Fintech Unicorns of the 21st-Century

At FintechLabs we track the value of global fintech unicorns born since 1999. As of 12 May (2024), there are 363 valued at US$1 billion or more. That’s up 13 this year, up 34 since the end of 2022, and up 85 from YE 2021. The total includes 28 billion-plus exits as well as 41 public companies trading above $1B in market value. The remaining 294 private companies are listed according to their most recent valuations as reported by various media outlets. Given the private-market valuation dip in the past year, there are likely a number of over-valued companies listed.

The total value is $1.6 trillion up about $100 million so far this year.

Note: Private company valuations are as of the latest reported round and public company market caps as of date show below.

Unicorn Challenger of the Month*

Melio is a modern payment solution tailor-made for small businesses.

Rank	Company	Value Date	Founded	Country	Category	Sub-Category	Status
1	Shopify	30 Oct '24	2004	Canada	Ecommerce	Payments	Public
2	Stripe	July '24 secondary	2010	USA	Fintech	Payments	Private
3	PayPal	30 Oct '24	1999	USA	Fintech	Payments	Public
4	Ant Technology	July '23 buyback	2014	China	Fintech	Payments	Private
5	Nubank	30 Oct '24	2013	Brazil	Banking	Retail	Public
6	Coinbase	30 Oct '24	2012	USA	Crypto	Exchange	Public
7	Adyen	30 Oct '24	2006	Netherlands	Fintech	Payments	Public
8	Block (Square)	30 Oct '24	2009	USA	Fintech	Payments	Public
9	Revolut	Nov '24 secondary	2015	UK	Fintech	Payments	Private
10	Tether	Estimate	2014	USA	Crypto	Stablecoin	Private
11	Afterpay	Aug 2021 exit (Block)	2014	Australia	Fintech	Lending	Exit
12	Robinhood	30 Oct '24	2013	USA	Fintech	Investing	Public
13	Binance	Bloomberg June 2022	2017	Malta	Crypto	Exchange	Private
14	Acrisure	May 2022 round	2005	USA	Insurtech		Private
15	Xero	30 Oct '24	2006	New Zealand	Fintech	Accounting	Public
16	Citadel Securities	Jan 2022 round	2001	USA	Finetch	Investing	Private
17	WeBank	Nov 2018 transaction	2014	China	Fintech	Banking	Private
18	FNZ	Feb 2022 round	2004	UK	Investech	Wealth Mgmt	Private
19	Toast	30 Oct '24	2011	USA	Fintech	Payments	Public
20	Marqeta	Secondary May 2021	2010	USA	Fintech	Payments	Private
21	Affirm	30 Oct '24	2012	USA	Fintech	Lending	Public
22	Klarna	July '24 secondary	2005	Sweden	Fintech	Payments	Private
23	SoFi	30 Oct '24	2011	USA	Fintech	Lender	Public
24	GoodLeap	Jan 2021 round	2003	USA	Lending	Solar POS	Private
25	PhonePe	Jan 2023 funding	2015	India	Fintech	Payments	Private
26	Checkout.com	Estimate Dec 2022	2012	UK	Fintech	Payments	Private
27	KuCoin	May 2022 round	2017	Saychelles	Crypto	Exchange	Private
28	Bullish	July 2021 SPAC (cancelled)	2021	Cayman Islands	Crypto		Private
29	PolicyBazaar (PB Fintech)	30 Oct '24	2008	India	Insurtech		Public
30	N26	Oct 2021 round	2013	Germany	Fintech	Banking	Private
31	SumUp	Nov 2023 round (est)	2012	UK	Payments	Mobile	Private
32	Tipalti	Dec 2021 round	2010	USA	Fintech	Payments	Private
33	FalconX	June 2022 round	2018	USA	Crypto		Private
34	Fireblocks	Jan 2022 round	2018	USA	Crypto	Infrastructure	Private
35	Jiedaibao	Jan 2016 round	2014	China	Fintech	Lending	Private
