At FintechLabs we maintain a list of 21st-century fintech unicorns* updated constantly (current list here). In May, we added 10 new unicorns, and dropped 4, for a month-end total of 315. Their total market value is now $1.8 trillion, down just $40 billion from last month.

Fintech Unicorn count:
Beginning (May 1, 2022) = 309
Plus: 9 newborns (marked NEW below)
Plus: 1 previous unicorn just discovered (Acrisure)
Minus: 4 public companies that fell below $1B (BillTrust, Blend, Dave, Cardlytics)
________________
Total (May 31) = 315

Total market value
Beginning = $1.843 trillion
Plus: $27B value of new entrants
Less: $56B decline in value of previous unicorns
___________________
Total (May 31) = $1.814 trillion


Full Fintech Unicorn List

Rank Company Value $B Value Date Founded Country
1 Ant Technology $150 2018 round 2014 China
2 Binance 100 Estimate 2017 Malta
3 PayPal 96 1 June 2022 1999 USA
4 Stripe 95 Mar 2021 round 2010 USA
5 Adyen 49 1 June 2022 2006 Netherlands
6 Block (Square) 48 1 June 2022 2009 USA
7 Shopify 46 1 June 2022 2004 Canada
8 Klarna 46 June 2021 round 2005 Sweden
9 Checkout.com 40 Jan 2022 round 2012 UK
10 Revolut 33 July 2021 round 2015 UK
11 FTX Exchange 32 Jan 2022 round 2012 USA
12 Afterpay 29 Aug 2021 exit (Square) 2014 Australia
13 Chime 25 Aug 2021 round 2013 USA
NEW Acrisure 23 May 2022 round 2005 USA
15 Citadel Securities 22 Jan 2022 round 2001 USA
16 WeBank 21 Nov 2018 transaction 2014 China
17 FNZ 20 Feb 2022 round 2004 London
18 Coinbase 18 1 June 2022 2012 USA
19 Nubank 18 1 June 2022 2013 Brazil
20 Marqeta 16 Secondary May 2021 2010 USA
21 KakaoBank 15 1 June 2022 2016 South Korea
22 Lakala 15 1 June 2022 2004 China
23 Blockchain.com 14 Mar 2022 round 2011 UK
24 Lufax 14 1 June 2022 2011 China
25 Plaid Technologies 13 April 2021 round 2012 USA
26 Xero 13 1 June 2022 2006 New Zealand
27 Brex 12 Jan 2022 round 2017 USA
28 Bill.com 12 1 June 2022 2006 USA
29 Bolt 11 Jan 2022 round 2014 USA
NEW KuCoin 10 May 2022 round 2017 Saychelles
31 Ripple 10 Dec 2019 round 2012 USA
32 Gusto 10 May 2022 round 2011 USA
33 Tinkoff Bank 9.3 1 June 2022 2006 Russia
34 Bullish 9.1 July 2021 SPAC (proposed) 2021 Cayman Islands
35 Circle Internet Financial 9.0 July 2021 SPAC (proposed) 2013 USA
36 N26 9.0 Oct 2021 round 2013 Germany
37 Pagaya 9.0 Sep 2021 SPAC (proposed) 2016 USA
38 eToro 8.8 Dec 2021 SPAC (proposed) 2007 UK
39 Rapyd 8.8 April 2021 round 2016 UK
40 Nuvei 8.7 1 June 2022 2003 Canada
41 Chainalysis 8.6 May 2022 round 2014 USA
42 Tipalti 8.3 Dec 2021 round 2010 USA
43 dLocal 8.2 1 June 2022 2016 Uruguay
44 Ramp 8.1 Feb 2022 round 2019 USA
45 Toast 8.0 1 June 2022 2011 USA
46 Fireblocks 8.0 Jan 2022 round 2018 USA
47 Robinhood 7.8 1 June 2022 2013 USA
48 Jiedaibao 7.8 Jan 2016 round 2014 China
49 Better.com 7.7 May 2021 SPAC (proposed) 2016 USA
50 Razorpay 7.5 April 2021 round 2014 India
51 Carta 7.4 Aug 2021 round 2012 USA
52 Toss (Viva Republica) 7.4 June 2021 round 2011 South Korea
