— Fintech Labs

At FintechLabs we track the value of global fintech unicorns born since 1999. As of 11 Sep (2024), 340 valued at US$1 billion or more, up 8 from two years ago (Nov 2022) and up 62 compared to Jan 2022. The total includes 23 billion-plus exits as well as 44 public companies trading above $1B in market value. The remaining private companies are listed according to their most recent valuations as reported by various media outlets. Given the private-market valuation dip in the past year, there are likely a number of over-valued companies listed.

Note: Private company valuations are as of the latest reported round and public company market caps as of date show below.

Unicorn Challenger of the Month*

Melio Melio is a modern payment solution tailor-made for small businesses.

Company	Value ($B)	Value Date	Founded	Country	Category	Sub-Category	Status
Shopify	101	2 Apr '24	2004	Canada	Ecommerce	Payments	Public
Ant Technology	79	July '23 buyback	2014	China	Fintech	Payments	Private
Stripe	78	April '24 secondary	2010	USA	Fintech	Payments	Private
PayPal	69	2 Apr '24	1999	USA	Fintech	Payments	Public
Coinbase	60	2 Apr '24	2012	USA	Crypto	Exchange	Public
Nubank	57	2 Apr '24	2013	Brazil	Banking	Retail	Public
Adyen	52	2 Apr '24	2006	Netherlands	Fintech	Payments	Public
Block (Square)	49	2 Apr '24	2009	USA	Fintech	Payments	Public
Revolut	33	July 2021 round	2015	UK	Fintech	Payments	Private
Afterpay	29	Aug 2021 exit (Block)	2014	Australia	Fintech	Lending	Exit
Binance	25	Bloomberg June 2022	2017	Malta	Crypto	Exchange	Private
Acrisure	23	May 2022 round	2005	USA	Insurtech		Private
Citadel Securities	22	Jan 2022 round	2001	USA	Finetch	Investing	Private
WeBank	21	Nov 2018 transaction	2014	China	Fintech	Banking	Private
Xero	20	2 Apr '24	2006	New Zealand	Fintech	Accounting	Public
FNZ	20	Feb 2022 round	2004	UK	Investech	Wealth Mgmt	Private
Robinhood	17	2 Apr '24	2013	USA	Fintech	Investing	Public
Marqeta	16	Secondary May 2021	2010	USA	Fintech	Payments	Private
Toast	13	2 Apr '24	2011	USA	Fintech	Payments	Public
GoodLeap	12	Jan 2021 round	2003	USA	Lending	Solar POS	Private
PhonePe	12	Jan 2023 funding	2015	India	Fintech	Payments	Private
Lakala	11	2 Apr '24	2004	China	Fintech	Lead gen	Public
Checkout.com	11	Estimate Dec 2022	2012	UK	Fintech	Payments	Private
Affirm	11	2 Apr '24	2012	USA	Fintech	Lending	Public
KuCoin	10	May 2022 round	2017	Saychelles	Crypto	Exchange	Private
Wise (TransferWise)	9.6	2 Apr '24	2011	UK	Fintech	Payments	Public
KakaoBank	9.4	2 Apr '24	2016	South Korea	Fintech	Lending	Public
Navan (TripActions)	9.2	Nov 2023 round	2015	USA	Payments	Accounting	Private
Bullish	9.1	July 2021 SPAC (cancelled)	2021	Cayman Islands	Crypto		Private
N26	9.0	Oct 2021 round	2013	Germany	Fintech	Banking	Private
Rapyd	8.8	April 2021 round	2016	UK	Fintech	Payments	Private
SumUp	8.6	Nov 2023 round (est)	2012	UK	Payments	Mobile	Private
Tipalti	8.3	Dec 2021 round	2010	USA	Fintech	Payments	Private
FalconX	8.0	June 2022 round	2018	USA	Crypto		Private
Fireblocks	8.0	Jan 2022 round	2018	USA	Crypto	Infrastructure	Private
Jiedaibao	7.8	Jan 2016 round	2014	China	Fintech	Lending	Private
