At FintechLabs we maintain a list of 21st-century fintech unicorns* updated constantly (current list here). In April, we added 4 new unicorns for a month-end total of 309. Their total market value is now $1.8 trillion, down $160 billion from last month.

Fintech Unicorn count:
Beginning (April 1, 2022) = 305
Plus: 4 newborns (marked NEW below)
________________
Total (April 30, 2022) = 309

Total market value
Beginning = $2.03 trillion
Plus: $6B value of new entrants
Less: $170B decline in value of previous unicorns
___________________
Total (April 30) = $1.84 trillion (actually $1,843 to be more precise)


Full Fintech Unicorn List

Rank Company Value ($B) Value Date Founded Country Category
1 Ant Technology 150 2018 round 2014 China Fintech
2 PayPal 104 2 May 2022 1999 USA Fintech
3 Binance 100 Estimate 2017 Malta Crypto
4 Stripe 95 Mar 2021 round 2010 USA Fintech
5 Block (Square) 60 2 May 2022 2009 USA Fintech
6 Shopify 56 2 May 2022 2004 Canada Ecommerce
7 Adyen 52 2 May 2022 2006 Netherlands Fintech
8 Klarna 46 June 2021 round 2005 Sweden Fintech
9 Checkout.com 40 Jan 2022 round 2012 UK Fintech
10 Revolut 33 July 2021 round 2015 UK Fintech
11 FTX Exchange 32 Jan 2022 round 2012 USA Crypto
12 Coinbase 31 2 May 2022 2012 USA Crypto
13 Afterpay 29 Aug 2021 exit (Square) 2014 Australia Fintech
14 Nubank 28 2 May 2022 2013 Brazil Banking
15 Chime 25 Aug 2021 round 2013 USA Fintech
16 Citadel Securities 22 Jan 2022 round 2001 USA Finetch
17 WeBank 21 Nov 2018 transaction 2014 China Fintech
18 FNZ 20 Feb 2022 round 2004 London Investech
19 Bill.com 18 2 May 2022 2006 USA Fintech
20 Marqeta 16 Secondary May 2021 2010 USA Fintech
21 KakaoBank 15 2 May 2022 2016 South Korea Fintech
22 Lakala 14 2 May 2022 2004 China Fintech
23 Blockchain.com 14 Mar 2022 round 2011 UK Crypto
24 Lufax 14 2 May 2022 2011 China Fintech
25 Xero 14 2 May 2022 2006 New Zealand Fintech
26 Plaid Technologies 13 April 2021 round 2012 USA Fintech
27 Brex 12 Jan 2022 round 2017 USA Fintech
28 Bolt 11 Jan 2022 round 2014 USA Fintech
29 Nuvei 10 2 May 2022 2003 Canada Fintech
30 Ripple 10 Dec 2019 round 2012 USA Cyrpto
31 Toast 9.7 2 May 2022 2011 USA Fintech
32 Gusto 9.5 Aug 2021 round 2011 USA Fintech
33 Tinkoff Bank 9.3 2 May 2022 2006 Russia Fintech
34 Bullish 9.1 July '21 SPAC (proposed) 2021 Cayman Is. Crypto
35 Circle Internet Financial 9.0 July '21 SPAC (proposed) 2013 USA Crypto
36 N26 9.0 Oct 2021 round 2013 Germany Fintech
37 Pagaya 9.0 Sep '21 SPAC (proposed) 2016 USA Fintech
38 eToro 8.8 Dec '21 SPAC (proposed) 2007 UK Fintech
39 Rapyd 8.8 April 2021 round 2016 UK Fintech
40 Robinhood 8.6 2 May 2022 2013 USA Fintech
41 Affirm 8.4 2 May 2022 2012 USA Fintech
42 Tipalti 8.3 Dec 2021 round 2010 USA Fintech
43 Ramp 8.1 Feb 2022 round 2019 USA Finetch
44 Fireblocks 8.0 Jan 2022 round 2018 USA Crypto
