Fintech Unicorns of the 21st-Century

At FintechLabs we track the value of global fintech unicorns born since 1999. As of 12 May (2024), there are 363 valued at US$1 billion or more. That’s up 13 this year, up 34 since the end of 2022, and up 85 from YE 2021. The total includes 28 billion-plus exits as well as 41 public companies trading above $1B in market value. The remaining 294 private companies are listed according to their most recent valuations as reported by various media outlets. Given the private-market valuation dip in the past year, there are likely a number of over-valued companies listed.

The total value is $1.6 trillion up about $100 million so far this year.

Note: Private company valuations are as of the latest reported round and public company market caps as of date show below.

Unicorn Challenger of the Month*

Melio is a modern payment solution tailor-made for small businesses.

Rank	Company	Value Date	Founded	Country	Category	Sub-Category	Status
1	Shopify	7 Jan '25	2004	Canada	Ecommerce	Payments	Public
2	PayPal	7 Jan '25	1999	USA	Fintech	Payments	Public
3	Stripe	July '24 secondary	2010	USA	Fintech	Payments	Private
4	Ant Technology	July '23 buyback	2014	China	Fintech	Payments	Private
5	Coinbase	7 Jan '25	2012	USA	Crypto	Exchange	Public
6	Block (Square)	7 Jan '25	2009	USA	Fintech	Payments	Public
7	Nubank	7 Jan '25	2013	Brazil	Banking	Retail	Public
8	Adyen	7 Jan '25	2006	Netherlands	Fintech	Payments	Public
9	Revolut	Nov '24 secondary	2015	UK	Fintech	Payments	Private
10	Robinhood	7 Jan '25	2013	USA	Fintech	Investing	Public
11	Tether	Estimate	2014	USA	Crypto	Stablecoin	Private
12	Afterpay	Aug 2021 exit (Block)	2014	Australia	Fintech	Lending	Exit
13	Xero	7 Jan '25	2006	New Zealand	Fintech	Accounting	Public
14	Binance	Bloomberg June 2022	2017	Malta	Crypto	Exchange	Private
15	Acrisure	May 2022 round	2005	USA	Insurtech		Private
16	Citadel Securities	Jan 2022 round	2001	USA	Finetch	Investing	Private
17	WeBank	Nov 2018 transaction	2014	China	Fintech	Banking	Private
18	Toast	7 Jan '25	2011	USA	Fintech	Payments	Public
19	FNZ	Feb 2022 round	2004	UK	Investech	Wealth Mgmt	Private
20	Affirm	7 Jan '25	2012	USA	Fintech	Lending	Public
21	Marqeta	Secondary May 2021	2010	USA	Fintech	Payments	Private
22	SoFi	7 Jan '25	2011	USA	Fintech	Lender	Public
23	Klarna	July '24 secondary	2005	Sweden	Fintech	Payments	Private
24	GoodLeap	Jan 2021 round	2003	USA	Lending	Solar POS	Private
25	PhonePe	Jan 2023 funding	2015	India	Fintech	Payments	Private
26	PolicyBazaar (PB Fintech)	7 Jan '25	2008	India	Insurtech		Public
27	Wise (TransferWise)	7 Jan '25	2011	UK	Fintech	Payments	Public
28	Checkout.com	Estimate Dec 2022	2012	UK	Fintech	Payments	Private
29	KuCoin	May 2022 round	2017	Saychelles	Crypto	Exchange	Private
30	Bullish	July 2021 SPAC (cancelled)	2021	Cayman Islands	Crypto		Private
31	N26	Oct 2021 round	2013	Germany	Fintech	Banking	Private
32	HealthEquity	7 Jan '25	2002	USA	Fintech	Banking	Public
33	SumUp	Nov 2023 round (est)	2012	UK	Payments	Mobile	Private
34	Bill.com	7 Jan '25	2006	USA	Fintech	Payments	Public
35	Tipalti	Dec 2021 round	2010	USA	Fintech	Payments	Private
36	FalconX	June 2022 round	2018	USA	Crypto		Private