SoFi	7.6	2 Apr '24	2011	USA	Fintech	Lender	Public
Razorpay	7.5	April 2021 round	2014	India	Fintech	Payments	Private
HealthEquity	7.1	2 Apr '24	2002	USA	Fintech	Banking	Public
Gemini	7.1	Nov 2021 round	2014	USA	Crypto	Exchange	Private
Credit Karma	7.1	Exit (Intuit)	2007	USA	Fintech	Credit	Exit
Blockchain.com	7.0	Nov 2023 round	2011	UK	Crypto		Private
NYDIG	7.0	Dec 2021 round	2017	USA	Crypto		Private
Remitly	7.0	Sep 2021 round	2011	USA	Fintech	Payments	Private
Toss (Viva Republica)	7.0	Dec 2022 round	2011	South Korea	Fintech	Payments	Private
Klarna	6.9	Nov 2023 secondary	2005	Sweden	Fintech	Payments	Private
Bill.com	6.7	2 Apr '24	2006	USA	Fintech	Payments	Public
Mollie	6.5	June 2021 round	2004	Netherlands	Fintech	Payments	Private
Nuvei	6.3	Exit Mar 2024 (Advent)	2003	Canada	Fintech	Payments	Public
PolicyBazaar (PB Fintech)	6.3	2 Apr '24	2008	India	Insurtech		Public
CRED	6.2	June 2022 round	2018	India	Fintech	Credit	Private
Deel	6.1	Oct 2023 secondary	2018	USA	Fintech	Payroll/SMB	Private
iCapital Network	6.0	Dec 2021 round	2013	USA	Fintech	Investing	Private
Trustly	5.9	May 2021 IPO filing	2008	Sweden	Fintech	Payments	Private
Chime	5.8	Oct 2023 secondary	2013	USA	Fintech	Banking	Private
Root Insurance	5.8	Oct 2020 IPO	2016	USA	Fintech	Insurance	Private
Ripple	5.7	Feb 2024 secondary	2012	USA	Crypto	Payments	Private
Mambu	5.5	Dec 2021 round	2011	Germany	Fintech	Banking	Private
Ramp	5.5	Aug 2023 round	2019	USA	Fintch	Cards/SMB	Private
Trade Republic	5.3	May 2021 round	2015	Germany	Fintech	Investing	Private
Lufax	5.2	2 Apr '24	2011	China	Fintech	Investing	Public
Plaid Technologies	5.1	July 2023 secondary	2012	USA	Fintech	Infrastructure	Private
Stone	5.0	2 Apr '24	2013	Brazil	Fintech	Payments	Public
Brex	5.0	Nov 2023 secondary	2017	USA	Fintech	Cards	Private
Coalition	5.0	July 2022 round	2017	USA	Insurtech	Cybersecurity	Private
Monzo	5.0	Feb 2024 round	2015	UK	Fintech	Banking	Private
Qonto	5.0	Jan 2022 round	2016	France	Banking	SMB	Private
Circle Internet Financial	4.8	Sep 2023 secondary	2013	USA	Crypto	Payments	Private
Creditas	4.8	Jan 2022 round	2012	Brazil	Fintech	Lending	Private
Clearwater Analytics	4.7	2 Apr '24	2003	USA	Fintech	Investing/back office	Public
Lendable	4.6	Mar 2022 round	2014	USA	Lendtech	Marketplace	Private
Wefox	4.5	May 2023 round	2015	Germany	Fintech	Insurance	Private
dLocal	4.4	2 Apr '24	2016	Uruguay	Fintech	Payments	Public
PagSeguro	4.4	2 Apr '24	2006	Brazil	Fintech	Payments	Public
Bitpanda	4.1	Aug 2021 round	2014	Austria	Crypto		Private
Airwallex	4.1	Mar 2024 secondary	2015	Australia	Fintech	Payments	Private
Carta	4.0	Nov 2023 secondary	2012	USA	Fintech	Investing	Private
nCino	4.0	2 Apr '24	2012	USA	Fintech	Banking	Public
AngelList	4.0	Mar 2022 round	2010	USA	Investing	VC	Private
EngageSmart	4.0	Private Equity buyout 10/23	2009	USA	Payments	Full stack	Private
Kakao Pay	4.0	IPO filing 2021	2014	South Korea	Fintech	Payments	Private
WealthSimple	4.0	April 2021 round	2014	Canada	Fintech	Investing	Private
Upstox	4.0	Sep 2022 round	2009	India	Investech		Private
BharatPe	3.9	Jan 2022 round	2018	India	Fintech	Payments	Private
Dutchie	3.8	Oct 2021 round	2017	USA	Fintech	Payments	Private