36	KakaoBank	30 Oct '24	2016	South Korea	Fintech	Lending	Public
37	HealthEquity	30 Oct '24	2002	USA	Fintech	Banking	Public
38	Razorpay	April 2021 round	2014	India	Fintech	Payments	Private
39	Wise (TransferWise)	30 Oct '24	2011	UK	Fintech	Payments	Public
40	Chime	July 2024 secondary	2013	USA	Fintech	Banking	Private
41	Webull	Feb 2024 SPAC (proposed)	2016	China	Investech		Private
42	Ramp	July 2024 secondary	2019	USA	Fintech	Cards/SMB	Private
43	Gemini	Nov 2021 round	2014	USA	Crypto	Exchange	Private
44	Credit Karma	Exit (Intuit)	2007	USA	Fintech	Credit	Exit
45	Blockchain.com	Nov 2023 round	2011	UK	Crypto		Private
46	NYDIG	Dec 2021 round	2017	USA	Crypto		Private
47	Remitly	Sep 2021 round	2011	USA	Fintech	Payments	Private
48	Toss (Viva Republica)	Dec 2022 round	2011	South Korea	Fintech	Payments	Private
49	Clearwater Analytics	30 Oct '24	2003	USA	Fintech	Investing/back office	Public
50	Ripple	July 2024 secondary	2012	USA	Crypto	Payments	Private
51	Mollie	June 2021 round	2004	Netherlands	Fintech	Payments	Private
52	Nuvei	Exit Mar 2024 (Advent)	2003	Canada	Fintech	Payments	Exit
53	CRED	June 2022 round	2018	India	Fintech	Credit	Private
54	Deel	Oct 2023 secondary	2018	USA	Fintech	Payroll/SMB	Private
55	Bill.com	30 Oct '24	2006	USA	Fintech	Payments	Public
56	Trustly	May 2021 IPO filing	2008	Sweden	Fintech	Payments	Private
57	Root Insurance	Oct 2020 IPO	2016	USA	Fintech	Insurance	Private
58	One97 (PayTM)	30 Oct '24	2010	India	Fintech	Payments	Public
59	Mambu	Dec 2021 round	2011	Germany	Fintech	Banking	Private
60	Trade Republic	Mar 2024 round	2015	Germany	Fintech	Investing	Private
61	Q2 Holdings	30 Oct '24	2004	USA	Fintech	Banking	Public
62	Monzo	April 2024 round	2015	UK	Fintech	Banking	Private
63	Brex	Nov 2023 secondary	2017	USA	Fintech	Cards	Private
64	Bybit	Estimate (June 2024)	2018	Singapore	Crypto	Exchange	Private
65	Coalition	July 2022 round	2017	USA	Insurtech	Cybersecurity	Private
66	Gusto	July 2024 secondary	2011	USA	Fintech	Payroll/SMB	Private
67	Mynt (Gcash)	Aug 2024 round	2003	Phillipines	Fintech	Payments	Private
68	Qonto	Jan 2022 round	2016	France	Banking	SMB	Private
69	Virtu Financial	30 Oct '24	2008	USA	Fintech	Investing	Public
70	Upstart	30 Oct '24	2012	USA	Fintech	Lending	Public
71	Lendable	Mar 2022 round	2014	USA	Lendtech	Marketplace	Private
72	Airwallex	June 2024 secondary	2015	Australia	Fintech	Payments	Private
73	Wefox	May 2023 round	2015	Germany	Fintech	Insurance	Private
74	Envestnet	Exit July 2024 (Bain)	1999	USA	Investech	Wealth Mgmt	Exit
75	nCino	30 Oct '24	2012	USA	Fintech	Banking	Public
76	Circle Internet Financial	July 2024 secondary	2013	USA	Crypto	Payments	Private
77	Navan (TripActions)	July 2024 secondary	2015	USA	Payments	Accounting	Private
78	Bitpanda	Aug 2021 round	2014	Austria	Crypto		Private
79	Carta	Nov 2023 secondary	2012	USA	Fintech	Investing	Private
80	AngelList	Mar 2022 round	2010	USA	Investing	VC	Private
81	EngageSmart	Private Equity buyout 10/23	2009	USA	Payments	Full stack	Private
82	Kakao Pay	IPO filing 2021	2014	South Korea	Fintech	Payments	Private
83	Upstox	Sep 2022 round	2009	India	Investech		Private
84	WealthSimple	April 2021 round	2014	Canada	Fintech	Investing	Private
