At FintechLabs we maintain a list of 21st-century fintech unicorns* updated daily (current list here). During January, we added two new unicorns while another three previous public unicorns made it back on the list, for a month-end total of 334. The total market value of the group is $1.6 trillion, up $90 billion from last month. 

Fintech Unicorn count:
Beginning (Jan 1) = 329
Plus: 1 new company (MNT-Halen)
Plus: 1 newly recognized (Vise)
Plus: 3 public companies that had fallen off the list but are back up above $1B market value (Zuora, LendingClub, GreenDot)
________________
Total (Jan 31) = 334

Total market value
Beginning (Jan 1) = $1.510 trillion
Plus: $5B value of new entrants
Plus: $86B decrease in value of previous unicorns
___________________
Total (Jan 31) = $1.601 trillion


Full Fintech Unicorn List

Rank Company Value (US$B) Value Date Founded Country
1 PayPal $93 7 Feb ’23 1999 USA
2 Ant Technology 75 Bloomberg Aug 2022 2014 China
3 Stripe 67 Information Jan 23 2010 USA
4 Shopify 65 7 Feb ’23 2004 Canada
5 Adyen 54 7 Feb ’23 2006 Netherlands
6 Block (Square) 49 7 Feb ’23 2009 USA
7 Revolut 33 July 2021 round 2015 UK
8 Afterpay 29 Aug 2021 exit (Block) 2014 Australia
9 Binance 25 Bloomberg June 2022 2017 Malta
10 Chime 25 Aug 2021 round 2013 USA
11 Xero 24 7 Feb ’23 2006 New Zealand
12 Acrisure 23 May 2022 round 2005 USA
13 Nubank 23 7 Feb ’23 2013 Brazil
14 Citadel Securities 22 Jan 2022 round 2001 USA
15 WeBank 21 Nov 2018 transaction 2014 China
16 FNZ 20 Feb 2022 round 2004 London
17 Coinbase 18 7 Feb ’23 2012 USA
18 Marqeta 16 Secondary May 2021 2010 USA
19 Lakala 15 7 Feb ’23 2004 China
20 Blockchain.com 14 Mar 2022 round 2011 UK
21 Plaid Technologies 13 April 2021 round 2012 USA
22 Toast 12 7 Feb ’23 2011 USA
23 GoodLeap 12 Jan 2021 round 2003 USA
24 PhonePe 12 Jan 2023 funding 2015 India
25 Bolt 11 Jan 2022 round 2014 USA
26 Checkout.com 11 Estimate Dec 2022 2012 UK
27 KakaoBank 11 7 Feb ’23 2016 South Korea
28 Bill.com 10 7 Feb ’23 2006 USA
29 Gusto 10 May 2022 round 2011 USA
30 KuCoin 10 May 2022 round 2017 Saychelles
31 Ripple 10 Dec 2019 round 2012 USA
32 Bullish 9.1 July 2021 SPAC (cancelled) 2021 Cayman Islands
33 Circle Internet Financial 9.0 Feb 2022 SPAC (cancelled) 2013 USA
34 N26 9.0 Oct 2021 round 2013 Germany
35 Robinhood 8.8 7 Feb ’23 2013 USA
36 Rapyd 8.8 April 2021 round 2016 UK
37 Chainalysis 8.6 May 2022 round 2014 USA
38 SumUp 8.4 June 2022 round 2012 UK
39 Tipalti 8.3 Dec 2021 round 2010 USA
40 Ramp 8.1 Feb 2022 round 2019 USA
41 FalconX 8.0 June 2022 round 2018 USA
42 Fireblocks 8.0 Jan 2022 round 2018 USA
43 Wise (TransferWise) 7.9 7 Feb ’23 2011 UK
