The first pure-play online bank, Security First Network Bank (SFNB), launched in 1995, just a year after Amazon. But unlike ecommerce, digital-only banking was slow to catch on. The legacy banks (Wells Fargo, Bank of America, et al) maintained market share by providing digital services deemed “good enough” to retain customers loath to switch banks.

But that began changing in the mid-2010s, first in the UK, then elsewhere as well-financed digital players started making inroads with consumers. There was Monzo, Revolut, Starling, Nubank, Chime, just to name a few. But we still haven’t seen a breakout small business bank, partly because of the love/hate relationship business owners have with big banks.

In the adjacent SMB lending space (see our Top 30 Digital Lenders list), top brands such as Square (Block), Paypal, Amazon, Brex, and others have grabbed significant share. But there is not yet a place where small businesses flock to get deposit, payment, and financing needs met in a single interface.

So who are the best digital challenger business banks? Let’s start with our definition.

  1. Centered around deposit and debit/charge card services (eliminates Bluevine and most SMB lenders)
  2. Core business is small-business financial services (eliminates Paypal, Amazon, Block
  3. Primarily digitally delivered (rules out Wells Fargo, BofA, and the majority of traditional banks*)
  4. Founded since 1999

Resources: Looking for digital banks, lenders, payment providers, insurance or digital accounting for small businesses? Check out our latest lists: Small Business (SMB) savings/treasury accounts (7) | SMB online lenders (33) | SMB challenger banks (15) | SMB insurers (15) | SMB credit cards/expense management (16) | Billpay & invoicing (16)| Payment processors (7) | SMB digital accounting/bookkeeping (21)

The FAB Score (Fintech Attention Barometer) is a proxy for the size and growth of fintech companies founded since 1999. 

Leading Digital Small Business Banks (United States)
ranked by our FAB score (Fintech Attention Barometer**)

Rank Company FAB** Reviewed Founded HQ Funding ($M***) Visits (Mar’25)
1 Mercury 674 1 May 25 2017 SF $452 2,500,000
Ad* Relay 184 1 May 25 2018 Toronto $52 810,000
Ad* Rho 54 1 May 25 2018 NYC $205 110,000
2 NOVO 203 1 May 25 2016 NYC $296 550,000
3 Relay 184 1 May 25 2018 Toronto $52 810,000
4 Found 124 1 May 25 2019 SF $121 430,000
5 Baselane 74 1 May 25 2020 NYC $8 340,000
6 Rho 54 1 May 25 2018 NYC $205 110,000
7 Lili 46 1 May 25 2018 NYC $80 160,000
8 (t) Grasshopper 45 1 May 25 2016 NYC $172 77,000
8 (t) Arc 45 1 May 25 2021 SF $181 68,000
10 Slash 41 1 May 25 2020 SF $19 130,000
11 Viably 37 1 May 25 2021 NC $71 15,000
12 NorthOne 31 1 May 25 2016 NYC $90 83,000
13 Every (NEW) 29 1 May 25 2021 SF $32 36,000
14 Meow 18 1 May 25 2021 NYC $27 61,000
15 ZilBank 11 1 May 25 2021 Dallas $0 24,000
16 Winden 7 1 May 25 2021 LA $5.3 2,200
17 Arival 5 1 May 25 2018 Miami, FL $11 4,600

Sources: FintechLabs, Pitchbook, Crunchbase, SimilarWeb; 1 May 2025

*Our business model depends on revenue from referrals and sponsors. When you see a referral link in the URL, we may earn a fee for new accounts (thanks!). This can improve visibility on our website, but does not impact the company’s FAB score.
** The FAB score, Fintech Attention Barometer, is a proxy for the overall size of a private company since they typically do not release traditional metrics (# customers, deposits, AUM, etc). The score is based on VC funding, website traffic, mobile downloads, and the number of employees. It’s a work in progress, so expect changes in the formula.
***Funding is the amount invested into the company as either equity or debt.

