With Brex’s meteoric rise from zero to $8B in just 4 years, there has been considerable attention to, and investment in business credit/charge cards (see definition below). The most recent example: Divvy’s $2.5B exit to Bill.com less than 5 years after founding, a value increase of almost $50M per MONTH!
Below are the challenger SMB business credit/charge cards currently active in the United States.
| Company | Learn More | FAB Score* | Founded | Funding ($M) | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
 | Ramp | 1058 | 2019 | $1,660 | Apply | NYC | 2 | 29 Aug '21 | 690,000 | $595.0 | $15.0 | |||
 | Expensify | 460 | 2008 | $401 | Apply | SF | 3 | 29 Aug 2021 | 1,700,000 | $0.0 | $38.2 | 32000 | ||
 | Spendesk | 205 | 2016 | $312 | Apply | |||||||||
 | Bill (FKA Divvy) | 200 | 2016 | $418 | Apply | Utah | 4 | 29 Aug 2021 | 270,000 | $165.0 | $253.0 | |||
 | Jeeves | 196 | 2019 | $368 | Apply | NYC | 71,000 | |||||||
 | Tribal Credit | 150 | 2016 | $293 | Apply | SF | 6 | 29 Aug 2021 | 4,400 | $34.3 | $9.1 | 370 | ||
 | Airbase | 134 | 2017 | $252 | Apply | SF | 77,000 | |||||||
 | Bonsai | 83 | 2016 | 0.1 | Apply | 500,000 | ||||||||
 | Karat | 71 | 2019 | $116 | Apply | SF | 7 | 29 Aug 2021 | 11,000 | $26.0 | $4.6 | |||
 | Center | 38 | 2018 | $70 | Apply | Seattle | 14 | 29 Aug 2021 | 2,900 | $0.0 | $5.0 | |||
 | Teampay | 22 | 2016 | $50 | Apply | NYC | 10 | 29 Aug 2021 | 8,300 | $5.0 | $16.0 | |||
 | PEX | 22 | 2007 | $5 | Apply | NYC | 11 | 29 Aug 2021 | 81,000 | $0.0 | $4.9 | 2540 | 113000 | |
 | Bento (US Bank) | 18 | 2014 | $25 | Apply | SF | 9 | 29 Aug 2021 | 94,000 | $0.0 | $18.5 | 21 | 55000 | |
 | Profit (was SWIPEDOM) | 6 | 2019 | $0.5 | Apply | NYC | 12 | 29 Aug 2021 | 4,900 | $0.0 | $0.5 | 430 | ||
 | Dash.fi (was FunnelDash) | 4 | 2016 | $3.7 | Apply | Austin | 15 | 29 Aug 2021 | 8,100 | $0.0 | $0.5 | |||
 | Lola (Capital One) | 18 | 2015 | $82 | Apply | Boston | 8 | 29 Aug 2021 | 8,200 | $0.0 | $81.7 | |||
 | ComCard | 4 | 2019 | $0 | Apply | LA | 13 | 29 Aug 2021 | 700 | $0.0 | $0.2 |