Gusto	3.8	Nov 2023 secondary	2011	USA	Fintech	Payroll/SMB	Private
Papaya Global	3.7	Mar 2021 round	2016	Israel	Fintech	Payroll/SMB	Private
SpotOn	3.6	May 2022 round	2017	USA	Fintech	Payments	Private
Chargebee	3.5	Jan 2022 round	2011	USA	Fintech	Payments	Private
eToro	3.5	Mar 2023 round	2007	UK	Fintech	Investing	Private
Assurance	3.5	Exit	2016	USA	Insurtech		Exit
MoonPay	3.4	Oct 2021 round	2019	USA	Cyrpto	Payments	Private
Virtu Financial	3.3	2 Apr '24	2008	USA	Fintech	Investing	Public
Blockdaemon	3.3	Jan 2022 round	2017	USA	Crypto	Payments	Private
Blockstream	3.2	Aug 2021 round	2014	Canada	Crypto		Private
Cedar	3.2	Mar 2021 round	2016	USA	Healthtech	Payments	Private
Bilt	3.1	Jan 2024 round	2019	USA	Payments	Cards/Rewards	Private
HighRadius	3.1	Mar 2021 round	2006	USA	Fintech	Accounting	Private
Flutterwave	3.1	Feb 2022 round	2016	USA	Fintech	Payments	Private
Q2 Holdings	3.0	2 Apr '24	2004	USA	Fintech	Banking	Public
Anchorage Digital	3.0	Dec 2021 round	2017	USA	Crypto		Private
Chainalysis	3.0	Feb 2024 secondary	2014	USA	Crypto	Security	Private
China UnionPay	3.0	Per Crunchbase 12/19	2002	China	Fintech	Payments	Private
Cross River Bank	3.0	Mar 2022 round	2008	USA	Banking		Private
Devoted Health	3.0	May 2020 round	2017	USA	Health	Insurance	Private
Forter	3.0	May 2021 round	2013	USA	Fintech	Security	Private
Groww	3.0	Oct 2021 round	2017	India	Fintech	Investing	Private
PineLabs	3.0	May 2021 round	1998	India	Fintech	Payments	Private
Starling Bank	3.0	Apr 2022 round	2014	UK	Fintech	Banking	Private
Du Xionman Financial	3.0	Dec 2018 round	2015	China	Fintech	Lending	Baidu owned
Flywire	2.9	2 Apr '24	2011	USA	Fintech	Payments	Public
DriveWealth	2.9	Aug 2021 round	2012	USA	Fintech	Investing	Private
OVO	2.9	Mar 2019 round	2017	Indonesia	Fintech	Payments	Private
Rakuton Securities	2.9	Oct 2022 round	1999	Japan	Investech	Broker	Private
OakNorth	2.8	May 2019 round	2015	UK	Fintech	Banking	Private
Verafin	2.8	Exit Nov 2020	2003	Canada	Fintech	Security	Exit
Paymentus	2.7	2 Apr '24	2004	USA	Fintech	Payments	Public
Backbase	2.7	June 2022 round	2003	Netherlands	BankTech		Private
Ethos Life	2.7	Jan 2022 round	2016	USA	Insuretech	Life	Private
Thought Machine	2.7	May 2022 round	2015	UK	Banktech		Private
Paidy	2.7	Exit Sep 2021 (PayPal)	2008	Japan	Fintech	Payments	Exit
Duck Creek Software	2.6	Exit Mar 2023 (Vista Equity)	2000	USA	Fintech	Insurance	Exit
AvidXchange	2.5	2 Apr '24	2000	USA	Fintech	Payments	Public
Tinkoff Bank	2.5	2 Apr '24	2006	Russia	Fintech	Banking	Public
Aura	2.5	Oct 2021 round	2019	USA	Insuretech	Identity	Private
Coda Payments	2.5	April 2022 round	2011	Singapore	Payments		Private
Singlife	2.5	Nov 2023 round	2015	Singapore	Insuretech	Life	Private
Uala	2.5	Aug 2021 round	2017	Argentina	Fintech	PFM	Private
Itiviti	2.5	Exit April 2021	2016	Sweden	Fintech	Investing	Exit
Accelerant	2.4	June 2023 round	2018	USA	Insuretech	Marketplace	Private
Paxos	2.4	April 2021 round	2012	USA	Crypto		Private
Kraken	2.3	April 2024 secondary	2011	USA	Crypto		Private
Aspiration	2.3	Sep 2021 SPAC (proposed)	2013	USA	Fintech	Banking	Private
Greenlight	2.3	April 2021 round	2014	USA	Fintech	Payments	Private