45 Jiedaibao 7.8 Jan 2016 round 2014 China Fintech
46 Better.com 7.7 May '21 SPAC (proposed) 2016 USA Fintech
47 Razorpay 7.5 April 2021 round 2014 India Fintech
48 Carta 7.4 Aug 2021 round 2012 USA Fintech
49 Toss (Viva Republica) 7.4 June 2021 round 2011 South Korea Fintech
50 Gemini 7.1 Nov 2021 round 2014 USA Crypto
51 Credit Karma 7.1 Exit 2007 USA Fintech
52 NYDIG 7.0 Dec 2021 round 2017 USA Crypto
53 Remitly 7.0 Sep 2021 round 2011 USA Fintech
54 dLocal 6.7 2 May 2022 2016 Uruguay Fintech
55 Upstart 6.7 2 May 2022 2012 USA Fintech
56 Mollie 6.5 June 2021 round 2004 Netherlands Fintech
57 Upgrade 6.0 Nov 2021 round 2016 USA Fintech
58 Trustly 5.9 May 2021 IPO filing 2008 Sweden Fintech
59 Root Insurance 5.8 Oct 2020 IPO 2016 USA Fintech
60 Wise (TransferWise) 5.6 2 May 2022 2011 UK Fintech
61 Airwallex 5.5 Nov 2021 round 2015 Australia Fintech
62 Deel 5.5 Oct 2021 round 2018 USA Fintech
63 Mambu 5.5 Dec 2021 round 2011 Germany Fintech
64 PhonePe 5.5 Dec 2020 spinout 2015 India Fintech
65 Trade Republic 5.3 May 2021 round 2015 Germany Fintech
66 Clearwater Analytics 5.2 2 May 2022 2003 USA Fintech
67 HealthEquity 5.2 2 May 2022 2002 USA Fintech
68 SoFi 5.0 2 May 2022 2011 USA Fintech
69 Virtu Financial 5.0 2 May 2022 2008 USA Fintech
70 Qonto 5.0 Jan 2022 round 2016 France Banking
71 PagSegero 4.8 2 May 2022 2006 Brazil Fintech
72 Creditas 4.8 Jan 2022 round 2012 Brazil Fintech
73 BillDesk 4.7 Aug 2021 exit (PayU) 2000 India Fintech
74 Lendable 4.6 Mar 2022 round 2014 USA Lendtech
75 Monzo 4.5 Dec 2021 round 2015 UK Fintech
76 Socure 4.5 Nov 2021 round 2012 USA Fintech
77 Chainalysis 4.2 June 2021 round 2014 USA Crypto
78 Bitpanda 4.1 Aug 2021 round 2014 Austria Crypto
79 AngelList 4.0 Mar 2022 round 2010 USA Investing
80 CRED 4.0 Oct 2021 round 2018 India Fintech
81 iCapital Network 4.0 July 2021 round 2013 USA Fintech
82 Kakao Pay 4.0 IPO filing 2021 2014 South Korea Fintech
83 Kraken 4.0 2019 round (Fortune) 2011 USA Crypto
84 Melio Payments 4.0 Aug 2021 round 2018 USA Fintech
85 Next Insurance 4.0 Mar 2021 round 2016 USA Fintech
86 WealthSimple 4.0 April 2021 round 2014 Canada Fintech
87 Dutchie 3.8 Oct 2021 round 2017 USA Fintech
88 FalconX 3.8 Aug 2021 round 2018 USA Crypto
89 nCino 3.7 2 May 2022 2012 USA Fintech
90 Papaya Global 3.7 Mar 2021 round 2016 Israel Fintech
91 Chargebee 3.5 Jan 2022 round 2011 USA Fintech
92 Coalition 3.5 Sep 2021 round 2017 USA Insurtech
93 PolicyBazaar 3.5 Mar 2021 round 2008 India Insurtech
94 Assurance 3.5 Exit 2016 USA Insurtech
95 MoonPay 3.4 Oct 2021 round 2019 USA Cyrpto
96 Flywire 3.3 2 May 2022 2011 USA Fintech
97 Blockdaemon 3.3 Jan 2022 round 2017 USA Crypto
98 Blockstream 3.2 Aug 2021 round 2014 Canada Crypto
99 Cedar 3.2 Mar 2021 round 2016 USA Healthtech
100 Figure 3.2 May 2021 round 2018 USA Fintech
