At FintechLabs we maintain a list of 21st-century fintech unicorns* updated daily (current list here). In August, we added just two new unicorns, and lost one (Domo's market cap dipped below $1B), for a month-end total of 321. The total market value of the group is now $1.6 trillion, down $90 billion from last month. Most of the loss was the $75 billion writedown of Ant Technology, which is still the tied with Stripe for second-most-valuable fintech. 

Fintech Unicorn count:
Beginning (Aug 1) = 320
Plus: 2 newborns (Clark, Jeeves)
Minus: The market cap of 1 public unicorn fell below $1B (Domo/State Title)
________________
Total (Aug 31) = 321

Total market value
Beginning = $1.705 trillion
Plus: $3B value of new entrants
Less: $90B decrease in value of previous unicorns
___________________
Total (Aug 31) = $1.618 trillion


Full Fintech Unicorn List

Rank Company Value ($B) Value Date Founded Country
1 PayPal 106 30 Aug 2022 1999 USA
2 Ant Technology 75 Bloomberg Aug 2022 2014 China
3 Stripe 75 WSJ 15 July 2022 2010 USA
4 Adyen 48 30 Aug 2022 2006 Netherlands
5 Checkout.com 40 Jan 2022 round 2012 UK
6 Block (Square) 40 30 Aug 2022 2009 USA
7 Shopify 39 30 Aug 2022 2004 Canada
8 Revolut 33 July 2021 round 2015 UK
9 FTX Exchange 32 Jan 2022 round 2012 USA
10 Afterpay 29 Aug 2021 exit (Block) 2014 Australia
11 Binance 25 Estimate June 2022 2017 Malta
12 Chime 25 Aug 2021 round 2013 USA
13 Acrisure 23 May 2022 round 2005 USA
14 Nubank 23 30 Aug 2022 2013 Brazil
15 Citadel Securities 22 Jan 2022 round 2001 USA
16 WeBank 21 Nov 2018 transaction 2014 China
17 FNZ 20 Feb 2022 round 2004 London
18 Bill.com 17 30 Aug 2022 2006 USA
19 Coinbase 17 30 Aug 2022 2012 USA
20 Marqeta 16 Secondary May 2021 2010 USA
21 Blockchain.com 14 Mar 2022 round 2011 UK
22 Plaid Technologies 13 April 2021 round 2012 USA
23 Lakala 13 30 Aug 2022 2004 China
24 Xero 13 30 Aug 2022 2006 New Zealand
25 Brex 12 Jan 2022 round 2017 USA
26 Bolt 11 Jan 2022 round 2014 USA
27 Gusto 10 May 2022 round 2011 USA
28 KuCoin 10 May 2022 round 2017 Saychelles
29 Ripple 10 Dec 2019 round 2012 USA
30 KakaoBank 9.6 30 Aug 2022 2016 South Korea
31 Toast 9.5 30 Aug 2022 2011 USA
32 Lufax 9.3 30 Aug 2022 2011 China
33 Tinkoff Bank 9.3 30 Aug 2022 2006 Russia
34 Bullish 9.1 July 2021 SPAC (proposed) 2021 Cayman Islands
35 Circle Internet Financial 9.0 Feb 2022 SPAC (proposed) 2013 USA
36 N26 9.0 Oct 2021 round 2013 Germany
37 Rapyd 8.8 April 2021 round 2016 UK
38 Chainalysis 8.6 May 2022 round 2014 USA
39 Pagaya 8.5 30 Aug 2022 2016 USA
