The majority were founded during the pandemic. Only 15 were started prior to 2020.
United States (20)

Alinea
New York, NY
New York, NY
Smart investing app
Founded: 2020
Employees: 3
#Investing
#Investing

Brick
Oakland, CA
Oakland, CA
The banking platform for homeowners to increase their home value.
Founded: 2019
Employees: 5
#Proptech


San Francisco, CA
Streamline your debt capital raise and management
Founded: 2021
Employees: 3
#SMB

Fractional
San Francisco, CA, USA
San Francisco, CA, USA
Platform for fractional ownership of residential investment properties
Founded: 2020
Employees: 2
#Investing #Proptech
#Investing #Proptech

Galaxy
San Francisco, CA, USA
San Francisco, CA, USA
Modern money management platform with points
Founded: 2020
Employees: 1
#PFM #Rewards
#PFM #Rewards

Gerald Technologies
New York, NY
New York, NY
Autopay household bills without fear of overdraft or late fees
Founded: 2020
Employees: 5
#Billpay #Payments
#Billpay #Payments

Hapi
San Francisco, CA
San Francisco, CA
Stock trading app with zero commission and no minimums for Latam
Founded: 2020
Employees: 6
#Investing
#Investing

Austin, TX, USA
A payment platform for the entire US $800B restaurant industry
Founded: 2020
Employees: 4
#Payments
#Payments

Lendflow
Austin, TX
Austin, TX
Embedded lending infrastructure for software companies
Founded: 2019
Employees: 14
#Lending
#Lending

Mythia
San Francisco, CA, USA
San Francisco, CA, USA
Debit rewards card for gamers
Founded: 2020
Employees: 4
#Cards #Rewards
#Cards #Rewards

Bay Area, CA
Credit cards for the underbanked with no credit check or cash deposits
Founded: 2020
Employees: Unknown
#Lending #Cards


Sivo
San Francisco, CA
San Francisco, CA
Debt as a service for companies to lend money to their users at scale.
Founded: 2020
Employees: 15
#Lending

SoloSuit
Provo, UT
Provo, UT
Helps people respond to debt-collection lawsuits
Founded: 2018
Founded: 2018
Employees: 2
#Lending #DebtManagement
Africa & Middle East (6)


Dayra
Cairo, Egypt
Cairo, Egypt
Data-driven embedded financial services for gig workers
Founded: 2020
Employees: 10
#BaaS #SMB

Djamo
Abidjan, Côte d’Ivoire
Abidjan, Côte d’Ivoire
Challenger bank for consumers in French-speaking Africa.
Founded: 2020
Employees: 25
#Banking
#Banking

Asia (16)

BimaPe
Mumbai, Maharashtra, India
Mumbai, Maharashtra, India
Hub for your family’s insurance
Founded: 2020
Employees: 11
Employees: 11
#InsurTech

Bimaplan
Mumbai, Maharashtra, India
Mumbai, Maharashtra, India
Affordable insurance for the next billion Indians
Founded: 2020
Employees: 5
#InsurTech




Nano Technologies
Hanoi, Vietnam
Hanoi, Vietnam
Payroll app to pay workers daily in Southeast Asia
Founded: 2020
Employees: 17
#SMB #Payments
#SMB #Payments

NextPay
Manila, Philippines
Manila, Philippines
The digital bank for small businesses in the Philippines.
Founded: 2019
Employees: 10
#Banking #SMB

Quotabook
Seoul, South Korea
Seoul, South Korea
Equity management platform for startups and investors.
Founded: 2019
Employees: 16
#Capital #SMB
#Capital #SMB

Udhaar App
Karachi, Pakistan
Karachi, Pakistan
We’re Khatabook / OkCredit for Pakistan
Founded: 2020
Employees: 5
#Lending
#Lending
Europe (6)


LiveFlow
London, UK
London, UK
One hub to automate your business finances
Founded: 2020
Employees: 5
#SMB #Accounting
#SMB #Accounting
Latin America (8)




Mendel
Mexico City, Mexico
Mexico City, Mexico
Employee expense tracking & management
Founded: 2020
Employees: 5
#SMB #Payments
#SMB #Payments

Ontop
Bogota, Colombia
Bogota, Colombia
Multi-country payroll manager for LATAM
Founded: 2020
Employees: 17
#SMB #Payments #HR

Pagaloop
Mexico City, Mexico
Mexico City, Mexico
Finance SMBs’ working capital needs with personal credit cards.
Founded: 2019
Employees: 12
#SMB #Cards #Lending
#SMB #Cards #Lending

Treinta
Bogota, Colombia
Bogota, Colombia
Digital ledger app for Latam microbusinesses
Founded: 2020
Employees: 16
#SMB

Z1
São Paulo, Brazil
São Paulo, Brazil
Digital bank for teenagers in LatAm connected to prepaid card
Founded: 2020
Employees: 15
#Banking #Cards
#Banking #Cards