At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here). In July, we added 10 new unicorns for a total of 208. Their total market value is now $2.0 trillion, up $120B from last month.

Unicorn count:

Beginning (July 1) = 198
+ 9 born this month (see below)
+1 exit (CurrencyCloud exit to VIsa for $1B)
___________________
Total (July 31) = 208

Total market value = $2.03 trillion

New in July:


Full Fintech Unicorn List

Rank Company Value ($B) Value Date Founded Country Status
1 PayPal $328 6 Aug 2021 1999 United States Public
2 Shopify $189 6 Aug 2021 2004 Canada Public
3 Ant Technology $150 2018 round 2014 China Private
4 Square $127 6 Aug 2021 2009 United States Public
5 Stripe $95.0 Mar 2021 round 2010 United States Private
6 Adyen $84.9 6 Aug 2021 2006 Netherlands Public
7 Coinbase $67.9 6 Aug 2021 2012 United States Public
8 Robinhood $46.9 6 Aug 2021 2013 United States Public
9 Klarna $45.6 June 2021 round 2005 Sweden Private
10 Revolut $33.0 July 2021 round 2015 UK Private
11 Nubank $30.0 June 2021 round 2013 Brazil Private
12 Afterpay $29.0 August 2021 exit to Square 2014 Australia Exit
13 KakaoBank $28.0 5 Aug 2021 2016 South Korea Public
14 Xero $22.2 6 Aug 2021 2006 New Zealand Public
15 WeBank $21.2 Nov 2018 trans 2014 China Private
16 Lakala $19.4 6 Aug 2021 2004 China Public
17 Bill.com $19.1 6 Aug 2021 2006 United States Public
18 FTX Exchange $18.0 July 2021 round 2012 United States Private
19 Affirm $17.9 6 Aug 2021 2012 United States Public
20 Stone $17.7 6 Aug 2021 2013 Brazil Public
21 Lufax $17.5 6 Aug 2021 2011 China Public
22t Marqeta $16.0 Secondary market May 21 2010 United States Private
22t One97 (PayTM) $16.0 Nov 2019 round 2010 India Private
24 Checkout.com $15.0 Jan 2021 round 2012 UK Private
25t Nuvei $14.5 6 Aug 2021 2003 Canada Public
25t Chime $14.5 Sep 2020 round 2013 United States Private
27 Plaid Technologies $13.4 April 2021 round 2012 United States Private
28t dLocal $13.3 6 Aug 2021 2016 Uruguay Public
28t SoFi $13.3 6 Aug 2021 2011 United States Public
30t Tinkoff Bank $10.4 Estimate 2006 Russia Public
30t eToro $10.4 Mar 2021 SPAC (proposed) 2007 UK Private
32 Ripple $10.0 Dec 2019 round 2012 United States Private
33 Wise (TransferWise) $9.7 6 Aug 2021 2011 UK Public
34t Oscar Health $9.5 Mar 2021 IPO pricing 2012 United States Private
34t Gusto $9.5 Aug 2021 round 2011 United States Private
36
NEW
Bullish $9.1 July 2021 SPAC (proposed) 2021 Cayman Islands Private
37 Rapyd $8.8 April 2021 round 2016 UK Private
38 Jiedaibao $7.8 Jan 2016 round 2014 China Private
39 Better.com $7.7 May 2021 SPAC announcement 2016 United States Private
40t Brex $7.4 April 2021 round 2017 United States Private
40t Toss (Viva Republica) $7.4 June 2021 round 2011 South Korea Private
40t Carta $7.4 Aug 2021 round (in process) 2012 United States Private
43 Credit Karma $7.1 Exit 2007 United States Exit
44 Mollie $6.5 June 2021 round 2004 Netherlands Private
45t HealthEquity $6.1 6 Aug 2021 2002 United States Public
45t nCino $6.1 6 Aug 2021 2012 United States Public
47 Trustly $5.9 Estimate based on 2021 IPO value 2008 Sweden Private
48 Root Insurance $5.8 Oct 2020 IPO 2016 United States Private
49 PhonePe $5.5 Dec 2020 spinout 2015 India Private
50 Trade Republic $5.3 May 2021 round 2015 Germany Private