40 SumUp 8.4 June 2022 round 2012 UK
41 Tipalti 8.3 Dec 2021 round 2010 USA
42 Ramp 8.1 Feb 2022 round 2019 USA
43 FalconX 8.0 June 2022 round 2018 USA
44 Fireblocks 8.0 Jan 2022 round 2018 USA
45 Robinhood 7.9 30 Aug 2022 2013 USA
46 Jiedaibao 7.8 Jan 2016 round 2014 China
47 Better.com 7.7 May 2021 SPAC (proposed) 2016 USA
48 Razorpay 7.5 April 2021 round 2014 India
49 Carta 7.4 Aug 2021 round 2012 USA
50 Toss (Viva Republica) 7.4 June 2021 round 2011 South Korea
51 dLocal 7.3 30 Aug 2022 2016 Uruguay
52 Credit Karma 7.1 Exit 2007 USA
53 Gemini 7.1 Nov 2021 round 2014 USA
54 NYDIG 7.0 Dec 2021 round 2017 USA
55 Remitly 7.0 Sep 2021 round 2011 USA
56 Wise (TransferWise) 6.9 30 Aug 2022 2011 UK
57 PagSegero 6.8 30 Aug 2022 2006 Brazil
58 Klarna 6.7 July 2022 round 2005 Sweden
59 Affirm 6.6 30 Aug 2022 2012 USA
60 Mollie 6.5 June 2021 round 2004 Netherlands
61 CRED 6.2 June 2022 round 2018 India
62 eToro 6.0 Estimate July 2022 2007 UK
63 Upgrade 6.0 Nov 2021 round 2016 USA
64 Trustly 5.9 May 2021 IPO filing 2008 Sweden
65 Root Insurance 5.8 Oct 2020 IPO 2016 USA
66 Nuvei 5.6 30 Aug 2022 2003 Canada
67 Airwallex 5.5 Nov 2021 round 2015 Australia
68 Deel 5.5 Oct 2021 round 2018 USA
69 HealthEquity 5.5 30 Aug 2022 2002 USA
70 Mambu 5.5 Dec 2021 round 2011 Germany
71 PhonePe 5.5 Dec 2020 spinout 2015 India
72 Trade Republic 5.3 May 2021 round 2015 Germany
73 Clearwater Analytics 5.2 30 Aug 2022 2003 USA
74 Coalition 5.0 July 2022 round 2017 USA
75 Qonto 5.0 Jan 2022 round 2016 France
76 Creditas 4.8 Jan 2022 round 2012 Brazil
77 BillDesk 4.7 Aug 2021 exit (PayU) 2000 India
78 SoFi 4.7 30 Aug 2022 2011 USA
79 Lendable 4.6 Mar 2022 round 2014 USA
80 Monzo 4.5 Dec 2021 round 2015 UK
81 Socure 4.5 Nov 2021 round 2012 USA
82 Wefox 4.5 July 2022 round 2015 Germany
83 Bitpanda 4.1 Aug 2021 round 2014 Austria
84 AngelList 4.0 Mar 2022 round 2010 USA
85 iCapital Network 4.0 July 2021 round 2013 USA
86 Kakao Pay 4.0 IPO filing 2021 2014 South Korea
87 Kraken 4.0 2019 round (per Fortune) 2011 USA
88 Melio Payments 4.0 Aug 2021 round 2018 USA
89 Next Insurance 4.0 Mar 2021 round 2016 USA
90 Virtu Financial 4.0 30 Aug 2022 2008 USA
91 WealthSimple 4.0 April 2021 round 2014 Canada
92 Dutchie 3.8 Oct 2021 round 2017 USA
93 Papaya Global 3.7 Mar 2021 round 2016 Israel
94 Roxe 3.6 June 2022 SPAC (proposed) 2018 USA
95 SpotOn 3.6 May 2022 round 2017 USA
96 Assurance 3.5 Exit 2016 USA
97 Chargebee 3.5 Jan 2022 round 2011 USA
98 PolicyBazaar 3.5 Mar 2021 round 2008 India
99 MoonPay 3.4 Oct 2021 round 2019 USA