Divvy	2.3	Exit May 2021 (Bill.com)	2016	USA	Fintech	Payments/SMB	Exit
Lifelock	2.3	Exit	2005	USA	Fintech	Credit	Exit
Upgrade	2.2	Aug 2023 secondary	2016	USA	Fintech	Lending	Private
Upstart	2.2	2 Apr '24	2012	USA	Fintech	Lending	Public
Bitso	2.2	May 2021 round	2014	Mexico	Crypto		Private
Chipper Cash	2.2	Nov 2021 round	2018	USA	Fintech	Payments	Private
CloudWalk	2.2	Nov 2021 round	2013	Brazil	Fintech	Payments	Private
CoinDCX	2.2	Apr 2022 round	2017	India	Crypto		Private
Current	2.2	April 2021 round	2015	USA	Fintech	Banking	Private
Newfront	2.2	Apr 2022 round	2017	USA	Insurtech	Commercial	Private
iZettle	2.2	Exit	2010	Sweden	Fintech	Payments	Exit
Tink	2.2	June 2021 Exit (Visa)	2012	Sweden	Fintech	Banking	Exit
C6 Bank	2.1	Dec 2020 round	2018	Brazil	Fintech	Banking	Private
GoCardless	2.1	Feb 2022 round	2011	UK	Fintech	Payments	Private
Jeeves	2.1	Mar 2022 round	2019	USA	Cards	SMB	Private
Mercado Bitcoin	2.1	June 2021 round	2013	Brazil	Crypto		Private
PayFit	2.1	Jan 2022 round	2015	France	SMB	Payroll	Private
ReCharge	2.1	May 2021 round	2014	USA	Fintech	Payments	Private
21.co	2.0	Sep 2022 round	2018	Switzerland	Crypto	Investing	Private
Amber Group	2.0	Dec 2022 round est.	2017	Hong Kong	Crypto	Exchange	Private
Atome	2.0	Sep 2021 round	2019	Singapore	Finetch	Lending	Private
Avant	2.0	Sep 2015 round	2012	USA	Fintech	Lending	Private
Babel Finance	2.0	May 2022 round	2018	Hong Kong	Crypto	Asset Mgmt	Private
Bunq	2.0	June 2021 round	2012	Netherlands	Fintech	Banking	Private
Clearco	2.0	April 2021 round	2015	USA	Fintech	Lending	Private
ClearStreet	2.0	April 2022 round	2018	USA	Investech	Security	Private
Clip	2.0	June 2021 round	2012	Mexico	Fintech	Payments	Private
Copper	2.0	Oct 2022 round	2018	UK	Cyrpto	Custody	Private
Divvy Homes	2.0	Aug 2021 round	2017	USA	Fintech	Investing/proptech	Private
FirstP2P	2.0	Per Crunchbase Dec 2019	2013	China	Fintech	Lending	Private
Lunar	2.0	Mar 2022 round	2015	Denmark	Banking	Challenger	Private
Modern Treasury	2.0	Oct 2021 round	2018	USA	Fintech	Banking	Private
MoMo	2.0	Dec 2021 round	2007	Vietnam	Payments	Superapp	Private
Mynt (Gcash)	2.0	Oct 2021 round	2003	Phillipines	Fintech	Payments	Private
Opay	2.0	Aug 2021 round	2018	Nigeria	Fintech	Payments	Private
Pipe	2.0	Mar 2021 round	2019	USA	Fintech	Lending	Private
Waterdrop	2.0	Aug 2020 round	2016	China	Fintech	Insurance	Private
Zenefits	2.0	May 2015 round	2013	USA	Fintech	Payroll/SMB	Private
Zilch	2.0	Nov 2021 round	2018	UK	Fintech	Lending	Private
Next Insurance	2.0	Nov 2023 secondary	2016	USA	Fintech	Insurance	Private
Coinswitch Kuber	1.9	Oct 2021 round	2017	India	Crypto	Exchange	Private
Digit Insurance	1.9	Jan 2021 round	2016	India	Insurtech	Insurance	Private
MX	1.9	Jan 2021 round	2010	USA	Fintech	Banking	Private
Roofstock	1.9	Mar 2022 round	2015	USA	Investech	Real estate	Private
Varo Money	1.9	Mar 2023 round	2015	USA	Fintech	Banking	Private
AI Bank (Baixain)	1.9	Dec 2020 round	2017	China	Fintech	Banking	Private
BitGo	1.9	Aug 2023 round	2013	USA	Crypto		Private
LiveOak Bank	1.8	2 Apr '24	2008	USA	Banktech	Bank	Public
Payoneer	1.8	2 Apr '24	2005	USA	Fintech	Payments	Public
