyBazaar	3.5	Mar 2021 round	2008	India	Insurtech		Private
96	Assurance	3.5	Exit	2016	USA	Insurtech		Exit
97	MoonPay	3.4	Oct 2021 round	2019	USA	Cyrpto	Payments	Private
98	PagSeguro	3.3	1 Dec '22	2006	Brazil	Fintech	Payments	Public
99	Blockdaemon	3.3	Jan 2022 round	2017	USA	Crypto	Payments	Private
100	Blockstream	3.2	Aug 2021 round	2014	Canada	Crypto		Private
101	Cedar	3.2	Mar 2021 round	2016	USA	Healthtech	Payments	Private
102	Figure	3.2	May 2021 round	2018	USA	Fintech	Lending	Private
103	HighRadius	3.1	Mar 2021 round	2006	USA	Fintech	Accounting	Private
104	Amber Group	3.0	Feb 2022 round	2017	Hong Kong	Crypto	Exchange	Private
105	Anchorage Digital	3.0	Dec 2021 round	2017	USA	Crypto		Private
106	China UnionPay	3.0	Per Crunchbase 12/19	2002	China	Fintech	Payments	Private
107	Cross River Bank	3.0	Mar 2022 round	2008	USA	Banking		Private
108	Devoted Health	3.0	May 2020 round	2017	USA	Health	Insurance	Private
109	Flutterwave	3.0	Feb 2022 round	2016	USA	Fintech	Payments	Private
110	Forter	3.0	May 2021 round	2013	USA	Fintech	Security	Private
111	Groww	3.0	Oct 2021 round	2017	India	Fintech	Investing	Private
112	PineLabs	3.0	May 2021 round	1998	India	Fintech	Payments	Private
113	BharatPe	2.9	August 2021 round	2018	India	Fintech	Payments	Private
114	DriveWealth	2.9	Aug 2021 round	2012	USA	Fintech	Investing	Private
115	OVO	2.9	Mar 2019 round	2017	Indonesia	Fintech	Payments	Private
116	Rakuton Securities	2.9	Oct 2022 round	1999	Japan	Investech	Broker	Private
117	nCino	2.8	1 Dec '22	2012	USA	Fintech	Banking	Public
118	OakNorth	2.8	May 2019 round	2015	UK	Fintech	Banking	Private
119	Verafin	2.8	Exit Nov 2020	2003	Canada	Fintech	Security	Exit
120	Backbase	2.7	June 2022 round	2003	Netherlands	BankTech		Private
121	Thought Machine	2.7	May 2022 round	2015	UK	Banktech		Private
122	Paidy	2.7	Exit Sep 2021 (PayPal)	2008	Japan	Fintech	Payments	Exit
123	Aura	2.5	Oct 2021 round	2019	USA	Insuretech	Identity	Private
124	Coda Payments	2.5	April 2022 round	2011	Singapore	Payments		Private
125	Uala	2.5	Aug 2021 round	2017	Argentina	Fintech	PFM	Private
126	Varo Money	2.5	Sep 2021 round	2015	USA	Fintech	Banking	Private
127	Divvy	2.5	Exit May 2021 (Bill.com)	2016	USA	Fintech	Payments/SMB	Exit
128	Itiviti	2.5	Exit April 2021	2016	Sweden	Fintech	Investing	Exit
129	Paxos	2.4	April 2021 round	2012	USA	Crypto		Private
130	Flywire	2.3	1 Dec '22	2011	USA	Fintech	Payments	Public
131	Aspiration	2.3	Sep 2021 SPAC (proposed)	2013	USA	Fintech	Banking	Private
132	Greenlight	2.3	April 2021 round	2014	USA	Fintech	Payments	Private
133	Lifelock	2.3	Exit	2005	USA	Fintech	Credit	Exit
134	Addepar	2.2	June 2021 round	2009	USA	Fintech	Investing	Private
135	Bitso	2.2	May 2021 round	2014	Mexico	Crypto		Private
136	CloudWalk	2.2	Nov 2021 round	2013	Brazil	Fintech	Payments	Private
137	CoinDCX	2.2	Apr 2022 round	2017	India	Crypto		Private