53 Gemini 7.1 Nov 2021 round 2014 USA
54 Credit Karma 7.1 Exit 2007 USA
55 Affirm 7.0 1 June 2022 2012 USA
56 NYDIG 7.0 Dec 2021 round 2017 USA
57 Remitly 7.0 Sep 2021 round 2011 USA
58 Mollie 6.5 June 2021 round 2004 Netherlands
59 Upgrade 6.0 Nov 2021 round 2016 USA
60 Trustly 5.9 May 2021 IPO filing 2008 Sweden
61 Root Insurance 5.8 Oct 2020 IPO 2016 USA
62 SoFi 5.6 1 June 2022 2011 USA
63 Airwallex 5.5 Nov 2021 round 2015 Australia
64 Deel 5.5 Oct 2021 round 2018 USA
65 Mambu 5.5 Dec 2021 round 2011 Germany
66 PhonePe 5.5 Dec 2020 spinout 2015 India
67 Trade Republic 5.3 May 2021 round 2015 Germany
68 HealthEquity 5.2 1 June 2022 2002 USA
69 Wise (TransferWise) 5.0 1 June 2022 2011 UK
70 Qonto 5.0 Jan 2022 round 2016 France
71 PagSegero 4.9 1 June 2022 2006 Brazil
72 Creditas 4.8 Jan 2022 round 2012 Brazil
73 BillDesk 4.7 Aug 2021 exit (PayU) 2000 India
74 Lendable 4.6 Mar 2022 round 2014 USA
75 Virtu Financial 4.5 1 June 2022 2008 USA
76 Monzo 4.5 Dec 2021 round 2015 UK
77 Socure 4.5 Nov 2021 round 2012 USA
78 Clearwater Analytics 4.2 1 June 2022 2003 USA
79 Bitpanda 4.1 Aug 2021 round 2014 Austria
80 AngelList 4.0 Mar 2022 round 2010 USA
81 CRED 4.0 Oct 2021 round 2018 India
82 iCapital Network 4.0 July 2021 round 2013 USA
83 Kakao Pay 4.0 IPO filing 2021 2014 South Korea
84 Kraken 4.0 2019 round (per Fortune) 2011 USA
85 Melio Payments 4.0 Aug 2021 round 2018 USA
86 Next Insurance 4.0 Mar 2021 round 2016 USA
87 WealthSimple 4.0 April 2021 round 2014 Canada
88 Upstart 3.9 1 June 2022 2012 USA
89 Dutchie 3.8 Oct 2021 round 2017 USA
90 FalconX 3.8 Aug 2021 round 2018 USA
91 Papaya Global 3.7 Mar 2021 round 2016 Israel
92 SpotOn 3.6 May 2022 round 2017 USA
93 Chargebee 3.5 Jan 2022 round 2011 USA
94 Coalition 3.5 Sep 2021 round 2017 USA
95 PolicyBazaar 3.5 Mar 2021 round 2008 India
96 Assurance 3.5 Exit 2016 USA
97 MoonPay 3.4 Oct 2021 round 2019 USA
98 Blockdaemon 3.3 Jan 2022 round 2017 USA
99 Blockstream 3.2 Aug 2021 round 2014 Canada
100 Cedar 3.2 Mar 2021 round 2016 USA
101 Figure 3.2 May 2021 round 2018 USA
102 nCino 3.1 1 June 2022 2012 USA
103 HighRadius 3.1 Mar 2021 round 2006 USA
104 Q2 Holdings 3.0 1 June 2022 2004 USA
105 Stone 3.0 1 June 2022 2013 Brazil
106 Amber Group 3.0 Feb 2022 round 2017 Hong Kong
107 Anchorage Digital 3.0 Dec 2021 round 2017 USA
108 BlockFI 3.0 Mar 2021 round 2017 USA
109 Celsius Network 3.0 Oct 2021 round 2017 UK
110 China UnionPay 3.0 Per Crunchbase 12/19 2002 China
111 Cross River Bank 3.0 Mar 2022 round 2008 USA
112 Devoted Health 3.0 May 2020 round 2017 USA
113 Flutterwave 3.0 Feb 2022 round 2016 USA
114 Forter 3.0 May 2021 round 2013 USA
115 Groww 3.0 Oct 2021 round 2017 India
116 PineLabs 3.0 May 2021 round 1998 India
117 Wefox 3.0 May 2021 round 2015 Germany
118 BharatPe 2.9 August 2021 round 2018 India
119 DriveWealth 2.9 Aug 2021 round 2012 USA
120 OVO 2.9 Mar 2019 round 2017 Indonesia
121 OakNorth 2.8 May 2019 round 2015 UK
122 Verafin 2.8 Exit Nov 2020 2003 Canada