Best Small Business New-Account Bonuses (United States)
ranked by BV (bonus value)*

Company Offer BV (Bonus Value) Product Min Deposit Min Days Expires Other fine print
Citibank $2,000 $1,137 Checking $200,000 45 7 Jul 25 Varies by zip
Citibank $1,500 $1,068 Checking $100,000 45 7 Jul 25 Varies by zip
Huntington Bank $1,000 $885 Checking: Unlimited Plus $20,000 60 10 Feb 25
PNC Bank $1,000 $741 Treasury Management $30,000 90 31 Mar 25
Citibank $750 $664 Checking $20,000 45 7 Jul 25 Varies by zip
M&T Bank $1,500 $637 Checking $100,000 90 28 Mar 25
Associated Bank $750 $635 Checking: Choice $20,000 60 30 Jun 25
BMO $750 $606 Checking $25,000 60 1 Feb 25
Central Bank $500 $500 Checking $3,000 1 31 Mar 25
M&T Bank $750 $491 Checking $30,000 90 28 Mar 25
Chase $500 $471 Checking $10,000 30 2 Apr 25 Min 5 trans
Huntington Bank $400 $386 Checking: Unlimited $5,000 30 10 Feb 25
PNC Bank $400 $383 Checking $2,000 90 31 Mar 25 Min 20 trans
Associated Bank $400 $371 Checking: Balanced $5,000 60 30 Jun 25
M&T Bank $500 $371 Checking $15,000 90 28 Mar 25
BMO $350 $327 Checking $4,000 60 1 Feb 25
Chase $300 $294 Checking $2,000 30 2 Apr 25 Min 5 trans
Citibank $300 $278 Checking $5,000 45 7 Jul 25 Varies by zip
American Express $300 $271 Checking $5,000 60 None
Min 5 trans; Reward is 30,000 points
M&T Bank $300 $257 Checking $5,000 90 28 Mar 25
Mercury $250 $249 Checking $10,000 1 None
Bank of America $200 $171 Checking $5,000 60 31 Dec 25
Huntington Bank $100 $94 Checking 100 $2,000 30 10 Feb 25
Associated Bank $100 $88 Checking: Access $2,000 60 30 Jun 25
Axos Bank $300 $12 Checking $25,000 120 31 Jan 25 Min 10 trans
Axos Bank $400 -$175 Checking $50,000 120 31 Jan 25 Min 10 trans

Source: FintechLabs, 28 Feb 2025

*Bonus Value: We subtract 3.5% in potential foregone interest times the minimum time the initial deposit must stay in the account.

 

Challenger SMB Banks Currently Active in the United States

1. Mercury Technologies
FAB Score = 674 (up 230 from March ’25)
HQ: San Francisco Bay Area
Founded: 2017
Partner banks: Choice Financial Group, Evolve Bank & Trust, and a network of 20 banks to hold excess deposits; Patriot Bank (IO card issuer)

Traction
– More than 200,000 customers (Techcrunch, May 2024)
– Current run rate of $4B in payments per month (Techcrunch, May 2024); $50B processed in 2022, double the $23B in 2021
– Raised $452M (Crunchbase) including $300M in March 2025 $120M in 2021
– Valuation: $3.5B (FintechLabs)
– Website visits: 2.5 million (Mar 2025; SimilarWeb), 1.9M SEMRush  <<<< Most website traffic
– Employees: 800 (Pitchbook), vs 999 in Feb; 882 Nov ’24 & Aug ’24; 728 in March ’24; 681 Jan ’24; 669 Aug ’23

Social
– LinkedIn 73,000 followers (1,157 vs 1,088 in Mar, 1,071 in Feb, 1029 in Jan, 987 in Dec ’24, 952 Sep ’24, 806 May ’24)
– iOS app: 4.9 (7,200 reviews vs. 6,600 in Mar; 6,100 in Jan)
– Trustpilot: 4.1 (1,620 reviews vs. 1,420 in Mar; 1,220 in Jan)

