At FintechLabs we maintain a list of 21st-century fintech unicorns* updated constantly (current list here). In January, we added 10 new unicorns for a month-end total of 281. Their total market value is now $2.1 trillion, down $110B from last month.
Unicorn count:
Beginning (Jan 1, 2022) = 271
Plus: 9 born this month (see Table 2, below)
1 previous unicorn added this month (Citadel Securities)
________________
Total (Jan 31) = 281
Total market value
Beginning = $2.20 trillion
Plus: $38B value of new entrants
Less: $210B decline in value of previous unicorns
___________________
Total (Jan 31) = $2.03 trillion
Full Fintech Unicorn List
| Rank | Company | Value ($B) | Value Date | Founded | Country | Category |
| 1 | PayPal | $207 | 1 Feb 2022 | 1999 | USA | Fintech |
| 2 | Ant Technology | 150 | 2018 round | 2014 | China | Fintech |
| 3 | Shopify | 123 | 1 Feb 2022 | 2004 | Canada | Ecommerce |
| 4 | Binance | 100 | Estimate | 2017 | Malta | Crypto |
| 5 | Stripe | 95 | Mar 2021 round | 2010 | USA | Fintech |
| 6 | Adyen | 62 | 1 Feb 2022 | 2006 | Netherlands | Fintech |
| 7 | Block (Square) | 59 | 1 Feb 2022 | 2009 | USA | Fintech |
| 8 | Coinbase | 52 | 1 Feb 2022 | 2012 | USA | Crypto |
| 9 | Klarna | 46 | June 2021 round | 2005 | Sweden | Fintech |
| 10 | Checkout.com | 40 | Jan 2022 round | 2012 | UK | Fintech |
| 11 | Nubank | 35 | 1 Feb 2022 | 2013 | Brazil | Banking |
| 12 | Revolut | 33 | July 2021 round | 2015 | UK | Fintech |
| 13 | FTX Exchange | 32 | Jan 2022 round | 2012 | USA | Crypto |
| 14 | Afterpay | 29 | August ’21 exit (Block) | 2014 | Australia | Fintech |
| 15 | Chime | 25 | Aug 2021 round | 2013 | USA | Fintech |
| 16 | Citadel Securities | 22 | Jan 2022 round | 2001 | USA | Finetch |
| 17 | WeBank | 21 | Nov 2018 trans | 2014 | China | Fintech |
| 18 | Lakala | 21 | 1 Feb 2022 | 2004 | China | Fintech |
| 19 | Bill.com | 20 | 1 Feb 2022 | 2006 | USA | Fintech |
| 20 | Affirm | 19 | 1 Feb 2022 | 2012 | USA | Fintech |
| 21 | Xero | 17 | 1 Feb 2022 | 2006 | New Zealand | Fintech |
| 22 | KakaoBank | 16 | 1 Feb 2022 | 2016 | South Korea | Fintech |
| 23 | Marqeta | 16 | Secondary May ’21 | 2010 | USA | Fintech |
| 24 | Plaid Technologies | 13 | April 2021 round | 2012 | USA | Fintech |
| 25 | Toast | 13 | 1 Feb 2022 | 2011 | USA | Fintech |
| 26 | Lufax | 13 | 1 Feb 2022 | 2011 | China | Fintech |
| 27 | Brex | 12 | Jan 2022 round | 2017 | USA | Fintech |
| 28 | Robinhood | 12 | 1 Feb 2022 | 2013 | USA | Fintech |
| 29 | Nuvei | 12 | 1 Feb 2022 | 2003 | Canada | Fintech |
| 30 | Bolt | 11 | Jan 2022 round | 2014 | USA | Fintech |
| 31 | SoFi | 11 | 1 Feb 2022 | 2011 | USA | Fintech |