37	Fireblocks	Jan 2022 round	2018	USA	Crypto	Infrastructure	Private
38	Jiedaibao	Jan 2016 round	2014	China	Fintech	Lending	Private
39	Razorpay	April 2021 round	2014	India	Fintech	Payments	Private
40	Chime	July 2024 secondary	2013	USA	Fintech	Banking	Private
41	Webull	Feb 2024 SPAC (proposed)	2016	China	Investech		Private
42	One97 (PayTM)	7 Jan '25	2010	India	Fintech	Payments	Public
43	Ramp	July 2024 secondary	2019	USA	Fintech	Cards/SMB	Private
44	Gemini	Nov 2021 round	2014	USA	Crypto	Exchange	Private
45	Credit Karma	Exit (Intuit)	2007	USA	Fintech	Credit	Exit
46	KakaoBank	7 Jan '25	2016	South Korea	Fintech	Lending	Public
47	Blockchain.com	Nov 2023 round	2011	UK	Crypto		Private
48	NYDIG	Dec 2021 round	2017	USA	Crypto		Private
49	Remitly	Sep 2021 round	2011	USA	Fintech	Payments	Private
50	Toss (Viva Republica)	Dec 2022 round	2011	South Korea	Fintech	Payments	Private
51	Clearwater Analytics	7 Jan '25	2003	USA	Fintech	Investing/back office	Public
52	Ripple	July 2024 secondary	2012	USA	Crypto	Payments	Private
53	Mollie	June 2021 round	2004	Netherlands	Fintech	Payments	Private
54	Nuvei	Exit Mar 2024 (Advent)	2003	Canada	Fintech	Payments	Exit
55	CRED	June 2022 round	2018	India	Fintech	Credit	Private
56	Deel	Oct 2023 secondary	2018	USA	Fintech	Payroll/SMB	Private
57	Q2 Holdings	7 Jan '25	2004	USA	Fintech	Banking	Public
58	Trustly	May 2021 IPO filing	2008	Sweden	Fintech	Payments	Private
59	Root Insurance	Oct 2020 IPO	2016	USA	Fintech	Insurance	Private
60	Virtu Financial	7 Jan '25	2008	USA	Fintech	Investing	Public
61	Mambu	Dec 2021 round	2011	Germany	Fintech	Banking	Private
62	Upstart	7 Jan '25	2012	USA	Fintech	Lending	Public
63	Trade Republic	Mar 2024 round	2015	Germany	Fintech	Investing	Private
64	Monzo	April 2024 round	2015	UK	Fintech	Banking	Private
65	Brex	Nov 2023 secondary	2017	USA	Fintech	Cards	Private
66	Bybit	Estimate (June 2024)	2018	Singapore	Crypto	Exchange	Private
67	Coalition	July 2022 round	2017	USA	Insurtech	Cybersecurity	Private
68	Gusto	July 2024 secondary	2011	USA	Fintech	Payroll/SMB	Private
69	Mynt (Gcash)	Aug 2024 round	2003	Phillipines	Fintech	Payments	Private
70	Qonto	Jan 2022 round	2016	France	Banking	SMB	Private
71	Lendable	Mar 2022 round	2014	USA	Lendtech	Marketplace	Private
72	Airwallex	June 2024 secondary	2015	Australia	Fintech	Payments	Private
73	Wefox	May 2023 round	2015	Germany	Fintech	Insurance	Private
74	Envestnet	Exit July 2024 (Bain)	1999	USA	Investech	Wealth Mgmt	Exit
75	Circle Internet Financial	July 2024 secondary	2013	USA	Crypto	Payments	Private
76	Kraken	Dec 2024 secondary	2011	USA	Crypto		Private
77	Navan (TripActions)	July 2024 secondary	2015	USA	Payments	Accounting	Private
78	Bitpanda	Aug 2021 round	2014	Austria	Crypto		Private
79	Carta	Nov 2023 secondary	2012	USA	Fintech	Investing	Private
80	AngelList	Mar 2022 round	2010	USA	Investing	VC	Private
81	EngageSmart	Private Equity buyout 10/23	2009	USA	Payments	Full stack	Private
82	Kakao Pay	IPO filing 2021	2014	South Korea	Fintech	Payments	Private
83	Upstox	Sep 2022 round	2009	India	Investech		Private
84	WealthSimple	April 2021 round	2014	Canada	Fintech	Investing	Private