2. Novo
FAB Score: 203 (up 8)
HQ: NYC
Founded: 2016

Traction
– Raised $296M including $125M in Aug 2023, $125M in 2022, and $41M in 2021 (Crunchbase)
– Website visits: 550,000 (Mar 2025; SimilarWeb); 320,000 SEMrush
– Employees: 408 (Pitchbook) vs. 437 in Mar; 424 Sep ’24,  424 June ’24, 407 May ’24, 445 Mar ’24
– Integrations: Wise, Xero, Slack

Social
– LinkedIn: 40,000 followers (414 employees vs. 412 in Mar; 411 in Feb; 423 Jan; 437 Dec ’24; 441 Oct ’24; 433 Aug ’24; 393 Mar ’24)
– Industry awards: 4 (Novo)
– Trustpilot: 4.2 (4,330 reviews vs. 4,280 in March; 4,210 in Jan)
– iOS app: 4.8 (18,400 reviews vs. 17,900 in Mar; 17,000 in Jan)

3. Relay
FAB Score: 184 (unchanged)
– HQ: Toronto
– Founded: 2018
– Partner bank: Thread

Traction
– Raised $51.6 including $32M in 2024, $15M in 2021 (Crunchbase)
– Website visits: 810,000 (SimilarWeb, Mar 2025), 620,000 SEMrush
– Employees: 261 (Pitchbook), vs. 199 in Mar ’25 & July ’24; 152 in May ’24, 142 Feb ’24, 128 Nov ’23

Social
– LinkedIn: 12,000 followers (273 employees vs. 251 in Mar; 250 in Feb; 241 Jan; 236 Dec ’24; 201 Sep ’24; 197 June ’24)
– Trustpilot: 4.5 (2,390 vs 2,260 in Mar; 2,100 in Jan)
– iOS: 4.8 (2,000 reviews vs. 1,900 in Mar; 1,700 in Dec ’24)

4. Found 
FAB Score = 124 (down 4)
HQ: San Francisco Bay Area
Founded: 2019
BaaS partner: LendingClubBank

Traction:
– Raised $121M including  $46M in June 2024; $60M in Feb 2022; $12.75M in 2021 (Crunchbase)
– Website visits: 430,000 (SimilarWeb, Mar 2025), 360,000 SEMrush
– Employees: 120 (Pitchbook) vs 117 in Mar; 115 Nov ’24, 93 Aug ’24, 95 October ’23

Social:
– LinkedIn: 7,000 followers (118 employees vs. 118 in Mar; 120 Feb; 116 Jan; 119 Dec ’24; 115 Sep ’24; 93 June ’24)
– Trustpilot: 4.5 (851 reviews vs. 789 in Mar; 669 in Jan)
– iOS: 4.8 (24,100 reviews vs 23,300 in Mar; 21,500 in Jan) <<<Most iOS reviews

5. Baselane
FAB Score: 74 (up 4)
HQ: NYC
Founded: 2020

Traction:
– Raised: $7.9M in 2021 (Crunchbase)
– Website visits: 340,000 (SimilarWeb, Mar 2025), 320,000 SEMrush
– Employees: 50 (Pitchbook) vs. 47 Mar; 44 Nov ’24; 41 Sep ’24; 36 May ’24; 36 Mar ’24; 31 Feb ’24; 29 Nov ’23

Social:
– LinkedIn 3,700 followers (53 employees vs. 48 in Mar; 46 Feb; 44 Dec ’24; 45 Sep ’24; 36 June ’24; 33 Jan ’24; 30 Nov ’23)

6. Rho
FAB Score = 54 (up 5)
HQ: NYC
Founded: 2018

Traction:
– Raised $205M ($200M since Jan 2021) (Crunchbase)
– Website visits: 110,000 (SimilarWeb, Mar 2025), 65,000 SEMrush
– Employees: 198 (Pitchbook), unchanged since Nov ’24; 200 in Dec 2023