| 32 | Tinkoff Bank | 10 | 1 Feb 2022 | 2006 | Russia | Fintech |
| 33 | eToro | 10 | Mar 2021 SPAC (proposed) | 2007 | UK | Fintech |
| 34 | Ripple | 10 | Dec 2019 round | 2012 | USA | Cyrpto |
| 35 | dLocal | 9.6 | 1 Feb 2022 | 2016 | Uruguay | Fintech |
| 36 | Upstart | 9.6 | 1 Feb 2022 | 2012 | USA | Fintech |
| 37 | Gusto | 9.5 | Aug 2021 round | 2011 | USA | Fintech |
| 38 | Bullish | 9.1 | July 2021 SPAC (proposed) | 2021 | Cayman Islands | Crypto |
| 39 | N26 | 9.0 | Oct 2021 round | 2013 | Germany | Fintech |
| 40 | Pagaya | 9.0 | Sep 2021 SPAC (proposed) | 2016 | USA | Fintech |
| 41 | Rapyd | 8.8 | April 2021 round | 2016 | UK | Fintech |
| 42 | Wise (TransferWise) | 8.7 | 1 Feb 2022 | 2011 | UK | Fintech |
| 43 | Tipalti | 8.3 | Dec 2021 round | 2010 | USA | Fintech |
| 44 | Fireblocks | 8.0 | Jan 2022 round | 2018 | USA | Crypto |
| 45 | Jiedaibao | 7.8 | Jan 2016 round | 2014 | China | Fintech |
| 46 | Better.com | 7.7 | May 2021 SPAC (proposed) | 2016 | USA | Fintech |
| 47 | PagSegero | 7.5 | 1 Feb 2022 | 2006 | Brazil | Fintech |
| 48 | Razorpay | 7.5 | April 2021 round | 2014 | India | Fintech |
| 49 | Carta | 7.4 | Aug 2021 round | 2012 | USA | Fintech |
| 50 | Toss (Viva Republica) | 7.4 | June 2021 round | 2011 | South Korea | Fintech |
| 51 | Gemini | 7.1 | Nov 2021 round | 2014 | USA | Crypto |
| 52 | Credit Karma | 7.1 | Exit | 2007 | USA | Fintech |
| 53 | NYDIG | 7.0 | Dec 2021 round | 2017 | USA | Crypto |
| 54 | Remitly | 7.0 | Sep 2021 round | 2011 | USA | Fintech |
| 55 | Mollie | 6.5 | June 2021 round | 2004 | Netherlands | Fintech |
| 56 | Upgrade | 6.0 | Nov 2021 round | 2016 | USA | Fintech |
| 57 | Trustly | 5.9 | Estimate based on 2021 IPO value | 2008 | Sweden | Fintech |
| 58 | Root Insurance | 5.8 | Oct 2020 IPO | 2016 | USA | Fintech |
| 59 | Airwallex | 5.5 | Nov 2021 round | 2015 | Australia | Fintech |
| 60 | Deel | 5.5 | Oct 2021 round | 2018 | USA | Fintech |
| 61 | Mambu | 5.5 | Dec 2021 round | 2011 | Germany | Fintech |
| 62 | PhonePe | 5.5 | Dec 2020 spinout | 2015 | India | Fintech |
| 63 | Trade Republic | 5.3 | May 2021 round | 2015 | Germany | Fintech |
| 64 | Blockchain.com | 5.2 | Mar 2021 round | 2011 | UK | Crypto |
| 65 | Qonto | 5.0 | Jan 2022 round | 2016 | France | Banking |
| 66 | Zepz (WorldRemit) | 5.0 | Bloomberg article about acquisition of SendWave | 2010 | UK | Fintech |
| 67 | Stone | 4.9 | 1 Feb 2022 | 2013 | Brazil | Fintech |
| 68 | Creditas | 4.8 | Jan 2022 round | 2012 | Brazil | Fintech |
| 69 | BillDesk | 4.7 | Aug 2021 exit (PayU) | 2000 | India | Fintech |
