The majority were founded during the pandemic. Only 15 were started prior to 2020.

United States (20)

Alinea
New York, NY
Smart investing app
Founded: 2020
Employees: 3
#Investing
Brick
Oakland, CA
The banking platform for homeowners to increase their home value.
Founded: 2019
Employees: 5
#Proptech
Cheqout
San Francisco, CA
Founded: 2020
Employees: 6
Mobile ordering & payments for brick & mortars
#Payments

Ennerate
San Francisco, CA
Automating business valuations catered to SMBs
Founded: 2020
Employees: 2
#SMB
Finary
New York, NY
Discord for Investing
Founded: 2020
Employees: 4
#Investing
San Francisco, CA
Streamline your debt capital raise and management
Founded: 2021
Employees: 3
#SMB
Fractional
San Francisco, CA, USA
Platform for fractional ownership of residential investment properties
Founded: 2020
Employees: 2
#Investing #Proptech
Galaxy
San Francisco, CA, USA
Modern money management platform with points
Founded: 2020
Employees: 1
#PFM #Rewards

Gerald Technologies
New York, NY
Autopay household bills without fear of overdraft or late fees
Founded: 2020
Employees: 5
#Billpay #Payments
Hapi
San Francisco, CA
Stock trading app with zero commission and no minimums for Latam
Founded: 2020
Employees: 6
#Investing
Austin, TX, USA
A payment platform for the entire US $800B restaurant industry
Founded: 2020
Employees: 4
#Payments
Lendflow
Austin, TX
Embedded lending infrastructure for software companies
Founded: 2019
Employees: 14
#Lending
Mythia
San Francisco, CA, USA
Debit rewards card for gamers
Founded: 2020
Employees: 4
#Cards #Rewards
Bay Area, CA
Credit cards for the underbanked with no credit check or cash deposits
Founded: 2020
Employees: Unknown
#Lending #Cards
Purpose
San Francisco, CA
Go-to-card for conscious consumers
Founded: 2020
Employees: 3
#Cards

Miami, FL
Stripe Capital for Latin America
Founded: 2020
Employees: 3
#Capital #SMB
Sivo
San Francisco, CA
Debt as a service for companies to lend money to their users at scale.
Founded: 2020
Employees: 15
#Lending
SoloSuit
Provo, UT
Helps people respond to debt-collection lawsuits
Founded: 2018
Employees: 2
#Lending #DebtManagement
SwiftSku
Birmingham, AL, USA
Management and analytics software for convenience stores
Founded: 2019
Employees: 2
#Payments #Accounting #SMB
Tint
San Francisco, CA
Makes it easy for tech platforms to embed insurance into products
Founded: 2018
Employees: 4
#InsurTech #AI #DeveloperTools 

Africa & Middle East (6)

Benga
Tel Aviv, Israel
Credit-risk as a service
Founded: 2020
Employees: 2
#Lending #SMB

 

Dayra
Cairo, Egypt
Data-driven embedded financial services for gig workers
Founded: 2020
Employees: 10
#BaaS #SMB

 

Djamo
Abidjan, Côte d'Ivoire
Challenger bank for consumers in French-speaking Africa.
Founded: 2020
Employees: 25
#Banking

Mono
Lagos, Nigeria
Plaid for Africa, but better.
Founded: 2020
Employees: 10
#BaaS
NowPay
Cairo, Egypt
Employer-backed payroll advances for employees in Egypt
Founded: 2019
Employees: 35
#SMB

Ziina
Dubai, United Arab Emirates
A digital wallet for the Middle East & North Africa
Founded: 2020
Employees: 9
#Payments #Banking

Asia (16)

BimaPe
Mumbai, Maharashtra, India
Hub for your family's insurance
Founded: 2020
Employees: 11

#InsurTech

Bimaplan
Mumbai, Maharashtra, India
Affordable insurance for the next billion Indians
Founded: 2020
Employees: 5
#InsurTech
Bueno Finance
Gurugram, India
Building Chime for India
Founded: 2020
Employees: 5
#Banking
Cash Accounting App for Small Businesses in India
Founded: 2020
Employees: 4
#SMB
Finantier
Singapore
Plaid for Southeast Asia
Founded: 2020
Employees: 25
#SMB #BaaS
Friz
Singapore
Credit card for freelancers in Asia
Founded: 2020
Employees: 5
#Cards #SMB

GimBooks
Raipur, India
Simple bookkeeping platform
Founded: 2017
Employees: 16
GroMo
Gurugram, India
App for independent agents to sell Insurance in India
Founded: 2020
Employees: 30
#Insurtech
Homebase
Ho Chi Minh City, Vietnam
Personalized rent-to-own real estate financing in Southeast Asia
Founded: 2019
#Lending #Proptech
Kodo
Mumbai, India
Corporate credit card for Indian startups & small businesses
Founded: 2019
Employees: 10
#SMB #Cards
Hyderabad, India
Instant loans for trucking companies in India
Founded: 2020
Employees: 9
#Lending #SMB
Nano Technologies
Hanoi, Vietnam
Payroll app to pay workers daily in Southeast Asia
Founded: 2020
Employees: 17
#SMB #Payments
NextPay
Manila, Philippines
The digital bank for small businesses in the Philippines.
Founded: 2019
Employees: 10
#Banking #SMB
Quotabook
Seoul, South Korea
Equity management platform for startups and investors.
Founded: 2019
Employees: 16
#Capital #SMB
OctiFi
Singapore
Buy Now Pay Later for Southeast Asia
Founded: 2019
Employees: 11
#Lending
Udhaar App
Karachi, Pakistan
We're Khatabook / OkCredit for Pakistan
Founded: 2020
Employees: 5
#Lending

Europe (6)

Kanda
Birmingham, UK
Affirm for general contractors
Founded: 2018
Employees: 6
#Lending #SMB
LiveFlow
London, UK
One hub to automate your business finances
Founded: 2020
Employees: 5
#SMB #Accounting

Latin America (8)

Atrato
Guadalajara, Mexico
Affirm for LATAM
Founded: 2019
Employees: 13
#Lending
Fintoc
Santiago, Chile
Plaid for LATAM
Founded: 2020
Employees: 4
#DeveloperTools
Kredi
Monterrey, Mexico
Rocket Mortgage for LatAm.
Founded: 2020
Employees: 4
#Lending #Mortgage
Mendel
Mexico City, Mexico
Employee expense tracking & management
Founded: 2020
Employees: 5
#SMB #Payments
Ontop
Bogota, Colombia
Multi-country payroll manager for LATAM
Founded: 2020
Employees: 17
#SMB #Payments #HR
Pagaloop
Mexico City, Mexico
Finance SMBs’ working capital needs with personal credit cards.
Founded: 2019
Employees: 12
#SMB #Cards #Lending
Treinta
Bogota, Colombia
Digital ledger app for Latam microbusinesses
Founded: 2020
Employees: 16
#SMB
Z1
São Paulo, Brazil
Digital bank for teenagers in LatAm connected to prepaid card
Founded: 2020
Employees: 15
#Banking #Cards