85	nCino	7 Jan '25	2012	USA	Fintech	Banking	Public
86	Paymentus	7 Jan '25	2004	USA	Fintech	Payments	Public
87	BharatPe	Jan 2022 round	2018	India	Fintech	Payments	Private
88	Dutchie	Oct 2021 round	2017	USA	Fintech	Payments	Private
89	Papaya Global	Mar 2021 round	2016	Israel	Fintech	Payroll/SMB	Private
90	Payoneer	7 Jan '25	2005	USA	Fintech	Payments	Public
91	SpotOn	May 2022 round	2017	USA	Fintech	Payments	Private
92	Chargebee	Jan 2022 round	2011	USA	Fintech	Payments	Private
93	eToro	July '24 secondary	2007	UK	Fintech	Investing	Private
94	Assurance	Exit	2016	USA	Insurtech		Exit
95	iCapital Network	July 2024 secondary	2013	USA	Fintech	Investing	Private
96	MoonPay	Oct 2021 round	2019	USA	Cyrpto	Payments	Private
97	dLocal	7 Jan '25	2016	Uruguay	Fintech	Payments	Public
98	Bilt	Aug 2024 round	2019	USA	Payments	Cards/Rewards	Private
99	Blockdaemon	Jan 2022 round	2017	USA	Crypto	Payments	Private
100	Blockstream	Aug 2021 round	2014	Canada	Crypto		Private
101	Cedar	Mar 2021 round	2016	USA	Healthtech	Payments	Private
102	HighRadius	Mar 2021 round	2006	USA	Fintech	Accounting	Private
103	Plaid Technologies	July 2024 secondary	2012	USA	Fintech	Infrastructure	Private
104	Flutterwave	Feb 2022 round	2016	USA	Fintech	Payments	Private
105	Anchorage Digital	Dec 2021 round	2017	USA	Crypto		Private
106	Chainalysis	Feb 2024 secondary	2014	USA	Crypto	Security	Private
107	China UnionPay	Per Crunchbase 12/19	2002	China	Fintech	Payments	Private
108	Cross River Bank	Mar 2022 round	2008	USA	Banking		Private
109	Devoted Health	May 2020 round	2017	USA	Health	Insurance	Private
110	Forter	May 2021 round	2013	USA	Fintech	Security	Private
111	Groww	Oct 2021 round	2017	India	Fintech	Investing	Private
112	PineLabs	May 2021 round	1998	India	Fintech	Payments	Private
113	Starling Bank	Apr 2022 round	2014	UK	Fintech	Banking	Private
114	Du Xionman Financial	Dec 2018 round	2015	China	Fintech	Lending	Baidu owned
115	Phantom Technologies	Jan 2025 round	2021	USA	Cyrpto	Wallet	Private
116	DriveWealth	Aug 2021 round	2012	USA	Fintech	Investing	Private
117	OVO	Mar 2019 round	2017	Indonesia	Fintech	Payments	Private
118	Rakuton Securities	Oct 2022 round	1999	Japan	Investech	Broker	Private
119	OakNorth	May 2019 round	2015	UK	Fintech	Banking	Private
120	One (Walmart)	Dec 2024 round	2019	USA	Fintech	Payments	Private
121	Verafin	Exit Nov 2020	2003	Canada	Fintech	Security	Exit
122	Uala	Nov 2024 round	2017	Argentina	Fintech	PFM	Private
123	Zip Co	7 Jan '25	2013	Australia	Payments	BNPL	Public
124	Backbase	June 2022 round	2003	Netherlands	BankTech		Private
125	Ethos Life	Jan 2022 round	2016	USA	Insuretech	Life	Private
126	Thought Machine	May 2022 round	2015	UK	Banktech		Private
127	Paidy	Exit Sep 2021 (PayPal)	2008	Japan	Fintech	Payments	Exit
128	Recorded Future	Exit Oct 2024 (MasterCard)	2009	USA	Security		Exit
129	Enova	7 Jan '25	2004	USA	Lendtech		Public
130	Rapyd	Oct 2024 secondary	2016	UK	Fintech	Payments	Private
131	Duck Creek Software	Exit Mar 2023 (Vista Equity)	2000	USA	Fintech	Insurance	Exit
132	Lemonade	7 Jan '25	2015	USA	Insurtech		Public
133	Tinkoff Bank	7 Jan '25	2006	Russia	Fintech	Banking	Public
134	Aura	Oct 2021 round	2019	USA	Insuretech	Identity	Private
