• Amidst global economic headwinds, how can incumbent banking institutions innovate to ensure their product offering exceeds the expectations of their customers?

• As customer touchpoints with fintech and digital technology platforms climb to an all-time high, how effective has the response from incumbent players to a build a banking experience fit for future?

• How are leading banks leveraging their internal expertise and resources to ensure developments in instant payments, Digital ID, Big data and Blockchain can become sources of competitive advantage?

• Gain a clear understanding of the value proposition instant payments can provide for mid to large tier corporates, overcoming client concerns around availability and market readiness.

• Navigate expectations around Request for Pay among your clients and how this is rolling out in the industry.

Ulrike Guigui, Head of Payment Systems at Wells Fargo

Carl Slabicki, Managing Director, and Co-Head of Global Payments at BNY Mellon

Irfan Ahmed, Head of US Payments, Bank of America

• As alternatives to card payments emerge, what are the implications for fraud when moving money directly between accounts and wallets?

• How can emerging financial technology players make sense of the Open Banking regulatory landscape and maturity in the United States vis-à-vis the European Model?

• How can issuing and acquiring banks effectively partner and develop an A2A strategy that considers their traditional card business?

Bernadette Kspeka, VP, FedNow Deputy Head of Product Development, Federal Reserve Bank of Boston

• How can Partnership and investment within the B2B and Retail Payments space be supercharged, despite turbulent economic headwinds?

• How are key payment trends in 2023 informing the strategic investment and acquisition strategy of leading financial institutions as they build their payments business?

Phil Robin, Strategy Head, Enterprise Payments, Truist

• As the US Payments market transitions to a data-driven and instant payments Ecosystem, how can legal and compliance teams from regulatory bodies and banks collaborate on the key issues of an Open Payments ecosystem?

How can consumers and merchants be safeguarded within a secure card holder environment?

• A leading P2P payment player, Retail Bank, Card Network and Payment Facilitation platform debate and discuss the payment options available to their customers.

• What does the future hold for Pay-By-Bank, Pay-By-Card, and Pay-By-Wallet in reducing friction, boosting financial inclusion, and creating a sustainable financial footprint of individuals and businesses?

Amanda Orson, CEO, Curve US

Sean Loosli, Head of Consumer and Small Business Payments, Zelle, Early Warning Services

Colin Walsh, Founder and CEO, Varo Bank

Kristy Duncan, CEO, Women in Payments (Moderator)

• How can the financial services sector create platforms, solutions, and technologies that align to key sustainability targets while protecting their bottom line?

• How can SMBs be supported and have their payment experience enhanced in the next generation of instant payments and digital banking?

• How can customer confidence and sustainability expectations be met through emerging technology tools?

• How might entry into financial services by a leading technology player change the commercial banking landscape?