NEW Thought Machine 2.7 May 2022 round 2015 UK
124 Paidy 2.7 Exit Sep 2021 (PayPal) 2008 Japan
125 Aura 2.5 Oct 2021 round 2019 USA
126 Coda Payments 2.5 April 2022 round 2011 Singapore
127 Uala 2.5 Aug 2021 round 2017 Argentina
128 Varo Money 2.5 Sep 2021 round 2015 USA
129 Divvy 2.5 Exit May 2021 (Bill.com) 2016 USA
130 Itiviti 2.5 Exit April 2021 2016 Sweden
131 Circle Internet Financial 2.4 1 June 2022 2015 USA
132 Duck Creek Software 2.4 1 June 2022 2000 USA
133 Paxos 2.4 April 2021 round 2012 USA
134 Aspiration 2.3 Sep 2021 SPAC (proposed) 2013 USA
135 Greenlight 2.3 April 2021 round 2014 USA
136 Lifelock 2.3 Exit 2005 USA
137 Addepar 2.2 June 2021 round 2009 USA
138 Bitso 2.2 May 2021 round 2014 Mexico
139 CloudWalk 2.2 Nov 2021 round 2013 Brazil
140 CoinDCX 2.2 Apr 2022 round 2017 India
141 Current 2.2 April 2021 round 2015 USA
142 iZettle 2.2 Exit 2010 Sweden
143 Tink 2.2 June 2021 Exit (Visa) 2012 Sweden
144 Flywire 2.1 1 June 2022 2011 USA
145 Linklogis 2.1 1 June 2022 2016 China
146 GoCardless 2.1 Feb 2022 round 2011 UK
147 Mercado Bitcoin 2.1 June 2021 round 2013 Brazil
148 PayFit 2.1 Jan 2022 round 2015 France
149 ReCharge 2.1 May 2021 round 2014 USA
150 Acorns 2.0 Mar 2022 round 2012 USA
151 Atome 2.0 Sep 2021 round 2019 Singapore
152 Avant 2.0 Sep 2015 round 2012 USA
NEW Babel Finance 2.0 May 2022 round 2018 Hong Kong
154 Bunq 2.0 June 2021 round 2012 Netherlands
155 Chipper Cash 2.0 Nov 2021 round 2018 USA
156 Clearbanc 2.0 April 2021 round 2015 USA
157 Clip 2.0 June 2021 round 2012 Mexico
158 Divvy Homes 2.0 Aug 2021 round 2017 USA
159 FirstP2P 2.0 Per Crunchbase Dec 2019 2013 China
160 Lunar 2.0 Mar 2022 round 2015 Denmark
161 Modern Treasury 2.0 Oct 2021 round 2018 USA
162 MoMo 2.0 Dec 2021 round 2007 Vietnam
163 Mynt (Gcash) 2.0 Oct 2021 round 2003 Phillipines
164 Opay 2.0 Aug 2021 round 2018 Nigeria
165 Pipe 2.0 Mar 2021 round 2019 USA
166 Waterdrop 2.0 Aug 2020 round 2016 China
167 Zenefits 2.0 May 2015 round 2013 USA
168 Zilch 2.0 Nov 2021 round 2018 UK
169 Coinswitch Kuber 1.9 Oct 2021 round 2017 India
170 Digit Insurance 1.9 Jan 2021 round 2016 India
171 MX 1.9 Jan 2021 round 2010 USA
172 Roofstock 1.9 Mar 2022 round 2015 USA
173 Starling Bank 1.9 Mar 2021 round 2014 UK
174 AvidXchange 1.8 1 June 2022 2000 USA
175 Paymentus 1.8 1 June 2022 2004 USA
176 Trulioo 1.8 June 2021 round 2011 Canada
177 GreenSky 1.8 Sep 2021 exit (Goldman) 2006 USA
178 Mercury Technologies 1.7 July 2021 round 2015 USA
179 Spotter 1.7 Feb 2022 round 2019 USA
180 Wave 1.7 Sep 2021 round 2018 Senegal
181 Mercury Payments 1.7 Exit (Vantiv 2014) 2001 USA
182 Expensify 1.6 1 June 2022 2008 USA
183 Hypoport SE 1.6 1 June 2022 1999 Germany
184 LendingClub 1.6 1 June 2022 2008 USA
185 Capitolis 1.6 Mar 2022 round 2017 USA
186 Solaris Bank 1.6 July 2021 round 2016 Germany
187 Wayflyer 1.6 Jan 2022 round 2019 Ireland
188 Neon Payments 1.6 May 2022 round 2016 Brazil
189 GreenDot 1.5 1 June 2022 1999 USA
190 Payoneer 1.5 1 June 2022 2005 USA