51 Blockchain.com $5.2 Mar 2021 round 2011 UK Private
52 Q2 Holdings $5.1 6 Aug 2021 2004 United States Public
53t Lemonade $5.0 6 Aug 2021 2015 United States Public
53t Hippo $5.0 Mar 2021 SPAC (proposed) 2015 United States Private
55t Virtu Financial $4.9 6 Aug 2021 2008 United States Public
55t Toast $4.9 Feb 2020 round 2011 United States Private
57 Duck Creek Software $4.8 6 Aug 2021 2000 United States Public
58 Circle Internet Financial $4.5 July 2021 SPAC (proposed) 2013 United States Private
59 Riskified $4.4 6 Aug 2021 2012 United States Public
60 Chainalysis $4.2 June 2021 round 2014 United States Private
61t Blend $4.0 6 Aug 2021 2012 United States Public
61t Dave $4.0 June 2021 SPAC annoucement 2016 United States Private
61t
NEW
iCapital Network $4.0 July 2021 round 2013 United States Private
61t Kraken $4.0 2019 round (per Fortune) 2011 United States Private
61t Next Insurance $4.0 Mar 2021 round 2016 United States Private
61t WealthSimple $4.0 April 2021 round 2014 Canada Private
61t
NEW
Bolt $4.0 July 2021 round 2014 United States Private
68 Linklogis $3.7 6 Aug 2021 2016 China Public
69 Hypoport SE $3.6 IPO 2007 1999 Germany Public
70t N26 $3.5 May 2020 round 2013 Germany Private
70t PolicyBazaar $3.5 Mar 2021 round 2008 India Private
70t Assurance $3.5 Exit 2016 United States Exit
73 Paymentus $3.4 6 Aug 2021 2004 United States Public
74 Payoneer $3.3 6 Aug 2021 2005 United States Public
75 Cedar $3.2 Mar 2021 round 2016 United States Private
76 Figure $3.2 May 2021 round 2018 United States Private
77 HighRadius $3.1 Mar 2021 round 2006 United States Private
78t Flywire $3.0 6 Aug 2021 2011 United States Public
78t BlockFI $3.0 Mar 2021 round 2017 United States Private
78t China UnionPay $3.0 Per Crunchbase 12/19 2002 China Private
78t Devoted Health $3.0 May 2020 fundraising 2017 United States Private
78t Doma (States Title) $3.0 Mar 2021 SPAC (proposed) 2016 United States Private
78t Forter $3.0 May 2021 round 2013 United States Private
78t PineLabs $3.0 May 2021 round 1998 India Private
78t RazorPay $3.0 April 2021 round 2014 India Private
78t Wefox $3.0 May 2021 round 2015 Germany Private
87t Cardlytics $2.9 6 Aug 2021 2008 United States Public
87t LoanDepot $2.9 6 Aug 2021 2010 United States Public
87t MoneyLion $2.9 Feb 2021 SPAC (proposed) 2013 United States Private
87t OVO $2.9 Mar 2019 round 2017 Indonesia Private
91 OakNorth $2.8 May 2019 round 2015 UK Private
92 Verafin $2.8 Exit Nov 2020 2003 Canada Exit
93 LendingClub $2.7 6 Aug 2021 2008 United States Public
94t GreenDot $2.6 6 Aug 2021 1999 United States Public
94t Airwallex $2.6 Mar 2021 round 2015 Australia Private
96t Divvy $2.5 Exit to Bill.com May '21 2016 United States Exit
96t Itiviti $2.5 Exit April 2021 2016 Sweden Exit
98 Paxos $2.4 April 2021 round 2012 United States Private
99t Greenlight $2.3 April 2021 round 2014 United States Private
99t Lifelock $2.3 Exit 2005 United States Exit
101t Acorns $2.2 May 2021 SPAC announcement 2012 United States Private
101t Addepar $2.2 June 2021 round 2009 United States Private
101t Bitso $2.2 May 2021 round 2014 Mexico Private
101t CRED $2.2 April 2021 round 2018 India Private
101t Current $2.2 April 2021 round 2015 United States Private