Social:
– LinkedIn: 15,000 followers (244 employees vs. 225 in Mar; 212 Feb; 206 Jan; 205 Dec ’24; 212 Dec ’23)
– Trustpilot: 4.2 (32 reviews vs. 23 in Mar; 22 in Jan)
– G2: 4.8 scores (113 reviews vs 111 in Mar & Dec ’24)
– iOS store: 4.8 score (37 reviews, unchanged since Dec ’24)

7. Lili
FAB Score = 46 (up 4)
HQ: NYC
Founded: 2018

Traction:
– Raised $80M including $55M in 2021 (Crunchbase)
– Website visits: 160,000 (SimilarWeb, Mar 2025), 100,000 SEMrush
– Employees: 128 (Pitchbook), vs 110 in Mar; 89 Nov ’24; 88 Sep ’24 & June ’24; 105 May ’24; 105 Nov ’23

Social:
– LinkedIn: 16,000 followers (134 employees vs. 124 in Mar; 120 in Feb; 112 Jan; 105 Dec ’24; 90 Sep ’24 & June ’24; 68 Feb ’24; 341 Feb ’23)
– TikTok: 233,000 followers; 600,000 likes (unchanged for a year)
– Trustpilot: 4.6 (3,640 reviews vs 3,580 in Mar; 3,470 in Jan)

8 (tie). Grasshopper Bank
FAB Score = 45 (down 14)
HQ: NYC
Founded: 2016

Traction:
– Raised $172M including $10M in Jan 2024, $30M Aug 2022 (Crunchbase)
– Assets: $620 million (12/31/22), 2.1x growth year over year (source: company)
– Deposits: $550 million (12/31/22), 2.2x growth year over year
– Loans: $450 million (12/31/22), 3.6x growth year over year
– Revenues: $17 million (2022), 2.4x growth year over year
– Website visits: 77,000 (SimilarWeb, Mar 2025), 150,000 SEMrush
– Employees: 100 (Pitchbook), unchanged since Jan, vs 119 Nov ’24, 119 Feb ’24, 120 August ’23

Social:
– LinkedIn 26,700 followers (151 employees vs. 131 in Mar; 124 in Feb; 120 Jan; 117 Dec ’24; 119 Sep ’24 & June ’24 & Jan ’24; 117 Nov ’23)
– Trustpilot: 4.0 (247 reviews vs. 237 in Mar; 220 in Jan)

8 (tie). Arc
Fab Score = 45 (down 2)
HQ: SF
Founded: 2021
Banking services provider: Piermont Bank

Traction:
– Raised: $181M in 2022 (Crunchbase)
– Website visits: 68,000 (SimilarWeb, Mar 2025), 3,400 SEMrush
– Employees: 45 (Pitchbook) unchanged since Nov ’23

Social:
– Articles: 2 (Crunchbase)
– LinkedIn 15,000 followers (228 employees vs. 218 employees in Mar; 212 in Feb; 204 Jan; 64 June ’24; 48 Mar ’24; 18 Nov ’23)

10. Slash
FAB Score = 41 (up 6)
HQ: SF
Founded: 2020

Traction:
– Raised: $19M in 2023 (Crunchbase)
– Website visits: 130,000 (Similarweb, Mar 2025), 100,000 SEMrush
– Employees: 31 (Pitchbook), vs 29 in Mar; 28 in Feb; 21 Nov ’24; 18 Sep ’24; 18 Jan ’24; 19 Nov ’23

Social:
– LinkedIn: 2,500 followers (33 employees vs. 29 in Mar; 27 in Feb; 29 Jan; 25 Dec ’24; 21 Sep ’24; 20 Aug ’24; 17 Jan ’24; 8 Nov ’23)