100 nCino 3.4 30 Aug 2022 2012 USA
101 Blockdaemon 3.3 Jan 2022 round 2017 USA
102 Blockstream 3.2 Aug 2021 round 2014 Canada
103 Cedar 3.2 Mar 2021 round 2016 USA
104 Figure 3.2 May 2021 round 2018 USA
105 HighRadius 3.1 Mar 2021 round 2006 USA
106 Amber Group 3.0 Feb 2022 round 2017 Hong Kong
107 Anchorage Digital 3.0 Dec 2021 round 2017 USA
108 Celsius Network 3.0 Oct 2021 round 2017 UK
109 China UnionPay 3.0 Per Crunchbase 12/19 2002 China
110 Cross River Bank 3.0 Mar 2022 round 2008 USA
111 Devoted Health 3.0 May 2020 round 2017 USA
112 Flutterwave 3.0 Feb 2022 round 2016 USA
113 Forter 3.0 May 2021 round 2013 USA
114 Groww 3.0 Oct 2021 round 2017 India
115 PineLabs 3.0 May 2021 round 1998 India
116 BharatPe 2.9 August 2021 round 2018 India
117 DriveWealth 2.9 Aug 2021 round 2012 USA
118 OVO 2.9 Mar 2019 round 2017 Indonesia
119 Stone 2.9 30 Aug 2022 2013 Brazil
120 OakNorth 2.8 May 2019 round 2015 UK
121 Verafin 2.8 Exit Nov 2020 2003 Canada
122 Backbase 2.7 June 2022 round 2003 Netherlands
123 Flywire 2.7 30 Aug 2022 2011 USA
124 Paidy 2.7 Exit Sep 2021 (PayPal) 2008 Japan
125 Thought Machine 2.7 May 2022 round 2015 UK
126 Aura 2.5 Oct 2021 round 2019 USA
127 Coda Payments 2.5 April 2022 round 2011 Singapore
128 Divvy 2.5 Exit May 2021 (Bill.com) 2016 USA
129 Itiviti 2.5 Exit April 2021 2016 Sweden
130 Uala 2.5 Aug 2021 round 2017 Argentina
131 Varo Money 2.5 Sep 2021 round 2015 USA
132 Paxos 2.4 April 2021 round 2012 USA
133 Aspiration 2.3 Sep 2021 SPAC (proposed) 2013 USA
134 Greenlight 2.3 April 2021 round 2014 USA
135 Lifelock 2.3 Exit 2005 USA
136 Q2 Holdings 2.3 30 Aug 2022 2004 USA
137 Addepar 2.2 June 2021 round 2009 USA
138 Bitso 2.2 May 2021 round 2014 Mexico
139 CloudWalk 2.2 Nov 2021 round 2013 Brazil
140 CoinDCX 2.2 Apr 2022 round 2017 India
141 Current 2.2 April 2021 round 2015 USA
142 iZettle 2.2 Exit 2010 Sweden
143 Payoneer 2.2 30 Aug 2022 2005 USA
144 Tink 2.2 June 2021 Exit (Visa) 2012 Sweden
145 GoCardless 2.1 Feb 2022 round 2011 UK
146 Jeeves 2.1 Mar 2022 round 2019 USA
147 Mercado Bitcoin 2.1 June 2021 round 2013 Brazil
148 PayFit 2.1 Jan 2022 round 2015 France
149 ReCharge 2.1 May 2021 round 2014 USA
150 Acorns 2.0 Mar 2022 round 2012 USA
151 Atome 2.0 Sep 2021 round 2019 Singapore
152 Avant 2.0 Sep 2015 round 2012 USA
153 Babel Finance 2.0 May 2022 round 2018 Hong Kong
154 Bunq 2.0 June 2021 round 2012 Netherlands
155 Chipper Cash 2.0 Nov 2021 round 2018 USA
156 Clearco 2.0 April 2021 round 2015 USA
157 Clip 2.0 June 2021 round 2012 Mexico
158 Divvy Homes 2.0 Aug 2021 round 2017 USA