| 70 | HealthEquity | 4.5 | 1 Feb 2022 | 2002 | USA | Fintech |
| 71 | nCino | 4.5 | 1 Feb 2022 | 2012 | USA | Fintech |
| 72 | Circle Internet Financial | 4.5 | July 2021 SPAC (proposed) | 2013 | USA | Crypto |
| 73 | Monzo | 4.5 | Dec 2021 round | 2015 | UK | Fintech |
| 74 | Socure | 4.5 | Nov 2021 round | 2012 | USA | Fintech |
| 75 | Chainalysis | 4.2 | June 2021 round | 2014 | USA | Crypto |
| 76 | Bitpanda | 4.1 | Aug 2021 round | 2014 | Austria | Crypto |
| 77 | Kakao Pay | 4.0 | Est from IPO filing | 2014 | South Korea | Fintech |
| 78 | CRED | 4.0 | Oct 2021 round | 2018 | India | Fintech |
| 79 | Dave | 4.0 | June 2021 SPAC (proposed) | 2016 | USA | Fintech |
| 80 | iCapital Network | 4.0 | July 2021 round | 2013 | USA | Fintech |
| 81 | Kraken | 4.0 | 2019 round (per Fortune) | 2011 | USA | Crypto |
| 82 | Melio Payments | 4.0 | Aug 2021 round | 2018 | USA | Fintech |
| 83 | Next Insurance | 4.0 | Mar 2021 round | 2016 | USA | Fintech |
| 84 | WealthSimple | 4.0 | April 2021 round | 2014 | Canada | Fintech |
| 85 | Ramp | 3.9 | Aug 2021 round | 2019 | USA | Finetch |
| 86 | Dutchie | 3.8 | Oct 2021 round | 2017 | USA | Fintech |
| 87 | FalconX | 3.8 | Aug 2021 round | 2018 | USA | Crypto |
| 88 | Q2 Holdings | 3.7 | 1 Feb 2022 | 2004 | USA | Fintech |
| 89 | Papaya Global | 3.7 | Mar 2021 round | 2016 | Israel | Fintech |
| 90 | Duck Creek Software | 3.5 | 1 Feb 2022 | 2000 | USA | Fintech |
| 91 | Paymentus | 3.5 | 1 Feb 2022 | 2004 | USA | Fintech |
| 92 | Chargebee | 3.5 | Jan 2022 round | 2011 | USA | Fintech |
| 93 | Coalition | 3.5 | Sep 2021 round | 2017 | USA | Insurtech |
| 94 | PolicyBazaar | 3.5 | Mar 2021 round | 2008 | India | Insurtech |
| 95 | Assurance | 3.5 | Exit | 2016 | USA | Insurtech |
| 96 | Virtu Financial | 3.4 | 1 Feb 2022 | 2008 | USA | Fintech |
| 97 | MoonPay | 3.4 | Oct 2021 round | 2019 | USA | Cyrpto |
| 98 | Blockdaemon | 3.3 | Jan 2022 round | 2017 | USA | Crypto |
| 99 | Clearwater Analytics | 3.2 | 1 Feb 2022 | 2003 | USA | Fintech |
| 100 | Blockstream | 3.2 | Aug 2021 round | 2014 | Canada | Crypto |
| 101 | Cedar | 3.2 | Mar 2021 round | 2016 | USA | Healthtech |
| 102 | Figure | 3.2 | May 2021 round | 2018 | USA | Fintech |
| 103 | SpotOn | 3.2 | Sep 2021 round | 2017 | USA | Fintech |
| 104 | Flywire | 3.1 | 1 Feb 2022 | 2011 | USA | Fintech |
| 105 | HighRadius | 3.1 | Mar 2021 round | 2006 | USA | Fintech |
| 106 | Anchorage Digital | 3.0 | Dec 2021 round | 2017 | USA | Crypto |
| 107 | BlockFI | 3.0 | Mar 2021 round | 2017 | USA | Crypto |
| 108 | Celsius Network | 3.0 | Oct 2021 round | 2017 | UK | Crypto |
| 109 | China UnionPay | 3.0 | Per Crunchbase 12/19 | 2002 | China | Fintech |
