Third-party reviews (5 minutes; May 2021)


Ramp’s fee-free service is potentially more cost-effective than Brex, if you need the billpay and expense management services that will set you back almost $600 annually at Brex. However, Ramp does not offer the deposit, money management or free wire services of Brex. Nor does it have a mobile app. And sole proprietorships need not apply.


Product

  • Corporate charge card

Features & Benefits

  • No fees
  • 1.5% cashback on spending
  • Automated receipt matching from mobile capture
  • User-defined spending controls (category, merchant, transaction size)
  • Multi-step permissions & controls
  • Dedicated account manager
  • Billpay
  • Expense management
  • Unlimited virtual & physical cards
  • No personal credit check
  • No personal guarantee
  • Discounts at various web services (AWS, Notion, etc)

Integrations

  • Slack
  • QuickBooks
  • Xero
  • Sage
  • NetSuite

Company vitals

Ramp
FAB Score = 328 (#2 on our list of the top 15 SMB corporate card)
– HQ: NYC
– Founded: March 2019
– Raised $610M ($595M in past 12 months) (Crunchbase)
– Valuation: $3.9B (Aug 2021 round)
– Website visits (Sep 2021): 340,000 (SimilarWeb)
– Employees: 166 (Pitchbook)
– Citations: 3 (Crunchbase)
Linkedin: 15,000 followers
– Twitter: 6,100 followers
– Capterra: 4.9 (36 reviews) (no reviews on TrustPilot)