159 FirstP2P 2.0 Per Crunchbase Dec 2019 2013 China
160 Lunar 2.0 Mar 2022 round 2015 Denmark
161 Modern Treasury 2.0 Oct 2021 round 2018 USA
162 MoMo 2.0 Dec 2021 round 2007 Vietnam
163 Mynt (Gcash) 2.0 Oct 2021 round 2003 Phillipines
164 Opay 2.0 Aug 2021 round 2018 Nigeria
165 Pipe 2.0 Mar 2021 round 2019 USA
166 Upstart 2.0 30 Aug 2022 2012 USA
167 Waterdrop 2.0 Aug 2020 round 2016 China
168 Zenefits 2.0 May 2015 round 2013 USA
169 Zilch 2.0 Nov 2021 round 2018 UK
170 Coinswitch Kuber 1.9 Oct 2021 round 2017 India
171 Digit Insurance 1.9 Jan 2021 round 2016 India
172 MX 1.9 Jan 2021 round 2010 USA
173 Roofstock 1.9 Mar 2022 round 2015 USA
174 Starling Bank 1.9 Mar 2021 round 2014 UK
175 GreenSky 1.8 Sep 2021 exit (Goldman Sachs) 2006 USA
176 Trulioo 1.8 June 2021 round 2011 Canada
177 Mercury Technologies 1.7 July 2021 round 2015 USA
178 Spotter 1.7 Feb 2022 round 2019 USA
179 Wave 1.7 Sep 2021 round 2018 Senegal
180 Mercury Payments 1.7 Exit (Vantiv 2014) 2001 USA
181 AvidXchange 1.6 30 Aug 2022 2000 USA
182 Capitolis 1.6 Mar 2022 round 2017 USA
183 Duck Creek Software 1.6 30 Aug 2022 2000 USA
184 Neon Payments 1.6 May 2022 round 2016 Brazil
185 Solaris Bank 1.6 July 2021 round 2016 Germany
186 Wayflyer 1.6 Jan 2022 round 2019 Ireland
187 Akulaku 1.5 Feb 2022 round 2014 Indonesia
188 Ascend Money 1.5 Sep 2021 round 2015 Thailand
189 Built 1.5 July 2022 round 2014 USA
190 Coinlist 1.5 Oct 2021 round 2017 USA
191 Dock 1.5 May 2022 round 2014 Brazil
192 Expensify 1.5 30 Aug 2022 2008 USA
193 GoHealth 1.5 Exit 2001 USA
194 Kushki 1.5 June 2022 round 2017 Ecuador
195 Ledger 1.5 June 2021 round 2014 France
196 Lemonade 1.5 30 Aug 2022 2015 USA
197 Linklogis 1.5 30 Aug 2022 2016 China
198 M1 Finance 1.5 July 2021 round 2015 USA
199 OneCard 1.5 July 2022 round 2019 India
200 PingPong 1.5 Mar 2019 round 2015 China
201 WeLab 1.5 Mar 2021 round (est) 2013 HongKong
202 Wyre Payments 1.5 Apr 2022 exit (Bolt) 2013 USA
203 Zepz (WorldRemit) 1.5 Bloomberg Aug 2020 2010 UK
204 Zeta 1.5 May 2021 round 2015 India
205 Alkami 1.4 April 2021 round 2009 USA
206 Alloy 1.4 Sep 2021 round 2015 USA
207 At-Bay 1.4 July 2021 round 2016 USA
208 CGTZ 1.4 June 2018 round 2013 China
209 Figment 1.4 Dec 2021 round 2018 USA
210 Judo Bank 1.4 June 2021 round 2016 Australia
211 LendingClub 1.4 30 Aug 2022 2008 USA
212 Newfront 1.4 Apr 2021 merger 2017 USA
213 Paddle 1.4 May 2022 round 2012 UK
214 Paymentus 1.4 30 Aug 2022 2004 USA
215 Scalable Capital 1.4 June 2021 round 2014 Germany