| 110 | Devoted Health | 3.0 | May 2020 round | 2017 | USA | Health |
| 111 | Doma (States Title) | 3.0 | Mar 2021 SPAC (proposed) | 2016 | USA | Fintech |
| 112 | Forter | 3.0 | May 2021 round | 2013 | USA | Fintech |
| 113 | Groww | 3.0 | Oct 2021 round | 2017 | India | Fintech |
| 114 | PineLabs | 3.0 | May 2021 round | 1998 | India | Fintech |
| 115 | Wefox | 3.0 | May 2021 round | 2015 | Germany | Fintech |
| 116 | Hypoport SE | 2.9 | 1 Feb 2022 | 1999 | Germany | Fintech |
| 117 | BharatPe | 2.9 | August 2021 round | 2018 | India | Fintech |
| 118 | DriveWealth | 2.9 | Aug 2021 round | 2012 | USA | Fintech |
| 119 | OVO | 2.9 | Mar 2019 round | 2017 | Indonesia | Fintech |
| 120 | OakNorth | 2.8 | May 2019 round | 2015 | UK | Fintech |
| 121 | Verafin | 2.8 | Exit Nov 2020 | 2003 | Canada | Fintech |
| 122 | Paidy | 2.7 | Exit Sep 2021 (PayPal) | 2008 | Japan | Fintech |
| 123 | Linklogis | 2.5 | 1 Feb 2022 | 2016 | China | Fintech |
| 124 | Aura | 2.5 | Oct 2021 round | 2019 | USA | Insuretech |
| 125 | Uala | 2.5 | Aug 2021 round | 2017 | Argentina | Fintech |
| 126 | Varo Money | 2.5 | Sep 2021 round | 2015 | USA | Fintech |
| 127 | Divvy | 2.5 | Exit May 2021 (Bill.com) | 2016 | USA | Fintech |
| 128 | Itiviti | 2.5 | Exit April 2021 | 2016 | Sweden | Fintech |
| 129 | Circle Internet Financial | 2.4 | 1 Feb 2022 | 2015 | USA | Fintech |
| 130 | Paxos | 2.4 | April 2021 round | 2012 | USA | Crypto |
| 131 | Cardlytics | 2.3 | 1 Feb 2022 | 2008 | USA | Fintech |
| 132 | Expensify | 2.3 | 1 Feb 2022 | 2008 | USA | Fintech |
| 133 | Aspiration | 2.3 | Sep 2021 SPAC (proposed) | 2013 | USA | Fintech |
| 134 | Greenlight | 2.3 | April 2021 round | 2014 | USA | Fintech |
| 135 | Lifelock | 2.3 | Exit | 2005 | USA | Fintech |
| 136 | AvidXchange | 2.2 | 1 Feb 2022 | 2000 | USA | Fintech |
| 137 | Acorns | 2.2 | May 2021 SPAC (proposed) | 2012 | USA | Fintech |
| 138 | Addepar | 2.2 | June 2021 round | 2009 | USA | Fintech |
| 139 | Bitso | 2.2 | May 2021 round | 2014 | Mexico | Crypto |
| 140 | CloudWalk | 2.2 | Nov 2021 round | 2013 | Brazil | Fintech |
| 141 | Current | 2.2 | April 2021 round | 2015 | USA | Fintech |
| 142 | iZettle | 2.2 | Exit | 2010 | Sweden | Fintech |
| 143 | Tink | 2.2 | Exit June 2021 (Visa) | 2012 | Sweden | Fintech |
| 144 | Lemonade | 2.1 | 1 Feb 2022 | 2015 | USA | Fintech |
| 145 | Zuora | 2.1 | 1 Feb 2022 | 2007 | USA | Fintech |
| 146 | Mercado Bitcoin | 2.1 | June 2021 round | 2013 | Brazil | Crypto |
| 147 | PayFit | 2.1 | Jan 2022 round | 2015 | France | SMB |
| 148 | ReCharge | 2.1 | May 2021 round | 2014 | USA | Fintech |