Quantexa	1.8	Feb 2023 round	2016	UK	Security	Financial Crimes	Private
Trulioo	1.8	June 2021 round	2011	Canada	Fintech	Security	Private
GreenSky	1.8	Sep 2021 exit (Goldman Sachs)	2006	USA	Fintech	Lending	Exit
DailyPay	1.8	Jan 2024 round	2015	USA	Payments		Private
Enova	1.7	2 Apr '24	2004	USA	Lendtech		Public
Kredivo (FinAccel)	1.7	Oct 2022 round	2015	Indonesia	Lendtech	BNPL	Private
Micro Connect (Diguantong)	1.7	Aug 2023 round	2021	Hong Kong	Fintech	Investing	Private
Spotter	1.7	Feb 2022 round	2019	USA	Lending	SMB/creators	Private
Wave	1.7	Sep 2021 round	2018	Senegal	Fintech	Payments	Private
Melio Payments	1.7	Nov 2023 secondary	2018	USA	Fintech	Payments	Private
Mercury Payments	1.7	Exit (Vantiv 2014)	2001	USA	Fintech	Payments	Exit
BillDesk	1.6	July 2019 round	2000	India	Fintech	Payments	Private
Bolttech	1.6	May 2023 round	2020	Singapore	Insurtech		Private
Capitolis	1.6	Mar 2022 round	2017	USA	Investech	Capital Markets	Private
Neon Payments	1.6	May 2022 round	2016	Brazil	Banktech		Private
Pave	1.6	June 2022 round	2019	USA	Payments	Payroll/SMB	Private
Solaris	1.6	July 2023 round	2016	Germany	Fintech	Banking	Private
Viva Wallet	1.6	Chase investment 2022	2010	Greece	Payments	Processing	Private
Wayflyer	1.6	Jan 2022 round	2019	Ireland	Lending	Ecommerce	Private
BillTrust	1.6	Acquired by EQT Mar '23	2001	USA	Payments		Exit
FloQast	1.6	Apr 2024 round	2013	USA	SMB	Accounting	Private
Self Financial	1.6	Sep 2021 round	2015	USA	Fintech	Credit	Private
Alloy	1.6	Aug 2022 round	2015	USA	Fintech	IDentity	Private
Hypoport SE	1.5	2 Apr '24	1999	Germany	Fintech	Lending	Public
Akulaku	1.5	Feb 2022 round	2014	Indonesia	Fintech	Lending	Private
Ascend Money	1.5	Sep 2021 round	2015	Thailand	Payments	Wallet	Private
Built	1.5	July 2022 round	2014	USA	Lendtech	Construction	Private
Coinlist	1.5	Oct 2021 round	2017	USA	Crypto	Investing	Private
Dock	1.5	May 2022 round	2014	Brazil	Payments	Cards	Private
Kushki	1.5	June 2022 round	2017	Ecuador	Payments		Private
Ledger	1.5	June 2021 round	2014	France	Crypto		Private
M1 Finance	1.5	July 2021 round	2015	USA	Banktech	PFM	Private
Mercury Technologies	1.5	Nov 2023 secondary	2015	USA	Banking	SMB	Private
OneCard	1.5	July 2022 round	2019	India	Payments	Cards	Private
PingPong	1.5	Mar 2019 round	2015	China	Payments		Private
Tabby	1.5	Oct 2023 round	2019	Saudi Arabia	Lending	BNPL	Private
WeLab	1.5	Mar 2021 round (est)	2013	HongKong	Lendtech		Private
Zepz (WorldRemit)	1.5	Bloomberg Aug 2020	2010	UK	Payments		Private
Zeta	1.5	May 2021 round	2015	India	Banktech		Private
GoHealth	1.5	Exit	2001	USA	Healthtech	Insurance	Exit
Figure	1.5	Nov 2023 secondary	2018	USA	Fintech	Lending	Private
Alkami	1.4	April 2021 round	2009	USA	Banktech		Private
At-Bay	1.4	July 2021 round	2016	USA	Insurtech	Cyber	Private
CGTZ	1.4	June 2018 round	2013	China	Lendtech		Private
Figment	1.4	Dec 2021 round	2018	USA	Crypto	Staking	Private
FPL Technologies	1.4	Aug 2022 round	2019	India	Payments	Cards	Private
Judo Bank	1.4	June 2021 round	2016	Australia	Banktech	SMB	Private
Liquidity Group	1.4	Feb 2023 round	2018	Israel	Lendtech	SMB	Private
Paddle	1.4	May 2022 round	2012	UK	Payments	Invoicing	Private