44 Jiedaibao 7.8 Jan 2016 round 2014 China
45 Better.com 7.7 May 2021 SPAC (proposed) 2016 USA
46 Brex 7.6 Jan 2023 secondary 2017 USA
47 Razorpay 7.5 April 2021 round 2014 India
48 Carta 7.4 Aug 2021 round 2012 USA
49 TripActions 7.3 Oct 2021 round 2015 USA
50 Gemini 7.1 Nov 2021 round 2014 USA
51 Credit Karma 7.1 Exit 2007 USA
52 NYDIG 7.0 Dec 2021 round 2017 USA
53 Remitly 7.0 Sep 2021 round 2011 USA
54 Toss (Viva Republica) 7.0 Dec 2022 round 2011 South Korea
55 Nuvei 6.8 7 Feb ’23 2003 Canada
56 Klarna 6.7 July 2022 round 2005 Sweden
57 Mollie 6.5 June 2021 round 2004 Netherlands
58 Lufax 6.4 7 Feb ’23 2011 China
59 CRED 6.2 June 2022 round 2018 India
60 eToro 6.0 Estimate July 2022 2007 UK
61 Upgrade 6.0 Nov 2021 round 2016 USA
62 Trustly 5.9 May 2021 IPO filing 2008 Sweden
63 SoFi 5.8 7 Feb ’23 2011 USA
64 Root Insurance 5.8 Oct 2020 IPO 2016 USA
65 Clearwater Analytics 5.7 7 Feb ’23 2003 USA
66 Airwallex 5.5 Nov 2021 round 2015 Australia
67 Deel 5.5 Oct 2021 round 2018 USA
68 Mambu 5.5 Dec 2021 round 2011 Germany
69 Trade Republic 5.3 May 2021 round 2015 Germany
70 HealthEquity 5.2 7 Feb ’23 2002 USA
71 Coalition 5.0 July 2022 round 2017 USA
72 Qonto 5.0 Jan 2022 round 2016 France
73 Affirm 4.9 7 Feb ’23 2012 USA
74 dLocal 4.9 7 Feb ’23 2016 Uruguay
75 Creditas 4.8 Jan 2022 round 2012 Brazil
76 Lendable 4.6 Mar 2022 round 2014 USA
77 Monzo 4.5 Dec 2021 round 2015 UK
78 Socure 4.5 Nov 2021 round 2012 USA
79 Wefox 4.5 July 2022 round 2015 Germany
80 Bitpanda 4.1 Aug 2021 round 2014 Austria
81 AngelList 4.0 Mar 2022 round 2010 USA
82 iCapital Network 4.0 July 2021 round 2013 USA
83 Kakao Pay 4.0 IPO filing 2021 2014 South Korea
84 Kraken 4.0 2019 round (per Fortune) 2011 USA
85 Melio Payments 4.0 Aug 2021 round 2018 USA
86 Next Insurance 4.0 Mar 2021 round 2016 USA
87 WealthSimple 4.0 April 2021 round 2014 Canada
88 Dutchie 3.8 Oct 2021 round 2017 USA
89 Papaya Global 3.7 Mar 2021 round 2016 Israel
90 SpotOn 3.6 May 2022 round 2017 USA
91 Chargebee 3.5 Jan 2022 round 2011 USA
92 PolicyBazaar 3.5 Mar 2021 round 2008 India
93 Assurance 3.5 Exit 2016 USA
94 MoonPay 3.4 Oct 2021 round 2019 USA
95 Virtu Financial 3.3 7 Feb ’23 2008 USA
96 Blockdaemon 3.3 Jan 2022 round 2017 USA
97 nCino 3.2 7 Feb ’23 2012 USA
98 Stone 3.2 7 Feb ’23 2013 Brazil
99 Blockstream 3.2 Aug 2021 round 2014 Canada
100 Cedar 3.2 Mar 2021 round 2016 USA
101 Figure 3.2 May 2021 round 2018 USA
102 HighRadius 3.1 Mar 2021 round 2006 USA
103 Flywire 3.0 7 Feb ’23 2011 USA
104 PagSeguro 3.0 7 Feb ’23 2006 Brazil
105 Anchorage Digital 3.0 Dec 2021 round 2017 USA
106 China UnionPay 3.0 Per Crunchbase 12/19 2002 China