| 149 | Blend | 2.0 | 1 Feb 2022 | 2012 | USA | Fintech |
| 150 | LendingClub | 2.0 | 1 Feb 2022 | 2008 | USA | Fintech |
| 151 | Atome | 2.0 | Sep 2021 round | 2019 | Singapore | Finetch |
| 152 | Avant | 2.0 | Sep 2015 round | 2012 | USA | Fintech |
| 153 | Bunq | 2.0 | June 2021 round | 2012 | Netherlands | Fintech |
| 154 | Chipper Cash | 2.0 | Nov 2021 round | 2018 | USA | Fintech |
| 155 | Clearbanc | 2.0 | April 2021 round | 2015 | USA | Fintech |
| 156 | Clip | 2.0 | June 2021 round | 2012 | Mexico | Fintech |
| 157 | Divvy Homes | 2.0 | Aug 2021 round | 2017 | USA | Fintech |
| 158 | FirstP2P | 2.0 | Per Crunchbase 12/19 | 2013 | China | Fintech |
| 159 | Modern Treasury | 2.0 | Oct 2021 round | 2018 | USA | Fintech |
| 160 | MoMo | 2.0 | Dec 2021 round | 2007 | Vietnam | Payments |
| 161 | Mynt (Gcash) | 2.0 | Oct 2021 round | 2003 | Phillipines | Fintech |
| 162 | Opay | 2.0 | Aug 2021 round | 2018 | Nigeria | Fintech |
| 163 | Pipe | 2.0 | Mar 2021 round | 2019 | USA | Fintech |
| 164 | Waterdrop | 2.0 | Aug 2020 round | 2016 | China | Fintech |
| 165 | Zenefits | 2.0 | May 2015 round | 2013 | USA | Fintech |
| 166 | Zilch | 2.0 | Nov 2021 round | 2018 | UK | Fintech |
| 167 | Coinswitch Kuber | 1.9 | Oct 2021 round | 2017 | India | Crypto |
| 168 | Digit Insurance | 1.9 | Jan 2021 round | 2016 | India | Insurtech |
| 169 | MX | 1.9 | Jan 2021 round | 2010 | USA | Fintech |
| 170 | Starling Bank | 1.9 | Mar 2021 round | 2014 | UK | Fintech |
| 171 | GreenDot | 1.8 | 1 Feb 2022 | 1999 | USA | Fintech |
| 172 | Payoneer | 1.8 | 1 Feb 2022 | 2005 | USA | Fintech |
| 173 | Trulioo | 1.8 | June 2021 round | 2011 | Canada | Fintech |
| 174 | Mercury Technologies | 1.7 | July 2021 round | 2015 | Denmark | Fintech |
| 175 | Wave | 1.7 | Sep 2021 round | 2018 | Senegal | Fintech |
| 176 | Mercury Payments | 1.7 | Exit | 2001 | USA | Fintech |
| 177 | Solaris Bank | 1.6 | July 2021 round | 2016 | Germany | Fintech |
| 178 | Wayflyer | 1.6 | Jan 2022 round | 2019 | Ireland | Lending |
| 179 | Enova | 1.5 | 1 Feb 2022 | 2004 | USA | Fintech |
| 180 | Fawry | 1.5 | 31-Dec-2020 | 2008 | Egypt | Fintech |
| 181 | LoanDepot | 1.5 | 1 Feb 2022 | 2010 | USA | Fintech |
| 182 | Ascend Money | 1.5 | Sep 2021 round | 2015 | Thailand | Fintech |
| 183 | Coinlist | 1.5 | Oct 2021 round | 2017 | USA | Crypto |
| 184 | Ledger | 1.5 | June 2021 round | 2014 | France | Crypto |
| 185 | M1 Finance | 1.5 | July 2021 round | 2015 | USA | Fintech |
| 186 | PingPong | 1.5 | Mar 2019 round | 2015 | China | Fintech |
| 187 | WeLab | 1.5 | Mar 2021 round (est) | 2013 | HongKong | Fintech |