138	Current	2.2	April 2021 round	2015	USA	Fintech	Banking	Private
139	Newfront	2.2	Apr 2022 round	2017	USA	Insurtech	Commercial	Private
140	iZettle	2.2	Exit	2010	Sweden	Fintech	Payments	Exit
141	Tink	2.2	June 2021 Exit (Visa)	2012	Sweden	Fintech	Banking	Exit
142	GoCardless	2.1	Feb 2022 round	2011	UK	Fintech	Payments	Private
143	Jeeves	2.1	Mar 2022 round	2019	USA	Cards	SMB	Private
144	Mercado Bitcoin	2.1	June 2021 round	2013	Brazil	Crypto		Private
145	PayFit	2.1	Jan 2022 round	2015	France	SMB	Payroll	Private
146	ReCharge	2.1	May 2021 round	2014	USA	Fintech	Payments	Private
147	21.co	2.0	Sep 2022 round	2018	Switzerland	Crypto	Investing	Private
148	Acorns	2.0	Mar 2022 round	2012	USA	Fintech	Investing	Private
149	Atome	2.0	Sep 2021 round	2019	Singapore	Finetch	Lending	Private
150	Avant	2.0	Sep 2015 round	2012	USA	Fintech	Lending	Private
151	Babel Finance	2.0	May 2022 round	2018	Hong Kong	Crypto	Asset Mgmt	Private
152	Bunq	2.0	June 2021 round	2012	Netherlands	Fintech	Banking	Private
153	Chipper Cash	2.0	Nov 2021 round	2018	USA	Fintech	Payments	Private
154	Clearco	2.0	April 2021 round	2015	USA	Fintech	Lending	Private
155	Clip	2.0	June 2021 round	2012	Mexico	Fintech	Payments	Private
156	Copper	2.0	Oct 2022 round	2018	UK	Cyrpto	Custody	Private
157	Divvy Homes	2.0	Aug 2021 round	2017	USA	Fintech	Investing/proptech	Private
158	FirstP2P	2.0	Per Crunchbase Dec 2019	2013	China	Fintech	Lending	Private
159	Lunar	2.0	Mar 2022 round	2015	Denmark	Banking	Challenger	Private
160	Modern Treasury	2.0	Oct 2021 round	2018	USA	Fintech	Banking	Private
161	MoMo	2.0	Dec 2021 round	2007	Vietnam	Payments	Superapp	Private
162	Mynt (Gcash)	2.0	Oct 2021 round	2003	Phillipines	Fintech	Payments	Private
163	Opay	2.0	Aug 2021 round	2018	Nigeria	Fintech	Payments	Private
164	Pipe	2.0	Mar 2021 round	2019	USA	Fintech	Lending	Private
165	Waterdrop	2.0	Aug 2020 round	2016	China	Fintech	Insurance	Private
166	Zenefits	2.0	May 2015 round	2013	USA	Fintech	Payroll/SMB	Private
167	Zilch	2.0	Nov 2021 round	2018	UK	Fintech	Lending	Private
168	Payoneer	1.9	1 Dec '22	2005	USA	Fintech	Payments	Public
169	Coinswitch Kuber	1.9	Oct 2021 round	2017	India	Crypto	Exchange	Private
170	Digit Insurance	1.9	Jan 2021 round	2016	India	Insurtech	Insurance	Private
171	MX	1.9	Jan 2021 round	2010	USA	Fintech	Banking	Private
172	Roofstock	1.9	Mar 2022 round	2015	USA	Investech	Real estate	Private
173	Starling Bank	1.9	Mar 2021 round	2014	UK	Fintech	Banking	Private
174	Trulioo	1.8	June 2021 round	2011	Canada	Fintech	Security	Private
175	GreenSky	1.8	Sep 2021 exit (Goldman Sachs)	2006	USA	Fintech	Lending	Exit
176	AvidXchange	1.7	1 Dec '22	2000	USA	Fintech	Payments	Public
177	Kredivo (FinAccel)	1.7	Oct 2022 round	2015	Indonesia	Lendtech	BNPL	Private
178	Mercury Technologies	1.7	July 2021 round	2015	USA	Banking	SMB	Private