11. Viably
FAB Score: 37 (down 2)
HQ: Charlotte, NC
Founded: 2016

Traction:
– Raised $71M including $50M (debt) in 2023 and $21M in 2022 (Crunchbase)
– Website visits: 15,000 (SimilarWeb, Mar 2025), 26,000 SEMrush
– Employees: 37 (Pitchbook), unchanged since Dec. ’24; vs 39 in Oct ’24; 36 Sep ’24; 34 May ’24; 34 Mar ’24; 31 Jan ’24; 34 Nov ’23

Social:
– LinkedIn: 1,600 followers (25 employees vs. 29 in Mar; 33 in Feb; 34 Jan; 38 Dec ’24; 38 Sep ’24; 35 May ’24; 35 Mar ’24; 31 Jan ’24; 32 Nov ’23)
– iOS app: NA

12. NorthOne
FAB Score: 31 (down 11)
HQ: NYC/Toronto
Founded: 2016

Traction:
– Raised $90M including $67M in Oct 2022 (Crunchbase)
– Website visits: 83,000 (SimilarWeb, Mar 2025), 140,000 SEMrush
– Employees: 55 (Pitchbook), vs 57 in Mar ’25 through Dec ’24; 61 Sep ’24 & May ’24; 62 Mar ’24; 63 August ’23

Social:
– LinkedIn 10,000 followers (54 employees unchanged since Mar; vs 56 in Feb; 57 in Jan; 57 Dec ’24; 62 Sep ’24; 63 May ’24, 63 Mar ’24; 60 Jan ’24; 62 Nov ’23)
– Trustpilot: 4.0 (247 reviews vs. 248 in Mar; 212 in Jan)
– iOS app: 4.7 (2,800 reviews, unchanged since Dec ’24)

13. Every
FAB Score = 29 (down 1)
HQ: San Francisco
Founded: 2022

Traction:
– Funding: $32M (Crunchbase)
– Employees: 20 (Pitchbook, unchanged since Jan)
– Website visits: 36,000 (SimilarWeb, Mar 2025), 7,400 SEMrush

Social:
– LinkedIn 6,000 followers (241 employees vs. 211 in March, 193 in Feb, 166 in Jan, 137 in Dec ’24)

14. Meow
FAB Score: 18 (down 2)
– HQ: NYC
– Founded: 2021
– Banking service providers: FirstBank, Grasshopper Bank, Third Coast Bank

Rates (APY)
Top: 5.0% Treasuries/4.80% FDIC insured (11 Dec 2023**)
Minimum Balance: none

Traction
– Raised: $27 million including $22 million in 2022 (Crunchbase)
– Employees: 27 (Pitchbook), unchanged since Sep; 25 in May ’24 & Mar ’24; 27  in Nov ’23
– Website visits: 61,000 (SimilarWeb, Mar 2025); 63,000 SEMrush
– LinkedIn: 8,000 followers

15. Zilbank
FAB Score = 11 (up 1)
HQ: Grand Rapids, MI
Founded: 2021

Traction:
– Funding: INA (Crunchbase)
– Employees: 5 (Linkedin)
– Website visits: 24,000 (SimilarWeb, Feb 2025), 1,200 SEMrush

Social:
– LinkedIn 2,500 followers (5 employees, unchanged since Dec ’24 vs. 4 in July ’24, 6 in Jan ’24, 5 in Nov ’23)

16. Winden
FAB Score = 7 (up 1)
HQ: LA
Founded: 2021

Traction:
– Raised: $5.3M in 2022 (Crunchbase)
– Employees: 20 (Pitchbook), unchanged since August ’24
– Website visits: 2,200 (SimilarWeb, Mar 2025), 9,000 SEMrush

Social:
– LinkedIn 2,000 followers (8 employees vs 7 in March & Feb; 8 in Jan, 6 in Dec ’24, 6 in Sep ’24, 13 in May ’24, 14 in Mar ’24, down 9 since Jan ’24 and Nov ’23)
– Trustpilot: No reviews