135	Coda Payments	April 2022 round	2011	Singapore	Payments		Private
136	Singlife	Nov 2023 round	2015	Singapore	Insuretech	Life	Private
137	Itiviti	Exit April 2021	2016	Sweden	Fintech	Investing	Exit
138	Stone	7 Jan '25	2013	Brazil	Fintech	Payments	Public
139	Accelerant	June 2023 round	2018	USA	Insuretech	Marketplace	Private
140	Paxos	April 2021 round	2012	USA	Crypto		Private
141	Lakala	7 Jan '25	2004	China	Fintech	Lead gen	Public
142	Flywire	7 Jan '25	2011	USA	Fintech	Payments	Public
143	Greenlight	April 2021 round ($500M in July '24 secondary)	2014	USA	Fintech	Payments	Private
144	Divvy	Exit May 2021 (Bill.com)	2016	USA	Fintech	Payments/SMB	Exit
145	Lifelock	Exit	2005	USA	Fintech	Credit	Exit
146	Upgrade	Aug 2023 secondary	2016	USA	Fintech	Lending	Private
147	Bitso	May 2021 round	2014	Mexico	Crypto		Private
148	Chipper Cash	Nov 2021 round	2018	USA	Fintech	Payments	Private
149	CloudWalk	Nov 2021 round	2013	Brazil	Fintech	Payments	Private
150	CoinDCX	Apr 2022 round	2017	India	Crypto		Private
151	Current	April 2021 round	2015	USA	Fintech	Banking	Private
152	Newfront	Apr 2022 round	2017	USA	Insurtech	Commercial	Private
153	iZettle	Exit	2010	Sweden	Fintech	Payments	Exit
154	Tink	June 2021 Exit (Visa)	2012	Sweden	Fintech	Banking	Exit
155	Lufax	7 Jan '25	2011	China	Fintech	Investing	Public
156	Bolttech	Dec 2024 round	2020	Singapore	Insurtech		Private
157	C6 Bank	Dec 2020 round	2018	Brazil	Fintech	Banking	Private
158	GoCardless	Feb 2022 round	2011	UK	Fintech	Payments	Private
159	Jeeves	Mar 2022 round	2019	USA	Cards	SMB	Private
160	Mercado Bitcoin	June 2021 round	2013	Brazil	Crypto		Private
161	PayFit	Jan 2022 round	2015	France	SMB	Payroll	Private
162	ReCharge	May 2021 round	2014	USA	Fintech	Payments	Private
163	AvidXchange	7 Jan '25	2000	USA	Fintech	Payments	Public
164	PagSeguro	7 Jan '25	2006	Brazil	Fintech	Payments	Public
165	21.co	Sep 2022 round	2018	Switzerland	Crypto	Investing	Private
166	Amber Group	Dec 2022 round est.	2017	Hong Kong	Crypto	Exchange	Private
167	Atome	Sep 2021 round	2019	Singapore	Finetch	Lending	Private
168	Avant	Sep 2015 round	2012	USA	Fintech	Lending	Private
169	Babel Finance	May 2022 round	2018	Hong Kong	Crypto	Asset Mgmt	Private
170	Bunq	June 2021 round	2012	Netherlands	Fintech	Banking	Private
171	Clearco	April 2021 round	2015	USA	Fintech	Lending	Private
172	ClearStreet	April 2022 round	2018	USA	Investech	Security	Private
173	Clip	June 2021 round	2012	Mexico	Fintech	Payments	Private
174	Copper	Oct 2022 round	2018	UK	Cyrpto	Custody	Private
175	Divvy Homes	Aug 2021 round	2017	USA	Fintech	Investing/proptech	Private
176	FirstP2P	Per Crunchbase Dec 2019	2013	China	Fintech	Lending	Private
177	Lunar	Mar 2022 round	2015	Denmark	Banking	Challenger	Private
178	Modern Treasury	Oct 2021 round	2018	USA	Fintech	Banking	Private
179	MoMo	Dec 2021 round	2007	Vietnam	Payments	Superapp	Private
180	Opay	Aug 2021 round	2018	Nigeria	Fintech	Payments	Private
181	Pipe	Mar 2021 round	2019	USA	Fintech	Lending	Private
182	Waterdrop	Aug 2020 round	2016	China	Fintech	Insurance	Private
183	Zenefits	May 2015 round	2013	USA	Fintech	Payroll/SMB	Private
184	Zilch	Nov 2021 round	2018	UK	Fintech	Lending	Private