191 Akulaku 1.5 Feb 2022 round 2014 Indonesia
192 Ascend Money 1.5 Sep 2021 round 2015 Thailand
193 Coinlist 1.5 Oct 2021 round 2017 USA
194 Ledger 1.5 June 2021 round 2014 France
195 M1 Finance 1.5 July 2021 round 2015 USA
196 PingPong 1.5 Mar 2019 round 2015 China
197 WeLab 1.5 Mar 2021 round (est) 2013 HongKong
198 Zepz (WorldRemit) 1.5 Bloomberg Aug 2020 2010 UK
199 Zeta 1.5 May 2021 round 2015 India
200 GoHealth 1.5 Exit 2001 USA
201 Wyre Payments 1.5 Apr 2022 exit (Bolt) 2013 USA
NEW Dock 1.5 May 2022 round 2014 Brazil
203 Alkami 1.4 April 2021 round 2009 USA
204 Alloy 1.4 Sep 2021 round 2015 USA
205 At-Bay 1.4 July 2021 round 2016 USA
206 CGTZ 1.4 June 2018 round 2013 China
207 Figment 1.4 Dec 2021 round 2018 USA
208 Judo Bank 1.4 June 2021 round 2016 Australia
209 Newfront 1.4 Apr 2021 merger 2017 USA
NEW Paddle 1.4 May 2022 round 2012 UK
211 Scalable Capital 1.4 June 2021 round 2014 Germany
212 Stash 1.4 Feb 2021 round 2015 USA
213 Wealthfront 1.4 Jan 2022 exit (UBS) 2008 USA
214 Lemonade 1.3 1 June 2022 2015 USA
215 Zuora 1.3 1 June 2022 2007 USA
216 Betterment 1.3 Sep 2021 round 2008 USA
217 Cointracker 1.3 Jan 2022 round 2017 USA
218 CredAvenue 1.3 Mar 2022 round 2017 India
219 iTrustCapital 1.3 Jan 2022 round 2018 USA
220 Konvio 1.3 Sep 2021 round 2013 Mexico
221 Lukka 1.3 Jan 2022 round 2014 USA
222 Marshmallow 1.3 Sep 2021 round 2017 UK
223 Signifyd 1.3 April 2021 round 2011 USA
NEW Talos 1.3 May 2022 round 2018 USA
225 TaxBit 1.3 Aug 2021 round 2018 USA
226 TrueBill 1.3 Dec 2021 exit (Rocket) 2015 USA
227 Oscar Health 1.2 1 June 2022 2012 USA
228 AgentSync 1.2 Dec 2021 round 2018 USA
229 Clover Health 1.2 Jan 2019 round 2013 USA
230 Phantom Technologies 1.2 Jan 2022 round 2021 USA
231 Pilot 1.2 Mar 2021 round 2016 USA
232 Public.com 1.2 Feb 2021 round 2018 USA
233 Scalapay 1.2 Feb 2022 round 2019 Italy
234 Skrill 1.2 Estimate (Dealroom.co) 2001 UK
NEW Unit 1.2 May 2022 round 2019 USA
236 Galileo 1.2 Exit 2000 USA
237 SimpleNexus 1.2 Nov 2021 exit (nCino) 2011 USA
238 Deposit Solutions 1.1 Sep 2019 round 2011 Germany
239 Doma (States Title) 1.1 1 June 2022 2016 USA
240 Fawry 1.1 30 Jan 2022 2008 Egypt
241 Sezzle 1.1 1 June 2022 2016 USA
242 Acko 1.1 Oct 2021 round 2016 India
243 Earnix 1.1 Feb 2021 round 2001 Israel
244 Fundbox 1.1 Nov 2021 round 2013 USA
245 Happy Money (fka Payoff) 1.1 Feb 2022 round 2009 USA
246 MobileCoin 1.1 Aug 2021 round 2017 USA
247 Spendesk 1.1 Jan 2022 round 2016 France
248 SumUp 1.1 Estimate (Dealroom.co) 2012 UK
249 Sunbit 1.1 May 2021 round 2016 USA
250 Tradeshift 1.1 May 2018 round 2009 USA
251 Zego 1.1 Mar 2021 round 2016 UK
252 Cayan 1.1 Exit 1998 USA
253 Technysis 1.1 Feb 2022 exit (SoFi) 1999 USA
NEW Caribou 1.1 May 2022 round 2016 USA
255 Enova 1.0 1 June 2022 2004 USA
256 Ajaib 1.0 Oct 2021 round 2018 Indonesia
257 Amount 1.0 May 2021 round 2019 USA
258 Betterfly 1.0 Jan 2022 round 2018 Chile
259 Bitkub 1.0 Nov 2021 round 2018 Thailand