17. Arival
FAB score: 5 (down 5)
HQ: Miami, FL
Founded: 2018

Traction:
– Raised: $10.8M including $5M in 2021 (Crunchbase)
– Website visits: 4,600 (Similarweb, Mar 2025), 27,000 SEMrush
– Employees: 40 (Pitchbook), unchanged since Aug ’24 vs. 44 in July ’24, 44 in May ’24, 43 in Nov ’23

Social:
– Articles: 6 (Crunchbase)
– LinkedIn 15,000 followers (40 employees vs. 49 in Mar & Feb; 46 in Jan, 46 in Dec ’24, 47 Sep ’24, 44 in June ’24, 42 in Mar ’24, 42 in Nov ’23)

Other SMB checking accounts at companies whose core business is not SMB banking

Bluevine
FAB Score = 428
HQ: San Francisco
Founded: 2013

Traction
– Raised: $769M prior to 2021 (Crunchbase)
– Valuation: $1B+ (estimate)
– Website visits: 1.6 million (SimilarWeb, Jan 2025)
– Employees: 591 (Pitchbook), down 1 since Jan, down 27 since Sep ’24, down 15 since May ’24, up 7 since Mar ’24, up 13 since Nov ’23
– Articles: 133 (Crunchbase)

Social
– LinkedIn 60,000 followers (564 employees, down 29 since Jan, down 33 since Oct ’24, down 27 since Sep ’24, down 48 since June ’24, down 35 since Mar ’24, down 29 since Jan ’24, down 16 since Nov ’23)
– Trustpilot:  4.2 (8,350 reviews)

AngelList Banking
FAB Score = 187
HQ: San Francisco
Founded: 2010

Traction
– Raised: $170M including $144M in 2022 (Crunchbase)
– Valuation $4B
– Website visits: 580,000 (SimilarWeb, Jan 2025)
– Articles: 1,790 (Crunchbase)

Unlaunched or No Longer Listed

Guava (pivoted to community July 2024)
Fab Score = 4 (unchanged)
HQ: NYC
Founded 2018
Banking services provider: Piermont Bank

Traction:
– Raised: $3.1M including $650k in Feb 2023 (Crunchbase)
– Website visits: 1,500 (SimilarWeb, Nov 2024)
– Employees: 10 (Pitchbook), unchanged since August ’23

Social:
– LinkedIn: 2,000 followers (14 employees, down 2 since Oct, down 2 since Mar, down 1 since Feb, unchanged since Jan, down 3 since Nov ’23)
– Articles: None (Crunchbase)

Moves (CLOSED May 2024)
FAB Score: 11 (down 5)
HQ: Dover, DE

Traction:
– Raised: $6.6M including $4.8M in 2022 (Crunchbase)
– Website visits: 19,000 (Similarweb, Nov 2024)
– Employees: 17 (Pitchbook), unchanged since Mar, down 25 since Feb, down 28 since Nov

Social:
– Articles: 10 (Crunchbase)
– Linkedin: 2,000 followers (15 employees, unchanged since May, down 1 since Mar, down 9 since Feb, down 20 from Jan, down 29 since Nov ’23)

Lance (pivoted to Sequence spend management Sep 2023)
FAB Score: 7 (NEW)
HQ: NYC
Founded: 2018

Traction:
– Raised: $4.7M (Crunchbase)
– Website visits: <5,000 (Similarweb, Sep 2023)
– Employees: 31 (Pitchbook)

Social:
– Articles: 7 (Crunchbase)
– Linkedin: 1,200 followers (81 employees)

Vergo (pivoted to spend management for construction industry Sep 2023)
FAB Score = 10 (down 6)
HQ: NYC
Founded: 2021