| 188 | Zeta | 1.5 | May 2021 round | 2015 | India | Fintech |
| 189 | GoHealth | 1.5 | Exit | 2001 | USA | Health |
| 190 | Alkami | 1.4 | April 2021 round | 2009 | USA | Fintech |
| 191 | Alloy | 1.4 | Sep 2021 round | 2015 | USA | Fintech |
| 192 | At-Bay | 1.4 | July 2021 round | 2016 | USA | Insurtech |
| 193 | CGTZ | 1.4 | June 2018 round | 2013 | China | Fintech |
| 194 | Figment | 1.4 | Dec 2021 round | 2018 | USA | Crypto |
| 195 | Judo Bank | 1.4 | June 2021 round | 2016 | Australia | Fintech |
| 196 | Scalable Capital | 1.4 | June 2021 round | 2014 | Germany | Fintech |
| 197 | Stash | 1.4 | Feb 2021 round | 2015 | USA | Fintech |
| 198 | Wealthfront | 1.4 | Exit to UBS Jan ’22 | 2008 | USA | Investech |
| 199 | Betterment | 1.3 | Sep 2021 round | 2008 | USA | Fintech |
| 200 | Cointracker | 1.3 | Jan 2022 round | 2017 | USA | Crypto |
| 200 | iTrustCapital | 1.3 | Jan 2022 round | 2018 | USA | Crypto |
| 201 | Lukka | 1.3 | Jan 2022 round | 2014 | USA | Crypto |
| 202 | Marshmallow | 1.3 | Sep 2021 round | 2017 | UK | Insurtech |
| 203 | Signifyd | 1.3 | April 2021 round | 2011 | USA | Fintech |
| 204 | TaxBit | 1.3 | Aug 2021 round | 2018 | USA | Crypto |
| 205 | TrueBill | 1.3 | Dec 2021 exit (Rocket) | 2015 | USA | Banking |
| 206 | Atom Bank | 1.3 | July 2019 round | 2014 | UK | Fintech |
| 207 | Oscar Health | 1.2 | 1 Feb 2022 | 2012 | USA | Health |
| 208 | Hippo Holdings | 1.2 | 1 Feb 2022 | USA | Insurtech | |
| 209 | Riskified | 1.2 | 1 Feb 2022 | 2012 | USA | Fintech |
| 210 | AgentSync | 1.2 | Dec 2021 round | 2018 | USA | Insurance |
| 211 | Clover Health | 1.2 | Jan 2019 round | 2013 | USA | Health |
| 212 | Phantom Technologies | 1.2 | Jan 2022 round | 2021 | USA | Cyrpto |
| 213 | Pilot | 1.2 | Mar 2021 round | 2016 | USA | Fintech |
| 214 | Public.com | 1.2 | Feb 2021 round | 2018 | USA | Fintech |
| 215 | Galileo | 1.2 | Exit | 2000 | USA | Fintech |
| 216 | SimpleNexus | 1.2 | Exit to nCino Nov 2021 | 2011 | USA | Fintech |
| 217 | Deposit Solutions | 1.1 | Sep 2019 round | 2011 | Germany | Fintech |
| 218 | BillTrust | 1.1 | 1 Feb 2022 | 2001 | USA | Fintech |
| 219 | Sezzle | 1.1 | 1 Feb 2022 | 2016 | USA | Fintech |
| 220 | Acko | 1.1 | Oct 2021 round | 2016 | India | Insurtech |
| 221 | Akulaku | 1.1 | Jan 2019 (per Dealroom.co) | 2014 | Indonesia | Fintech |
| 222 | CoinDCX | 1.1 | Aug 2021 round | 2017 | India | Crypto |
| 223 | Earnix | 1.1 | Feb 2021 round | 2001 | Israel | Fintech |
| 224 | Fundbox | 1.1 | Nov 2021 round | 2013 | USA | Fintech |
| 225 | MobileCoin | 1.1 | Aug 2021 round | 2017 | USA | Crypto |