107 Cross River Bank 3.0 Mar 2022 round 2008 USA
108 Devoted Health 3.0 May 2020 round 2017 USA
109 Flutterwave 3.0 Feb 2022 round 2016 USA
110 Forter 3.0 May 2021 round 2013 USA
111 Groww 3.0 Oct 2021 round 2017 India
112 PineLabs 3.0 May 2021 round 1998 India
113 BharatPe 2.9 August 2021 round 2018 India
114 DriveWealth 2.9 Aug 2021 round 2012 USA
115 OVO 2.9 Mar 2019 round 2017 Indonesia
116 Rakuton Securities 2.9 Oct 2022 round 1999 Japan
117 OakNorth 2.8 May 2019 round 2015 UK
118 Verafin 2.8 Exit Nov 2020 2003 Canada
119 Backbase 2.7 June 2022 round 2003 Netherlands
120 Thought Machine 2.7 May 2022 round 2015 UK
121 Paidy 2.7 Exit Sep 2021 (PayPal) 2008 Japan
122 Duck Creek Software 2.6 Exit (Vist Equity Jan ’22 proposed) 2000 USA
123 Tinkoff Bank 2.5 16 Dec ’22 2006 Russia
124 Aura 2.5 Oct 2021 round 2019 USA
125 Coda Payments 2.5 April 2022 round 2011 Singapore
126 Uala 2.5 Aug 2021 round 2017 Argentina
127 Varo Money 2.5 Sep 2021 round 2015 USA
128 Divvy 2.5 Exit May 2021 (Bill.com) 2016 USA
129 Itiviti 2.5 Exit April 2021 2016 Sweden
130 Paxos 2.4 April 2021 round 2012 USA
131 Aspiration 2.3 Sep 2021 SPAC (proposed) 2013 USA
132 Greenlight 2.3 April 2021 round 2014 USA
133 Lifelock 2.3 Exit 2005 USA
134 AvidXchange 2.2 7 Feb ’23 2000 USA
135 Addepar 2.2 June 2021 round 2009 USA
136 Bitso 2.2 May 2021 round 2014 Mexico
137 CloudWalk 2.2 Nov 2021 round 2013 Brazil
138 CoinDCX 2.2 Apr 2022 round 2017 India
139 Current 2.2 April 2021 round 2015 USA
140 Newfront 2.2 Apr 2022 round 2017 USA
141 iZettle 2.2 Exit 2010 Sweden
142 Tink 2.2 June 2021 Exit (Visa) 2012 Sweden
143 Payoneer 2.1 7 Feb ’23 2005 USA
144 GoCardless 2.1 Feb 2022 round 2011 UK
145 Jeeves 2.1 Mar 2022 round 2019 USA
146 Mercado Bitcoin 2.1 June 2021 round 2013 Brazil
147 PayFit 2.1 Jan 2022 round 2015 France
148 ReCharge 2.1 May 2021 round 2014 USA
149 21.co 2.0 Sep 2022 round 2018 Switzerland
150 Acorns 2.0 Mar 2022 round 2012 USA
151 Amber Group 2.0 Dec 2022 round est. 2017 Hong Kong
152 Atome 2.0 Sep 2021 round 2019 Singapore
153 Avant 2.0 Sep 2015 round 2012 USA
154 Babel Finance 2.0 May 2022 round 2018 Hong Kong
155 Bunq 2.0 June 2021 round 2012 Netherlands
156 Chipper Cash 2.0 Nov 2021 round 2018 USA
157 Clearco 2.0 April 2021 round 2015 USA
158 Clip 2.0 June 2021 round 2012 Mexico
159 Copper 2.0 Oct 2022 round 2018 UK
160 Divvy Homes 2.0 Aug 2021 round 2017 USA
161 FirstP2P 2.0 Per Crunchbase Dec 2019 2013 China
162 Lunar 2.0 Mar 2022 round 2015 Denmark
163 Modern Treasury 2.0 Oct 2021 round 2018 USA
164 MoMo 2.0 Dec 2021 round 2007 Vietnam
165 Mynt (Gcash) 2.0 Oct 2021 round 2003 Phillipines