101 SpotOn 3.2 Sep 2021 round 2017 USA Fintech
102 HighRadius 3.1 Mar 2021 round 2006 USA Fintech
103 Q2 Holdings 3.0 2 May 2022 2004 USA Fintech
104 Stone 3.0 2 May 2022 2013 Brazil Fintech
105 Amber Group 3.0 Feb 2022 round 2017 Hong Kong Crypto
106 Anchorage Digital 3.0 Dec 2021 round 2017 USA Crypto
107 BlockFI 3.0 Mar 2021 round 2017 USA Crypto
108 Celsius Network 3.0 Oct 2021 round 2017 UK Crypto
109 China UnionPay 3.0 Per Crunchbase 12/19 2002 China Fintech
110 Cross River Bank 3.0 Mar 2022 round 2008 USA Banking
111 Devoted Health 3.0 May 2020 round 2017 USA Health
112 Flutterwave 3.0 Feb 2022 round 2016 USA Fintech
113 Forter 3.0 May 2021 round 2013 USA Fintech
114 Groww 3.0 Oct 2021 round 2017 India Fintech
115 PineLabs 3.0 May 2021 round 1998 India Fintech
116 Wefox 3.0 May 2021 round 2015 Germany Fintech
117 BharatPe 2.9 August 2021 round 2018 India Fintech
118 DriveWealth 2.9 Aug 2021 round 2012 USA Fintech
119 OVO 2.9 Mar 2019 round 2017 Indonesia Fintech
120 OakNorth 2.8 May 2019 round 2015 UK Fintech
121 Verafin 2.8 Exit Nov 2020 2003 Canada Fintech
122 Paidy 2.7 Exit Sep 2021 (PayPal) 2008 Japan Fintech
123 Aura 2.5 Oct 2021 round 2019 USA Insuretech
NEW Coda Payments 2.5 April 2022 round 2011 Singapore Payments
125 Uala 2.5 Aug 2021 round 2017 Argentina Fintech
126 Varo Money 2.5 Sep 2021 round 2015 USA Fintech
127 Divvy 2.5 Exit May 2021 (Bill.com) 2016 USA Fintech
128 Itiviti 2.5 Exit April 2021 2016 Sweden Fintech
129 Circle Internet Financial 2.4 2 May 2022 2015 USA Fintech
130 Paxos 2.4 April 2021 round 2012 USA Crypto
131 Aspiration 2.3 Sep '21 SPAC (proposed) 2013 USA Fintech
132 Greenlight 2.3 April 2021 round 2014 USA Fintech
133 Lifelock 2.3 Exit 2005 USA Fintech
134 Duck Creek Software 2.2 2 May 2022 2000 USA Fintech
135 Linklogis 2.2 2 May 2022 2016 China Fintech
136 Addepar 2.2 June 2021 round 2009 USA Fintech
137 Bitso 2.2 May 2021 round 2014 Mexico Crypto
138 CloudWalk 2.2 Nov 2021 round 2013 Brazil Fintech
139 CoinDCX 2.2 Apr 2022 round 2017 India Crypto
140 Current 2.2 April 2021 round 2015 USA Fintech
141 iZettle 2.2 Exit 2010 Sweden Fintech
142 Tink 2.2 June 2021 Exit (Visa) 2012 Sweden Fintech
143 GoCardless 2.1 Feb 2022 round 2011 UK Fintech
144 Mercado Bitcoin 2.1 June 2021 round 2013 Brazil Crypto
145 PayFit 2.1 Jan 2022 round 2015 France SMB
146 ReCharge 2.1 May 2021 round 2014 USA Fintech
147 Paymentus 2.0 2 May 2022 2004 USA Fintech
148 Acorns 2.0 Mar 2022 round 2012 USA Fintech
149 Atome 2.0 Sep 2021 round 2019 Singapore Finetch
150 Avant 2.0 Sep 2015 round 2012 USA Fintech
151 Bunq 2.0 June 2021 round 2012 Netherlands Fintech
152 Chipper Cash 2.0 Nov 2021 round 2018 USA Fintech
153 Clearbanc 2.0 April 2021 round 2015 USA Fintech
154 Clip 2.0 June 2021 round 2012 Mexico Fintech
155 Divvy Homes 2.0 Aug 2021 round 2017 USA Fintech