| 226 | Sunbit | 1.1 | May 2021 | 2016 | USA | Fintech |
| 227 | Tradeshift | 1.1 | May 2018 round | 2009 | USA | Fintech |
| 228 | Zego | 1.1 | Mar 2021 round | 2016 | UK | Insurtech |
| 229 | Cayan | 1.1 | Exit | 1998 | USA | Fintech |
| 230 | GreenSky | 1.1 | Sep 2021 Acquired by Goldman Sachs | 2006 | USA | Fintech |
| 231 | OneConnect (PingAn) | 1.0 | 1 Feb 2022 | 2015 | China | Fintech |
| 232 | Ajaib | 1.0 | Oct 2021 round | 2018 | Indonesia | Fintech |
| 233 | Amber Group | 1.0 | June 2021 round | 2017 | Hong Kong | Crypto |
| 234 | Amount | 1.0 | May 2021 round | 2019 | USA | Fintech |
| 235 | Betterfly | 1.0 | Jan 2022 round | 2018 | Chile | Insuretech |
| 236 | Bitkub | 1.0 | Nov 2021 round | 2018 | Thailand | Crypto |
| 237 | Bolttech | 1.0 | July 2020 round | 2020 | Singapore | Fintech |
| 238 | C2FO | 1.0 | Apr 2019 round | 2008 | USA | Fintech |
| 239 | Clearcover | 1.0 | April 2021 round | 2016 | USA | Insurtech |
| 240 | Crypto.com | 1.0 | Nov 2021 est. based on news reports | 2016 | Singapore | Cyrpto |
| 241 | DailyPay | 1.0 | May 2021 round | 2015 | USA | Fintech |
| 242 | EBANX | 1.0 | Oct 2019 round | 2012 | Brazil | Fintech |
| 243 | Fast | 1.0 | Oct 2020 rumors | 2019 | USA | Fintech |
| 244 | Feedzai | 1.0 | Mar 2021 round | 2011 | USA | Fintech |
| 245 | Flutterwave | 1.0 | Mar 2021 round | 2016 | USA | Fintech |
| 246 | Freshbooks | 1.0 | Aug 2021 round | 2003 | Canada | Fintech |
| 247 | GoCardless | 1.0 | Dec 2020 round | 2011 | UK | Fintech |
| 248 | Human Interest | 1.0 | Aug 2021 round | 2015 | USA | Fintech |
| 249 | Interswitch | 1.0 | Nov 2019 round | 2002 | Nigeria | Fintech |
| 250 | InvestCloud | 1.0 | Feb 2021 transaction | 2010 | USA | Fintech |
| 251 | LendingHome | 1.0 | Mar 2018 round | 2014 | USA | Fintech |
| 252 | Liquid | 1.0 | Apr 2019 round | 2013 | Japan | Crypto |
| 253 | Lydia | 1.0 | Dec 2021 round | 2013 | France | Banking |
| 254 | MatrixPort | 1.0 | Aug 2021 round | 2019 | Singapore | Crypto |
| 255 | Neon Pagamentos | 1.0 | Estimate | 2016 | Brazil | Fintech |
| 256 | Nium | 1.0 | Aug 2021 round | 2015 | Singapore | Fintech |
| 257 | Numbrs | 1.0 | Aug 2019 round | 1999 | Switzerland | Fintech |
| 258 | Octane Lending | 1.0 | Aug 2021 round | 2014 | USA | Fintech |
| 259 | Orchard | 1.0 | Sept 2021 round | 2017 | USA | Fintech |
| 260 | PPRO | 1.0 | Jan 2021 round | 2006 | UK | Fintech |
| 261 | Shift Technology | 1.0 | May 2021 round | 2013 | France | Insurtech |
| 262 | Sift | 1.0 | April 2021 round | 2011 | USA | Fintech |
| 263 | Sightline Payments | 1.0 | Aug 2021 round | 2009 | USA | Fintech |
| 264 | Slice | 1.0 | Nov 2021 round | 2016 | India | Fintech |