216 Stash 1.4 Feb 2021 round 2015 USA
217 Wealthfront 1.4 Jan 2022 exit (UBS) 2008 USA
218 Betterment 1.3 Sep 2021 round 2008 USA
219 Cointracker 1.3 Jan 2022 round 2017 USA
220 CredAvenue 1.3 Mar 2022 round 2017 India
221 iTrustCapital 1.3 Jan 2022 round 2018 USA
222 Konvio 1.3 Sep 2021 round 2013 Mexico
223 Lukka 1.3 Jan 2022 round 2014 USA
224 Marshmallow 1.3 Sep 2021 round 2017 UK
225 Signifyd 1.3 April 2021 round 2011 USA
226 Talos 1.3 May 2022 round 2018 USA
227 TaxBit 1.3 Aug 2021 round 2018 USA
228 TrueBill 1.3 Dec 2021 exit (Rocket) 2015 USA
229 AgentSync 1.2 Dec 2021 round 2018 USA
230 Clover Health 1.2 Jan 2019 round 2013 USA
231 FloQast 1.2 July 2021 round 2013 USA
232 Galileo 1.2 Exit 2000 USA
233 Hypoport SE 1.2 30 Aug 2022 1999 Germany
234 Oscar Health 1.2 30 Aug 2022 2012 USA
235 Phantom Technologies 1.2 Jan 2022 round 2021 USA
236 Pilot 1.2 Mar 2021 round 2016 USA
237 Public.com 1.2 Feb 2021 round 2018 USA
238 Scalapay 1.2 Feb 2022 round 2019 Italy
239 SimpleNexus 1.2 Nov 2021 exit (nCino) 2011 USA
240 Skrill 1.2 Estimate (Dealroom.co) 2001 UK
241 Unit 1.2 May 2022 round 2019 USA
242 Deposit Solutions 1.1 Sep 2019 round 2011 Germany
243 Acko 1.1 Oct 2021 round 2016 India
244 BillTrust 1.1 30 Aug 2022 2001 USA
245 Branch 1.1 June 2022 round 2017 USA
246 Caribou 1.1 May 2022 round 2016 USA
247 Cayan 1.1 Exit 1998 USA
248 Earnix 1.1 Feb 2021 round 2001 Israel
249 Enova 1.1 30 Aug 2022 2004 USA
250 Fawry 1.1 30 Aug 2022 2008 Egypt
251 Fundbox 1.1 Nov 2021 round 2013 USA
252 GreenDot 1.1 30 Aug 2022 1999 USA
253 Happy Money (fka Payoff) 1.1 Feb 2022 round 2009 USA
254 MobileCoin 1.1 Aug 2021 round 2017 USA
255 Sezzle 1.1 30 Aug 2022 2016 USA
256 Spendesk 1.1 Jan 2022 round 2016 France
257 Sunbit 1.1 May 2021 round 2016 USA
258 Technysis 1.1 Feb 2022 exit (SoFi) 1999 USA
259 Tradeshift 1.1 May 2018 round 2009 USA
260 Zego 1.1 Mar 2021 round 2016 UK
261 Zuora 1.1 30 Aug 2022 2007 USA
262 Ajaib 1.0 Oct 2021 round 2018 Indonesia
263 Amount 1.0 May 2021 round 2019 USA
264 Betterfly 1.0 Jan 2022 round 2018 Chile
265 Bitkub 1.0 Nov 2021 round 2018 Thailand
266 Bolttech 1.0 July 2020 round 2020 Singapore
267 C2FO 1.0 Apr 2019 round 2008 USA
268 Cais 1.0 Jan 2022 round 2009 USA
269 Cart.com 1.0 Feb 2022 round (est) 2021 USA
270 ChromeRiver (Emburse) 1.0 Mar 2019 merger (Certify) 2007 USA
271 Clark 1.0 Aug 2022 round 2015 Germany
272 Clearcover 1.0 April 2021 round 2016 USA
273 Crypto.com 1.0 Nov 2021 estimate 2016 Singapore
274 Currency Cloud 1.0 July 2020 exit (Visa) 2012 UK
275 DailyPay 1.0 May 2021 round 2015 USA