260 Bolttech 1.0 July 2020 round 2020 Singapore
261 C2FO 1.0 Apr 2019 round 2008 USA
262 Cais 1.0 Jan 2022 round 2009 USA
263 Cart.com 1.0 Feb 2022 round (est) 2021 USA
264 Clearcover 1.0 April 2021 round 2016 USA
265 Crypto.com 1.0 Nov 2021 estimate 2016 Singapore
266 DailyPay 1.0 May 2021 round 2015 USA
267 EBANX 1.0 Oct 2019 round 2012 Brazil
268 Esusu 1.0 Jan 2022 round 2016 USA
269 Feedzai 1.0 Mar 2021 round 2011 USA
270 Flex 1.0 Feb 2022 round (est) 2019 USA
271 Freshbooks 1.0 Aug 2021 round 2003 Canada
272 Glia 1.0 Mar 2022 round 2012 USA
273 Guantlet 1.0 Mar 2022 round 2018 USA
274 Human Interest 1.0 Aug 2021 round 2015 USA
275 Interswitch 1.0 Nov 2019 round 2002 Nigeria
276 InvestCloud 1.0 Feb 2021 transaction 2010 USA
277 LendingHome 1.0 Mar 2018 round 2014 USA
278 Liquid 1.0 Apr 2019 round 2013 Japan
279 Lydia 1.0 Dec 2021 round 2013 France
280 MatrixPort 1.0 Aug 2021 round 2019 Singapore
281 Nium 1.0 Aug 2021 round 2015 Singapore
282 Numbrs 1.0 Aug 2019 round 1999 Switzerland
283 Octane Lending 1.0 Aug 2021 round 2014 USA
284 Open 1.0 April 2022 round 2017 India
NEW Opn 1.0 May 2022 round 2020 Thailand
286 Orchard 1.0 Sept 2021 round 2017 USA
287 Oxyzo 1.0 Mar 2022 round 2016 India
288 Payhawk 1.0 Feb 2022 round 2018 London
289 PPRO 1.0 Jan 2021 round 2006 UK
290 Railsbank 1.0 Feb 2022 round 2016 London
291 Shift Technology 1.0 May 2021 round 2013 France
292 Sift 1.0 April 2021 round 2011 USA
293 Sightline Payments 1.0 Aug 2021 round 2009 USA
294 Slice 1.0 Nov 2021 round 2016 India
295 SmartAsset 1.0 June 2021 round 2012 USA
296 Stax (FatMerchant) 1.0 Mar 2022 round 2014 USA
297 TaxFix 1.0 Apr 2022 round 2016 Germany
298 The Zebra 1.0 April 2021 round 2012 USA
NEW Transfermate 1.0 May 2022 round 2010 Ireland
300 TrueLayer 1.0 Sep 2021 round 2016 UK
301 Vise 1.0 May 2021 round 2016 USA
302 VNLife (VNPay) 1.0 Aug 2021 round 2007 Vietnam
303 Wave Mobile Money 1.0 YC List (Feb '22) 2012 Senegal
304 Webull 1.0 Feb 2021 round 2016 China
305 Worldcoin 1.0 Oct 2021 round 2019 USA
306 Xendit 1.0 Sept 2021 round 2014 Indonesia
307 Xtransfer 1.0 Sep 2021 round 2017 China
308 Zopa 1.0 Oct 2021 round 2004 UK
309 ChromeRiver 1.0 Mar 2019 exit (Emburse) 2007 USA
310 Currency Cloud 1.0 July 2020 exit (Visa) 2012 UK
311 Nutmeg 1.0 June 2021 exit (JPMorgan) 2011 UK
312 Personal Capital 1.0 Exit 2009 USA
313 Finicity 1.0 June 2020 Exit (Mastercard) 1999 USA
NEW Neo Financial 1.0 May 2022 round 2019 Canada
315 Bright Health 1.0 Nov 2019 round 2015 USA

** Know any missing unicorns? Please email jim@fintechlabs.comSource: FintechLabs, 6 June 2022
*To qualify, a company must have achieved scale in 2000 or later and have its primary business related to financial services including banking, savings, lending, investing, insurance, wealth management, SMB accounting/payroll. We do not include health insurance companies. Services can be sold directly to consumers or through financial institutions or other companies. Real-time update list here.