166 Opay 2.0 Aug 2021 round 2018 Nigeria
167 Pipe 2.0 Mar 2021 round 2019 USA
168 Waterdrop 2.0 Aug 2020 round 2016 China
169 Zenefits 2.0 May 2015 round 2013 USA
170 Zilch 2.0 Nov 2021 round 2018 UK
171 Q2 Holdings 1.9 7 Feb ’23 2004 USA
172 Coinswitch Kuber 1.9 Oct 2021 round 2017 India
173 Digit Insurance 1.9 Jan 2021 round 2016 India
174 MX 1.9 Jan 2021 round 2010 USA
175 Roofstock 1.9 Mar 2022 round 2015 USA
176 Starling Bank 1.9 Mar 2021 round 2014 UK
177 Trulioo 1.8 June 2021 round 2011 Canada
178 GreenSky 1.8 Sep 2021 exit (Goldman Sachs) 2006 USA
179 Kredivo (FinAccel) 1.7 Oct 2022 round 2015 Indonesia
180 Mercury Technologies 1.7 July 2021 round 2015 USA
181 Spotter 1.7 Feb 2022 round 2019 USA
182 Uniswap 1.7 Oct 2022 round 2018 USA
183 Wave 1.7 Sep 2021 round 2018 Senegal
184 Mercury Payments 1.7 Exit (Vantiv 2014) 2001 USA
185 BillTrust 1.6 7 Feb ’23 2001 USA
185 Enova 1.6 7 Feb ’23 2004 USA
186 Upstart 1.6 7 Feb ’23 2012 USA
187 BillDesk 1.6 July 2019 round 2000 India
188 Capitolis 1.6 Mar 2022 round 2017 USA
189 Neon Payments 1.6 May 2022 round 2016 Brazil
190 Pave 1.6 June 2022 round 2019 USA
191 Solaris Bank 1.6 July 2021 round 2016 Germany
192 Wayflyer 1.6 Jan 2022 round 2019 Ireland
193 Alloy 1.6 Aug 2022 round 2015 USA
194 Akulaku 1.5 Feb 2022 round 2014 Indonesia
195 Ascend Money 1.5 Sep 2021 round 2015 Thailand
196 Bilt 1.5 Oct 2022 round 2019 USA
197 Bolttech 1.5 Oct 2022 round 2020 Singapore
198 Built 1.5 July 2022 round 2014 USA
199 Coinlist 1.5 Oct 2021 round 2017 USA
200 Dock 1.5 May 2022 round 2014 Brazil
201 Kushki 1.5 June 2022 round 2017 Ecuador
202 Ledger 1.5 June 2021 round 2014 France
203 M1 Finance 1.5 July 2021 round 2015 USA
204 OneCard 1.5 July 2022 round 2019 India
205 PingPong 1.5 Mar 2019 round 2015 China
206 WeLab 1.5 Mar 2021 round (est) 2013 HongKong
207 Zepz (WorldRemit) 1.5 Bloomberg Aug 2020 2010 UK
208 Zeta 1.5 May 2021 round 2015 India
209 GoHealth 1.5 Exit 2001 USA
210 Alkami 1.4 April 2021 round 2009 USA
211 At-Bay 1.4 July 2021 round 2016 USA
212 CGTZ 1.4 June 2018 round 2013 China
213 Figment 1.4 Dec 2021 round 2018 USA
214 FPL Technologies 1.4 Aug 2022 round 2019 India
215 Judo Bank 1.4 June 2021 round 2016 Australia
216 Paddle 1.4 May 2022 round 2012 UK
217 Scalable Capital 1.4 June 2021 round 2014 Germany
218 Stash 1.4 Feb 2021 round 2015 USA
219 Wealthfront 1.4 Sep 2022 round 2008 USA
220 Betterment 1.3 Sep 2021 round 2008 USA
221 Cointracker 1.3 Jan 2022 round 2017 USA
222 CredAvenue 1.3 Mar 2022 round 2017 India
223 iTrustCapital 1.3 Jan 2022 round 2018 USA
224 Konvio 1.3 Sep 2021 round 2013 Mexico