85	BharatPe	Jan 2022 round	2018	India	Fintech	Payments	Private
86	Dutchie	Oct 2021 round	2017	USA	Fintech	Payments	Private
87	Papaya Global	Mar 2021 round	2016	Israel	Fintech	Payroll/SMB	Private
88	SpotOn	May 2022 round	2017	USA	Fintech	Payments	Private
89	Stone	30 Oct '24	2013	Brazil	Fintech	Payments	Public
90	Chargebee	Jan 2022 round	2011	USA	Fintech	Payments	Private
91	eToro	July '24 secondary	2007	UK	Fintech	Investing	Private
92	Assurance	Exit	2016	USA	Insurtech		Exit
93	iCapital Network	July 2024 secondary	2013	USA	Fintech	Investing	Private
94	MoonPay	Oct 2021 round	2019	USA	Cyrpto	Payments	Private
95	Payoneer	30 Oct '24	2005	USA	Fintech	Payments	Public
96	Bilt	Aug 2024 round	2019	USA	Payments	Cards/Rewards	Private
97	Blockdaemon	Jan 2022 round	2017	USA	Crypto	Payments	Private
98	Blockstream	Aug 2021 round	2014	Canada	Crypto		Private
99	Cedar	Mar 2021 round	2016	USA	Healthtech	Payments	Private
100	Paymentus	30 Oct '24	2004	USA	Fintech	Payments	Public
101	HighRadius	Mar 2021 round	2006	USA	Fintech	Accounting	Private
102	Plaid Technologies	July 2024 secondary	2012	USA	Fintech	Infrastructure	Private
103	Flutterwave	Feb 2022 round	2016	USA	Fintech	Payments	Private
104	Anchorage Digital	Dec 2021 round	2017	USA	Crypto		Private
105	Chainalysis	Feb 2024 secondary	2014	USA	Crypto	Security	Private
106	China UnionPay	Per Crunchbase 12/19	2002	China	Fintech	Payments	Private
107	Cross River Bank	Mar 2022 round	2008	USA	Banking		Private
108	Devoted Health	May 2020 round	2017	USA	Health	Insurance	Private
109	Forter	May 2021 round	2013	USA	Fintech	Security	Private
110	Groww	Oct 2021 round	2017	India	Fintech	Investing	Private
111	PineLabs	May 2021 round	1998	India	Fintech	Payments	Private
112	Starling Bank	Apr 2022 round	2014	UK	Fintech	Banking	Private
113	Du Xionman Financial	Dec 2018 round	2015	China	Fintech	Lending	Baidu owned
114	DriveWealth	Aug 2021 round	2012	USA	Fintech	Investing	Private
115	OVO	Mar 2019 round	2017	Indonesia	Fintech	Payments	Private
116	Rakuton Securities	Oct 2022 round	1999	Japan	Investech	Broker	Private
117	OakNorth	May 2019 round	2015	UK	Fintech	Banking	Private
118	Verafin	Exit Nov 2020	2003	Canada	Fintech	Security	Exit
119	One (Walmart)	Dec 2024 round	2019	USA	Fintech	Payments	Private
120	Uala	Nov 2024 round	2017	Argentina	Fintech	PFM	Private
121	Zip Co	30 Oct '24	2013	Australia	Payments	BNPL	Public
122	Backbase	June 2022 round	2003	Netherlands	BankTech		Private
123	Ethos Life	Jan 2022 round	2016	USA	Insuretech	Life	Private
124	Thought Machine	May 2022 round	2015	UK	Banktech		Private
125	Paidy	Exit Sep 2021 (PayPal)	2008	Japan	Fintech	Payments	Exit
126	Recorded Future	Exit Oct 2024 (MasterCard)	2009	USA	Security		Exit
127	PagSeguro	30 Oct '24	2006	Brazil	Fintech	Payments	Public
128	Rapyd	Oct 2024 secondary	2016	UK	Fintech	Payments	Private
129	Duck Creek Software	Exit Mar 2023 (Vista Equity)	2000	USA	Fintech	Insurance	Exit
130	dLocal	30 Oct '24	2016	Uruguay	Fintech	Payments	Public
131	Tinkoff Bank	30 Oct '24	2006	Russia	Fintech	Banking	Public
132	Aura	Oct 2021 round	2019	USA	Insuretech	Identity	Private
133	Coda Payments	April 2022 round	2011	Singapore	Payments		Private