156 FirstP2P 2.0 Est. Dec 2019 2013 China Fintech
157 Lunar 2.0 Mar 2022 round 2015 Denmark Banking
158 Modern Treasury 2.0 Oct 2021 round 2018 USA Fintech
159 MoMo 2.0 Dec 2021 round 2007 Vietnam Payments
160 Mynt (Gcash) 2.0 Oct 2021 round 2003 Phillipines Fintech
161 Opay 2.0 Aug 2021 round 2018 Nigeria Fintech
162 Pipe 2.0 Mar 2021 round 2019 USA Fintech
163 Waterdrop 2.0 Aug 2020 round 2016 China Fintech
164 Zenefits 2.0 May 2015 round 2013 USA Fintech
165 Zilch 2.0 Nov 2021 round 2018 UK Fintech
166 Coinswitch Kuber 1.9 Oct 2021 round 2017 India Crypto
167 Digit Insurance 1.9 Jan 2021 round 2016 India Insurtech
168 MX 1.9 Jan 2021 round 2010 USA Fintech
169 Roofstock 1.9 Mar 2022 round 2015 USA Investech
170 Starling Bank 1.9 Mar 2021 round 2014 UK Fintech
171 Trulioo 1.8 June 2021 round 2011 Canada Fintech
172 GreenSky 1.8 Sep '21 exit (Goldman) 2006 USA Fintech
173 Hypoport SE 1.7 2 May 2022 1999 Germany Fintech
174 Mercury Technologies 1.7 July 2021 round 2015 USA Banking
175 Spotter 1.7 Feb 2022 round 2019 USA Lending
176 Wave 1.7 Sep 2021 round 2018 Senegal Fintech
177 Mercury Payments 1.7 Exit (Vantiv 2014) 2001 USA Fintech
178 AvidXchange 1.6 2 May 2022 2000 USA Fintech
179 LendingClub 1.6 2 May 2022 2008 USA Fintech
180 Zuora 1.6 2 May 2022 2007 USA Fintech
181 Capitolis 1.6 Mar 2022 round 2017 USA Investech
182 Solaris Bank 1.6 July 2021 round 2016 Germany Fintech
183 Wayflyer 1.6 Jan 2022 round 2019 Ireland Lending
184 GreenDot 1.5 2 May 2022 1999 USA Fintech
185 Payoneer 1.5 2 May 2022 2005 USA Fintech
186 Akulaku 1.5 Feb 2022 round 2014 Indonesia Fintech
187 Ascend Money 1.5 Sep 2021 round 2015 Thailand Fintech
188 Coinlist 1.5 Oct 2021 round 2017 USA Crypto
189 Ledger 1.5 June 2021 round 2014 France Crypto
190 M1 Finance 1.5 July 2021 round 2015 USA Fintech
191 PingPong 1.5 Mar 2019 round 2015 China Fintech
192 WeLab 1.5 Mar 2021 round (est) 2013 HongKong Fintech
193 Zepz (WorldRemit) 1.5 Bloomberg Aug 2020 2010 UK Fintech
194 Zeta 1.5 May 2021 round 2015 India Fintech
195 GoHealth 1.5 Exit 2001 USA Health
NEW Wyre Payments 1.5 Apr 2022 exit (Bolt) 2013 USA Crypto
197 Alkami 1.4 April 2021 round 2009 USA Fintech
198 Dave 1.4 2 May 2022 2016 USA Fintech
199 Doma (States Title) 1.4 2 May 2022 2016 USA Fintech
200 Alloy 1.4 Sep 2021 round 2015 USA Fintech
201 At-Bay 1.4 July 2021 round 2016 USA Insurtech
202 CGTZ 1.4 June 2018 round 2013 China Fintech
203 Figment 1.4 Dec 2021 round 2018 USA Crypto
204 Judo Bank 1.4 June 2021 round 2016 Australia Fintech
205 Neon Pagamentos 1.4 Feb 2021 round 2016 Brazil Fintech
206 Newfront 1.4 Apr 2021 merger 2017 USA Insuretech
207 Scalable Capital 1.4 June 2021 round 2014 Germany Fintech
208 Stash 1.4 Feb 2021 round 2015 USA Fintech
209 Wealthfront 1.4 Jan 2022 exit (UBS) 2008 USA Investech