179	Spotter	1.7	Feb 2022 round	2019	USA	Lending	SMB/creators	Private
180	Uniswap	1.7	Oct 2022 round	2018	USA	Crypto	Exchange	Private
181	Wave	1.7	Sep 2021 round	2018	Senegal	Fintech	Payments	Private
182	Mercury Payments	1.7	Exit (Vantiv 2014)	2001	USA	Fintech	Payments	Exit
183	BillTrust	1.6	1 Dec '22	2001	USA	Payments		Public
184	BillDesk	1.6	July 2019 round	2000	India	Fintech	Payments	Private
185	Capitolis	1.6	Mar 2022 round	2017	USA	Investech	Capital Markets	Private
185	Neon Payments	1.6	May 2022 round	2016	Brazil	Banktech		Private
186	Pave	1.6	June 2022 round	2019	USA	Payments	Payroll/SMB	Private
187	Solaris Bank	1.6	July 2021 round	2016	Germany	Fintech	Banking	Private
188	Wayflyer	1.6	Jan 2022 round	2019	Ireland	Lending	Ecommerce	Private
189	Alloy	1.6	Aug 2022 round	2015	USA	Fintech	IDentity	Private
190	Q2 Holdings	1.5	1 Dec '22	2004	USA	Fintech	Banking	Public
191	Upstart	1.5	1 Dec '22	2012	USA	Fintech	Lending	Public
192	Akulaku	1.5	Feb 2022 round	2014	Indonesia	Fintech	Lending	Private
193	Ascend Money	1.5	Sep 2021 round	2015	Thailand	Payments	Wallet	Private
194	Bilt	1.5	Oct 2022 round	2019	USA	Payments	Cards/Rewards	Private
195	Bolttech	1.5	Oct 2022 round	2020	Singapore	Insuretech		Private
196	Built	1.5	July 2022 round	2014	USA	Lendtech	Construction	Private
197	Coinlist	1.5	Oct 2021 round	2017	USA	Crypto	Investing	Private
198	Dock	1.5	May 2022 round	2014	Brazil	Payments	Cards	Private
199	Kushki	1.5	June 2022 round	2017	Ecuador	Payments		Private
200	Ledger	1.5	June 2021 round	2014	France	Crypto		Private
201	M1 Finance	1.5	July 2021 round	2015	USA	Banktech	PFM	Private
202	OneCard	1.5	July 2022 round	2019	India	Payments	Cards	Private
203	PingPong	1.5	Mar 2019 round	2015	China	Payments		Private
204	WeLab	1.5	Mar 2021 round (est)	2013	HongKong	Lendtech		Private
205	Zepz (WorldRemit)	1.5	Bloomberg Aug 2020	2010	UK	Payments		Private
206	Zeta	1.5	May 2021 round	2015	India	Banktech		Private
207	GoHealth	1.5	Exit	2001	USA	Healthtech	Insurance	Exit
208	Alkami	1.4	April 2021 round	2009	USA	Banktech		Private
209	Duck Creek Software	1.4	1 Dec '22	2000	USA	Fintech	Insurance	Public
210	At-Bay	1.4	July 2021 round	2016	USA	Insurtech	Cyber	Private
211	CGTZ	1.4	June 2018 round	2013	China	Lendtech		Private
212	Figment	1.4	Dec 2021 round	2018	USA	Crypto	Staking	Private
213	FPL Technologies	1.4	Aug 2022 round	2019	India	Payments	Cards	Private
214	Judo Bank	1.4	June 2021 round	2016	Australia	Banktech	SMB	Private
215	Paddle	1.4	May 2022 round	2012	UK	Payments	Invoicing	Private
216	Scalable Capital	1.4	June 2021 round	2014	Germany	Investech		Private
217	Stash	1.4	Feb 2021 round	2015	USA	Invedtech		Private
218	Wealthfront	1.4	Sep 2022 round	2008	USA	Investech	Robo	Private
219	Lemonade	1.3	1 Dec '22	2015	USA	Insurtech		Public