185	Next Insurance	Nov 2023 secondary	2016	USA	Fintech	Insurance	Private
186	Addepar	July 2024 secondary	2009	USA	Fintech	Investing	Private
187	Coinswitch Kuber	Oct 2021 round	2017	India	Crypto	Exchange	Private
188	Digit Insurance	Jan 2021 round	2016	India	Insurtech	Insurance	Private
189	MX	Jan 2021 round	2010	USA	Fintech	Banking	Private
190	Roofstock	Mar 2022 round	2015	USA	Investech	Real estate	Private
191	Varo Money	Mar 2023 round	2015	USA	Fintech	Banking	Private
192	AI Bank (Baixain)	Dec 2020 round	2017	China	Fintech	Banking	Private
193	BitGo	Aug 2023 round	2013	USA	Crypto		Private
194	LendingClub	7 Jan '25	2008	USA	Fintech	Lending	Public
195	Quantexa	Feb 2023 round	2016	UK	Security	Financial Crimes	Private
196	Trulioo	June 2021 round	2011	Canada	Fintech	Security	Private
197	GreenSky	Sep 2021 exit (Goldman Sachs)	2006	USA	Fintech	Lending	Exit
198	Creditas	June 2024 round	2012	Brazil	Fintech	Lending	Private
199	Coincheck	SPAC debut Dec 2024	2012	Japan	Crypto	Exchange	Public
200	LiveOak Bank	7 Jan '25	2008	USA	Banktech	Bank	Public
201	Kredivo (FinAccel)	Oct 2022 round	2015	Indonesia	Lendtech	BNPL	Private
202	Micro Connect (Diguantong)	Aug 2023 round	2021	Hong Kong	Fintech	Investing	Private
203	Spotter	Feb 2022 round	2019	USA	Lending	SMB/creators	Private
204	Wave	Sep 2021 round	2018	Senegal	Fintech	Payments	Private
205	Zuora	Exit Oct 2024 (Silver Lake)	2007	USA	Fintech	Payments	Exit
206	Melio Payments	Nov 2023 secondary	2018	USA	Fintech	Payments	Private
207	Mercury Payments	Exit (Vantiv 2014)	2001	USA	Fintech	Payments	Exit
208	Aspiration	July '24 secondary	2013	USA	Fintech	Banking	Private
209	BillDesk	July 2019 round	2000	India	Fintech	Payments	Private
210	Capitolis	Mar 2022 round	2017	USA	Investech	Capital Markets	Private
211	FloQast	Apr 2024 round	2013	USA	SMB	Accounting	Private
212	Neon Payments	May 2022 round	2016	Brazil	Banktech		Private
213	Pave	June 2022 round	2019	USA	Payments	Payroll/SMB	Private
214	Solaris	July 2023 round	2016	Germany	Fintech	Banking	Private
215	Viva Wallet	Chase investment 2022	2010	Greece	Payments	Processing	Private
216	Wayflyer	Jan 2022 round	2019	Ireland	Lending	Ecommerce	Private
217	Wealthfront	July 2024 secondary	2008	USA	Investech	Robo	Private
218	BillTrust	Exit Mar '23 (EQT)	2001	USA	Payments		Exit
219	Self Financial	Sep 2021 round	2015	USA	Fintech	Credit	Private
220	Alloy	Aug 2022 round	2015	USA	Fintech	IDentity	Private
221	Akulaku	Feb 2022 round	2014	Indonesia	Fintech	Lending	Private
222	Altruist	April 2024 round	2018	USA	Investech	Wealth Mgmt	Private
223	Ascend Money	Sep 2021 round	2015	Thailand	Payments	Wallet	Private
224	Built	July 2022 round	2014	USA	Lendtech	Construction	Private
225	Coinlist	Oct 2021 round	2017	USA	Crypto	Investing	Private
226	Dock	May 2022 round	2014	Brazil	Payments	Cards	Private
227	Kushki	June 2022 round	2017	Ecuador	Payments		Private
228	Ledger	June 2021 round	2014	France	Crypto		Private
229	M1 Finance	July 2021 round	2015	USA	Banktech	PFM	Private
230	OneCard	July 2022 round	2019	India	Payments	Cards	Private
231	PingPong	Mar 2019 round	2015	China	Payments		Private
232	Tabby	Oct 2023 round	2019	Saudi Arabia	Lending	BNPL	Private