| 265 | SmartAsset | 1.0 | June 2021 round | 2012 | USA | Finetch |
| 266 | The Zebra | 1.0 | April 2021 round | 2012 | USA | Insurtech |
| 267 | Thought Machine | 1.0 | Nov 2021 round | 2015 | UK | Fintech |
| 268 | TrueLayer | 1.0 | Sep 2021 round | 2016 | UK | Fintech |
| 269 | Vise | 1.0 | May 2021 round | 2016 | USA | Fintech |
| 270 | VNLife (VNPay) | 1.0 | Aug 2021 round | 2007 | Vietnam | Fintech |
| 271 | Webull | 1.0 | Feb 2021 round | 2016 | China | Fintech |
| 272 | Worldcoin | 1.0 | Oct 2021 round | 2019 | USA | Crypto |
| 273 | Xendit | 1.0 | Sept 2021 round | 2014 | Indonesia | Fintech |
| 274 | Xtransfer | 1.0 | Sep 2021 round | 2017 | China | Fintech |
| 275 | Zopa | 1.0 | Oct 2021 round | 2004 | UK | Fintech |
| 276 | ChromeRiver | 1.0 | Exit to Emburse Mar 2019 | 2007 | USA | Fintech |
| 277 | Currency Cloud | 1.0 | July 2020 exit to Visa | 2012 | UK | Fintech |
| 278 | Nutmeg | 1.0 | Exit June 2021 JPMorgan | 2011 | UK | Fintech |
| 279 | Personal Capital | 1.0 | Exit | 2009 | USA | Fintech |
| 280 | Finicity | 1.0 | Exit | 1999 | USA | Fintech |
| 281 | Bright Health | 1.0 | Nov 2019 round | 2015 | USA | Insuretech |
Source: FintechLabs, 1 Feb 2022
*To qualify, a company must have achieved scale in 2000 or later and have its primary business related to financial services including banking, savings, lending, investing, insurance, wealth management, SMB accounting/payroll. We do not include health insurance companies. Services can be sold directly to consumers or through financial institutions or other companies. Real-time update list here.
** Know any missing unicorns? Please email jim@fintechlabs.com
Table 2: Unicorns Born in Jan 2022
| Company | Value ($B) | Value Date | Founded | Country | Category | Sub-Category | Status |
| Citadel Securities | $22 | Jan 2022 round | 2001 | USA | Fintech | Investing | Private |
| Qonto | 5.0 | Jan 2022 round | 2016 | France | Banking | SMB | Private |
| PayFit | 2.1 | Jan 2022 round | 2015 | France | SMB | Payroll | Private |
| Wayflyer | 1.6 | Jan 2022 round | 2019 | Ireland | Lending | Ecommerce | Private |
| Wealthfront | 1.4 | Exit to UBS Jan ’22 | 2008 | USA | Investech | Robo | Exit |
| Cointracker | 1.3 | Jan 2022 round | 2017 | USA | Crypto | Accounting | Private |
| iTrustCapital | 1.3 | Jan 2022 round | 2018 | USA | Crypto | Investing | Private |
| Lukka | 1.3 | Jan 2022 round | 2014 | USA | Crypto | Infrastructure | Private |
| Phantom Technologies | 1.2 | Jan 2022 round | 2021 | USA | Cyrpto | Wallet | Private |
| Betterfly | 1.0 | Jan 2022 round | 2018 | Chile | Insuretech | Health | Private |