101t iZettle $2.2 Exit 2010 Sweden Exit
101t Tink $2.2 June '21 exit to Visa 2012 Sweden Exit
108t Mercado Bitcoin $2.1 June 2021 round 2013 Brazil Private
108t ReCharge $2.1 May 2021 round 2014 United States Private
110t OneConnect (PingAn) $2.0 6 Aug 2021 2015 China Public
110t Zuora $2.0 6 Aug 2021 2007 United States Public
110t Avant $2.0 Sep 2015 round 2012 United States Private
110t AvidXchange $2.0 Jan 2020 round 2000 United States Private
110t Bunq $2.0 June 2021 round 2012 Netherlands Private
110t Clearbanc $2.0 April 2021 round 2015 United States Private
110t Clip $2.0 June 2021 round 2012 Mexico Private
110t FirstP2P $2.0 Per Crunchbase 12/19 2013 China Private
110t Mambu $2.0 Jan 2021 round 2011 Germany Private
110t Pipe $2.0 Mar 2021 round 2019 United States Private
110t Tipalti $2.0 Oct 2020 round 2010 United States Private
110t Waterdrop $2.0 Aug 2020 round 2016 China Private
110t Zenefits $2.0 May 2015 round 2013 United States Private
110t Fireblocks $2.0 July 2021 round 2018 United States Private
124t BillTrust $1.9 6 Aug 2021 2001 United States Public
124t Digit Insurance $1.9 Jan 2021 round 2016 India Private
124t MX $1.9 Jan 2021 round 2010 United States Private
124t SpotOn $1.9 May 2021 round 2017 United States Private
124t Starling Bank $1.9 Mar 2021 round 2014 UK Private
129t BillDesk $1.8 Nov 2018 round 2000 India Private
129t Creditas $1.8 Dec 2020 round 2012 Brazil Private
129t Trulioo $1.8 June 2021 round 2011 Canada Private
132t Pleo $1.7 July 2021 round 2015 Denmark Private
132t Mercury Payments $1.7 Exit 2001 United States Exit
134t Sezzle $1.6 6 Aug 2021 2016 United States Public
134t
NEW
Mercury Technologies $1.6 July 2021 round 2017 United States Private
134t Monzo $1.6 May 2020 round 2015 UK Private
134t Ramp $1.6 Mar 2021 round 2019 United States Private
134t
NEW
Solaris Bank $1.6 July 2021 round 2016 Germany Private
139t Fawry $1.5 31-Dec-2020 2008 Egypt Public
139t GreenSky $1.5 6 Aug 2021 2006 United States Public
139t Ledger $1.5 June 2021 round 2014 France Private
139t PingPong $1.5 Mar 2019 round 2015 China Private
139t Remitly $1.5 July 2020 round 2011 United States Private
139t WeLab $1.5 Mar 2021 round (est) 2013 HongKong Private
139t WorldRemit $1.5 Bloomberg July '21 2010 UK Private
139t Zeta $1.5 May 2021 round 2015 India Private
139t GoHealth $1.5 Exit 2001 United States Exit
139t
NEW
M1 Finance $1.5 July 2021 round 2015 United States Private
149t Alkami $1.4 April 2021 round 2009 United States Private
149t
NEW
At-Bay $1.4 July 2021 round 2016 United States Private
149t CGTZ $1.4 June 2018 round 2013 China Private
149t Chargebee $1.4 April 2021 round 2011 United States Private
149t Judo Bank $1.4 June 2021 round 2016 Australia Private
149t Scalable Capital $1.4 June 2021 round 2014 Germany Private
149t Stash $1.4 Feb 2021 round 2015 United States Private
156t Melio Payments $1.3 Jan 2021 round 2018 United States Private
156t Signifyd $1.3 April 2021 round 2011 United States Private
156t Socure $1.3 Mar 2021 round 2012 United States Private
156t Atom Bank $1.3 July 2019 round 2014 UK Private
156t Deel $1.3 April 2021 round 2018 United States Private
161t Bitpanda $1.2 Mar 2021 round 2014 Austria Private
161t Clover Health $1.2 Jan 2019 round 2013 United States Private