233	Tyme Bank	Dec 2024 round	2013	South Africa	Fintech	Banking	Private
234	WeLab	Mar 2021 round (est)	2013	HongKong	Lendtech		Private
235	Zepz (WorldRemit)	Bloomberg Aug 2020	2010	UK	Payments		Private
236	Zeta	May 2021 round	2015	India	Banktech		Private
237	GoHealth	Exit	2001	USA	Healthtech	Insurance	Exit
238	Figure	Nov 2023 secondary	2018	USA	Fintech	Lending	Private
239	Alkami	April 2021 round	2009	USA	Banktech		Private
240	At-Bay	July 2021 round	2016	USA	Insurtech	Cyber	Private
241	CGTZ	June 2018 round	2013	China	Lendtech		Private
242	Figment	Dec 2021 round	2018	USA	Crypto	Staking	Private
243	FPL Technologies	Aug 2022 round	2019	India	Payments	Cards	Private
244	Judo Bank	June 2021 round	2016	Australia	Banktech	SMB	Private
245	Liquidity Group	Feb 2023 round	2018	Israel	Lendtech	SMB	Private
246	Nium	June 2024 round	2015	Singapore	Payments		Private
247	Paddle	May 2022 round	2012	UK	Payments	Invoicing	Private
248	Scalable Capital	June 2021 round	2014	Germany	Investech		Private
249	Stash	Feb 2021 round	2015	USA	Invedtech		Private
250	Human Interest	July 2024 round	2015	USA	Investech		Private
251	Betterment	Sep 2021 round	2008	USA	Investech		Private
252	Cointracker	Jan 2022 round	2017	USA	Crypto	Accounting	Private
253	CredAvenue	Mar 2022 round	2017	India	Lendtech	Marketplace	Private
254	iTrustCapital	Jan 2022 round	2018	USA	Crypto	Investing	Private
255	Konvio	Sep 2021 round	2013	Mexico	Fintech	SMB/Accounting	Private
256	Lukka	Jan 2022 round	2014	USA	Crypto	Infrastructure	Private
257	Marshmallow	Sep 2021 round	2017	UK	Insurtech	Auto	Private
258	Talos	May 2022 round	2018	USA	Crypto	Infrastructure	Private
259	TrueBill	Dec 2021 exit (Rocket)	2015	USA	Banktech	PFM	Private
260	BioCatch	April 2024 exit (Permira)	2011	Israel	Fintech	Security	Exit
261	Paya	Jan 2022 exit (Nuvei)	2006	USA	Payments		Exit
262	Hypoport SE	7 Jan '25	1999	Germany	Fintech	Lending	Public
263	Oscar Health	7 Jan '25	2012	USA	Healthtech	Insurance	Public
264	AgentSync	Dec 2021 round	2018	USA	Insuretech	Broker management	Private
265	Clover Health	Jan 2019 round	2013	USA	Healthtech	Insurance	Private
266	HashKey	Jan 2024 round	2018	China	Crypto	Exchange	Private
267	Mercury Technologies	July 2024 secondary	2015	USA	Banking	SMB	Private
268	Pilot	Mar 2021 round	2016	USA	Fintech	SMB/Accounting	Private
269	Public.com	Feb 2021 round	2018	USA	Investech		Private
270	Scalapay	Feb 2022 round	2019	Italy	Lendtech	BNPL	Private
271	Skrill	Estimate (Dealroom.co)	2001	UK	Payments	Remittances	Private
272	Stori	August 2022 round	2011	Mexico	Payments	Cards	Private
273	Unit	May 2022 round	2019	USA	Banktech	BaaS	Private
274	Galileo	Exit	2000	USA	Payments		Exit
275	SimpleNexus	Nov 2021 exit (nCino)	2011	USA	Lendtech	Mortgage	Exit
276	Deposit Solutions	Sep 2019 round	2011	Germany	Banktech		Private
277	Dave	7 Jan '25	2016	USA	Banktech	Consumer	Public
278	Sezzle	7 Jan '25	2016	USA	Lendtech		Public
279	Acko	Oct 2021 round	2016	India	Insurtech	D2C	Private
280	Branch	June 2022 round	2017	USA	Insuretech	Home/Auto	Private
281	Caribou	May 2022 round	2016	USA	Lendtech	Auto	Private
282	Earnix	Feb 2021 round	2001	Israel	Fintech	Analytics	Private