134	Singlife	Nov 2023 round	2015	Singapore	Insuretech	Life	Private
135	Itiviti	Exit April 2021	2016	Sweden	Fintech	Investing	Exit
136	Lakala	30 Oct '24	2004	China	Fintech	Lead gen	Public
137	Accelerant	June 2023 round	2018	USA	Insuretech	Marketplace	Private
138	Kraken	Aug 2024 secondary	2011	USA	Crypto		Private
139	Paxos	April 2021 round	2012	USA	Crypto		Private
140	Enova	30 Oct '24	2004	USA	Lendtech		Public
141	Flywire	30 Oct '24	2011	USA	Fintech	Payments	Public
142	Lufax	30 Oct '24	2011	China	Fintech	Investing	Public
143	Greenlight	April 2021 round ($500M in July '24 secondary)	2014	USA	Fintech	Payments	Private
144	Divvy	Exit May 2021 (Bill.com)	2016	USA	Fintech	Payments/SMB	Exit
145	Lifelock	Exit	2005	USA	Fintech	Credit	Exit
146	Upgrade	Aug 2023 secondary	2016	USA	Fintech	Lending	Private
147	Bitso	May 2021 round	2014	Mexico	Crypto		Private
148	Chipper Cash	Nov 2021 round	2018	USA	Fintech	Payments	Private
149	CloudWalk	Nov 2021 round	2013	Brazil	Fintech	Payments	Private
150	CoinDCX	Apr 2022 round	2017	India	Crypto		Private
151	Current	April 2021 round	2015	USA	Fintech	Banking	Private
152	Newfront	Apr 2022 round	2017	USA	Insurtech	Commercial	Private
153	iZettle	Exit	2010	Sweden	Fintech	Payments	Exit
154	Tink	June 2021 Exit (Visa)	2012	Sweden	Fintech	Banking	Exit
155	C6 Bank	Dec 2020 round	2018	Brazil	Fintech	Banking	Private
156	GoCardless	Feb 2022 round	2011	UK	Fintech	Payments	Private
157	Jeeves	Mar 2022 round	2019	USA	Cards	SMB	Private
158	Mercado Bitcoin	June 2021 round	2013	Brazil	Crypto		Private
159	PayFit	Jan 2022 round	2015	France	SMB	Payroll	Private
160	ReCharge	May 2021 round	2014	USA	Fintech	Payments	Private
161	Bolttech	Dec 2024 round	2020	Singapore	Insurtech		Private
162	21.co	Sep 2022 round	2018	Switzerland	Crypto	Investing	Private
163	Amber Group	Dec 2022 round est.	2017	Hong Kong	Crypto	Exchange	Private
164	Atome	Sep 2021 round	2019	Singapore	Finetch	Lending	Private
165	Avant	Sep 2015 round	2012	USA	Fintech	Lending	Private
166	Babel Finance	May 2022 round	2018	Hong Kong	Crypto	Asset Mgmt	Private
167	Bunq	June 2021 round	2012	Netherlands	Fintech	Banking	Private
168	Clearco	April 2021 round	2015	USA	Fintech	Lending	Private
169	ClearStreet	April 2022 round	2018	USA	Investech	Security	Private
170	Clip	June 2021 round	2012	Mexico	Fintech	Payments	Private
171	Copper	Oct 2022 round	2018	UK	Cyrpto	Custody	Private
172	Divvy Homes	Aug 2021 round	2017	USA	Fintech	Investing/proptech	Private
173	FirstP2P	Per Crunchbase Dec 2019	2013	China	Fintech	Lending	Private
174	Lunar	Mar 2022 round	2015	Denmark	Banking	Challenger	Private
175	Modern Treasury	Oct 2021 round	2018	USA	Fintech	Banking	Private
176	MoMo	Dec 2021 round	2007	Vietnam	Payments	Superapp	Private
177	Opay	Aug 2021 round	2018	Nigeria	Fintech	Payments	Private
178	Pipe	Mar 2021 round	2019	USA	Fintech	Lending	Private
179	Waterdrop	Aug 2020 round	2016	China	Fintech	Insurance	Private
180	Zenefits	May 2015 round	2013	USA	Fintech	Payroll/SMB	Private
181	Zilch	Nov 2021 round	2018	UK	Fintech	Lending	Private
182	Next Insurance	Nov 2023 secondary	2016	USA	Fintech	Insurance	Private
183	Addepar	July 2024 secondary	2009	USA	Fintech	Investing	Private