225 Lukka 1.3 Jan 2022 round 2014 USA
226 Marshmallow 1.3 Sep 2021 round 2017 UK
227 Signifyd 1.3 April 2021 round 2011 USA
228 Talos 1.3 May 2022 round 2018 USA
229 TaxBit 1.3 Aug 2021 round 2018 USA
230 TrueBill 1.3 Dec 2021 exit (Rocket) 2015 USA
231 Paya 1.3 Jan 2022 exit (Nuvei) 2006 USA
232 Lemonade 1.2 7 Feb ’23 2015 USA
233 Linklogis 1.2 7 Feb ’23 2016 China
234 Oscar Health 1.2 7 Feb ’23 2012 USA
235 AgentSync 1.2 Dec 2021 round 2018 USA
236 Clover Health 1.2 Jan 2019 round 2013 USA
237 FloQast 1.2 July 2021 round 2013 USA
238 Phantom Technologies 1.2 Jan 2022 round 2021 USA
239 Pilot 1.2 Mar 2021 round 2016 USA
240 Public.com 1.2 Feb 2021 round 2018 USA
241 Scalapay 1.2 Feb 2022 round 2019 Italy
242 Skrill 1.2 Estimate (Dealroom.co) 2001 UK
243 Stori 1.2 August 2022 round 2011 Mexico
244 Unit 1.2 May 2022 round 2019 USA
245 Galileo 1.2 Exit 2000 USA
246 SimpleNexus 1.2 Nov 2021 exit (nCino) 2011 USA
247 Zuora 1.2 7 feb 23 2007 USA
248 Deposit Solutions 1.1 Sep 2019 round 2011 Germany
249 Paymentus 1.1 7 Feb ’23 2004 USA
250 Sezzle 1.1 7 Feb ’23 2016 USA
251 Acko 1.1 Oct 2021 round 2016 India
252 Branch 1.1 June 2022 round 2017 USA
253 Caribou 1.1 May 2022 round 2016 USA
254 Earnix 1.1 Feb 2021 round 2001 Israel
255 Fundbox 1.1 Nov 2021 round 2013 USA
256 Happy Money (fka Payoff) 1.1 Feb 2022 round 2009 USA
257 MobileCoin 1.1 Aug 2021 round 2017 USA
258 Spendesk 1.1 Jan 2022 round 2016 France
259 Sunbit 1.1 May 2021 round 2016 USA
260 Super Apps Holding 1.1 Oct ’22 SPAC (proposed)   Malysia
261 Tradeshift 1.1 May 2018 round 2009 USA
262 Zego 1.1 Mar 2021 round 2016 UK
263 Cayan 1.1 Exit 1998 USA
264 Technysis 1.1 Feb 2022 exit (SoFi) 1999 USA
265 Ajaib 1.0 Oct 2021 round 2018 Indonesia
266 Amount 1.0 May 2021 round 2019 USA
267 Betterfly 1.0 Jan 2022 round 2018 Chile
268 Bitkub 1.0 Nov 2021 round 2018 Thailand
269 C2FO 1.0 Apr 2019 round 2008 USA
270 Cais 1.0 Jan 2022 round 2009 USA
271 Cart.com 1.0 Feb 2022 round (est) 2021 USA
272 ChromeRiver (Emburse) 1.0 Mar 2019 merger (Certify) 2007 USA
273 Clark 1.0 Aug 2022 round 2015 Germany
274 Clearcover 1.0 April 2021 round 2016 USA
275 ClearStreet 1.0 May 2022 round 2018 USA
276 Crypto.com 1.0 Nov 2021 estimate 2016 Singapore
277 DailyPay 1.0 May 2021 round 2015 USA
278 EBANX 1.0 Oct 2019 round 2012 Brazil
279 Esusu 1.0 Jan 2022 round 2016 USA
280 Feedzai 1.0 Mar 2021 round 2011 USA
281 Flex 1.0 Feb 2022 round (est) 2019 USA
282 Freshbooks 1.0 Aug 2021 round 2003 Canada
283 Glia 1.0 Mar 2022 round 2012 USA
284 Guantlet 1.0 Mar 2022 round 2018 USA
285 Human Interest 1.0 Aug 2021 round 2015 USA
286 Interswitch 1.0 Nov 2019 round 2002 Nigeria