283	Fenbeitong	Feb 2022 round	2016	China	Payments	Biz T&E	Private
284	Fundbox	Nov 2021 round	2013	USA	Lendtech	SMB	Private
285	Happy Money (fka Payoff)	Feb 2022 round	2009	USA	Fintech	PFM	Private
286	Lendbuzz	October 2023	2015	USA	Lendtech	Auto loans	Private
287	MobileCoin	Aug 2021 round	2017	USA	Crypto		Private
288	Raisin	Mar 2023 round	2012	Berlin	Banking	Deposits	Private
289	Spendesk	Jan 2022 round	2016	France	Payments	SMB/Accounting	Private
290	Sunbit	May 2021 round	2016	USA	Lendtech		Private
290	Super Apps Holding	Oct 2022 SPAC (proposed)		Malysia	Payments		Private
291	Tradeshift	May 2018 round	2009	USA	Fintech	Trade	Private
292	Zego	Mar 2021 round	2016	UK	Insurtech	Auto	Private
293	Bridge	Oct 2024 exit (Stripe)	2022	USA	Crypto	Stablecoin	Exit
294	Cayan	Exit	1998	USA	Payments		Exit
295	Technysis	Feb 2022 exit (SoFi)	1999	USA	Banktech		Exit
296	Ajaib	Oct 2021 round	2018	Indonesia	Investech		Private
297	Amount	May 2021 round	2019	USA	Fintech	Infrastructure	Private
298	Aven	July 2023 round	2019	USA	Lendtech	Home equity	Private
299	Betterfly	Jan 2022 round	2018	Chile	Insuretech	Health	Private
300	Bitkub	Nov 2021 round	2018	Thailand	Crypto	Exchange	Private
301	C2FO	Apr 2019 round	2008	USA	Fintech	Accounting	Private
302	Cais	Jan 2022 round	2009	USA	Investech	Wealth Mgmt	Private
303	Cart.com	Feb 2022 round (est)	2021	USA	Ecommerce	Payments	Private
304	Clark	Aug 2022 round	2015	Germany	Insurtech	Brokerage	Private
305	Clearcover	April 2021 round	2016	USA	Insurtech	Automobile	Private
306	Crypto.com	Nov 2021 estimate	2016	Singapore	Cyrpto	Exchange	Private
307	DailyPay	Nov 2024 secondary	2015	USA	Payments		Private
308	DANA Wallet	Aug 2022 round	2017	Indonesia	Payments	Wallet	Private
309	EBANX	Jun 2021 round	2012	Brazil	Payments		Private
310	Enable	Nov 2023 round	2016	USA	Payments	Rebate mgmt	Private
311	Esusu	Jan 2022 round	2016	USA	Lendtech	Credit score	Private
312	Feedzai	Mar 2021 round	2011	USA	Fintech	Security	Private
313	Flex	Feb 2022 round (est)	2019	USA	Lendtech	Renters	Private
314	Freshbooks	Aug 2021 round	2003	Canada	Fintech	SMB/Accounting	Private
315	Glia	Mar 2022 round	2012	USA	Banktech	Customer Service	Private
316	Guantlet	Mar 2022 round	2018	USA	Crypto	Lending	Private
317	Huisuanzhang	May 2020 round	2015	China	SMB	Accounting	Private
318	InCred	Nov 2023 round	2016	India	Fintech	Lending	Private
319	Interswitch	Nov 2019 round	2002	Nigeria	Payments		Private
320	InvestCloud	Feb 2021 transaction	2010	USA	Investech		Private
321	KCD (Korean Credit Data)	Aug 2023 round	2016	South Korea	Lending	Data	Private
322	Kin Insurance	Sep 2023 round	2016	USA	Insuretech	Home	Private
323	LendingHome	Mar 2018 round	2014	USA	Lendtech		Private
324	Liquid	Apr 2019 round	2013	Japan	Crypto		Private
325	Lydia	Dec 2021 round	2013	France	Banktech	Consumer	Private
326	MatrixPort	Aug 2021 round	2019	Singapore	Crypto		Private
327	MNT-Halan	Jan 2023 round	2017	Egypt	Lending	Payments	Private
328	Moniepoint	Oct 2024 round	2015	Nigeria	Payments		Private
329	Nagad	Aug 2023 round	2018	Bangladesh	Payments	Online	Private
330	Neo Financial	May 2022 round	2019	Canada	Banking	Challenger	Private
331	Numbrs	Aug 2019 round	1999	Switzerland	Banktech		Private