Scalable Capital	1.4	June 2021 round	2014	Germany	Investech		Private
Stash	1.4	Feb 2021 round	2015	USA	Invedtech		Private
Wealthfront	1.4	Sep 2022 round	2008	USA	Investech	Robo	Private
Addepar	1.3	Mar 2024 secondary	2009	USA	Fintech	Investing	Private
Betterment	1.3	Sep 2021 round	2008	USA	Investech		Private
Cointracker	1.3	Jan 2022 round	2017	USA	Crypto	Accounting	Private
CredAvenue	1.3	Mar 2022 round	2017	India	Lendtech	Marketplace	Private
iTrustCapital	1.3	Jan 2022 round	2018	USA	Crypto	Investing	Private
Konvio	1.3	Sep 2021 round	2013	Mexico	Fintech	SMB/Accounting	Private
Lukka	1.3	Jan 2022 round	2014	USA	Crypto	Infrastructure	Private
Marshmallow	1.3	Sep 2021 round	2017	UK	Insurtech	Auto	Private
Talos	1.3	May 2022 round	2018	USA	Crypto	Infrastructure	Private
TrueBill	1.3	Dec 2021 exit (Rocket)	2015	USA	Banktech	PFM	Private
Paya	1.3	Jan 2022 exit (Nuvei)	2006	USA	Payments		Exit
Oscar Health	1.2	2 Apr '24	2012	USA	Healthtech	Insurance	Public
Zuora	1.2	2 Apr '24	2007	USA	Fintech	Payments	Public
AgentSync	1.2	Dec 2021 round	2018	USA	Insuretech	Broker management	Private
Clover Health	1.2	Jan 2019 round	2013	USA	Healthtech	Insurance	Private
HashKey	1.2	Jan 2024 round	2018	China	Crypto	Exchange	Private
Phantom Technologies	1.2	Jan 2022 round	2021	USA	Cyrpto	Wallet	Private
Pilot	1.2	Mar 2021 round	2016	USA	Fintech	SMB/Accounting	Private
Public.com	1.2	Feb 2021 round	2018	USA	Investech		Private
Scalapay	1.2	Feb 2022 round	2019	Italy	Lendtech	BNPL	Private
Skrill	1.2	Estimate (Dealroom.co)	2001	UK	Payments	Remittances	Private
Stori	1.2	August 2022 round	2011	Mexico	Payments	Cards	Private
Unit	1.2	May 2022 round	2019	USA	Banktech	BaaS	Private
Galileo	1.2	Exit	2000	USA	Payments		Exit
SimpleNexus	1.2	Nov 2021 exit (nCino)	2011	USA	Lendtech	Mortgage	Exit
Deposit Solutions	1.1	Sep 2019 round	2011	Germany	Banktech		Private
Lemonade	1.1	2 Apr '24	2015	USA	Insurtech		Public
Sezzle	1.1	2 Apr '24	2016	USA	Lendtech		Public
Acko	1.1	Oct 2021 round	2016	India	Insurtech	D2C	Private
Branch	1.1	June 2022 round	2017	USA	Insuretech	Home/Auto	Private
Caribou	1.1	May 2022 round	2016	USA	Lendtech	Auto	Private
Earnix	1.1	Feb 2021 round	2001	Israel	Fintech	Analytics	Private
Fenbeitong	1.1	Feb 2022 round	2016	China	Payments	Biz T&E	Private
Fundbox	1.1	Nov 2021 round	2013	USA	Lendtech	SMB	Private
Happy Money (fka Payoff)	1.1	Feb 2022 round	2009	USA	Fintech	PFM	Private
Lendbuzz	1.1	October 2023	2015	USA	Lendtech	Auto loans	Private
MobileCoin	1.1	Aug 2021 round	2017	USA	Crypto		Private
Raisin	1.1	Mar 2023 round	2012	Berlin	Banking	Deposits	Private
Spendesk	1.1	Jan 2022 round	2016	France	Payments	SMB/Accounting	Private
Sunbit	1.1	May 2021 round	2016	USA	Lendtech		Private
Super Apps Holding	1.1	Oct 2022 SPAC (proposed)		Malysia	Payments		Private
Tradeshift	1.1	May 2018 round	2009	USA	Fintech	Trade	Private
Zego	1.1	Mar 2021 round	2016	UK	Insurtech	Auto	Private
Cayan	1.1	Exit	1998	USA	Payments		Exit
Technysis	1.1	Feb 2022 exit (SoFi)	1999	USA	Banktech		Exit
Ajaib	1.0	Oct 2021 round	2018	Indonesia	Investech		Private
Amount	1.0	May 2021 round	2019	USA	Fintech	Infrastructure	Private
Betterfly	1.0	Jan 2022 round	2018	Chile	Insuretech	Health	Private