Traction:
– Raised $4.2M including $4.1M in June 2022 (Crunchbase)
– Website visits: 16,000 (SimilarWeb, Nov 2024)
– Employees: 29 (Pitchbook)

Social:
– Articles: 3 (Crunchbase)
– Linkedin: 1,300 followers (25 employees, unchanged)
– Trustpilot: NA

LiveOak Bank (discontinued business checking Aug 2023)
FAB Score = 45 (down 6) 
HQ: Wilmington, NC
Founded: 2008

Traction:
Raised: $152 million (Crunchbase)
Revenue (TTM): $392M (Yahoo)
Valuation: $1.4B (Public; 30 Aug 2023, up $100M since 14 July)
Website visits: 150,000 (Similarweb, Nov 2024)
Employees: 886 (Pitchbook), unchanged

Social:
Articles: 3 (Crunchbase)
Linkedin: 18,000 followers (915 employees, up 9 since May)
Trustpilot: 4.2 (70 reviews, up 37)

Oxygen (removed Feb 2023, because they appear to be more focused on consumers)
FAB Score = NA
– HQ: San Francisco Bay Area
– Founded: 2018
– Raised $45M including $20M in 2023 (Crunchbase)
– Website visits: 230,000 (SimilarWeb, Jan 2023)
– Employees: 92 (Pitchbook), down 5 since March
– Articles: 22 (Crunchbase)
– Linkedin: 5,700 followers (97 employees, up 2 since March)
– Trustpilot: 3.3 (192 reviews)
– iOS app: 4.8 (24,100 reviews)

Zifi (Zions Bank)
Pivoted to card processing provider (April 2023)
– HQ: Salt Lake City, UT
– Founded: 2022
– Raised: NA (unit of Zions Bank)
– Website visits: 24,000 (SEMrush, April 2023); 4,300 (SimilarWeb)
– Linkedin: 267 followers (12 employees, up 12 since March)

Challengers Closed to New Accounts

Nearside (formerly Hatch) (removed Feb 2023)
Note: Plastiq acquired Nearside in Nov ’22 for a reported $130M and is shutting down its banking services
FAB Score = 66 (down 2)
– HQ: SF
– Founded: 2018
– Raised $73M including $58M in 2021 (Crunchbase)
– Website visits: 8,000 (SimilarWeb, April 2023)
– Employees: 57 (Pitchbook), unchanged
– Articles: 5 (Crunchbase)
– Linkedin: 1,500 followers (24 employees, down 15 since March)
– TrustPilot: no reviews
– iOS: 4.3 (183 reviews)

Solid (was Wise) >> pivoted to Fintech as a Service in 2021
FAB Score: NA
– HQ: SF
– Founded: 2018
– Raised $18M prior to 2021 (Crunchbase)
– Website visits: 1.9 million (Mar 2022; SEMrush)
– Employees: 126 (Pitchbook)
– Articles: 4 (Crunchbase)
– Linkedin: 2,020 followers (56 employees)

Joust (acquired by ZenBusiness, 30 July 2020; currently referring customers to Radius Bank)
– Target: Freelancers
– HQ: Austin, TX
– Founded: 2017
– Raised: $11M (Crunchbase)
– Website visits: Unknown
– Employees: 18 (Pitchbook)
– Citations: 5 (Crunchbase)
– Twitter followers: 448
– Trustpilot: NA
– iOS: 4.1 (28 reviews)

Seed (Acquired by Cross River Bank currently closed to new customers)
– HQ: San Francisco Bay Area
– Founded: 2014
– Raised $5.2M (2015) (Crunchbase)
– App downloads (last 30 days): 425 (Apptopia)
– Website visits: 210 (May 2021; SEMrush)
– Number of employees: 12 (Pitchbook)
– Citations: 4 (Crunchbase)
– Twitter: 810 followers

Addendum: Other SMB/SME challenger banks around the world (not a definitive list):

UK

Germany

Australia

France

Rest of world