332	Octane Lending	Aug 2021 round	2014	USA	Lendtech		Private
333	Open	April 2022 round	2017	India	Banktech	SMB	Private
334	Opn	May 2022 round	2020	Thailand	Payments		Private
335	Orchard	Sept 2021 round	2017	USA	Lendtech	Mortgage	Private
336	Oxyzo	Mar 2022 round	2016	India	Lendtech		Private
337	Papara	July 2023 round	2015	Turkey	Fintech	Debit	Private
338	Payhawk	Feb 2022 round	2018	London	Payments	SMB	Private
339	Paystand	Aug 2022 merger	2013	USA	Payments	Billing/SMB	Private
340	Pennylane	Feb 2024 round	2020	France	Fintech	Accounting	Private
341	Pie Insurance	Sep 2022 round (est)	2017	USA	Insuretech	SMB	Private
342	PPRO	Jan 2021 round	2006	UK	Payments		Private
343	Prove Identity (Payfone)	Oct 2023 round	2008	USA	Fintech	Security	Private
344	Satispay	Sep 2022 round	2013	Italy	Payments		Private
345	Shift Technology	May 2021 round	2013	France	Insurtech	Analytics	Private
346	Sift	April 2021 round	2011	USA	Fintech	Security	Private
347	Sightline Payments	Aug 2021 round	2009	USA	Payments		Private
348	Slice	Nov 2021 round	2016	India	Fintech	Cards	Private
349	SmartAsset	June 2021 round	2012	USA	Investech		Private
350	Stax (FatMerchant)	Mar 2022 round	2014	USA	Payments	Processing	Private
351	Tamara	Dec 2023 round	2020	Saudi Arabia	Lending	BNPL	Private
352	TaxFix	Apr 2022 round	2016	Germany	Fintech	Tax	Private
353	The Zebra	April 2021 round	2012	USA	Insurtech	Lead gen	Private
354	Transfermate	May 2022 round	2010	Ireland	Payments	B2B	Private
355	TrueLayer	Sep 2021 round	2016	UK	Banktech		Private
356	Vesttoo	Oct 2022 round	2018	Israel	Insuretech	Risk	Private
357	Vestwell	Dec 2023 round	2016	USA	Fintech	Investing	Private
358	Vise	May 2021 round	2016	USA	Investech	Advisors	Private
359	VNLife (VNPay)	Aug 2021 round	2007	Vietnam	Ecommerce		Private
360	Worldcoin	Oct 2021 round	2019	USA	Crypto	Payments/Identity	Private
361	Xendit	Sept 2021 round	2014	Indonesia	Payments	Payments	Private
362	Xtransfer	Sep 2021 round	2017	China	Payments	SMB	Private
363	Zebic	Aug 2022 round	2021	USA	Crypto	Payroll/SMB	Private
364	Zopa	Nov 2024 round	2004	UK	Lendtech		Private
365	ChromeRiver (Emburse)	Mar 2019 merger (Certify)	2007	USA	Payments		Exit
366	Currency Cloud	July 2020 exit (Visa)	2012	UK	Payments		Exit
367	Nutmeg	June 2021 exit (JPMorgan)	2011	UK	Investech		Exit
368	Personal Capital	Exit	2009	USA	Investech		Exit
369	Sygnum	Jan 2025 round	2017	Switzerland	Crypto	Trading	Private
370	Pismo	Jan 2024 exit (Visa)	2016	UK	Banktech		Exit
371	Finicity	June 2020 Exit (Mastercard)	1999	USA	Fintech	Infrastructure	Exit
372	Uniswap	July 2023 secondary	2018	USA	Crypto	Exchange	Private
373	Acorns	Oct 2023 secondary	2012	USA	Fintech	Investing	Private
374	MoneyLion	7 Jan '25	2013	USA		Fintech	Banking
375	Blend	7 Jan '25	2012	USA	Lendtech		Public
377	Bright Health	Nov 2019 round	2015	USA	Insuretech	Health	Private
376	Thunes	July 2023 round	2016	Singapore	Payments	Remittances	Private

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Fintech Unicorns of the 21st-Century

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Finovate Europe Feb 25-26, 2025

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