Everyone loves a startup (aka challenger bank), especially when they have a compelling story. However, when it comes to trusting someone with your money, many small business owners prefer to deal with companies embedded in the local economy, even if it means not getting the latest online banking features or the best interest rate. The list below are the biggest national brands offering small business banking services. There are also thousands of community banks and credit unions to choose from as well.

If you don’t need a local presence, are are primarily wanting the best online and mobile services, refer digital challenger bank list (here). For more info on choosing a small business bank, see our previous post.

Resources: Looking for digital banks, lenders, payment providers, insurance or digital accounting for small businesses? Check out our latest lists: Small Business (SMB) savings/treasury accounts (7) | SMB online lenders (33) | SMB challenger banks (15) | SMB insurers (15) | SMB charge cards/expense management (16) | Billpay & invoicing (16)| Payment processors (7) | Subscription processors (7) | SMB digital accounting/bookkeeping (21)

Table: Largest Traditional Branch Banks & Card Issuers Serving U.S. Small Businesses
ranked by monthly website visits

Web Visits (millions) Assets
($ Billions)
Rank Company Apr 26 July 25 Jan 25 Oct 24 31 Dec ’25 30 June ’25 30 Sep ’23
1 Chase 192 192 182 179 $4,420 $3,790 $3,390
2 Citibank 145 135 99 116 $2,660 $1,830 $1,660
3 CapitalOne 141 133 145 133 $669 $649 $469
4 Bank of America 109 113 114 111 $3,410 $2,670 $2,470
5 Wells Fargo 103 99 99 99 $2,150 $1,740 $1,700
6 TD Bank 45.0 46 13 13 $519 $356 $366
7 BMO 27.5 26 25 24 $288 $254 $261
8 US Bank 26.2 29 27 27 $692 $671 $657
9 PNC Bank 24.2 28 24 24 $573 $555 $553
10 Truist 18.9 22 20 21 $547 $536 $535
11 Navy FCU 18.9 20 21 18 $190 $192 $168
12 M&T Bank 12.9 7.9 8.3 7.5 $217 $211 $209
13 Huntington Bank 10.3 12 9.1 8.7 $225 $207 $186
14 Fifth Third Bank 9.2 9.8 10 9.0 $214 $209 $212
15 Regions Bank 7.9 11 11 9.7 $160 $158 $153
16 Key Bank 5.6 6.1 7.8 6.2 $191 $182 $186
17 Citizens Bank 5.3 7.9 9.0 7.2 $226 $218 $225
18 State Employees FCU 4.4 $55
19 BECU 3.9 4.0 4.6 4.0 $31 $30 $29
20 Mercury Bank 3.5 2.6 2.4 2.1 $10
21 PenFed 3.4 $37
22 First Citizens 3.3 3.6 4.0 3.5 $229 $229 $214
23 Santander Bank 2.8 3.2 3.3 3.1 $105 $103 $102
24 First Horizon 2.2 2.8 2.6 3.2 $82 $82 $82
25 DCU.org 2.0 $13
26 America First CU 1.9 2.2 2.3 2.1 $22 $23 $18
27 Flagstar Bank 1.7 1.9 2.8 2.7 $101 $92 $111
28 Associated Bank 1.7 $43
29 Colmbia Bank 1.6 $58
30 South State Bank 1.6 $66
31 UMB 1.6 $72
32 Comerica 1.5 2.0 2.0 2.4 $79 $78 $86
33 Webster Bank 1.5 $80
34 Relay 1.4
35 Old National Bank 1.3 1.1 1.1 $71 $71 $49
36 Frost Bank 1.2 1.4 1.3 1.2 $54 $51 $49
37 Banner Bank 1.2 $16
38 First Tech FCU 1.2 1.2 1.1 $18 $17 $17
39 Space Coast FCU 1.2 $9
40 Everbank 1.1 $41
41 Synovus 1.0 1.1 1.3 1.3 $62 $61 $59
Cards/Payments
1 PayPal 439 504 341 405
2 Shopify 215 177 157 115
3 American Express 98.7 99 84 88 $315 $212 $175
4 Stripe 117 92
5 Square 48.4 42 50 40
6 Ramp 5.2 3.1

Source: FintechLabs, 12 May 2026; SimilarWeb, Federal Reserve

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Website traffic is total monthly visits according to Similarweb.
Assets in US$ billions as of 31 Dec 2026 per US Federal Reserve

*FintechLabs is sponsor-supported; companies buying ads or paying referral fees may receive prominent mention