184	Coinswitch Kuber	Oct 2021 round	2017	India	Crypto	Exchange	Private
185	Digit Insurance	Jan 2021 round	2016	India	Insurtech	Insurance	Private
186	MX	Jan 2021 round	2010	USA	Fintech	Banking	Private
187	Roofstock	Mar 2022 round	2015	USA	Investech	Real estate	Private
188	Varo Money	Mar 2023 round	2015	USA	Fintech	Banking	Private
189	AI Bank (Baixain)	Dec 2020 round	2017	China	Fintech	Banking	Private
190	BitGo	Aug 2023 round	2013	USA	Crypto		Private
191	AvidXchange	30 Oct '24	2000	USA	Fintech	Payments	Public
192	LiveOak Bank	30 Oct '24	2008	USA	Banktech	Bank	Public
193	Quantexa	Feb 2023 round	2016	UK	Security	Financial Crimes	Private
194	Trulioo	June 2021 round	2011	Canada	Fintech	Security	Private
195	GreenSky	Sep 2021 exit (Goldman Sachs)	2006	USA	Fintech	Lending	Exit
196	Creditas	June 2024 round	2012	Brazil	Fintech	Lending	Private
197	Kredivo (FinAccel)	Oct 2022 round	2015	Indonesia	Lendtech	BNPL	Private
198	Micro Connect (Diguantong)	Aug 2023 round	2021	Hong Kong	Fintech	Investing	Private
199	Spotter	Feb 2022 round	2019	USA	Lending	SMB/creators	Private
200	Wave	Sep 2021 round	2018	Senegal	Fintech	Payments	Private
201	Zuora	Exit Oct 2024 (Silver Lake)	2007	USA	Fintech	Payments	Exit
202	Coincheck	SPAC debut Dec 2024	2012	Japan	Crypto	Exchange	Public
203	Melio Payments	Nov 2023 secondary	2018	USA	Fintech	Payments	Private
204	Mercury Payments	Exit (Vantiv 2014)	2001	USA	Fintech	Payments	Exit
205	LendingClub	30 Oct '24	2008	USA	Fintech	Lending	Public
206	Aspiration	July '24 secondary	2013	USA	Fintech	Banking	Private
207	BillDesk	July 2019 round	2000	India	Fintech	Payments	Private
208	Capitolis	Mar 2022 round	2017	USA	Investech	Capital Markets	Private
209	FloQast	Apr 2024 round	2013	USA	SMB	Accounting	Private
210	Neon Payments	May 2022 round	2016	Brazil	Banktech		Private
211	Pave	June 2022 round	2019	USA	Payments	Payroll/SMB	Private
212	Solaris	July 2023 round	2016	Germany	Fintech	Banking	Private
213	Viva Wallet	Chase investment 2022	2010	Greece	Payments	Processing	Private
214	Wayflyer	Jan 2022 round	2019	Ireland	Lending	Ecommerce	Private
215	Wealthfront	July 2024 secondary	2008	USA	Investech	Robo	Private
216	BillTrust	Exit Mar '23 (EQT)	2001	USA	Payments		Exit
217	Self Financial	Sep 2021 round	2015	USA	Fintech	Credit	Private
218	Alloy	Aug 2022 round	2015	USA	Fintech	IDentity	Private
219	Hypoport SE	30 Oct '24	1999	Germany	Fintech	Lending	Public
220	Akulaku	Feb 2022 round	2014	Indonesia	Fintech	Lending	Private
221	Altruist	April 2024 round	2018	USA	Investech	Wealth Mgmt	Private
222	Ascend Money	Sep 2021 round	2015	Thailand	Payments	Wallet	Private
223	Built	July 2022 round	2014	USA	Lendtech	Construction	Private
224	Coinlist	Oct 2021 round	2017	USA	Crypto	Investing	Private
225	Dock	May 2022 round	2014	Brazil	Payments	Cards	Private
226	Kushki	June 2022 round	2017	Ecuador	Payments		Private
227	Ledger	June 2021 round	2014	France	Crypto		Private
228	M1 Finance	July 2021 round	2015	USA	Banktech	PFM	Private
229	OneCard	July 2022 round	2019	India	Payments	Cards	Private
230	PingPong	Mar 2019 round	2015	China	Payments		Private
231	Tabby	Oct 2023 round	2019	Saudi Arabia	Lending	BNPL	Private
232	WeLab	Mar 2021 round (est)	2013	HongKong	Lendtech		Private