161t Pilot $1.2 Mar 2021 round 2016 United States Private
161t Public.com $1.2 Feb 2021 round 2018 United States Private
161t Galileo $1.2 Exit 2000 United States Exit
166t Deposit Solutions $1.1 Sep 2019 round 2011 Germany Private
166t Sunlight Financial $1.1 6 Aug 2021 2014 United States Public
166t Earnix $1.1 Feb 2021 round 2001 Israel Private
166t Sunbit $1.1 May 2021 2016 United States Private
166t Tradeshift $1.1 May 2018 round 2009 United States Private
166t Zego $1.1 Mar 2021 round 2016 UK Private
166t Cayan $1.1 Exit 1998 United States Exit
173t Amber Group $1.0 June 2021 round 2017 Hong Kong Private
173t Amount $1.0 May 2021 round 2019 United States Private
173t Bolttech $1.0 July 2020 round 2020 Singapore Private
173t C2FO $1.0 Apr 2019 round 2008 United States Private
173t Chipper Cash $1.0 May 2021 round 2018 United States Private
173t Clearcover $1.0 April 2021 round 2016 United States Private
173t DailyPay $1.0 May 2021 round 2015 United States Private
173t EBANX $1.0 Oct 2019 round 2012 Brazil Private
173t Expensify $1.0 Estimate based on $100M ARR 2008 United States Private
173t Fast $1.0 Oct 2020 rumors 2019 United States Private
173t Feedzai $1.0 Mar 2021 round 2011 United States Private
173t Flutterwave $1.0 Mar 2021 round 2016 United States Private
173t GoCardless $1.0 Dec 2020 round 2011 United Kingdom Private
173t Groww $1.0 April 2021 round 2017 India Private
173t Interswitch $1.0 Nov 2019 round 2002 Nigeria Private
173t InvestCloud $1.0 Feb 2021 transaction 2010 United States Private
173t LendingHome $1.0 Mar 2018 round 2014 United States Private
173t Liquid $1.0 Apr 2019 round 2013 Japan Private
173t Neon Pagamentos $1.0 Estimate 2016 Brazil Private
173t Numbrs $1.0 Aug 2019 round 1999 Switzerland Private
173t Papaya Global $1.0 Mar 2021 round 2016 Israel Private
173t PPRO $1.0 Jan 2021 round 2006 UK Private
173t Shift Technology $1.0 May 2021 round 2013 France Private
173t Sift $1.0 April 2021 round 2011 United States Private
173t SmartAsset $1.0 June 2021 round 2012 United States Private
173t The Zebra $1.0 April 2021 round 2012 United States Private
173t Upgrade $1.0 June 2020 round 2016 United States Private
173t Varo Money $1.0 Estimate 2015 United States Private
173t Vise $1.0 May 2021 round 2016 United States Private
173t Webull $1.0 Feb 2021 round 2016 China Private
173t ChromeRiver $1.0 Exit 2007 United States Exit
173t Currency Cloud $1.0 July '21 exit to Visa 2012 UK Exit
173t Nutmeg $1.0 June '21 exit to JPMorgan 2011 UK Exit
173t Personal Capital $1.0 Exit 2009 United States Exit
173t Finicity $1.0 Exit 1999 United States Exit
173t Bright Health $1.0 Nov 2019 round 2015 United States Private

Source: FintechLabs.com, 6 Aug 2021


*To qualify, a company must have been founded in 2000 or later*** and have its primary business related to financial services including banking, savings, lending, investing, insurance, wealth management, SMB accounting and payroll. We do not include health insurance companies. Services can be sold directly to consumers or through financial institutions or other companies. Full list here.
** If you know any missing unicorns, please email jim@fintechlabs.com
***There are two exceptions started in the 1998/1999 timeframe, PayPal and Finicity.