210 Lemonade 1.3 2 May 2022 2015 USA Fintech
211 Betterment 1.3 Sep 2021 round 2008 USA Fintech
212 Cointracker 1.3 Jan 2022 round 2017 USA Crypto
213 CredAvenue 1.3 Mar 2022 round 2017 India Lending
214 iTrustCapital 1.3 Jan 2022 round 2018 USA Crypto
215 Konvio 1.3 Sep 2021 round 2013 Mexico Fintech
216 Lukka 1.3 Jan 2022 round 2014 USA Crypto
217 Marshmallow 1.3 Sep 2021 round 2017 UK Insurtech
218 Signifyd 1.3 April 2021 round 2011 USA Fintech
219 TaxBit 1.3 Aug 2021 round 2018 USA Crypto
220 TrueBill 1.3 Dec 2021 exit (Rocket) 2015 USA Banking
221 Cardlytics 1.2 2 May 2022 2008 USA Fintech
222 Enova 1.2 2 May 2022 2004 USA Fintech
223 Expensify 1.2 2 May 2022 2008 USA Fintech
224 Oscar Health 1.2 2 May 2022 2012 USA Health
225 AgentSync 1.2 Dec 2021 round 2018 USA Insurance
226 Clover Health 1.2 Jan 2019 round 2013 USA Health
227 Phantom Technologies 1.2 Jan 2022 round 2021 USA Cyrpto
228 Pilot 1.2 Mar 2021 round 2016 USA Fintech
229 Public.com 1.2 Feb 2021 round 2018 USA Fintech
230 Scalapay 1.2 Feb 2022 round 2019 Italy Lendtech
231 Skrill 1.2 Estimate (Dealroom.co) 2001 UK Payments
232 Galileo 1.2 Exit 2000 USA Fintech
233 SimpleNexus 1.2 Nov 2021 exit (nCino) 2011 USA Fintech
234 Deposit Solutions 1.1 Sep 2019 round 2011 Germany Fintech
235 BillTrust 1.1 2 May 2022 2001 USA Fintech
236 Blend 1.1 2 May 2022 2012 USA Fintech
237 Fawry 1.1 30 Jan 2022 2008 Egypt Fintech
238 Hippo Insurance 1.1 2 May 2022 2015 USA Insurtech
239 Sezzle 1.1 2 May 2022 2016 USA Fintech
240 Acko 1.1 Oct 2021 round 2016 India Insurtech
241 Earnix 1.1 Feb 2021 round 2001 Israel Fintech
242 Fundbox 1.1 Nov 2021 round 2013 USA Fintech
243 Happy Money (fka Payoff) 1.1 Feb 2022 round 2009 USA Fintech
244 MobileCoin 1.1 Aug 2021 round 2017 USA Crypto
245 Spendesk 1.1 Jan 2022 round 2016 France Payments
246 SumUp 1.1 Estimate (Dealroom.co) 2012 UK Payments
247 Sunbit 1.1 May 2021 round 2016 USA Fintech
248 Tradeshift 1.1 May 2018 round 2009 USA Fintech
249 Zego 1.1 Mar 2021 round 2016 UK Insurtech
250 Cayan 1.1 Exit 1998 USA Fintech
251 Technysis 1.1 Feb 2022 exit (SoFi) 1999 USA Fintech
252 Ajaib 1.0 Oct 2021 round 2018 Indonesia Fintech
253 Amount 1.0 May 2021 round 2019 USA Fintech
254 Betterfly 1.0 Jan 2022 round 2018 Chile Insuretech
255 Bitkub 1.0 Nov 2021 round 2018 Thailand Crypto
256 Bolttech 1.0 July 2020 round 2020 Singapore Fintech
257 C2FO 1.0 Apr 2019 round 2008 USA Fintech
258 Cais 1.0 Jan 2022 round 2009 USA Investech
259 Cart.com 1.0 Feb 2022 round (est) 2021 USA Ecommerce
260 Clearcover 1.0 April 2021 round 2016 USA Insurtech
261 Crypto.com 1.0 Nov 2021 estimate 2016 Singapore Cyrpto
262 DailyPay 1.0 May 2021 round 2015 USA Fintech
263 EBANX 1.0 Oct 2019 round 2012 Brazil Fintech
264 Esusu 1.0 Jan 2022 round 2016 USA Lendtech
265 Feedzai 1.0 Mar 2021 round 2011 USA Fintech