233	Zepz (WorldRemit)	Bloomberg Aug 2020	2010	UK	Payments		Private
234	Zeta	May 2021 round	2015	India	Banktech		Private
235	GoHealth	Exit	2001	USA	Healthtech	Insurance	Exit
236	Tyme Bank	Dec 2024 round	2013	South Africa	Fintech	Banking	Private
237	Figure	Nov 2023 secondary	2018	USA	Fintech	Lending	Private
238	Alkami	April 2021 round	2009	USA	Banktech		Private
239	At-Bay	July 2021 round	2016	USA	Insurtech	Cyber	Private
240	CGTZ	June 2018 round	2013	China	Lendtech		Private
241	Figment	Dec 2021 round	2018	USA	Crypto	Staking	Private
242	FPL Technologies	Aug 2022 round	2019	India	Payments	Cards	Private
243	Judo Bank	June 2021 round	2016	Australia	Banktech	SMB	Private
244	Liquidity Group	Feb 2023 round	2018	Israel	Lendtech	SMB	Private
245	Nium	June 2024 round	2015	Singapore	Payments		Private
246	Paddle	May 2022 round	2012	UK	Payments	Invoicing	Private
247	Scalable Capital	June 2021 round	2014	Germany	Investech		Private
248	Stash	Feb 2021 round	2015	USA	Invedtech		Private
249	Human Interest	July 2024 round	2015	USA	Investech		Private
250	Lemonade	30 Oct '24	2015	USA	Insurtech		Public
251	Betterment	Sep 2021 round	2008	USA	Investech		Private
252	Cointracker	Jan 2022 round	2017	USA	Crypto	Accounting	Private
253	CredAvenue	Mar 2022 round	2017	India	Lendtech	Marketplace	Private
254	iTrustCapital	Jan 2022 round	2018	USA	Crypto	Investing	Private
255	Konvio	Sep 2021 round	2013	Mexico	Fintech	SMB/Accounting	Private
256	Lukka	Jan 2022 round	2014	USA	Crypto	Infrastructure	Private
257	Marshmallow	Sep 2021 round	2017	UK	Insurtech	Auto	Private
258	Talos	May 2022 round	2018	USA	Crypto	Infrastructure	Private
259	TrueBill	Dec 2021 exit (Rocket)	2015	USA	Banktech	PFM	Private
260	BioCatch	April 2024 exit (Permira)	2011	Israel	Fintech	Security	Exit
261	Paya	Jan 2022 exit (Nuvei)	2006	USA	Payments		Exit
262	Oscar Health	30 Oct '24	2012	USA	Healthtech	Insurance	Public
263	AgentSync	Dec 2021 round	2018	USA	Insuretech	Broker management	Private
264	Clover Health	Jan 2019 round	2013	USA	Healthtech	Insurance	Private
265	HashKey	Jan 2024 round	2018	China	Crypto	Exchange	Private
266	Mercury Technologies	July 2024 secondary	2015	USA	Banking	SMB	Private
267	Phantom Technologies	Jan 2022 round	2021	USA	Cyrpto	Wallet	Private
268	Pilot	Mar 2021 round	2016	USA	Fintech	SMB/Accounting	Private
269	Public.com	Feb 2021 round	2018	USA	Investech		Private
270	Scalapay	Feb 2022 round	2019	Italy	Lendtech	BNPL	Private
271	Skrill	Estimate (Dealroom.co)	2001	UK	Payments	Remittances	Private
272	Stori	August 2022 round	2011	Mexico	Payments	Cards	Private
273	Unit	May 2022 round	2019	USA	Banktech	BaaS	Private
274	Galileo	Exit	2000	USA	Payments		Exit
275	SimpleNexus	Nov 2021 exit (nCino)	2011	USA	Lendtech	Mortgage	Exit
276	Deposit Solutions	Sep 2019 round	2011	Germany	Banktech		Private
277	Sezzle	30 Oct '24	2016	USA	Lendtech		Public
278	Acko	Oct 2021 round	2016	India	Insurtech	D2C	Private
279	Branch	June 2022 round	2017	USA	Insuretech	Home/Auto	Private
280	Caribou	May 2022 round	2016	USA	Lendtech	Auto	Private
281	Earnix	Feb 2021 round	2001	Israel	Fintech	Analytics	Private
282	Fenbeitong	Feb 2022 round	2016	China	Payments	Biz T&E	Private
