Does your digital banking meet customer expectations?

Does its ROI meet yours? For a custom action plan to optimize customer experience while improving ROI, schedule a Fintech Labs evaluation today. We’ll analyze your digital channels across our 400-point banking UX matrix and tell you how to achieve the biggest digital bang for your analog bucks.

The formula for improved digital account opening & onboarding

Download our FREE checklist, 100 Improvements for Digital Account Opening & Onboarding Optimizing digital account opening and onboarding can provide an ROI of 100% or more.

Hey banks & credit unions!

Prove to your customers, employees and community that you offer world-class digital banking. Attain a passing score on our 400-point digital banking audit and display the BUX Certified logo on your website and mobile app. Only five financial institutions will be certified in 2018. Make sure you are one of them.
Online and mobile channels continue to grow in importance. But how do you know if your digital channels are effective?
WHAT WE DO
For a decade, Fintech Labs has helped banks, credit unions, and other financial services companies improve digital banking ROI through better service offerings, more straightforward user interfaces (UI), and best-in-class customer experience (UX/CX).    
ADVISORY SERVICES
Our team, each with at least 15 years of digital banking experience, will conduct an in-depth look at your digital channels to identify customer experience strengths and weaknesses. But we don’t stop at merely identifying gaps, we provide custom advice on how to fix them in a cost-effective manner.
WHO WE HELP
Our clients include financial institutions around the globe, both large banks and smaller community banks and credit unions.
Fintech Labs BLOG
Provides insights on digital banking UX, CX, UI and general fintech innovations.
Providing UX Insights to Stay Ahead
We have studied thousands of banking, lending and personal finance sites and performed custom analyses for financial institutions, both large and small. We look forward to helping you. Request a proposal today!
SCORING
Core banking areas compared and scored against our proprietary customer experience framework
CONTACT POINTS REVIEW
400+ digital contact points reviewed for customer experience effectiveness
SUMMARY
Key takeaways summarized and prioritized
Comprehensive Analysis Includes:

Comprehensive analysis is more than 100 pages in length along with a custom PowerPoint executive summary. Each analysis is custom-tailored to your needs.

Request A Free Proposal

    UX EXPERIENCE ANALYSIS
    At a glance, see strengths, weaknesses and gaps to the ideal user experience.
    OPTIMIZATION SUGGESTIONS
    Explains how to optimize your website and mobile offerings to align with the best practices at other financial institutions.

    Years of Experience

    100+ Key Touchpoints Reviewed

    %

    Satisfaction

    Our clients include some of the leading financial institutions around the globe.

    Top 18 Online Digital Corporate Credit Cards for Small Businesses (Nov 2025)

    In the last eight years, the corporate charge card market has seen the launch of 3 major digital players (Ramp in 2019, Brex in 2017, and Divvy in 2016) that are already multi-unicorns. In addition, Expensify (founded in 2008), went public in Nov 2021 and was worth...

    Top 25 Online Digital Accounting Services for Small Business (SMB)

    Xendoo is an up-and-coming digital accounting & bookkeeping provider  Companies of all sizes need bookkeeping and accounting services. And it’s an ideal service to consume digitally. When I started reporting on the space in the mid-90s, I thought banks would...

    Top 16 U.S. Online Digital Banks for Small Business (SMB) – Nov 2025

    The first pure-play online bank, Security First Network Bank (SFNB), launched in 1995, just a year after Amazon. But unlike ecommerce, digital-only banking was slow to catch on. The legacy banks (Wells Fargo, Bank of America, et al) maintained market share by...

    The 404 Fintech Unicorns of the 21st Century (Q3 2025)

    At FintechLabs we maintain a list of 21st-century fintech companies worldwide valued at $1 billion or more and started since 1999 (includes $1B+ exits). The list is updated daily (current list here). Since the beginning of 2024, the unicorn list has increased by 54, a...

    The 9 Biggest AI Conferences for Financial Services, Banking & Fintech in 2025 & 2026

    As artificial intelligence becomes a clear competitive advantage in financial services, it's time to register for late-2025 and 2026 AI events. For the most part, early-bird prices are still in effect, so you can easily save $1,000 or more on a pair of tickets. Take a...