287 InvestCloud 1.0 Feb 2021 transaction 2010 USA
288 LendingHome 1.0 Mar 2018 round 2014 USA
289 Liquid 1.0 Apr 2019 round 2013 Japan
290 Lydia 1.0 Dec 2021 round 2013 France
291 MatrixPort 1.0 Aug 2021 round 2019 Singapore
292 MNT-Halan 1.0 Jan 2023 round 2017 Egypt
293 Neo Financial 1.0 May 2022 round 2019 Canada
294 Nium 1.0 Aug 2021 round 2015 Singapore
295 Numbrs 1.0 Aug 2019 round 1999 Switzerland
296 Octane Lending 1.0 Aug 2021 round 2014 USA
297 Open 1.0 April 2022 round 2017 India
298 Opn 1.0 May 2022 round 2020 Thailand
299 Orchard 1.0 Sept 2021 round 2017 USA
300 Oxyzo 1.0 Mar 2022 round 2016 India
301 Payhawk 1.0 Feb 2022 round 2018 London
302 Paystand 1.0 Aug 2022 merger 2013 USA
303 Pie Insurance 1.0 Sep 2022 round (est) 2017 USA
304 PPRO 1.0 Jan 2021 round 2006 UK
305 Railsbank 1.0 Feb 2022 round 2016 London
306 Satispay 1.0 Sep 2022 round 2013 Italy
307 Shift Technology 1.0 May 2021 round 2013 France
308 Sift 1.0 April 2021 round 2011 USA
309 Sightline Payments 1.0 Aug 2021 round 2009 USA
310 Slice 1.0 Nov 2021 round 2016 India
311 SmartAsset 1.0 June 2021 round 2012 USA
312 Stax (FatMerchant) 1.0 Mar 2022 round 2014 USA
313 TaxFix 1.0 Apr 2022 round 2016 Germany
314 The Zebra 1.0 April 2021 round 2012 USA
315 Transfermate 1.0 May 2022 round 2010 Ireland
316 TrueLayer 1.0 Sep 2021 round 2016 UK
317 Vesttoo 1.0 Oct 2022 round 2018 Israel
318 Vise 1.0 May 2021 round 2016 USA
319 VNLife (VNPay) 1.0 Aug 2021 round 2007 Vietnam
320 Webull 1.0 Feb 2021 round 2016 China
321 Worldcoin 1.0 Oct 2021 round 2019 USA
322 Xendit 1.0 Sept 2021 round 2014 Indonesia
323 Xtransfer 1.0 Sep 2021 round 2017 China
324 Zebic 1.0 Aug 2022 round 2021 USA
325 Zopa 1.0 Oct 2021 round 2004 UK
326 DANA Wallet 1.0 Aug 2022 round 2017 Indonesia
327 Currency Cloud 1.0 July 2020 exit (Visa) 2012 UK
328 Nutmeg 1.0 Jun ’21 exit (JPMorgan) 2011 UK
329 Personal Capital 1.0 Exit 2009 USA
330 Finicity 1.0 Jun ’20 Exit (Mastercard) 1999 USA
331 Vise 1.0 May 2021 round 2016 USA
332 LendingClub 1.0 7 feb 23 2008 USA
333 GreenDot 1.0 7 feb 23 1999 USA
334 Bright Health 1.0 Nov 2019 round 2015 USA
Source: FintechLabs, 7 Feb 2023

*To qualify, a company must have achieved scale in 2000 or later and have its primary business related to financial services including banking, savings, lending, investing, insurance, wealth management, SMB accounting/payroll. We do not include health insurance companies. Services can be sold directly to consumers or through financial institutions or other companies. Real-time update list here.

** Know any missing unicorns? Please email jim@fintechlabs.com