BioCatch	1.0	Nov 2023 round	2011	Israel	Fintech	Security	Private
Bitkub	1.0	Nov 2021 round	2018	Thailand	Crypto	Exchange	Private
C2FO	1.0	Apr 2019 round	2008	USA	Fintech	Accounting	Private
Cais	1.0	Jan 2022 round	2009	USA	Investech	Wealth Mgmt	Private
Cart.com	1.0	Feb 2022 round (est)	2021	USA	Ecommerce	Payments	Private
ChromeRiver (Emburse)	1.0	Mar 2019 merger (Certify)	2007	USA	Payments		Private
Clark	1.0	Aug 2022 round	2015	Germany	Insurtech	Brokerage	Private
Clearcover	1.0	April 2021 round	2016	USA	Insurtech	Automobile	Private
Crypto.com	1.0	Nov 2021 estimate	2016	Singapore	Cyrpto	Exchange	Private
DANA Wallet	1.0	Aug 2022 round	2017	Indonesia	Payments	Wallet	Private
EBANX	1.0	Jun 2021 round	2012	Brazil	Payments		Private
Enable	1.0	Nov 2023 round	2016	USA	Payments	Rebate mgmt	Private
Esusu	1.0	Jan 2022 round	2016	USA	Lendtech	Credit score	Private
Feedzai	1.0	Mar 2021 round	2011	USA	Fintech	Security	Private
Flex	1.0	Feb 2022 round (est)	2019	USA	Lendtech	Renters	Private
Freshbooks	1.0	Aug 2021 round	2003	Canada	Fintech	SMB/Accounting	Private
Glia	1.0	Mar 2022 round	2012	USA	Banktech	Customer Service	Private
Guantlet	1.0	Mar 2022 round	2018	USA	Crypto	Lending	Private
Huisuanzhang	1.0	May 2020 round	2015	China	SMB	Accounting	Private
Human Interest	1.0	Aug 2021 round	2015	USA	Investech		Private
InCred	1.0	Nov 2023 round	2016	India	Fintech	Lending	Private
Interswitch	1.0	Nov 2019 round	2002	Nigeria	Payments		Private
InvestCloud	1.0	Feb 2021 transaction	2010	USA	Investech		Private
KCD (Korean Credit Data)	1.0	Aug 2023 round	2016	South Korea	Lending	Data	Private
Kin Insurance	1.0	Sep 2023 round	2016	USA	Insuretech	Home	Private
LendingHome	1.0	Mar 2018 round	2014	USA	Lendtech		Private
Liquid	1.0	Apr 2019 round	2013	Japan	Crypto		Private
Lydia	1.0	Dec 2021 round	2013	France	Banktech	Consumer	Private
MatrixPort	1.0	Aug 2021 round	2019	Singapore	Crypto		Private
MNT-Halan	1.0	Jan 2023 round	2017	Egypt	Lending	Payments	Private
Nagad	1.0	Aug 2023 round	2018	Bangladesh	Payments	Online	Private
Neo Financial	1.0	May 2022 round	2019	Canada	Banking	Challenger	Private
Nium	1.0	Aug 2021 round	2015	Singapore	Payments		Private
Numbrs	1.0	Aug 2019 round	1999	Switzerland	Banktech		Private
Octane Lending	1.0	Aug 2021 round	2014	USA	Lendtech		Private
Open	1.0	April 2022 round	2017	India	Banktech	SMB	Private
Opn	1.0	May 2022 round	2020	Thailand	Payments		Private
Orchard	1.0	Sept 2021 round	2017	USA	Lendtech	Mortgage	Private
Oxyzo	1.0	Mar 2022 round	2016	India	Lendtech		Private
Papara	1.0	July 2023 round	2015	Turkey	Fintech	Debit	Private
Payhawk	1.0	Feb 2022 round	2018	London	Payments	SMB	Private
Paystand	1.0	Aug 2022 merger	2013	USA	Payments	Billing/SMB	Private
Pennylane	1.0	Feb 2024 round	2020	France	Fintech	Accounting	Private
Pie Insurance	1.0	Sep 2022 round (est)	2017	USA	Insuretech	SMB	Private
Pismo	1.0	June 2023 aquistion by Visa (pending)	2016	UK	Banktech		Private
PPRO	1.0	Jan 2021 round	2006	UK	Payments		Private
Prove Identity (Payfone)	1.0	Oct 2023 round	2008	USA	Fintech	Security	Private
Satispay	1.0	Sep 2022 round	2013	Italy	Payments		Private
Shift Technology	1.0	May 2021 round	2013	France	Insurtech	Analytics	Private