283	Fundbox	Nov 2021 round	2013	USA	Lendtech	SMB	Private
284	Happy Money (fka Payoff)	Feb 2022 round	2009	USA	Fintech	PFM	Private
285	Lendbuzz	October 2023	2015	USA	Lendtech	Auto loans	Private
286	MobileCoin	Aug 2021 round	2017	USA	Crypto		Private
287	Raisin	Mar 2023 round	2012	Berlin	Banking	Deposits	Private
288	Spendesk	Jan 2022 round	2016	France	Payments	SMB/Accounting	Private
289	Sunbit	May 2021 round	2016	USA	Lendtech		Private
289	Super Apps Holding	Oct 2022 SPAC (proposed)		Malysia	Payments		Private
290	Tradeshift	May 2018 round	2009	USA	Fintech	Trade	Private
291	Zego	Mar 2021 round	2016	UK	Insurtech	Auto	Private
292	Bridge	Oct 2024 exit (Stripe)	2022	USA	Crypto	Stablecoin	Exit
293	Cayan	Exit	1998	USA	Payments		Exit
294	Technysis	Feb 2022 exit (SoFi)	1999	USA	Banktech		Exit
295	DailyPay	Nov 2024 secondary	2015	USA	Payments		Private
296	Ajaib	Oct 2021 round	2018	Indonesia	Investech		Private
297	Amount	May 2021 round	2019	USA	Fintech	Infrastructure	Private
298	Aven	July 2023 round	2019	USA	Lendtech	Home equity	Private
299	Betterfly	Jan 2022 round	2018	Chile	Insuretech	Health	Private
300	Bitkub	Nov 2021 round	2018	Thailand	Crypto	Exchange	Private
301	C2FO	Apr 2019 round	2008	USA	Fintech	Accounting	Private
302	Cais	Jan 2022 round	2009	USA	Investech	Wealth Mgmt	Private
303	Cart.com	Feb 2022 round (est)	2021	USA	Ecommerce	Payments	Private
304	Clark	Aug 2022 round	2015	Germany	Insurtech	Brokerage	Private
305	Clearcover	April 2021 round	2016	USA	Insurtech	Automobile	Private
306	Crypto.com	Nov 2021 estimate	2016	Singapore	Cyrpto	Exchange	Private
307	DANA Wallet	Aug 2022 round	2017	Indonesia	Payments	Wallet	Private
308	EBANX	Jun 2021 round	2012	Brazil	Payments		Private
309	Enable	Nov 2023 round	2016	USA	Payments	Rebate mgmt	Private
310	Esusu	Jan 2022 round	2016	USA	Lendtech	Credit score	Private
311	Feedzai	Mar 2021 round	2011	USA	Fintech	Security	Private
312	Flex	Feb 2022 round (est)	2019	USA	Lendtech	Renters	Private
313	Freshbooks	Aug 2021 round	2003	Canada	Fintech	SMB/Accounting	Private
314	Glia	Mar 2022 round	2012	USA	Banktech	Customer Service	Private
315	Guantlet	Mar 2022 round	2018	USA	Crypto	Lending	Private
316	Huisuanzhang	May 2020 round	2015	China	SMB	Accounting	Private
317	InCred	Nov 2023 round	2016	India	Fintech	Lending	Private
318	Interswitch	Nov 2019 round	2002	Nigeria	Payments		Private
319	InvestCloud	Feb 2021 transaction	2010	USA	Investech		Private
320	KCD (Korean Credit Data)	Aug 2023 round	2016	South Korea	Lending	Data	Private
321	Kin Insurance	Sep 2023 round	2016	USA	Insuretech	Home	Private
322	LendingHome	Mar 2018 round	2014	USA	Lendtech		Private
323	Liquid	Apr 2019 round	2013	Japan	Crypto		Private
324	Lydia	Dec 2021 round	2013	France	Banktech	Consumer	Private
325	MatrixPort	Aug 2021 round	2019	Singapore	Crypto		Private
326	MNT-Halan	Jan 2023 round	2017	Egypt	Lending	Payments	Private
327	Moniepoint	Oct 2024 round	2015	Nigeria	Payments		Private
328	Nagad	Aug 2023 round	2018	Bangladesh	Payments	Online	Private
329	Neo Financial	May 2022 round	2019	Canada	Banking	Challenger	Private
330	Numbrs	Aug 2019 round	1999	Switzerland	Banktech		Private
331	Octane Lending	Aug 2021 round	2014	USA	Lendtech		Private