220	Betterment	1.3	Sep 2021 round	2008	USA	Investech		Private
221	Cointracker	1.3	Jan 2022 round	2017	USA	Crypto	Accounting	Private
222	CredAvenue	1.3	Mar 2022 round	2017	India	Lendtech	Marketplace	Private
223	iTrustCapital	1.3	Jan 2022 round	2018	USA	Crypto	Investing	Private
224	Konvio	1.3	Sep 2021 round	2013	Mexico	Fintech	SMB/Accounting	Private
225	Lukka	1.3	Jan 2022 round	2014	USA	Crypto	Infrastructure	Private
226	Marshmallow	1.3	Sep 2021 round	2017	UK	Insurtech	Auto	Private
227	Signifyd	1.3	April 2021 round	2011	USA	Payments	Security	Private
228	Talos	1.3	May 2022 round	2018	USA	Crypto	Infrastructure	Private
229	TaxBit	1.3	Aug 2021 round	2018	USA	Crypto	Tax	Private
230	TrueBill	1.3	Dec 2021 exit (Rocket)	2015	USA	Banktech	PFM	Private
231	Enova	1.2	1 Dec '22	2004	USA	Lendtech		Public
232	Oscar Health	1.2	1 Dec '22	2012	USA	Healthtech	Insurance	Public
233	Paymentus	1.2	1 Dec '22	2004	USA	Fintech	Payments	Public
234	AgentSync	1.2	Dec 2021 round	2018	USA	Insuretech	Broker management	Private
235	Clover Health	1.2	Jan 2019 round	2013	USA	Healthtech	Insurance	Private
236	FloQast	1.2	July 2021 round	2013	USA	SMB	Accounting	Private
237	Phantom Technologies	1.2	Jan 2022 round	2021	USA	Cyrpto	Wallet	Private
238	Pilot	1.2	Mar 2021 round	2016	USA	Fintech	SMB/Accounting	Private
239	Public.com	1.2	Feb 2021 round	2018	USA	Investech		Private
240	Scalapay	1.2	Feb 2022 round	2019	Italy	Lendtech	BNPL	Private
241	Skrill	1.2	Estimate (Dealroom.co)	2001	UK	Payments	Remittances	Private
242	Stori	1.2	August 2022 round	2011	Mexico	Payments	Cards	Private
243	Unit	1.2	May 2022 round	2019	USA	Banktech	BaaS	Private
244	Galileo	1.2	Exit	2000	USA	Payments		Exit
245	SimpleNexus	1.2	Nov 2021 exit (nCino)	2011	USA	Lendtech	Mortgage	Exit
246	Deposit Solutions	1.1	Sep 2019 round	2011	Germany	Banktech		Private
247	Fawry	1.1	1 Dec '22	2008	Egypt	Payments		Public
248	Sezzle	1.1	1 Dec '22	2016	USA	Lendtech		Public
249	Acko	1.1	Oct 2021 round	2016	India	Insurtech	D2C	Private
250	Branch	1.1	June 2022 round	2017	USA	Insuretech	Home/Auto	Private
251	Caribou	1.1	May 2022 round	2016	USA	Lendtech	Auto	Private
252	Earnix	1.1	Feb 2021 round	2001	Israel	Fintech	Analytics	Private
253	Fundbox	1.1	Nov 2021 round	2013	USA	Lendtech	SMB	Private
254	Happy Money (fka Payoff)	1.1	Feb 2022 round	2009	USA	Fintech	PFM	Private
255	MobileCoin	1.1	Aug 2021 round	2017	USA	Crypto		Private
256	Spendesk	1.1	Jan 2022 round	2016	France	Payments	SMB/Accounting	Private
257	Sunbit	1.1	May 2021 round	2016	USA	Lendtech		Private
258	Super Apps Holding	1.1	Oct 2022 SPAC (proposed)		Malysia	Payments		Private
259	Tradeshift	1.1	May 2018 round	2009	USA	Fintech	Trade	Private
260	Zego	1.1	Mar 2021 round	2016	UK	Insurtech	Auto	Private
261	Cayan	1.1	Exit	1998	USA	Payments		Exit
262	Technysis	1.1	Feb 2022 exit (SoFi)	1999	USA	Banktech		Exit