Sift	1.0	April 2021 round	2011	USA	Fintech	Security	Private
Sightline Payments	1.0	Aug 2021 round	2009	USA	Payments		Private
Slice	1.0	Nov 2021 round	2016	India	Fintech	Cards	Private
SmartAsset	1.0	June 2021 round	2012	USA	Investech		Private
Stax (FatMerchant)	1.0	Mar 2022 round	2014	USA	Payments	Processing	Private
Tamara	1.0	Dec 2023 round	2020	Saudi Arabia	Lending	BNPL	Private
TaxFix	1.0	Apr 2022 round	2016	Germany	Fintech	Tax	Private
The Zebra	1.0	April 2021 round	2012	USA	Insurtech	Lead gen	Private
Transfermate	1.0	May 2022 round	2010	Ireland	Payments	B2B	Private
TrueLayer	1.0	Sep 2021 round	2016	UK	Banktech		Private
Vesttoo	1.0	Oct 2022 round	2018	Israel	Insuretech	Risk	Private
Vestwell	1.0	Dec 2023 round	2016	USA	Fintech	Investing	Private
Vise	1.0	May 2021 round	2016	USA	Investech	Advisors	Private
VNLife (VNPay)	1.0	Aug 2021 round	2007	Vietnam	Ecommerce		Private
Webull	1.0	Feb 2021 round	2016	China	Investech		Private
Worldcoin	1.0	Oct 2021 round	2019	USA	Crypto	Payments/Identity	Private
Xendit	1.0	Sept 2021 round	2014	Indonesia	Payments	Payments	Private
Xtransfer	1.0	Sep 2021 round	2017	China	Payments	SMB	Private
Zebic	1.0	Aug 2022 round	2021	USA	Crypto	Payroll/SMB	Private
Zopa	1.0	Oct 2021 round	2004	UK	Lendtech		Private
Currency Cloud	1.0	July 2020 exit (Visa)	2012	UK	Payments		Exit
Nutmeg	1.0	June 2021 exit (JPMorgan)	2011	UK	Investech		Exit
Personal Capital	1.0	Exit	2009	USA	Investech		Exit
Finicity	1.0	June 2020 Exit (Mastercard)	1999	USA	Fintech	Infrastructure	Exit
Uniswap	1.0	July 2023 secondary	2018	USA	Crypto	Exchange	Private
Acorns	1.0	Oct 2023 secondary	2012	USA	Fintech	Investing	Private
LendingClub	1.0	2 Apr '24	2008	USA	Fintech	Lending	Public
Riskified	1.0	2 Apr '24	2012	USA	Fintech	Payments	Public
Bright Health	1.0	Nov 2019 round	2015	USA	Insuretech	Health	Private
Zip Co	0.9	2 Apr '24	2013	Australia	Payments	BNPL	Public
Thunes	0.9	July 2023 round	2016	Singapore	Payments	Remittances	Private

*Our business model depends on revenue from our sponsors and referrals. So anytime you see a sponsor or referral link in the URL, we potentially earn a fee upon establishing a new funded account (thanks!). This can impact their visibility on our website.

	FAB Score*	HQ	Founded	Funding $M
http://fintechlabs.com/wp-content/uploads/2021/12/Murcury-logo-square.jpg	447	SF	2017	$152
http://fintechlabs.com/wp-content/uploads/2022/01/Novo-logo-square.jpg	327	NYC	2016	$296
http://fintechlabs.com/wp-content/uploads/2023/05/BluevineLogo.png	260	SF	2013	768
http://fintechlabs.com/wp-content/uploads/2023/02/Found-logo-600-300.png	123	SF	2019	$75
http://fintechlabs.com/wp-content/uploads/2023/02/Logo-1.png	101	SF	2021	181

FAB Score*	Founded	Funding $M	HQ
Ad	2007	$120,000	NYC
488	2020	$950	NYC
362	2008	2500	Atlanta
309	2015	699	Toronto
282	2013	$768	SF

FAB Score*	Founded	Funding ($M)	HQ
1058	2019	$1,660	NYC
460	2008	$401	SF
205	2016	$312
200	2016	$418	Utah
196	2019	$368	NYC

FAB Score*	Founded	Funding ($M)	HQ
230	2016	$881	SF
122	2017	$520	SF
80	2017	$306	Wash DC
63	2005	$0	London
39	2015	$142	SF

Unicorn Challenger of the Month*

Categories