332	Open	April 2022 round	2017	India	Banktech	SMB	Private
333	Opn	May 2022 round	2020	Thailand	Payments		Private
334	Orchard	Sept 2021 round	2017	USA	Lendtech	Mortgage	Private
335	Oxyzo	Mar 2022 round	2016	India	Lendtech		Private
336	Papara	July 2023 round	2015	Turkey	Fintech	Debit	Private
337	Payhawk	Feb 2022 round	2018	London	Payments	SMB	Private
338	Paystand	Aug 2022 merger	2013	USA	Payments	Billing/SMB	Private
339	Pennylane	Feb 2024 round	2020	France	Fintech	Accounting	Private
340	Pie Insurance	Sep 2022 round (est)	2017	USA	Insuretech	SMB	Private
341	PPRO	Jan 2021 round	2006	UK	Payments		Private
342	Prove Identity (Payfone)	Oct 2023 round	2008	USA	Fintech	Security	Private
343	Satispay	Sep 2022 round	2013	Italy	Payments		Private
344	Shift Technology	May 2021 round	2013	France	Insurtech	Analytics	Private
345	Sift	April 2021 round	2011	USA	Fintech	Security	Private
346	Sightline Payments	Aug 2021 round	2009	USA	Payments		Private
347	Slice	Nov 2021 round	2016	India	Fintech	Cards	Private
348	SmartAsset	June 2021 round	2012	USA	Investech		Private
349	Stax (FatMerchant)	Mar 2022 round	2014	USA	Payments	Processing	Private
350	Tamara	Dec 2023 round	2020	Saudi Arabia	Lending	BNPL	Private
351	TaxFix	Apr 2022 round	2016	Germany	Fintech	Tax	Private
352	The Zebra	April 2021 round	2012	USA	Insurtech	Lead gen	Private
353	Transfermate	May 2022 round	2010	Ireland	Payments	B2B	Private
354	TrueLayer	Sep 2021 round	2016	UK	Banktech		Private
355	Vesttoo	Oct 2022 round	2018	Israel	Insuretech	Risk	Private
356	Vestwell	Dec 2023 round	2016	USA	Fintech	Investing	Private
357	Vise	May 2021 round	2016	USA	Investech	Advisors	Private
358	VNLife (VNPay)	Aug 2021 round	2007	Vietnam	Ecommerce		Private
359	Worldcoin	Oct 2021 round	2019	USA	Crypto	Payments/Identity	Private
360	Xendit	Sept 2021 round	2014	Indonesia	Payments	Payments	Private
361	Xtransfer	Sep 2021 round	2017	China	Payments	SMB	Private
362	Zebic	Aug 2022 round	2021	USA	Crypto	Payroll/SMB	Private
363	Zopa	Nov 2024 round	2004	UK	Lendtech		Private
364	ChromeRiver (Emburse)	Mar 2019 merger (Certify)	2007	USA	Payments		Exit
365	Currency Cloud	July 2020 exit (Visa)	2012	UK	Payments		Exit
366	Nutmeg	June 2021 exit (JPMorgan)	2011	UK	Investech		Exit
367	Personal Capital	Exit	2009	USA	Investech		Exit
368	Pismo	Jan 2024 exit (Visa)	2016	UK	Banktech		Exit
369	Finicity	June 2020 Exit (Mastercard)	1999	USA	Fintech	Infrastructure	Exit
370	Uniswap	July 2023 secondary	2018	USA	Crypto	Exchange	Private
371	Acorns	Oct 2023 secondary	2012	USA	Fintech	Investing	Private
372	Bright Health	Nov 2019 round	2015	USA	Insuretech	Health	Private
373	Pagaya	30 Oct '24	2016	USA	Fintech	Banking	Public
374	Thunes	July 2023 round	2016	Singapore	Payments	Remittances	Private

*Our business model depends on revenue from our sponsors and referrals. So anytime you see a sponsor or referral link in the URL, we potentially earn a fee upon establishing a new funded account (thanks!). This can impact their visibility on our website.

Fintech Unicorns of the 21st-Century

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Finovate Europe Feb 25-26, 2025

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