276 EBANX 1.0 Oct 2019 round 2012 Brazil
277 Esusu 1.0 Jan 2022 round 2016 USA
278 Feedzai 1.0 Mar 2021 round 2011 USA
279 Flex 1.0 Feb 2022 round (est) 2019 USA
280 Freshbooks 1.0 Aug 2021 round 2003 Canada
281 Glia 1.0 Mar 2022 round 2012 USA
282 Guantlet 1.0 Mar 2022 round 2018 USA
283 Human Interest 1.0 Aug 2021 round 2015 USA
284 Interswitch 1.0 Nov 2019 round 2002 Nigeria
285 InvestCloud 1.0 Feb 2021 transaction 2010 USA
286 LendingHome 1.0 Mar 2018 round 2014 USA
287 Liquid 1.0 Apr 2019 round 2013 Japan
288 Lydia 1.0 Dec 2021 round 2013 France
289 MatrixPort 1.0 Aug 2021 round 2019 Singapore
290 Neo Financial 1.0 May 2022 round 2019 Canada
291 Nium 1.0 Aug 2021 round 2015 Singapore
292 Numbrs 1.0 Aug 2019 round 1999 Switzerland
293 Nutmeg 1.0 June 2021 exit (JPMorgan) 2011 UK
294 Octane Lending 1.0 Aug 2021 round 2014 USA
295 Open 1.0 April 2022 round 2017 India
296 Opn 1.0 May 2022 round 2020 Thailand
297 Orchard 1.0 Sept 2021 round 2017 USA
298 Oxyzo 1.0 Mar 2022 round 2016 India
299 Payhawk 1.0 Feb 2022 round 2018 London
300 Personal Capital 1.0 Exit 2009 USA
301 PPRO 1.0 Jan 2021 round 2006 UK
302 Railsbank 1.0 Feb 2022 round 2016 London
303 Shift Technology 1.0 May 2021 round 2013 France
304 Sift 1.0 April 2021 round 2011 USA
305 Sightline Payments 1.0 Aug 2021 round 2009 USA
306 Slice 1.0 Nov 2021 round 2016 India
307 SmartAsset 1.0 June 2021 round 2012 USA
308 Stax (FatMerchant) 1.0 Mar 2022 round 2014 USA
309 TaxFix 1.0 Apr 2022 round 2016 Germany
310 The Zebra 1.0 April 2021 round 2012 USA
311 Transfermate 1.0 May 2022 round 2010 Ireland
312 TrueLayer 1.0 Sep 2021 round 2016 UK
313 Vise 1.0 May 2021 round 2016 USA
314 VNLife (VNPay) 1.0 Aug 2021 round 2007 Vietnam
315 Webull 1.0 Feb 2021 round 2016 China
316 Worldcoin 1.0 Oct 2021 round 2019 USA
317 Xendit 1.0 Sept 2021 round 2014 Indonesia
318 Xtransfer 1.0 Sep 2021 round 2017 China
319 Zopa 1.0 Oct 2021 round 2004 UK
320 Finicity 1.0 June 2020 Exit (Mastercard) 1999 USA
321 Bright Health 1.0 Nov 2019 round 2015 USA
Source: FintechLabs, 31 Aug 2022

*To qualify, a company must have achieved scale in 2000 or later and have its primary business related to financial services including banking, savings, lending, investing, insurance, wealth management, SMB accounting/payroll. We do not include health insurance companies. Services can be sold directly to consumers or through financial institutions or other companies. Real-time update list here.

** Know any missing unicorns? Please email jim@fintechlabs.com