266 Flex 1.0 Feb 2022 round (est) 2019 USA Lendtech
267 Freshbooks 1.0 Aug 2021 round 2003 Canada Fintech
268 Glia 1.0 Mar 2022 round 2012 USA Banking
269 Guantlet 1.0 Mar 2022 round 2018 USA Crypto
270 Human Interest 1.0 Aug 2021 round 2015 USA Fintech
271 Interswitch 1.0 Nov 2019 round 2002 Nigeria Fintech
272 InvestCloud 1.0 Feb 2021 transaction 2010 USA Fintech
273 LendingHome 1.0 Mar 2018 round 2014 USA Fintech
274 Liquid 1.0 Apr 2019 round 2013 Japan Crypto
275 Lydia 1.0 Dec 2021 round 2013 France Banking
276 MatrixPort 1.0 Aug 2021 round 2019 Singapore Crypto
277 Nium 1.0 Aug 2021 round 2015 Singapore Fintech
278 Numbrs 1.0 Aug 2019 round 1999 Switzerland Fintech
279 Octane Lending 1.0 Aug 2021 round 2014 USA Fintech
NEW Open 1.0 April 2022 round 2017 India Banking
281 Orchard 1.0 Sept 2021 round 2017 USA Fintech
282 Oxyzo 1.0 Mar 2022 round 2016 India Lending
283 Payhawk 1.0 Feb 2022 round 2018 London SMB
284 PPRO 1.0 Jan 2021 round 2006 UK Fintech
285 Railsbank 1.0 Feb 2022 round 2016 London Lendtech
286 Shift Technology 1.0 May 2021 round 2013 France Insurtech
287 Sift 1.0 April 2021 round 2011 USA Fintech
288 Sightline Payments 1.0 Aug 2021 round 2009 USA Fintech
289 Slice 1.0 Nov 2021 round 2016 India Fintech
290 SmartAsset 1.0 June 2021 round 2012 USA Finetch
291 Stax (FatMerchant) 1.0 Mar 2022 round 2014 USA Payments
NEW TaxFix 1.0 Apr 2022 round 2016 Germany Fintech
293 The Zebra 1.0 April 2021 round 2012 USA Insurtech
294 Thought Machine 1.0 Nov 2021 round 2015 UK Fintech
295 TrueLayer 1.0 Sep 2021 round 2016 UK Fintech
296 Vise 1.0 May 2021 round 2016 USA Fintech
297 VNLife (VNPay) 1.0 Aug 2021 round 2007 Vietnam Fintech
298 Wave Mobile Money 1.0 YC List (Feb '22) 2012 Senegal Payments
299 Webull 1.0 Feb 2021 round 2016 China Fintech
300 Worldcoin 1.0 Oct 2021 round 2019 USA Crypto
301 Xendit 1.0 Sept 2021 round 2014 Indonesia Fintech
302 Xtransfer 1.0 Sep 2021 round 2017 China Fintech
303 Zopa 1.0 Oct 2021 round 2004 UK Fintech
304 ChromeRiver 1.0 Mar 2019 exit (Emburse) 2007 USA Fintech
305 Currency Cloud 1.0 July 2020 exit (Visa) 2012 UK Fintech
306 Nutmeg 1.0 June '21 exit (JPMorgan) 2011 UK Fintech
307 Personal Capital 1.0 Exit 2009 USA Fintech
308 Finicity 1.0 Jun '20 Exit (Mastercard) 1999 USA Fintech
309 Bright Health 1.0 Nov 2019 round 2015 USA Insuretech


** Know any missing unicorns? Please email jim@fintechlabs.comSource: FintechLabs, 2 May 2022
*To qualify, a company must have achieved scale in 2000 or later and have its primary business related to financial services including banking, savings, lending, investing, insurance, wealth management, SMB accounting/payroll. We do not include health insurance companies. Services can be sold directly to consumers or through financial institutions or other companies. Real-time update list here.