263	GreenDot	1.0	1 Dec '22	1999	USA	Fintech	Banking	Public
264	LendingClub	1.0	1 Dec '22	2008	USA	Fintech	Lending	Public
265	Linklogis	1.0	1 Dec '22	2016	China	Fintech	Lending/SMB	Public
266	Zuora	1.0	1 Dec '22	2007	USA	Fintech	Payments	Public
267	Ajaib	1.0	Oct 2021 round	2018	Indonesia	Investech		Private
268	Amount	1.0	May 2021 round	2019	USA	Fintech	Infrastructure	Private
269	Betterfly	1.0	Jan 2022 round	2018	Chile	Insuretech	Health	Private
270	Bitkub	1.0	Nov 2021 round	2018	Thailand	Crypto	Exchange	Private
271	C2FO	1.0	Apr 2019 round	2008	USA	Fintech	Accounting	Private
272	Cais	1.0	Jan 2022 round	2009	USA	Investech	Wealth Mgmt	Private
273	Cart.com	1.0	Feb 2022 round (est)	2021	USA	Ecommerce	Payments	Private
274	ChromeRiver (Emburse)	1.0	Mar 2019 merger (Certify)	2007	USA	Payments		Private
275	Clark	1.0	Aug 2022 round	2015	Germany	Insurtech	Brokerage	Private
276	Clearcover	1.0	April 2021 round	2016	USA	Insurtech	Automobile	Private
277	ClearStreet	1.0	May 2022 round	2018	USA	Investech	Security	Private
278	Crypto.com	1.0	Nov 2021 estimate	2016	Singapore	Cyrpto	Exchange	Private
279	DailyPay	1.0	May 2021 round	2015	USA	Payments		Private
280	EBANX	1.0	Oct 2019 round	2012	Brazil	Payments		Private
281	Esusu	1.0	Jan 2022 round	2016	USA	Lendtech	Credit score	Private
282	Feedzai	1.0	Mar 2021 round	2011	USA	Fintech	Security	Private
283	Flex	1.0	Feb 2022 round (est)	2019	USA	Lendtech	Renters	Private
284	Freshbooks	1.0	Aug 2021 round	2003	Canada	Fintech	SMB/Accounting	Private
285	Glia	1.0	Mar 2022 round	2012	USA	Banktech	Customer Service	Private
286	Guantlet	1.0	Mar 2022 round	2018	USA	Crypto	Lending	Private
287	Human Interest	1.0	Aug 2021 round	2015	USA	Investech		Private
288	Interswitch	1.0	Nov 2019 round	2002	Nigeria	Payments		Private
289	InvestCloud	1.0	Feb 2021 transaction	2010	USA	Investech		Private
290	LendingHome	1.0	Mar 2018 round	2014	USA	Lendtech		Private
291	Liquid	1.0	Apr 2019 round	2013	Japan	Crypto		Private
292	Lydia	1.0	Dec 2021 round	2013	France	Banktech	Consumer	Private
293	MatrixPort	1.0	Aug 2021 round	2019	Singapore	Crypto		Private
294	Neo Financial	1.0	May 2022 round	2019	Canada	Banking	Challenger	Private
295	Nium	1.0	Aug 2021 round	2015	Singapore	Payments		Private
296	Numbrs	1.0	Aug 2019 round	1999	Switzerland	Banktech		Private
297	Octane Lending	1.0	Aug 2021 round	2014	USA	Lendtech		Private
298	Open	1.0	April 2022 round	2017	India	Banktech	SMB	Private
299	Opn	1.0	May 2022 round	2020	Thailand	Payments		Private
300	Orchard	1.0	Sept 2021 round	2017	USA	Lendtech	Mortgage	Private
301	Oxyzo	1.0	Mar 2022 round	2016	India	Lendtech		Private
302	Payhawk	1.0	Feb 2022 round	2018	London	Payments	SMB	Private
303	Paystand	1.0	Aug 2022 merger	2013	USA	Payments	Billing/SMB	Private
304	Pie Insurance	1.0	Sep 2022 round (est)	2017	USA	Insuretech	SMB	Private
305	PPRO	1.0	Jan 2021 round	2006	UK	Payments		Private
306	Railsbank	1.0	Feb 2022 round	2016	London	Lendtech	Embedded	Private
307	Satispay	1.0	Sep 2022 round	2013	Italy	Payments		Private
308	Shift Technology	1.0	May 2021 round	2013	France	Insurtech	Analytics	Private
309	Sift	1.0	April 2021 round	2011	USA	Fintech	Security	Private
310	Sightline Payments	1.0	Aug 2021 round	2009	USA	Payments		Private
311	Slice	1.0	Nov 2021 round	2016	India	Fintech	Cards	Private
312	SmartAsset	1.0	June 2021 round	2012	USA	Investech		Private
313	Stax (FatMerchant)	1.0	Mar 2022 round	2014	USA	Payments	Processing	Private
314	TaxFix	1.0	Apr 2022 round	2016	Germany	Fintech	Tax	Private
315	The Zebra	1.0	April 2021 round	2012	USA	Insurtech	Lead gen	Private
316	Transfermate	1.0	May 2022 round	2010	Ireland	Payments	B2B	Private
317	TrueLayer	1.0	Sep 2021 round	2016	UK	Banktech		Private
318	Vesttoo	1.0	Oct 2022 round	2018	Israel	Insuretech	Risk	Private
319	Vise	1.0	May 2021 round	2016	USA	Investech		Private
320	VNLife (VNPay)	1.0	Aug 2021 round	2007	Vietnam	Ecommerce		Private
321	Webull	1.0	Feb 2021 round	2016	China	Investech		Private
322	Worldcoin	1.0	Oct 2021 round	2019	USA	Crypto	Payments/Identity	Private
323	Xendit	1.0	Sept 2021 round	2014	Indonesia	Payments	Payments	Private
324	Xtransfer	1.0	Sep 2021 round	2017	China	Payments	SMB	Private
325	Zebic	1.0	Aug 2022 round	2021	USA	Crypto	Payroll/SMB	Private
326	Zopa	1.0	Oct 2021 round	2004	UK	Lendtech		Private
327	DANA Wallet	1.0	Aug 2022 round	2017	Indonesia	Payments	Wallet	Privart
328	Currency Cloud	1.0	July 2020 exit (Visa)	2012	UK	Payments		Exit
329	Nutmeg	1.0	June 2021 exit (JPMorgan)	2011	UK	Investech		Exit
330	Personal Capital	1.0	Exit	2009	USA	Investech		Exit
331	Finicity	1.0	June 2020 Exit (Mastercard)	1999	USA	Fintech	Infrastructure	Exit
332	Bright Health	1.0	Nov 2019 round	2015	USA	Insuretech	Health	Private

	FAB Score*	HQ	Founded	Funding $M
http://fintechlabs.com/wp-content/uploads/2021/12/Murcury-logo-square.jpg	307	SF	2017	$152
http://fintechlabs.com/wp-content/uploads/2022/01/Novo-logo-square.jpg	297	NYC	2016	$136
http://fintechlabs.com/wp-content/uploads/2021/12/Found-logo-square.jpg	185	San Francisco	2019	$75
http://fintechlabs.com/wp-content/uploads/2021/12/Relay-logo-square.jpg	57	Toronto	2018	$19
http://fintechlabs.com/wp-content/uploads/2021/12/Northone-logo-square.jpg	44	NYC	2016	$23

FAB Score*	Founded	Funding $M	HQ
Ad	1999	105	San Diego
364	2015	682	Toronto
230	2012	$92	Utah
93	2013	18.9	NYC
481	2020	$945	NYC

FAB Score*	Founded	Funding ($M)	HQ
864	2019	$1,360	NYC
180	2016	$418	Utah
649	2017	$1,457	SF
520	2008	$401	SF
214	2019	$368	NYC

FAB Score*	Founded	Funding ($M)	HQ
230	2016	$881	SF
122	2017	$520	SF
80	2017	$306	Wash DC
63	2005	$0	London
39	2015	$142	SF

Fintech Unicorns of the 21st Century

From Our Partners

Blog Topics